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BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Published by Universitas Islam Negeri Fatmawati Sukarno Bengkulu
ISSN : 27274163     EISSN : 2654332X     DOI : 10.29300/ba.v9i1.XXX
Core Subject : Religion, Economy, Education,
Religion Economics, Econometrics & Finance Education Other
This journal is an electronic scientific journal focused on advancing knowledge in the fields of Islamic economics and banking. It publishes research articles, theoretical studies, and practical analyses covering topics such as Islamic finance, Islamic banking, halal investment, macro- and microeconomics based on Sharia principles, as well as economic policies aligned with Islamic law. By presenting high-quality scholarly works, Baabu Ilmi aims to serve as a platform for academic discussion and a valuable reference for researchers, academics, practitioners, and policymakers interested in the development of Islamic economics and banking.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 197 Documents
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Analisis Penerapan Prinsip Etika Bisnis Islam dalam Praktik Bisnis Isi Ulang Parfum Cahyono, Andi; Mahdi, Imam; Iqbal, Moch.
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 9, No 1 (2024): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v9i1.3415

Abstract

This research aims to analyze whether the Perfume Refill Business in Bengkulu has implemented the principles of Islamic business ethics in perfume refill sales transactions and how the principles of Islamic business ethics are applied in perfume refill transactions in Bengkulu. This research uses descriptive qualitative methods with data collection techniques in the form of interviews and documentation. The primary data in this research are the owners of perfume refills in Bengkulu, such as Edelwiss Parfum, Sempono, Althea Parfum, Pafum Ce-Le, in perfume, Al-Fazza perfume and consumers who buy perfume refills. The research results state that Perfume Refill in Bengkulu has fully implemented the principles of Islamic business ethics in its buying and selling, with the principle of monotheism, the principle of balance, the principle of free will, the principle of responsibility and the principle of ihsan.
KETERGANTUNGAN MASYARAKAT PERBATASAN INDONESIA KEPADA MALAYSIA (STUDI KASUS : DESA BADAU, KECAMATAN BADAU, KABUPATEN KAPUAS HULU, KALIMANTAN BARAT) Sari, Intan Permata
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 2 (2016): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v1i2.875

Abstract

Issues concerning border areas are an interesting issue, especially when President Joko Widodo focuses on developing the 3 T (Outermost, Outermost, and Underdeveloped) region. So far, the border area has only been used as a fringe area that is not interesting to be studied. There is little attention given by the government to the border area because it is constrained by cost and not a priority of government development. Therefore, the border community can not depend its fate on the Indonesian government and exploit the ease of access to neighboring countries. This causes the level of dependence of Indonesian society on the border so great to neighboring countries. They are 'forced' to be able to live in the midst of limited and limited access and facilities. Almost all communities in the border region experienced similar things, including the Badau community in West Kalimantan. Keywords: border areas, dependency, Badau, Kapuas Hulu, West Kalimantan, Indonesia, Malaysia, Lubok Antu
Pengaruh Kualitas Layanan IBS Mobile terhadap Kepuasan Anggota KSP-PS BMT Artha Buana Metro Nurhayati, Putri; Mukhlisin, Ahmad; Farida, Annikmah; Arifin, Zainal; Nafisah, Jauharotun
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 6, No 2 (2021): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v6i2.2806

Abstract

Along with the development of Islamic banking and Islamic financial institutions, both rural banks and cooperatives ind Indonesia today, the quality of services is an important factor in competitiveness. This happens because banking is a sharia-based service provider. Currently, there are many services provided by bank and non-bank financial institutions to make it easier for custimers to carry out their transaction activities. With the development of sophisticated technologu, it is now easier for customers to make transactions using electronic media without direct contact. This article aims to determine the effect of IBS Mobile on member satifaction at BMT Artha Buana Metro. Data obtained from questionnaires that have been answeres by respondents, namely a simple liner regression. R-Squared of 80,70 % shows that the independent variables not included in this study. Thus the results of the studi indicate that the quality of IBS Mobile services has an effect on the satisfaction of BMT Artha Metro members.
MURABAHAH CONTRACT WITH DELAYING OF HANDOVER OBJECT FOR FINANCING OF MULIA’S PROGRAM (Case Studies at Pegadaian Syariah of Bengkulu) Alfiah, Esti
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i1.1476

Abstract

This research find about financing of MULIA’s program programs the one of financing method with murabahah contract at Pegadaian. There goods things as a object are holded by Pegadaan. Exactly the purpose of this research is to know how ascept delays object with murabahah contract in prespective of Islamic economic. The kind of this research is descriptive qualitative, and the location at research is Pegadaian Stariah of Bengkulu. And to collect all of data are conducted by interview and documentation. Based on this research can the conclude that implementation at murabahah contract with delaying in handover of object for financing of MULIA’s program at Pegadaian Syariah Bengkulu are not suitable with prespective of Islamic economic.
Pengaruh Religiusitas Terhadap Impulse Buying dengan Intensitas Penggunaan Paylater sebagai Variabel Intervening pada Generasi Milenial Hazmi, Faiqul
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 8, No 1 (2023): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v8i1.2874

Abstract

This study reveals the role of religiosity in influencing of impulsive buying risk. almost of the online shopping provide a paylater feature that helps users to purchase goods with payment at a later date (online debt). The object of this research is the millennial generation. The method used is quantitative using SmartPLS as a statistical tool. The results show that (1) The level of religiosity has a negative effect on impulse buying, meaning that the more religious a person will decreases of impulsive buying behavior; (2) Religiosity has a significant negative effect on the intensity of using paylater, meaning that the more religious a person will decrease behavior of indebtedness through paylater on online shopping; (3) The intensity of using paylaters has a significant positive effect on impulse buying, meaning that debt behavior through paylaters risks increasing impulsive purchases; (4) Religiosity has a significant negative effect on impulse buying with the intensity of using paylater as an intervening variable. This indicates that Religiosity is a variable that negatively affects impulse buying, so that the dimensions in Religiosity can be strengthened, which can reduce wasteful and wasteful lifestyles. caused by impulsive purchases without going through careful purchase considerations.
PENGARUH LIKUIDITAS, UKURAN PERUSAHAAN DAN REPUTASI KAP TERHADAP KETEPATAN WAKTU PENYAMPAIAN LAPORAN KEUANGAN Yuniarti, Rina
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 1 (2016): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v1i1.855

Abstract

The relevant and good financial report have the role to minimize the needs conflicts between companies and common stock holder and able to increase the value of companies and the common stock holder itself. The timeliness is an important factor in presenting an relevant information. This research is aimed to know the influence of liquidity, company scale and the reputation of Public Accountant Office (KAP) toward the timeliness of financial report. The population of this research are cigarretes and cosmetics companies which are listed in Indonesia Stock Exchange consist of six companies. The sample in this research was taken by using purposive sampling technique. The method in analyzing the data used in this research was a regression logistic test. The results of this research showed that the liquidity did not influence the timeliness of financial report. The company scale influence the timeliness of financial report. The reputation of Public Accountant Office (KAP) influence the timeliness of financial report.Keywords: Timeliness, Liquidity, Company Scale, Reputation of Public Accountant Office (KAP)
Analisis Pembiayaan Mudharabah Bank Pembiayaan Rakyat Syariah Terhadap Nonperforming Financing di Indonesia Tahun 2015-2020 Andiman, Andiman; Widardjono, Agus
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 6, No 1 (2021): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v6i1.2751

Abstract

This study aims to analyze the effect of the type of financing on the Non-PerformingFinancing (NPF) of Islamic People's Financing Banks in Indonesia for the 2015-2019period. The research method used is panel data regression with the Fixed Effect model as the recommended model based on the results of the model selection test. The results showed that the Log Mudharabah variable had a negative effect on the Non Performing Financing of Islamic Rural Banks. Mudharabah Log, Non Performing Financing
Analisis Pengaruh Etos Kerja dan Pendampingan Terhadap Kesejahteraan Mustahik pada Program Zakat Produktif pada BAZNAS Provinsi Bengkulu Pratama, Novaldi Arya; Wahyuni, Eka Sri; Afrianty, Nonie
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 2 (2025): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v10i2.8400

Abstract

Pembangunan ekonomi bertujuan untuk meningkatkan taraf hidup yang layak dan kesejahteraan bagi masyarakatnya. Kesejahteraan mustahik adalah ketika seseorang atau kelompok penerima zakat (mustahik) dapat mencapai taraf hidup yang lebih baik dari sebelumnya Penelitian ini bertujuan untuk mengetahui pengaruh etos kerja pada kesejahteraan mustahik, mengetahui pendampingan berpengaruh pada kesejahteraan mustahik, etos kerja dan pendampingan secara bersama-sama mempengaruhi kesejahteraan mustahik pada program zakat produktif, faktor yang paling dominan mempengaruhi kesejahteraan mustahik pada program produktif, dan mengetahui seberapa besar pengaruh etos kerja dan pendampingan zakat terhadap bantuan kesejahteraan mustahik pada program zakat produktif. Penelitian ini menggunakan metode penelitian kuantitatif, dengan Teknik Partial Least Square (PLS) yaitu Uji Outer Loading, Uji Inner Loading. Sampel dalam penelitian ini sebanyak 30 mustahik, metode pengumpulan data menggunakan kuesioner. Hasil penelitian ini Pertama, kerja Etos berpengaruh secara langsung terhadap kesejahteraan mustahik. Kedua, Pendampingan Tidak berpengaruh terhadap kesejahteraan mustahik. Ketiga, Etos Kerja (X1) dan Pendampingan (X2) tidak berpengaruh terhadap kesejahteraan mustahik mustahik (Y). Keempat, Pendampingan usaha tidak memberikan dampak yang signifikan terhadap kesejahteraan mustahik, tetapi etos kerja memberikan dampak yang signifikan, Kelima, Etos kerja yang tinggi merupakan komponen penting dalam meningkatkan kesejahteraan mustahik Namun, ada beberapa jenis pendampingan tidak memberikan dampak yang signifikan terhadap kesejahteraan mustahik. Dengan estimasi pengaruh etos kerja sekitar 35%, sedangkan untuk pendampingan adalah < 5% dan sisa 60% lainnya dipengaruhi oleh variabel diluar penelitian.Kata Kunci: Zakat Produktif; Mustahik Kesejahteraan; Etos Kerja;Pendampingan; Mustahik
Urgensi MSDM Sebagai Nilai Strategis dalam Mencapai Target Perusahaan Sejati, Sugeng
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 5, No 1 (2020): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v5i1.2509

Abstract

A synergistic concept between achieving organizational goals and individual goals, so that individual competition or capability can be utilized optimally to achieve both goals. The purpose of this study is to find out how urgent HRM is as a Strategic Value in Achieving Company Targets. This research uses the method of library research (research literature) that is research whose source of information is from various library materials by reading and studying books and writings that have objects with discussion. The results showed that the applied human resource management must contain strategic values that are in accordance with integrated theories and concepts. The application of HR management has a considerable impact on the company's ability to achieve the goals to be achieved. As a company leader, you should think more thoroughly and consider the strategic value of the work program that will be created so that in the future more creative, innovative, and productive so as to minimize the possibility of not achieving organizational targets.
Pengaruh Literasi Keuangan Syariah dan Religiusitas Terhadap Perencanaan Keuangan Mahasantri Ma'had Al-Jami'ah UIN FAS Bengkulu Ainurrahmi, Winda; Elwardah, Khairiah; Afrianty, Nonie
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 1 (2025): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v10i1.7133

Abstract

Tujuan penelitian ini adalah untuk mengetahui seberapa besar pengaruh literasi keuangan syariah dan religiusitas terhadap perencanaan keuangan mahasantri Ma’had Al-Jami’ah UIN Fatmawati Sukarno Bengkulu. Penelitian menggunakan pendekatan kuantitatif dengan teknik pengumpulan data primer berupa angket yang disebarkan kepada 30 orang responden. Teknik analisis data yang digunakan adalah regresi berganda menggunakan program SPSS versi 26. Hasil penelitian ini menunjukkan bahwa literasi keuangan syariah berpengaruh signifikan terhadap perencanaan keuangan mahasantri Ma’had Al-Jami’ah UIN Fatmawati Sukarno Bengkulu dengan nilai signifikan sebesar 0,024. Religiusitas berpengaruh signifikan terhadap perencanaan keuangan mahasantri Ma’had Al-Jami’ah UIN Fatmawati Sukarno Bengkulu dengan nilai signifikan sebesar 0,027. Secara bersama-sama literasi keuangan syariah dan religiusitas berepengaruh signifikan terhadap perencanaan keuangan mahasantri Ma’had Al-Jami’ah UIN Fatmawati Sukarno Bengkulu dengan nilai signifikan sebesar 0,001.

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