cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Hastin Tri Utami
Contact Email
wealth@uinsaizu.ac.id
Phone
+6285227056696
Journal Mail Official
wealth@uinsaizu.ac.id
Editorial Address
Jl. Jend. A. Yani No. 40A Purwokerto
Location
Kab. banyumas,
Jawa tengah
INDONESIA
Wealth: Journal of Islamic Banking and Finance
Published by Universitas Islam Negeri Profesor Kiai Haji Saifuddin Zuhri Purwokerto
ISSN : 29630126     EISSN : 29649641     DOI : https://doi.org/10.24090/wealth
Core Subject : Economy,
Economics, Econometrics & Finance
Asset management, Fund Management and Asset Pricing; Banking (Efficiency, Regulation, Risk Management, Solvency); Behavioural Finance; Capital Structure; Corporate Finance and Corporate Governance; Derivative Pricing and Hedging; Distribution Forecasting with Financial Applications; Entrepreneurial Finance; Empirical Finance; Financial Economics and General Equilibrium Models; Financial Markets (Alternative, Bonds, Currency, Commodity, Derivatives, Equity, Energy, Real Estate); FinTech and Micro Finance; Capital Market.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 40 Documents
 1   2   3   4 
Halal Tourism: Potential and Prospects in Improving the Economy and Developing Mosque-Based Regional Tourism (Case Study of Nur Ala Nur Gread Mosque, Mandailing Natal) Lubis, Delima Sari; Rahmat, Paisal; Nisa Brt, Ainun; Aulia, Nurhikmah
Wealth: Journal of Islamic Banking and Finance Vol. 2 No. 2 (2023)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v2i2.9680

Abstract

This study discusses about Halal Tourism: Potential and Prospects in Improving the Economy and Developing Regional Tourism (Case Study of the Great Mosque of Nur Ala Nur Mandailing Natal), because the potential of halal tourism in Mandailing Natal supported by the majority Muslim population, has the Oldest Boarding School in Sumatra (Mustafawiyah) and having the most Islamic boarding schools in cities at North Sumatra is expected to have an influence on improving the economy and developing regional tourism as a mosque-based halal tourist destination. The research was conducted with qualitative analysis to identify the potential of Mandailing Natal Regency as a mosque-based halal tourism destination in North Sumatra Province. The results of this study. First, that the Mandailing Natal District has the potential to increase the economy and develop tourism Mosque-based areas because they are supported by the social culture of the majority Muslim community, also supported by the number of tourist data that increases every year, as well as the most Islamic boarding schools in North Sumatra Province and the oldest in Sumatra. Second, the potential for halal tourism of the Great Mosque of Nur Ala Nur Mandailing Natal has progressed every year because it is supported by the 20 shops and 1 Caffe Mandhahiling Coffee and Mobile Trade in the mosque area, also near to Aek Batang Gadis tourism, Panatapan, Raja Batu Park, and Sampuraga
Analysis of Public Perceptions of The Existence of Islamic Banking and Conventional Banking in The Tegal City Area Alawiyah, Nafisatul; Adinugraha, Hendri Hermawan; Sulthoni, Muhammad
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 1 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i1.10967

Abstract

The existence of Islamic banking and conventional banks usually have a strategic way as an intermediary institution and provide services in the payment business, but the type of the two banks can affect the preferences of prospective customers to choose between the two banks. This research is a descriptive study with a qualitative approach conducted through observation, interviews, questionnaires, and documentation. The level of public knowledge about Islamic banks and conventional banks can be categorized into a level that is still considered sufficient, not too broad. In the selection of banking institutions, people choose conventional banks because most people do not know the existence of Islamic banks. People's perceptions of Islamic banks are different. This perception can affect how people behave in choosing a particular bank for the issue of funds they have either to save or make loans at Islamic banks.
Views on Generation Islamic Banking Literacy: Bridging The Economic Gap and Improving Welfare Nurkhasanah, Tri; Adinugraha, Hendri Hermawan; Shultoni, M.
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 1 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i1.10981

Abstract

This research examines financial literacy, specifically related to Islamic banking, and its impact on Islamic banking lending and penetration in Indonesia. Qualitative and exploratory methods were used with data from a literature review and content analysis and FGDs. The results showed a majority understanding of Islamic banking, but variations in product usage among Generation Z. Islamic banking literacy is considered key to economic sustainability and alleviating generation Z poverty, emphasizing the importance of socializing this literacy to increase its effectiveness.Keywords: Financial Literacy, Islamic Banking, Generation Z This research examines financial literacy, specifically related to Islamic banking, and its impact on Islamic banking lending and penetration in Indonesia. Qualitative and exploratory methods were used with data from a literature review and content analysis and FGDs. The results showed a majority understanding of Islamic banking, but variations in product usage among Generation Z. Islamic banking literacy is considered key to economic sustainability and alleviating generation Z poverty, emphasizing the importance of socializing this literacy to increase its effectiveness.
Analysis of Production Systems from an Islamic Economic Perspective Supandi, Ach Faqih; Ashilah, Khittah; Agustin, Mawadatul Hifniyah; Hannan, Fais Faizul; Firdausi, Firdausi
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 1 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i1.12186

Abstract

Production activities are mandatory to meet all human needs and to utilize the availability of natural resources to meet all what is needed by humans by producing or processing them. Production is the initial activity in economic activity, production basically aims to produce goods and services or produce and add value to the use of goods and services. Production is not only an activity in meeting personal needs but also for prot. Production not only aims to create what does not exist into existence, but also to produce production activities that are empowered In Islam itself, it is also explained about being a good producer based on the production system in an Islamic economic perspective. Therefore, this journal aims to provide an overview and knowledge for the general public and especially for producers to understand the ow of Islam in explaining the production system and regulating it. The method used to describe this research is a qualitative descriptive method, meaning that the technique used in this research is a literature study that focuses on nding information from journals, books or other forms of writing.
Break Even Point Analysis as A Profit Planning Tool at PT. Herbal Medicine and Pharmaceutical Industry Sido Muncul Tbk Septiani, Arin Adelia; Djuwita, Diana; Usman, Usman
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 1 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i1.12236

Abstract

One of the tools used in profit analysis planning is break even point analysis. Break even point analysis is an analysis to determine the break even point, namely the situation where a company does not make a profit and does not experience losses. This research aims to determine the level of break even point, contribution margin, margin of safety and profit targets achieved, as well as to find out whether the break even method is effectively used for profit planning. This research uses quantitative descriptive methods. The type and source of data used is secondary data in the form of the official financial report of PT Sido Muncul for the 2020-2022 period. The data analysis techniques used are break even point analysis, contribution margin, margin of safety and profit target. The results of this research show that the company's condition is very good because it has exceeded the company's break even point, so that the company makes a profit or profitability. The results of the margin of safety calculation also show that the safety limit of PT Industri Jamu and Farmasi Sido Muncul is classified as safe, because the sales figure has exceeded the calculated value of the margin safety
The Influence of Tourist Attraction, Electronic Word of Mouth, and Location on Tourists’ Visiting Decisions at Lotus Tower, Purwokerto, Banyumas Regency Komalasari, Ayu; Sochimin, Sochimin
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 2 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i2.9484

Abstract

This study aims to determine how much influence tourist attractions has, electronic word of mouth, and location both partially and simultaneously on the decision to visit tourists at the Teratai Tower Purwokerto, Banyumas Regency. This research is a quantitative research with the type of research that is a causal relationship. The data collection technique was carried out by distributing questionnaires with the population used being tourist who had visited the Purwokerto Teratai Tower tourist attraction. Determination of the population in this study using techniques non probability sampling who uses the method accidental sampling with a sample of 100 respondents who were used as research objects. The data analysis used is multiple linear regression analysis with the SPSS version 20 application. The results of this study indicate that partially and simultaneously the variable tourist attraction, electronic word of mouth, and location has a positive and significant effect on the decision to visit tourists at the Teratai Tower Purwokerto, Banyumas Regency. Suggestions for further research to develop by adding several indicators or other variables related to the decision to visit tourists to a tourist attraction.
The Influence of Fee Based Income on Gross Profit Margin and Profit Margin Ratio of Sharia Commercial Bank in Indonesia Period 2018 to 2023 Arvika, Arvika; Parno, Parno; Mainata, Dedy
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 2 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i2.12242

Abstract

The financial reports of Islamic Commercial Banks (BUS) for the years 2018–2023 that are posted on the websites of the Financial Services Authority (OJK) and associated Islamic Commercial Banks (BUS) serve as the primary source of secondary data for this quantitative research type study. Panel data regression with Fixed Effect and Random Effect models is the data analysis technique employed. E-Views 12 is the analysis tool that was utilized. The results of this study partially show that the Fee-based Income variable has no effect on the Gross Profit Margin of Islamic Commercial Banks for the 2018- s.d 2023 period with a t-statistic value <t table (0.384 <1.970) and a probability value of more than 0.05 (0.70 > 0.05). Fee Based Income has no partial effect on the Profit Margin Ratio of Islamic Commercial Banks with a statistical t value < t table (-0.258 < 1.970) and a probability value greater than 0.05 (0.79 > 0.05). So it can be concluded that Fee Based Income has no partial effect on Gross Profit Margin and Profit Margin Ratio of Islamic Commercial Banks.  
How Customer Satisfaction Can Mediate The Effect of Profit Sharing Ratio and Service Quality on Customer Loyalty Wartoyo, Wartoyo; Maulidina, Devrina; Haerisma, Alvien Septian
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 2 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i2.12535

Abstract

Abstract This research aims to analyze the effect of profit sharing ratio and service quality on member loyalty with satisfaction as a mediating variable at the Sumber branch of BMT Al Falah. The research method used is quantitative by collecting data through questionnaires. Sampling was carried out using the probability sampling method using simple random sampling. The analytical method used is path analysis. The results of the research show that the profit sharing ratio has no significant effect on member loyalty with a significant value of 0.670 > 0.05, service quality has a positive and significant effect on member loyalty with a significant value of 0.033 < 0.05, the profit sharing ratio has no significant effect. on member loyalty with satisfaction as a mediating variable with a calculated t value of 1.422 < t table 1.66088, and service quality has a positive and significant effect on loyalty with satisfaction as a mediating variable with a calculated t value of 2.485 > 1.6608.
Succession Planning For Family Business Sustainability Fadlilah, Lilik Tanwirotul; Sholikha, Akhris Fuadatis; Muarrifah, Safrina; Mubarok, Husni; Lesmana, Hendra
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 2 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i2.12604

Abstract

Although family businesses play a big part in Indonesia's economy, many of them do not continue into the next generation. Family businesses have several challenges, namely the lack of awareness regarding the importance of sustainability, the existence of myths related to differences in the successor generation also determines the sustainability of the business so that the existence of succession is a phenomenon of changing generations where the sustainability of the family business will be left to the sustainability of the company that guarantees it. This study examines the effect of succession planning on family business sustainability, with a focus on MSMEs in the Banyumas and Tegal regions. Quantitative methods were used to analyze data obtained through questionnaires from business owners. The simple regression results show, with an independent variable contribution of 86.9% to explain family business sustainability. This means that succession planning significantly improves the sustainability of businesses the variability of sustainability can be explained by 86.9% by succession planning. This study emphasizes the importance of education and training for the next generation as well as transparency in communication between owners and successors. The findings are expected to be a reference in passing on the family business with careful planning to ensure business sustainability. Suggestions for future research include expanding the scope of the business and using more varied research methods.
Development of Marine Tourism Based on Blue Economy Realizing Sustainable Development Goals (Case Study Of Teluk Penyu Beach Cilacap) Jannah, Roikhatul; Hilyatin, Dewi Laela; Riyadi, Sugeng
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 2 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i2.12605

Abstract

The purpose of this study is to determine the concept of Blue Economy that has been applied in the development of marine tourism at the Teluk Penyu Beach Cilacap and the concept of Blue Economy at the Teluk Penyu Beach Cilacap in realizing Sustainable Development Goals. The research method used is descriptive qualitative with data collection techniques through observation, interviews, and documentation. Data validity test using the source triangulation method and data analysis techniques with data collection, data reduction, data presentation, and conclusion drawing. The results of this study indicate that the development of marine tourism on the Teluk Penyu Beach Cilacap based on the Blue Economy is almost well implemented. This is seen from the implementation of three principles, namely nature’s efficiency, social inclusive, and multiple revenue that can realize several Sustainable Development Goals, namely the first goal without poverty, the second goal without hunger, the eighth goal of decent work and economic growth, the thirteenth goal of handling climate change, and the fourteenth goal of maintaining marine ecosystems. One principle that is still being worked on is the principle zero waste, which if it can be implemented properly can support the realization of the third goal of a healthy and prosperous life and the twelfth goal of responsible consumption and production which will be realized 2030

Page 3 of 4 | Total Record : 40

 1   2   3   4 

Filter by Year

2022 2025


Reset
Filter By Issues
All Issue Vol. 4 No. 2 (2025): Wealth: Journal of Islamic Banking and Finance Vol. 4 No. 1 (2025): Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 2 (2024) Vol. 3 No. 1 (2024) Vol. 2 No. 2 (2023) Vol. 2 No. 1 (2023) Vol. 1 No. 2 (2022) Vol. 1 No. 1 (2022)