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DEDDY IBRAHIM RAUF
Contact Email
deddyibrahim09@gmail.com
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+6285299931836
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deddyibrahim09@gmail.com
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Jl. Batua Raya IX Lr. 3 No. 18a
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Kota makassar,
Sulawesi selatan
INDONESIA
(JUMPER)
Published by PT. Maju Malaqbi Makkarana
ISSN : -     EISSN : 29883784     DOI : 10.59971/jumper
Core Subject : Economy, Humanities, Social,
Humanities Economics, Econometrics & Finance Social Sciences
Journal Management & Economics Review : JUMPER is a journal for publishing research results on business decisions, processes and activities in actual business settings. Theoretical and empirical advances in buyer behavior, finance, organizational theory and behavior, marketing, risk and insurance and international business are regularly evaluated. Published for executives, researchers and scholars, the Journal helps apply empirical research to practical situations and theoretical findings to the realities of the business world.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 105 Documents
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From Cash to Code: The Cultural Meaning of Financial Literacy among Women Traders in Makassar’s Traditional Markets Amin, Andi Mustika
Journal Management & Economics Review (JUMPER) Vol. 3 No. 3 (2025): September
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i3.716

Abstract

This qualitative phenomenological study explores how women traders in Makassar’s traditional markets experience and reinterpret financial literacy amid the cultural transition from cash-based to digital transactions. Drawing on in-depth interviews, participant observation, and focus group discussions across three major markets, the research conceptualizes financial literacy not merely as technical knowledge but as a relational and embodied practice rooted in trust, tactility, and moral economy. Findings reveal four major themes: (1) Tangibility and Embodiment of Value, where cash serves as sensory proof of labor and integrity; (2) Hybrid Trust Architectures, in which kinship and intergenerational mediation bridge confidence in digital systems; (3) Socially Situated Learning, where collective teaching through peer exchange sustains adaptive financial practices; and (4) Moral Reframing through Digital Visibility, where transaction records acquire new ethical significance as tools of proof and accountability. The study demonstrates that financial literacy evolves through communal learning, affective relationships, and moral negotiation, rather than through formal instruction alone. It argues that policies and fintech initiatives promoting financial inclusion must integrate cultural sensitivity, strengthen social mediators, and respect tactile economies to ensure sustainable adoption. Ultimately, the transition “from cash to code” represents not only a technological shift but a redefinition of value, trust, and moral responsibility in Makassar’s local markets.  
Impact of Change Management, Communication Effectiveness, and Organizational Readiness on Digital Transformation Success Kasrim; Murcahyanto, Hary; Yusda, Desi Derina; Ghade, Fitalis
Journal Management & Economics Review (JUMPER) Vol. 3 No. 5 (2025): November
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i5.729

Abstract

In today’s rapidly evolving digital era, organizations across all sectors face increasing pressure to transform their business processes, technologies, and cultures to remain competitive. This study investigates the impact of change management, communication effectiveness, and organizational readiness on digital transformation success. Using a quantitative research design, data were collected from 312 respondents representing various industries and analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM) in SmartPLS 4. The results reveal that all three constructs significantly and positively influence digital transformation success, with organizational readiness emerging as the strongest predictor. Furthermore, communication effectiveness partially mediates the relationship between change management and digital transformation success, while organizational readiness moderates this relationship. The model explains 68.4% of the variance in digital transformation success, demonstrating strong predictive and explanatory power. These findings confirm that successful digital transformation depends not only on technological investment but also on human-centric and organizational capabilities that ensure adaptability, clarity, and preparedness. The study contributes to theoretical advancement by integrating perspectives from change management, communication, and readiness theory within a unified framework. Practically, it offers guidance for leaders to enhance transformation outcomes by promoting transparent communication, structured change processes, and organizational readiness. Ultimately, this research underscores that digital transformation success is achieved when people, processes, and technology are strategically aligned under adaptive management.
Evaluating the Relationship Between Talent Management, Motivation, and Career Development on Employee Productivity Hodi; Murcahyanto, Hary; Sukardi; Suyitno
Journal Management & Economics Review (JUMPER) Vol. 3 No. 5 (2025): November
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i5.730

Abstract

This study examines the relationship between talent management, motivation, and career development on employee productivity in organizational settings. As businesses face increasing competition and workforce challenges, understanding how human resource practices influence performance has become essential. Using a quantitative research design, data were collected from 250 employees across various industries and analyzed through multiple linear regression. The results reveal that talent management, motivation, and career development each have a significant and positive effect on employee productivity, with talent management emerging as the most influential factor. These findings highlight that effective talent management practices such as strategic recruitment, competency development, and employee retention can substantially enhance organizational performance. Motivation, encompassing both intrinsic and extrinsic dimensions, was also found to drive higher productivity by fostering engagement and commitment. Additionally, career development opportunities contribute to improved productivity by increasing employees’ sense of purpose, capability, and career satisfaction. The study underscores the importance of adopting an integrated human resource management approach that combines talent optimization, motivational support, and career growth initiatives. Practically, the results suggest that organizations seeking to improve productivity should invest in employee-centered policies that align professional development with organizational goals. Theoretically, this research extends existing knowledge by validating the combined impact of these three key HR factors on productivity within the modern workplace context.
Public Participation and Policy Implementation: Evaluating the Effectiveness of Community Involvement in Local Development Programs Muhtar; Kumalasari, Intan; Dewi, Erlita Khrisinta
Journal Management & Economics Review (JUMPER) Vol. 3 No. 6 (2025): December
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i6.731

Abstract

This study investigates the influence of public participation on the effectiveness of policy implementation in local development programs. Grounded in participatory governance and policy implementation theories, the research explores how community involvement, institutional capacity, and inclusiveness contribute to successful local development outcomes. Using a quantitative research design, data were collected from local government officials, community representatives, and program participants to assess the relationships among public participation, accountability, transparency, and policy performance. The results reveal that meaningful community participation significantly enhances implementation effectiveness by improving coordination, strengthening trust, and aligning development initiatives with local needs. Furthermore, institutional capacity and communication quality were found to moderate the impact of participation on implementation outcomes, emphasizing that participatory mechanisms are most effective when supported by capable institutions and transparent governance systems. However, the study also identifies persistent barriers such as elite capture and limited local empowerment, which can reduce participation’s transformative potential. These findings highlight the importance of embedding participatory practices within local governance frameworks to achieve more sustainable, inclusive, and community-centered development. The study contributes to both academic discourse and practical policymaking by offering evidence-based recommendations for enhancing the design and implementation of participatory local development programs.
Extension and Communication as a Medium to Raise Awareness for Millennial Farmers in Sleman Regency, Yogyakarta Mahmuda, Luqman Abdulloh; Solikah, Umi Nur
Journal Management & Economics Review (JUMPER) Vol. 3 No. 5 (2025): November
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i5.732

Abstract

Agriculture is a sector that not only plays a role in providing food but also supports the national economy. However, this sector faces a major challenge in the form of declining interest among the younger generation in farming. The average age of farmers in Indonesia is currently relatively old, while the contribution of millennial farmers is still minimal. Sleman Regency, Yogyakarta Special Region, as one of the regional food barns, faces the same problem. Digital transformation actually opens up significant opportunities for the younger generation to play an active role in modern agriculture. However, limited knowledge, limited access to information, and negative perceptions that agriculture is less profitable are major obstacles. This study aims to analyze the role of extension and communication in raising awareness among millennial farmers in Sleman Regency. The research method used a qualitative descriptive approach with data collection techniques including in-depth interviews, participant observation, and documentation studies. Subjects included agricultural extension workers, young farmers aged 20–35, and agricultural community administrators. Data analysis was conducted using the Miles & Huberman model, including data reduction, data presentation, and conclusion drawing. The research results show that participatory communication-based extension services can increase the motivation, knowledge, and skills of millennial farmers in adopting modern agricultural technologies. Digital communication media, such as WhatsApp groups, Instagram, and YouTube, serve as effective channels for disseminating agricultural information, promoting products, and even learning techniques. The main obstacles encountered include limited internet access in some areas, inconsistent attendance at extension activities, and the social stigma that agriculture lacks promising prospects. In conclusion, face-to-face extension services combined with digital communication are effective strategies for building awareness and increasing engagement among millennial farmers in Sleman.
Negotiation and Resilience: Human Resource Management Transformation in Coastal MSMEs of South Sulawesi Burhanuddin
Journal Management & Economics Review (JUMPER) Vol. 3 No. 4 (2025): October
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i4.438

Abstract

This qualitative study investigates the transformation of Human Resource Management (HRM) practices in community-based MSMEs in the coastal areas of South Sulawesi. Using an exploratory approach with in-depth interviews, observations, and document reviews involving 20 participants, the research reveals five key themes of HRM transformation: (1) negotiated formalization, where formal HR elements are flexibly adopted considering kinship ties; (2) relational performance systems emphasizing collective assessment mechanisms; (3) youth-mediated digital adoption; (4) crisis-driven safety and wellbeing practices; and (5) financing constraints limiting human capital investments. The findings demonstrate that HRM transformation does not follow standard corporate models but rather constitutes a hybridization process where formal practices are adapted within community norms. The study concludes that effective support for coastal MSMEs requires multidimensional approaches that respect local cultural logics, leverage youth as digital mediators, and address structural financing constraints.
The meaning of Pangngadakkang in HRM practice: ethnographic study on creative SMEs in Toraja Dipoatmodjo, Tenri Sayu Puspitaningsih
Journal Management & Economics Review (JUMPER) Vol. 3 No. 4 (2025): October
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i4.713

Abstract

This study explores the role of pangngadakkang—a Torajan cultural value centered on upliftment, respect, and mutual nurturance—in shaping human resource management (HRM) practices within creative micro, small, and medium enterprises (MSMEs) in Toraja, Indonesia. Using an ethnographic qualitative approach, data were collected over eight months through participant observation, semi-structured interviews, focus group discussions, and document analysis involving four creative MSMEs. The findings reveal pangngadakkang as an operative cultural grammar that redefines HRM across five themes: ethical leadership as moral custodianship, kinship-based recruitment and apprenticeship, ritualized workplace civility, moral economies of compensation, and youth-mediated technological modernization. These practices highlight a hybrid model of HRM that integrates modern business demands with deeply embedded cultural norms, fostering organizational resilience and worker dignity. However, tensions arise between cultural obligations and economic pressures, particularly in scaling enterprises and accessing formal finance. The study concludes that culturally informed HRM interventions, co-designed with communities and leveraging intergenerational knowledge exchanges, are essential to sustain Toraja’s creative industries. This research contributes to decolonizing HRM theory by foregrounding indigenous values as foundational to ethical and effective people management.
Sustainability Communication Strategies by Women Coffeepreneurs in Toraja Riu, Isma Azis
Journal Management & Economics Review (JUMPER) Vol. 3 No. 5 (2025): November
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i5.715

Abstract

This study examines how women coffee entrepreneurs (coffeepreneurs) in Toraja, Indonesia, communicate sustainability practices within their unique socio-cultural context. Using a qualitative case study approach, the research engaged fifteen women coffeepreneurs through in-depth interviews, participant observation, and analysis of textual artifacts to understand their narrative strategies, channel selection, and negotiation of gendered constraints. Findings reveal that these women employ three key communicative practices: (1) cultural anchoring of sustainability messages through ancestral stewardship narratives and moral idioms; (2) multimodal bricolage combining oral traditions, digital platforms, and community networks; and (3) strategic storytelling that leverages care-based expertise to assert authority in male-dominated spaces. The study identifies significant tensions between affective storytelling and market demands for verifiable claims, highlighting how digital platforms both amplify and complicate sustainability communication. Results underscore the importance of co-designed capacity-building programs that enhance communicative competencies while respecting cultural frameworks. The research concludes that supporting women’s communicative agency requires hybrid approaches that integrate culturally resonant narratives with accessible verification mechanisms, ultimately contributing to more equitable and sustainable value chains.
Phenomenology of Bugis-Makassar Mompreneurs Navigating Digital Loans Amin, Andi Mustika
Journal Management & Economics Review (JUMPER) Vol. 3 No. 5 (2025): November
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i5.717

Abstract

This phenomenological study examines how Bugis–Makassar mother-entrepreneurs (mompreneurs) in South Sulawesi, Indonesia, experience and navigate digital loan services. Using Interpretative Phenomenological Analysis (IPA), the research engaged fifteen mompreneurs through in-depth interviews, participant observation, and digital trace analysis to understand their lived experiences with fintech lending. Findings reveal that digital loans represent a dualistic phenomenon—providing crucial business liquidity while simultaneously generating moral anxiety tied to cultural values of siri' (honor) and familial obligations. Participants developed hybrid financial strategies that blend digital borrowing with traditional networks, while algorithmic systems created generational divides in technological adaptation. The study identifies five key themes: immediate business agility, moral-social anxiety, algorithmic impersonality, gendered household negotiation, and collective digital practices. These findings underscore how fintech adoption is mediated through cultural frameworks and social relationships rather than being a purely technical process. The research contributes to developing culturally responsive fintech policies that recognize moral economies and support women's digital financial inclusion through community-centered design.
Empowering Women Entrepreneurs through Digital Marketing Adoption: A Path toward Sustainable Business Growth Windarsari, Wiwin Riski
Journal Management & Economics Review (JUMPER) Vol. 3 No. 6 (2025): December
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i6.763

Abstract

This study examines how the adoption of digital marketing empowers women entrepreneurs and contributes to sustainable business growth within micro, small, and medium-sized enterprises (MSMEs). Women entrepreneurs often face socio-cultural, structural, and technological barriers that limit their access to markets, mobility, and decision-making opportunities. In this context, digital marketing provides an alternative pathway for overcoming long-standing constraints by enabling wider market reach, flexible business operations, and increased visibility. Using a descriptive qualitative design, this research examines the experiences, motivations, challenges, and empowerment outcomes of women entrepreneurs in relation to the adoption of digital tools. Data were collected through semi-structured interviews with women-led MSMEs from various sectors and analyzed using thematic analysis. The findings reveal that digital marketing adoption is driven by perceived opportunities for market expansion, consumer behavior shifts, and peer network support. However, entrepreneurs face significant challenges related to digital literacy, access to technology, time limitations, and exposure to online risks. Despite these barriers, digital adoption enhances economic, social, and psychological empowerment by increasing income stability, strengthening professional networks, and improving confidence in technology use. Furthermore, digital marketing supports long-term business sustainability by fostering customer loyalty, enabling innovation, and enhancing resilience during market disruptions. Overall, the study underscores the transformative potential of digital tools for advancing women’s entrepreneurial empowerment and business sustainability, while highlighting the need for targeted capacity-building and supportive digital ecosystems.

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