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Basar Dikuraisyin
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Management of Zakat and Waqf Journal (MAZAWA))
Published by Universitas Islam Negeri Sunan Ampel
ISSN : 26857383     EISSN : 27463451     DOI : https://doi.org/10.15642/mazawa.v2i1
Core Subject : Economy, Science, Education, Social,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences
Jurnal Management of Zakat and Waqf (MAZAWA) merupakan jurnal ilmiah yang diterbitkan oleh Universitas Islam Negeri Sunan Ampel Surabaya. Jurnal ini fokus pada kajian-kajian tentang manajemen zakat dan wakaf yaitu, manajemen fundrising zakat dan wakaf, manajemen operasional zakat dan wakaf, manajemen pemasaran zakat dan wakaf, manajemen pendayagunaan zakat dan wakaf, isu-isu kontemporer seperti zakat dan wakaf produktif, investasi dana zakat dan wakaf, sukuk zakat dan wakaf, asuransi zakat dan wakaf, matematika zakat baik itu berupa penelitian lapangan maupun konseptual. Jurnal Mazawa hadir untuk merespon perkembangan era dan potensi zakat-wakaf yang terus meninggi, satu sisi sebagai rekomendasi dan di sisi lain sebagai kajian keilmuan. Jurnal Mazawa terbit dua kali selama se tahun, yakni pada Bulan September dan Maret.
Arjuna Subject : Umum - Umum
Articles 120 Documents
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Remapping Student Research Maps Zakat and Waqf Management Study Programme Sunan Ampel Surabaya State Islamic University Mustofa, Mustofa; Adi Putranto, Hanafi
Management of Zakat and Waqf Journal (MAZAWA) Vol. 5 No. 2 (2024): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2024.5.2.205-226

Abstract

: this study aims to construct student research mapping in the science of zakat and waqf management at Sunan Ampel State Islamic University Surabaya. The construction of research maps is needed to prepare graduates who are visionary, contributive and competitive in the future. The research method is a case study. The variables used are research subjects, study topics and research places. The research subject is the final project of students in the Zakat and Waqf Management Study Programme at Sunan Ampel Surabaya State Islamic University in the span of 2015 to 2022. The results showed that the majority of research on zakat and waqf used qualitative research methods, the themes raised were related to amil zakat and nadzir wakaf. There are three influencing variables, namely: scientific inclination, liking logic and criticism, disliking statistical figures and being elastic.
Utilization of Zakat Funds in Improving Human Development: A Study on Scholarship Recipients of DKI Jakarta National Amil Zakat Agency Nur Athifah Lubis, Aisyah; Faizi, Faizi
Management of Zakat and Waqf Journal (MAZAWA) Vol. 5 No. 2 (2024): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2024.5.2.122-143

Abstract

this study aims to evaluate the effectiveness of zakat funds in improving human development through the Future of Jakarta Scholarship (FJS) programme, which addresses important issues such as the sub-optimal allocation of zakat in education, high dropout rate, and inadequate level of human development. Using descriptive qualitative research method, this study collected primary data through interviews. Interview subjects include zakat recipients, programme administrators, education experts and community leaders, to provide a comprehensive understanding of the impact of the programme. The FJS theoretical framework combines zakat and Islamic finance theories, highlighting the role of zakat in socio-economic development and poverty alleviation, alongside human development theory to assess its impact on life expectancy, years of schooling, and purchasing power. The findings show that the FJS programme effectively meets criteria such as accuracy, awareness, purpose, and monitoring in distributing zakat funds. This positive impact is seen from the increase in life expectancy, increase in years of schooling, and increase in purchasing power among the beneficiaries.
Zakat Based Sociopreneurship: Eradicating the Poverty of the Rural Poor through the National Amil Zakat Agency of Gresik Regency Mugiyati, Mugiyati; Mutitul Choiroh, Ifa
Management of Zakat and Waqf Journal (MAZAWA) Vol. 5 No. 2 (2024): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2024.5.2.163-182

Abstract

this research aims to develop sociopreneurship-based zakat funds in rural poor communities through mentoring to achieve welfare. So far, many allocations of zakat funds have not developed and have no change for the poor. The research method used is qualitative with the Asset Basic Community Development (ABCD) approach. The mentoring method is carried out with a transformative and participatory approach. The mentoring team is only a facilitator to accelerate the community towards a more prosperous economic condition. The results found that the practice of zakat-based sociopreneurship was implemented with two schemes, namely: First, microfinance programme in the form of providing business capital for mustahik micro business actors. Second, business facilities assistance programme in the form of production facilities such as machinery or livestock needed by mustahik. Assistance in building the sustainability of the sociopreneurship programme is carried out through five steps: (1). Focus group discussion (FGD), (2) Stakeholder involvement (3). Training. (4). Measurement of the effectiveness of sociopreneurship.
Influence of Cash Waqf Literacy on the Interest in Waqf of the Young Generation: a Study on Students of IAIN Palangka Raya Herdayani, Herdayani; Misra, Isra; Hasnita, Hasnita
Management of Zakat and Waqf Journal (MAZAWA) Vol. 5 No. 2 (2024): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2024.5.2.144-162

Abstract

the low level of literacy regarding waqf causes a person's interest in waqf to be low. More precisely, someone's involvement in waqf is still lacking. The aim of this research is to determine the influence of cash waqf literacy on students' interest in waqf. The method used in the research was interviews and distributing questionnaires in the form of Google Form to respondents. This research is a type of quantitative research. In analyzing the data the author used simple linear regression analysis, t test and coefficient of determination regression analysis. The number of respondents in this study was 71 people who took part in the endowment seminar. Based on the results of research conducted, it was found that cash waqf literacy has a relatively low influence on students' interest in waqf. There is a need for waqf practices and providing more in-depth information about waqf.
Utilizing Cash Waqf Through Multipurpose Micro Financing at the Mutiara Tarbiyah Waqf Institution Fikri, Fikri; Noor Sayuti, Muhammad; Zulkifli, Zulkifli; Muzalifah, Muzalifah
Management of Zakat and Waqf Journal (MAZAWA) Vol. 5 No. 2 (2024): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2024.5.2.227-245

Abstract

The aim of this research is to determine the mechanism and impact of utilizing cash waqf through multipurpose micro financing carried out by the Mutiara Tarbiyah Waqf Institution. The method uses qualitative research. The approach taken is qualitative and descriptive. Data collection through observation, interviews, documentation. There are several stages in data analysis carried out by researchers, namely, data reduction, data presentation and conclusions. The results of this research are a multipurpose micro financing mechanism through cash waqf carried out by the Mutiara Tarbiyah Waqf Institution through several stages and the conditions for being able to take the financing program are teachers/employees at Sahabat Alam School. The first stage, teachers/employees submit the items they want. Second, Nazir will calculate how much fees will be paid. Third, sign a murabahah agreement. Fourth, Nazir purchases goods. The five teachers/employees are waiting for the goods to arrive and finally the monthly installment payment. This financing has a positive impact in the form of strengthening teacher/employee capacity, flexible access to funds in improving teacher/employee welfare, institutional operational support, assistance for school activities. The challenge faced is how to maintain waqf financial liquidity so that it remains maintained, stable and minimizes the occurrence of non-performing loans (NPL). One approach that can be taken is to apply 5C. Even though they haven't implemented 5C, they can minimize this by providing a salary cut.
Is it Possible to Provide Cash-Waqf Based Musyarakah Financing for Micro-Small Enterprises (MSEs) Business through Islamic Microfinance? Wicaksono, Rianto Anugerah; Agustianto, Mochammad Andre
Management of Zakat and Waqf Journal (MAZAWA) Vol. 5 No. 2 (2024): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2024.5.2.183-204

Abstract

the development of asset waqf collection methods has moved to cash waqf collection. Islamic Microfinance, such as Baitul Mal Wa Tamwil (BMT) and Micro Waqf Bank, have tried to develop financing products based on cash waqf funds. The big question is how big is the risk of losing waqf funds due to financing scheme carried out by this Islamic Microfinance. In this research we try to develop a model to form of cash waqf-based musyarakah financing by providing suggestions for improvements, based on the literature and potential losses that arise from our simulation results. We use a dynamic simulation approach to obtain overall system behavior patterns in the next 5 years. The improvements that we propose include (1) Allocation of reserve impairment of non-performing financing, (2) Assistance and supervision efforts for financing, (3) evaluation of total waqf funds allocated for musyarakah financing, and (4) evaluation of the profit-sharing rate provided on Musyarakah Financing. Our final results show that Islamic Microfinance has the potential and feasibility to create a Cash-Waqf based Musyarakah Financing model, with several conditions, such as (1) being able to increase the ability to collect waqf gradually (2) allocating costs as an efforts to mitigate the risk of losing waqf funds using reserve impairment costs and financing supervision costs (3) optimizing the distribution of funds to the productive sector and (4) determine a profit-sharing ratio that is able to minimize the risk of loss of funds.
From Allocation to Distribution: Are Islamic Banks Effective in Managing Zakat Funds? Maulida, Sri; Sofyan, Muhammad
Management of Zakat and Waqf Journal (MAZAWA) Vol. 7 No. 2 (2025): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2025.7.2.138-155

Abstract

The high potential of zakat funds in Indonesia makes various parties contribute to the collection process. One of them is the Islamic Commercial Bank which also has a role as a recipient and distributor of zakat funds. The purpose of this study was to determine how the effectiveness of the performance of zakat fund management in Islamic Commercial Banks. This study adopts a descriptive qualitative approach. It gathers data on the sources and utilization of zakat funds from the annual reports of ten Islamic Commercial Banks spanning the years 2019 to 2023. To assess financial performance, the study employs two ratio analyses pertinent to Sharia Commercial Bank conditions: the Activity Ratio and the Growth Ratio. This study found that the performance of the Activity Ratio, namely the zakat allocation ratio, is in a good performance position, zakat turnover with a not good performance position, and the average of days zakat outstanding ratio with not good performance results in 2023. Then for the Growth Ratio, both allocation and distribution are both at a not good performance in the final year of the study.
Innovation in Education Care Program on People’s Schooling Participation at LAZ DQ of Sidoarjo Salsabila, Nada Rakhima; Mega Paksi, Girindra
Management of Zakat and Waqf Journal (MAZAWA) Vol. 7 No. 2 (2025): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2025.7.2.156-172

Abstract

This study describes a new strategy for generating human development effects through the education care program of LAZ Dompet Al-Qur'an Indonesia Sidoarjo. The distribution of zakat funds for scholarship programs is only incidental, with no monitoring for human development. This study is descriptive qualitative, with the researcher acting as the key instrument. Primary data was obtained through interviews with zakat institution administrators and several beneficiaries. The results show that the Education Program has succeeded in increasing community participation in contributing to support the education of underprivileged youth in Indonesia. Institutions are advised to mobilize volunteers as mentors for scholarship recipients who need additional academic support, develop educational applications that can be accessed by parents and students to facilitate the learning process, and emphasize the importance of contributing to the success of Indonesian youth education, especially through donations to LAZ.  The recommendations from this research serve as a reference for institutions to strengthen public trust and manage prospective scholarship recipients, thereby ensuring the long-term sustainability of the Education Program
Strategy for Distributing Zakat Funds to Reduce Poverty in BAZNAS, Tebing Tinggi City Siregar, Donny Akbar; Syahbudi, Muhammad; Fadhila Rahma, Tri Inda
Management of Zakat and Waqf Journal (MAZAWA) Vol. 7 No. 2 (2025): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2025.7.2.119-137

Abstract

This study aims to identify and analyze the zakat distribution strategy implemented by BAZNAS Kota Tebing Tinggi in efforts to reduce poverty. Although the poverty rate in Tebing Tinggi has declined, the number of zakat recipients (mustahik) remains stagnant at approximately 1,000 individuals per year. This stagnation indicates that the zakat utilisation strategy requires a logical measurement ratio and recommendations for improvement. Using a descriptive qualitative approach and the SOAR (Strengths, Opportunities, Aspirations, Results) framework, this research explores perceptions and field data through questionnaires, interviews, and document analysis. The results reveal that Opportunity and Result factors scored highest in supporting the effectiveness of zakat distribution strategies. Opportunities  such  as  policy  support,  zakat  from  professionals,  and  technological advancement are identified as key drivers. Meanwhile, the expected outcomes include the economic independence of mustahik and improved transparency in zakat management. The SOAR approach proves relevant for developing zakat distribution strategies that are not only consumptive but also productive and sustainable
The Influence of Accountability and Transparency of Zakat Collecting Entities on Zakat Fund Receipt Sulistiana, Heny; Yuhertiana, Indrawati
Management of Zakat and Waqf Journal (MAZAWA) Vol. 7 No. 2 (2025): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2025.7.2.199-217

Abstract

Zakat strategically contributes to wealth distribution to reduce poverty and social inequality. Although the trend of zakat collection in Indonesia continues to increase, the accountability and transparency of financial reports of zakat institutions remain a challenge in building the trust of zakat payers. This study uses a quantitative approach, using BAZNAS and LAZ, licensed by the Ministry of Religious Affairs, for 2021–2023 as the subjects. Secondary data in the form of financial and annual reports were analyzed using IBM SPSS. The results show that accountability, financial transparency, and program transparency have a positive effect on zakat fund receipts, while management transparency has only a positive but insignificant effect. These findings emphasize the importance of implementing PSAK 409 standards and developing a systematic and adaptive transparency strategy for the development of information technology to strengthen governance and increase zakat collection.

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