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INDONESIA
Media Riset Bisnis Ekonomi Sains dan Terapan
Published by Taksasila Edukasi Insani
ISSN : -     EISSN : 29871875     DOI : 10.71312
Core Subject : Economy, Science, Education,
Computer Science & IT Economics, Econometrics & Finance Education Other
MRBEST merupakan jurnal ilmiah yang diterbitkan dan dikelola oleh Taksasila Edukasi Insani (TeiN), mempublikasikan artikel berbahasa Indonesia dengan tema yang terkait dengan bidang Bisnis, Ekonomi, Sains, dan Terapan. Terbit 4 kali dalam setahun, yaitu pada bulan Desember, Maret, Juni dan September dengan ISSN No. 2987-1875.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 118 Documents
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DETERMINAN KEPUASAN KERJA DAN DAMPAKNYA PADA KINERJA PEGAWAI PADA DIREKTORAT KEPELABUHAN Daulay, Achmad Muzairi; Yusuf, M.
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 4, No 1 (2025): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v4i1.534

Abstract

This study aims to examine and analyze the influence of communication and work discipline on employee performance, with job satisfaction as an intervening variable at the Directorate of Ports. The research employs an associative method with a quantitative approach. The sample consists of 64 respondents, selected using a random sampling technique. The analysis method used is SEM-PLS. The findings of the study reveal that communication has no positive and significant effect on job satisfaction; work discipline has a positive and significant effect on job satisfaction; communication has a positive and significant effect on employee performance; work discipline has no positive and significant effect on employee performance; job satisfaction has a positive and significant effect on employee performance; communication has no significant indirect effect on employee performance through job satisfaction; and work discipline also has no significant indirect effect on employee performance through job satisfaction.Keywords: Work Communication, Work Discipline, Job Satisfaction, Employee Performance
DETERMINAN AKUNTANSI RUMAH TANGGA Hartinah, Siti; Lestari, Rindu Ferdina; Triwarti, Hairul; Bahiroh, Eloh
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 4, No 1 (2025): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v4i1.477

Abstract

This study aims to analyze the influence of financial literacy and financial behavior on the implementation of household accounting among housewives in the South Larangan area of Tangerang City. The research design used an associative quantitative approach. Primary data were collected through questionnaires from 35 housewives selected through random sampling. Data analysis was performed using multiple linear regression using SPSS, preceded by validity, reliability, and classical assumption tests (normality, heteroscedasticity, multicollinearity).The results indicate that financial literacy and financial behavior positively and significantly influence the implementation of household accounting. Good financial literacy improves housewives' ability to manage finances, while disciplined financial behavior (budgeting, control, and saving) directly contributes to the effectiveness of accounting practices. These findings support the Theory of Planned Behavior, indicating that positive attitudes and perceived behavioral control, driven by financial literacy and behavior, shape effective household accounting intentions and actions. Contribution to practice/policy: Beneficial for housewives and assists families in systematic financial management. This research focuses only on housewives in the Larangan Selatan and does not cover a wider area. Keywords : Accounting, household, Financial Literacy and Financial Behavior
PENGARUH PELATIHAN KERJA DAN PENGEMBANGAN KARIER TERHADAP KEPUASAN KERJA PEGAWAI KANTOR PEGADAIAN HARAPAN INDAH Nurmaida, Ajeng Lulu; Khatimah, Husnul
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 4, No 1 (2025): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v4i1.508

Abstract

This study aims to examine the effect of job training and career development on employee job satisfaction at Pegadaian Harapan Indah Office. The research uses a quantitative approach with SPSS version 27 as the analysis tool. A total of 72 respondents participated in the study. The results show that job training has a significant influence on job satisfaction, with a significance value of 0.000 and a t-value of 5.434, indicating that better skills and job readiness increase employee satisfaction. Career development also shows a significant effect (significance 0.000; t-value 5.374), suggesting that growth opportunities play an important role in building motivation and loyalty. Both variables contribute positively to creating a more satisfying and productive work environment. The findings conclude that job training and career development significantly influence job satisfaction, highlighting their importance in human resource management practices to improve employee performance, engagement, and retention.Keywords: Job Training, Career Development, Employee Job Satisfication, Pegadaian, Human Resources
PENGARUH PERPUTARAN MODAL KERJA TERHADAP PROFITABILITAS PERUSAHAAN SUB SEKTOR FOOD & BEVERAGES Alfarizi, Muhammad Hasannudin; Ramadhan, Zulfikar
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 4, No 1 (2025): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v4i1.489

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh perputaran kas, perputaran piutang, dan perputaran persediaan terhadap profitabilitas pada perusahaan sub sektor Food and Beverage yang terdaftar di Bursa Efek Indonesia periode 2019–2023. Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan regresi data panel menggunakan model Random Effect, serta pengolahan data dilakukan melalui software EViews 10. Sampel yang digunakan sebanyak 20 perusahaan dengan teknik purposive sampling. Hasil penelitian menunjukkan bahwa perputaran kas berpengaruh negatif dan signifikan terhadap profitabilitas, sedangkan perputaran piutang dan perputaran persediaan berpengaruh positif namun tidak signifikan terhadap profitabilitas. Temuan ini mengindikasikan bahwa efisiensi pengelolaan kas sangat penting dalam meningkatkan profitabilitas perusahaan, sementara piutang dan persediaan perlu dikelola lebih optimal agar berdampak signifikan terhadap laba perusahaan.Keywords: perputaran kas, perputaran piutang, perputaran persediaan, profitabilitas
PENGARUH ROA, NIM, NPL, DAN EPS TERHADAP HARGA SAHAM PERBANKAN BUMN (2016-2023) Sari, Permata; Priharta, Andry; Riyanti, Riyanti
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 4, No 1 (2025): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v4i1.544

Abstract

This study investigates the influence of Return on Assets (ROA), Net Interest Margin (NIM), Non-Performing Loan (NPL), and Earnings per Share (EPS) on the stock prices of state-owned banks (BUMN) in Indonesia during the 2016–2023 period. The research applies a quantitative associative approach using saturated sampling, with the population consisting of annual financial reports from PT Bank Mandiri (Persero) Tbk, PT Bank Rakyat Indonesia (Persero) Tbk, PT Bank Negara Indonesia (Persero) Tbk, and PT Bank Tabungan Negara (Persero) Tbk. The sample comprises eight years of data collected from 2016 to 2023. Data were analyzed through multiple linear regression using EViews. The results reveal that NIM, NPL, and EPS significantly affect stock prices, while ROA shows no significant effect. These findings highlight that profitability measured by ROA is not a determining factor in stock price movements of state-owned banks, whereas NIM, NPL, and EPS play a more critical role in influencing investor decisions and market valuation. Keywords : Earnings per Share (EPS), Net Interest Margin (NIM), Non-Performing Loan (NPL), Return on Assets (ROA), Stock Price.
ANALISIS DAMPAK RASIO PROFITABILITAS SEBAGAI INDIKATOR KINERJA PERUSAHAAN (STUDI KASUS: PT BANK SYARIAH INDONESIA TAHUN 2020-2024) Rahman, Anggi Meisya; Pramana, Pandu; Ausaa, Khairul; Saputra, Arief Dwi; Wirman, Wirman; Rahmiyanti, Sev
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 4, No 1 (2025): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v4i1.546

Abstract

The study focuses on analyzing PT Bank Syariah Indonesia (BSI) Tbk.'s financial performance from 2020-2024, specifically examining profitability ratios like Net Profit Margin, Return on Asset, and Return on Equity. The research highlights the significance of measuring profitability in evaluating Islamic banking operations post-merger and pandemic challenges. Using a quantitative approach and data from BSI's financial statements, the analysis includes calculating financial ratios, trend analysis over five years, and benchmarking against industry standards. The study aims to offer insights into BSI's profitability, identify factors influencing its financial performance, and provide valuable information for management, investors, regulators, and stakeholders to make informed decisions regarding BSI's performance and sustainability in the Islamic banking sector.Keywords : NPM, Profitability, Ratio, ROA, ROE.
PENGARUH LITERASI KEUANGAN DAN PENGENDALIAN INTERNAL PADA KAS KECIL USAHA RUMAHAN Mas Amah, Mas Amah; Hadli, Hadli; Ermeila, Sri
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 4, No 1 (2025): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v4i1.550

Abstract

This qualitative case study looks at how financial literacy and internal control affect petty-cash routines in 12 home-based microenterprises. Located along Jalan Politeknik, the study helps us understand the current efforts to improve financial practices in small and medium enterprises in Indonesia. We gathered data through semi-structured interviews, non-participant observations, and document checks. We then analyzed this data using cross-case thematic analysis. The findings show a clear relationship: the level of financial literacy—whether low, medium, or high—directly impacts how well petty-cash is managed. Effectiveness revolves around five key controls: fund separation, imprest limits, mandatory documentation, simple prior authorization, and scheduled reconciliation.The study's unique contributions are two practical tools, micro-authorization (quick approval along with immediate photo proof) and weekly reconciliation. These tools effectively reduce ongoing leakages common in family-run settings. The study provides practical guidance in a clear order for improving these practices, in line with national financial literacy policy directions. Keywords : Financial literacy in MSMEs, Internal control practices, Petty cash management, Weekly reconciliation routines, Micro-authorization and photo-proof
EKSPLORASI ALASAN UTAMA RESISTENSI TERHADAP QRIS : STUDI KASUS PADA UMKM KECAMATAN KERSANA KABUPATEN BREBES Citra Karyaniasih, Berlian Widinda; Apriani, Ari
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 4, No 2 (2025): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v4i2.638

Abstract

This study aims to explore in depth the main reasons behind the preferences of Micro, Small, and Medium Enterprises (MSMEs) in Kersana District for the use of physical money and their resistance to the implementation of the Quick Response Code Indonesian Standard (QRIS) digital payment system. This study was motivated by the slow adoption of digital payment technology among MSMEs despite the government's massive push for digital transformation. The research method used is a qualitative approach utilizing in-depth interviews, focus group discussions, and direct simulations of QRIS use in daily transactions. The results show that resistance to the use of QRIS is largely due to limited understanding of digital technology, low levels of trust in the security of electronic payment systems, and constraints on internet access and stability in the study area. In addition, factors such as habit, the age of business owners, and the perception of greater control when using cash also reinforce the preference for conventional transactions. However, around 60% of respondents showed an increase in understanding, confidence, and a more open attitude after receiving education on the benefits, security, and efficiency of using QRIS. These findings confirm that contextual digital financial literacy education strategies are effective.Keywords : Digital Financial Literacy, Digital Payments, Digital Transformation, MSMEs, QRIS

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