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Ana Billah
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JSE: Jurnal Sharia Economica
Published by Sekolah Tinggi Agama Islam Muhammadiyah Probolinggo
ISSN : 28285514     EISSN : 28284585     DOI : https://doi.org/10.46773/jse
Core Subject : Economy,
Economics, Econometrics & Finance
JSE: Jurnal Sharia Economica(E-ISSN : 2828-4585)|(P-ISSN: 2828-5514) is a journal publishes a scientific papers on the results of the study or research and review of the literature in the scope and focus of Islamic Economics. Editor accepts the article has not been published in other media with the writing format as listed on page manuscript writing guidelines. This journal was established in 2022 and published two times a year, on January and July. The purpose of this journal is for the publication of scientific articles covering studies within the scope of Islamic Economics, such as: 1. Philosophy of Islamic Economics; 2. Islamic Economic Thought; 3. Islamic Economics and Contemporary Issues; 4. Contemporary issues in Islamic Financial Institutions; 5. Islamic Management; 6. Islamic Accounting; 7. Legal Aspects in Islamic Economics.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 174 Documents
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DAMPAK GLOBALISASI TERHADAP PERUBAHAN SOSIAL EKONOMI DI WILAYAH PESISIR: STUDI KOMUNITAS NELAYAN TRADISIONAL TUBAN Inarotul A’yun
JSE: Jurnal Sharia Economica Vol. 5 No. 2 (2026): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/yyv8he69

Abstract

Globalization is a multidimensional phenomenon that has brought significant impacts on the social, economic, and ecological life of coastal communities, particularly traditional fishing communities. This study aims to analyze the impact of globalization on changes in the socio-economic structure of traditional fishermen in the coastal areas of Tuban Regency, as well as to identify adaptation and empowerment strategies that can enhance their competitiveness and welfare. This research employs a qualitative approach with a case study design, conducted in five coastal districts of Tuban Regency. Data were collected through participatory observation, in-depth interviews, Focus Group Discussions (FGDs), and documentation, involving traditional fishermen and relevant stakeholders as key informants. Data analysis was carried out interactively through data reduction, data display, and conclusion drawing, and was strengthened by source and method triangulation. The findings indicate that globalization has intensified economic inequality between traditional and modern fishermen due to disparities in access to technology, capital, and markets. In addition, changes in the social structure were identified, characterized by the weakening of mutual cooperation values, increasing individualism, and shifts in work patterns and social relations within fishing communities. From an ecological perspective, globalization-driven pressures have contributed to the overexploitation of marine resources, adversely affecting the sustainability of traditional fishermen’s livelihoods. This study highlights the importance of fisherman empowerment strategies based on strengthening local capacities, policy protection, and sustainable marine resource management, in line with the achievement of the Sustainable Development Goals (SDGs). The findings are expected to serve as an academic reference and policy recommendation for inclusive and sustainable coastal development.
ANALISIS PEMANFAATAN E-COMMERCE UNTUK MENINGKATKAN DAYA SAINGUMKM KOTA BENGKULU ( STUDI DI UMKM KELURAHAN NUSA INDAH ) Chairunisa indri rahmatika; Andang sunarto; Andi harpepen
JSE: Jurnal Sharia Economica Vol. 5 No. 2 (2026): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/m9sxaz20

Abstract

This study aims to analyze the use of e-commerce in improving the competitiveness of Micro, Small, and Medium Enterprises (UMKM) in Nusa Indah Village, Bengkulu City. The development of information and communication technology has driven a shift in marketing patterns from conventional to digital, making e-commerce an importantstrategy for UMKM to expand market reach, improve cost efficiency, and strengthen their competitive position. The research method used is a qualitative approach with data collection techniques through interviews, observations, and documentation of UMKM actors in the research area. The results show that some UMKM have utilized e-commerce through social media and marketplaces as a means of promotion and sales. This utilization has had a positive impact in the form of increased product visibility, easier consumer access, and wider market opportunities. However, there are such as limited digital literacy, minimal human resources, and a lack of understanding of effective digital marketing strategies. Therefore, support from thegovernment, related institutions, and ongoing training are needed so that the use of e-commerce can be optimized and can increase the competitiveness of UMKM in Nusa Indah Village in a sustainable manner.
PENGARUH INFLUENCER KUALITAS CITA RASA DAN PELAYANAN PRODUK  LOKAL TERHADAP TINGKAT PEMBELIAN PELANGGAN DI COFFE SHOPE SHADO CO RANTAUPRAPAT Kartika Harahap; Muhammad Irwansyah Hasibuan; Yanto Zelibu
JSE: Jurnal Sharia Economica Vol. 5 No. 2 (2026): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/78ppns88

Abstract

This study aims to determine the influence of local product taste quality and service influencers on customer purchase decisions at Coffee Shope Shadow Co Rantauprapat. The sample size was 171 respondents, namely Coffee Shope Shadow consumers. This study used validity tests, reliability tests, classical assumption tests, multiple linear regression tests, t-tests, F-tests, and coefficients of determination using SPSS 27. The study was conducted to examine how independent variables influence the dependent variable and the percentage level of influence of the research variables by distributing research questionnaires to respondents and conducting tests. The results showed that all independent variables influenced the dependent variable, with all t-values ​​> t-table and significance values ​​<0.05. With a determination level of 0.619, or 61.90%, the effect was positive and significant.
KONTRIBUSI DANA WAKAF TERHADAP KESEJAHTERAAN UMKM BINAAN KSPPS MANDIRI SEJAHTERA Cantika Agustia; Rachma Indrarini; Sri Abidah Suryaningsih; A'rasy Fahrullah
JSE: Jurnal Sharia Economica Vol. 5 No. 2 (2026): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/wwdya464

Abstract

MSMEs (Micro, Small and Medium Enterprises) are one of the main economic sectors that contribute greatly to economic development in Indonesia. In its development, every MSME needs funding for the development of its business. Financial institutions play an important role in helping funding for MSMEs. One of the financial institutions that assists MSMEs in achieving their funding is the Sharia microfinance institution, namely Baitul Maal Wat Tamwil. One of the functions of BMT as a social institution is that BMT has a program that combines economic and social functions by empowering waqf funds for MSMEs. This study uses a descriptive qualitative research method that functions to determine the role of the waqf fund empowerment program for the welfare of MSMEs fostered by KSPPS BMT Mandiri Sejahtera East Java. Based on the results of the research carried out, it was found that the waqf fund empowerment program carried out by KSPPS BMT Mandiri Sejahtera plays a role as a capital provider and has a positive role in helping fostered MSMEs achieve prosperity based on sharia maqashid indicators.
ANALISIS PERKEMBANGAN INDUSTRI KONTRAKTOR BOOTH PAMERAN DI JABODETABEK Astomo, Inggit Auliyani; Hijriyani, Devira; Muhammad, Wisaldo; Narolita, Mella
JSE: Jurnal Sharia Economica Vol. 5 No. 2 (2026): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/47n08b38

Abstract

This study aims to analyze the development of the exhibition booth contracting industry in the Jakarta, Bogor, Depok, Tangerang, and Bekasi area within the context of the MICE sector. The exhibition industry plays a vital role as an effective direct marketing medium, thereby increasing the demand for innovative and functional booths. This study employs a qualitative approach, utilizing data collection methods that include a questionnaire administered to 60 companies and interviews with 5 exhibition booth contractors. The results indicate that the booth contractor industry has experienced significant growth over the past five years, driven by the post-pandemic recovery of the MICE sector and increasing corporate branding needs. However, the industry also faces challenges such as price competition, fluctuations in production costs, and technical and technological complexities. Key factors influencing purchasing decisions include price, design quality, functionality, technological innovation, and vendor reputation. This study contributes to understanding industry dynamics and serves as a basis for strategic decision-making.  
IMPLEMENTASI AKAD IJARAH PADA TRANSAKSI JUAL BELI BUKET UANG DI RN BUKET DAN NEPI BUKET BERDASARKAN PANDANGAN MUI TULUNGAGUNG Sari, Linda Puspita; Aridho, Muhammad Firdaus; Andhiyan, Trian; Rifai, Mohammad Saiful; Puspita Sari, Linda
JSE: Jurnal Sharia Economica Vol. 5 No. 2 (2026): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/cv8tvm42

Abstract

This research aims to analyze the implementation of the ijarah contract in the money bouquet business in Tulungagung Regency, specifically focusing on RN Buket and Nepi Buket, with reference to the legal review by the Tulungagung Indonesian Ulema Council (MUI). The phenomenon of using cash as decorative objects requires legal clarity to avoid usury (riba) and uncertainty (gharar). A descriptive qualitative method was employed, with data gathered through observation, documentation, and in-depth interviews with business owners and representatives of the Fatwa Commission of MUI Tulungagung. The data were then visually validated using NVivo software. The research findings indicate that transactions in both MSMEs are declared valid according to the view of MUI Tulungagung as they meet the criteria of the ijarah (service) contract. The sellers' profits are derived purely from assembly fees and raw material costs rather than the difference in the money's nominal value. Furthermore, price transparency and the use of protective plastic to maintain the physical integrity of the money align with the principles of liability (dhaman) and maqashid sharia in the aspect of hifdz al-mal (safeguarding wealth). The confirmation from MUI Tulungagung serves as a reinforcement that this business is sharia-compliant as long as the nominal value of the money is not traded and the physical money remains protected.
PENINGKATAN KESEJAHTERAAN EKONOMI MELALUI USAHA BATIK TULIS; PEMBERDAYAAN  PEREMPUAN OLEH PESANTREN KANZUN NAJAH KOTA BATU Eko Raharto
JSE: Jurnal Sharia Economica Vol. 5 No. 2 (2026): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/g8rjr879

Abstract

Islamic boarding school-based women's empowerment through hand-drawn batik businesses is a strategic effort to improve the economic welfare of the community. The Pesantren utilizes the potential of hand-drawn batik to promote economic independence and strengthen women's roles. This study aims to analyze the model and role of women's empowerment in improving economic welfare through hand-drawn batik businesses run by the Pesantren Kanzun Najah in Batu City. The research method used descriptive qualitative research with an instrumental case study approach, using primary and secondary data sources. Informants were selected using purposive sampling, with 11 informants, consisting of Islamic boarding school leaders and members, as criteria for empowerment members. The results show that women's empowerment is implemented through a gradual and participatory empowerment model, encompassing three stages: (1) socialization and awareness-raising, (2) hand-drawn batik training, and (3) ongoing mentoring. This model enables women to acquire batik technical skills and increases self-confidence. Empowerment plays a role in improving economic welfare, while strengthening women's independence and role in family economic decision-making. However, empowerment still faces challenges such as limited skills, unstable production, and dependence on mentoring from Islamic boarding school administrators. On the other hand, there are significant opportunities for developing hand-drawn batik businesses through the product's cultural value or regional characteristics, Islamic boarding school support, and sustainable access to promotion.
STATUS QABDH (PENGUASAAN) DALAM TRANSAKSI TABUNGAN EMAS DIGITAL DI BANK SYARIAH INDONESIA: STUDI ATAS KONSEP QABDH HUKMI DALAM FIKIH MUAMALAH Heni, Sisil
JSE: Jurnal Sharia Economica Vol. 5 No. 2 (2026): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/2mmgb286

Abstract

This research is in the field of Islamic economic law, specifically muamalah jurisprudence, focusing on the concept of qabdh (control) in digital gold savings transactions at Bank Syariah Indonesia. The purpose of this article is to analyze the conformity of digital gold savings practices with the concept of qabdh hukmi and assess its legal implications for the validity of transactions. This topic is important because the development of Islamic financial technology has resulted in a shift in the form of control from physical to digital, which requires fiqh legitimacy. The research method used is qualitative with a normative-empirical approach through literature studies and analysis of operational practices. The hypothesis of this research is that qabdh hukmi can be the basis for legitimizing digital gold transactions as long as they comply with sharia principles. The results show that the practice of digital gold savings at Bank Syariah Indonesia has fulfilled the elements of qabdh hukmi through recording ownership and customer access control. This research contributes to the development of contemporary ijtihad regarding the digitalization of Islamic assets. In conclusion, qabdh hukmi is relevant as a legal basis, thereby strengthening the validity of digital gold transactions in the modern Islamic banking system
DOOM SPENDING AMONG GENERATION Z: CONSUMER BEHAVIOR ANALYSIS AND ISLAMIC ECONOMIC PERSPECTIVE Najib, M. Thoha Ainun; Silky Roudhotus Sa’adah
JSE: Jurnal Sharia Economica Vol. 5 No. 2 (2026): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/6eypy102

Abstract

This research examines the phenomenon of doom spending among Generation Z, characterized by excessive spending as a response to stress and anxiety. It analyzes the application of Islamic economic principles to overcome this consumptive behavior through a qualitative approach with a case study method involving 25 respondents aged 18 to 25 years. Research finds that the leading causes of doom spending include academic stress, the influence of social media, and a lack of knowledge about financial management. The impacts of this behavior include mental health problems and economic difficulties. This research recommends Sharia-based financial education and awareness campaigns to increase understanding of the negative impacts of doom spending so that it is hoped that Generation Z can achieve better economic and mental well-being.
PEMBATASAN HAK KHIYAR DALAM PERDAGANGAN SAHAM: ANALISIS TERHADAP KEBIJAKAN NON-CANCELLATION PERIOD BURSA EFEK INDONESIA Abduh, Muhamad Rahmani; Akbar, Ilham; Ilmi, Fajrul; Pradana, Neco Erlin
JSE: Jurnal Sharia Economica Vol. 5 No. 2 (2026): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/j1nqs143

Abstract

This study aims to analyze the stock trading mechanism on the Indonesia Stock Exchange (IDX) and examine the Non-Cancellation Period policy from the perspective of Islamic law, particularly through the concept of khiyar. This research employs a normative legal method with a conceptual approach, focusing on the analysis of fiqh muamalah principles in relation to modern stock trading practices. The findings indicate that stock trading on the IDX is conducted through a structured electronic system, where transactions are deemed to occur upon the matching of buy and sell orders. The Non-Cancellation Period policy restricts the modification and cancellation of orders within a specific timeframe to maintain price stability and prevent potential market manipulation. From an Islamic law perspective, this restriction does not fundamentally contradict the concept of khiyar majlis, as orders that have not yet been matched cannot be considered legally binding contracts. Furthermore, based on the fiqh principles of dar’u al-mafāsid muqaddam ‘alā jalb al-maṣāliḥ (preventing harm takes precedence over attaining benefit) and lā ḍarar wa lā ḍirār (no harm and no reciprocating harm), the policy can be justified as it aims to prevent collective harm and preserve market integrity. Therefore, the Non-Cancellation Period reflects an adaptation of Islamic legal principles within modern trading systems while maintaining justice and public interest

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