cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Irwansyah Suwahyu
Contact Email
irwansyahsuwahyu99@gmail.com
Phone
+6282191045293
Journal Mail Official
ri@abcollab.id
Editorial Address
Jalan Cempaka Mekar Raya No. 10 Bandung, Jawa Barat, Indonesia
Location
Kota bandung,
Jawa barat
INDONESIA
Referensi Islamika: Jurnal Studi Islam
Published by PT. Academic Bright Collaboration
ISSN : 29884888     EISSN : 29886430     DOI : https://doi.org/10.66053/ri
Core Subject : Religion, Humanities,
Religion Humanities
Qur’anic and Hadith Studies Studies on Qur’anic exegesis (tafsir), ulum al-Qur’an, ulum al-hadith, thematic studies, and contemporary approaches to understanding the primary sources of Islamic teachings. Islamic Thought and Philosophy Research on classical and contemporary Islamic thought, Islamic philosophy, kalam (Islamic theology), and the development of intellectual traditions within Islamic civilization. Islamic Law and Contemporary Fiqh Studies on fiqh, usul al-fiqh, maqasid al-shariah, Islamic legal reform, and the application of Islamic law in various contemporary social and legal contexts. Islamic Education Research on Islamic education, curriculum development, pedagogical innovation, character education, and the transformation of Islamic educational institutions in modern contexts. Islam and Social Transformation Studies examining the relationship between Islam and social change, cultural dynamics, politics, governance, and community development. Islamic Ethics and Spirituality Research on Islamic ethics, akhlaq, Sufism, moral philosophy in Islam, and spiritual development in individual and social life. Islam and Contemporary Global Issues Studies addressing the interaction between Islamic teachings and contemporary global issues, including Islamic economics and finance, environmental sustainability, technological developments, digital society, public policy, and emerging socio-economic transformations.
Arjuna Subject : Seni dan Humaniora - Studi Agama
Articles 115 Documents
 8   9   10   11   12 
THE IMPLEMENTATION OF ISLAMIC ECONOMIC LAW IN INDONESIA’S MARITIME BORDER REGION: A CASE STUDY OF THE RIAU ISLANDS M Taufiq; Ali Ridho; Kudrat Abdillah; Jamaluddin Shiddiq
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 3 (2026): JUNI
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i3.528

Abstract

This study examines how Islamic economic law is implemented in Indonesia’s maritime border region, focusing on the Riau Islands, and explains why its application in this socially plural, geographically fragmented, and transnational setting differs from more institutionally developed regions. This research employed a qualitative explanatory case study in three areas of the Riau Islands Province: Batam City, Tanjungpinang City, and Lingga Regency. Primary data was collected through participatory observation and in-depth interviews with 14 informants, including government officials, religious leaders from Islamic organizations, practitioners of Islamic economics, and operators of halal SMEs; secondary data was obtained from an analysis of dozens of reputable academic articles and relevant books. The data were analyzed thematically using the Miles and Huberman interactive model and validated through triangulation and member checking. The study finds that Islamic economic law is practiced primarily as a lived ethical system rather than as a fully formalized legal framework. In many local transactions, values such as honesty, fairness, trust, and the avoidance of riba are strongly maintained, yet formal sharia contracts, regulatory support, and institutional access remain uneven, especially in island and peripheral areas. Its implementation is shaped by low Islamic financial literacy, limited institutional infrastructure, dispersed geography, and continuous negotiation between sharia principles, market efficiency, and interfaith social relations. The findings are limited to a qualitative case study in three locations and therefore are not statistically generalizable to all maritime border regions. However, they highlight the need for context-sensitive policies, literacy strengthening, and community-based Islamic economic development. This study contributes to Islamic economic law scholarship by bringing border-region evidence into a field largely dominated by urban and institutional studies, showing that implementation depends not only on legal formalization but also on local culture, social networks, and transnational realities.
OPTIMIZING PRODUCTIVE ZAKAT FINANCING: THE MODERATING ROLE OF BUSINESS MENTORING ON SUSTAINABLE WELFARE Ihrom Jaelani; Sari Damayanti; Acim; Misbahul Khoer
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 3 (2026): JUNI
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i3.549

Abstract

This study aims to evaluate the efficacy of productive zakat financing on the creation of sustainable welfare for mustahik (zakat recipients), and to explore the potential moderating role of business mentoring as a behavioral control mechanism. An explanatory quantitative approach was applied to a purposively selected surviving cohort comprising 75 micro-entrepreneurs who received assistance from the National Board of Zakat (BAZNAS) in Ciamis Regency, Indonesia. Data were collected via structured questionnaires and analyzed using Moderated Regression Analysis (MRA), deliberately adopting a mean-centering procedure to mitigate the risks of structural multicollinearity inherent in interaction terms. Baseline linear regression results suggest that productive zakat financing has a significant direct effect on welfare (R2 = 0.695, p < 0.05). Furthermore, the MRA indicates the presence of a moderation effect, wherein business mentoring appears to act as a significant positive moderator (β = 0.040, p = 0.029). The inclusion of this interaction variable increases the model's explanatory power to 85.8% (R2 = 0.858). These findings suggest that Islamic philanthropy regulators may benefit from adopting an integrated incubation ecosystem that systemically bundles capital provision with mentor education. The primary limitation of this study is its inherent susceptibility to survivorship bias, as it evaluates only active business units, combined with a cross-sectional observation design that limits the assertion of definitive causal inferences over extended time horizons. This research highlights a potential paradigm shift in zakat program evaluation by positioning business mentoring not merely as a parallel predictor variable, but as a crucial moderating mechanism that facilitates the attainment of holistic prosperity guided by Maqashid Sharia.
BENCHMARKING THE PERFORMANCE OF ZAKAT INSTITUTIONS: A DEA-BASED EFFICIENCY ANALYSIS OF BAZNAS AT THE LOCAL GOVERNMENT LEVEL Muhammad Aswad; Suminto
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 3 (2026): JUNI
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i3.552

Abstract

This study aims to examine the efficiency level of the National Zakat Agency (BAZNAS) at the district and municipal levels in Indonesia, with a particular focus on managerial capacity, resource optimization, and strategies for zakat collection and distribution in improving institutional performance. This research employs a quantitative approach using the Data Envelopment Analysis (DEA) method to assess the relative efficiency of BAZNAS units. An input–output model is applied, where inputs consist of total assets and operational costs, while outputs include zakat collection and distribution. The study utilizes secondary data derived from the financial reports of selected BAZNAS institutions and conducts a comparative efficiency analysis across decision-making units. The results indicate that the efficiency levels of BAZNAS institutions vary significantly across regions, with only a limited number achieving full efficiency. Several institutions operate below optimal efficiency due to suboptimal asset utilization, high operational costs, and less effective zakat collection and distribution strategies. Furthermore, managerial capacity and the implementation of good governance principles are found to play a critical role in determining institutional efficiency. This study provides important implications for policymakers and zakat administrators in enhancing efficiency through strengthening managerial capacity, improving resource allocation, and adopting innovative, technology-based zakat management strategies. However, this research is limited by the relatively small sample size and reliance on secondary data, which may not fully capture qualitative aspects such as public trust and governance quality. This study contributes to the literature on Islamic philanthropy by integrating efficiency analysis using Data Envelopment Analysis (DEA) with a conceptual framework encompassing managerial capacity, resource optimization, and operational strategies at the local government level. The findings offer practical insights for improving zakat management performance and serve as a reference for future research and policy development.
AN ISLAMIC EDUCATION PERSPECTIVE ON CHANGE MANAGEMENT IN DEVELOPING ISLAMIC EDUCATIONAL INSTITUTIONS Mahlani S.; Makmur Harun; Abd Rahman; Wahab
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 2 (2026): APRIL
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i2.609

Abstract

This study aims to examine the Islamic education perspective on change management and its role in developing Islamic educational institutions, addressing the need for value based transformation in response to globalization and institutional challenges. This research employs a multidisciplinary library research approach, integrating historical, sociological, theological, philosophical, and pedagogical-managerial perspectives. Data were collected from relevant literature and analyzed using content analysis, discourse analysis, and textual interpretation. The study finds that change management in Islamic education is a structured and systematic approach grounded in the Qur’an, Hadith, and Islamic intellectual traditions. It involves managing key elements such as mindset, leadership, vision, systems, values, culture, and curriculum, as well as internal and external resources. The process includes transforming mindsets, identifying problems, setting goals, communicating vision, implementing change, strengthening commitment, and minimizing resistance. The outputs include institutional value reconstruction, quality education design, and exemplary leadership. This study is limited to conceptual and literature-based analysis, which may restrict empirical generalization. However, it provides a comprehensive theoretical framework for future empirical studies in Islamic educational management. This study offers an integrative framework that bridges Islamic values with modern change management theory, contributing to the development of adaptive, progressive, and value-oriented Islamic educational institutions.
TA’WID AND GHARAMAH IN INDONESIA’S MURABAHA FINANCING: AN ISLAMIC LAW-AND-ECONOMICS ANALYSIS OF INCENTIVES AND CONSUMER PROTECTION Mega Mustika; Ridwan Malik; Hasanuddin; Mohd Aizul Yaakob
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 2 (2026): APRIL
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i2.617

Abstract

This study examines why late-payment charges in Islamic banking remain contested, particularly at the boundary between legitimate cost recovery and prohibited time-based gain. It evaluates how taʿwīḍ (compensation) and gharāmah (penalty) are designed and whether they genuinely enhance consumer protection or risk operating as hidden pricing in Indonesian murābaḥah financing. A mixed normative–qualitative approach is employed by triangulating doctrinal analysis of Indonesian Sharia banking regulations and DSN–MUI fatwas, document review of contract templates and internal procedures, and semi-structured interviews with financing officers, Sharia Supervisory Board members, and affected customers. An Islamic law-and-economics framework is applied to assess incentive compatibility under information asymmetry and default risk. The study finds that taʿwīḍ is justifiable only when linked to verifiable incremental costs with clear evidentiary standards and ex ante disclosure. Gharāmah is effective as a deterrent only when revenue-neutral, transparently allocated, and properly governed. Key vulnerabilities include ambiguous contract clauses, weak disclosure mechanisms, and fragmented accountability structures. The study is limited to Indonesian murābaḥah practices and relies on qualitative data, which may affect generalizability across jurisdictions and contract types. This article offers a compliance-by-design framework separating taʿwīḍ and gharāmah in drafting and accounting, introducing cost-verification protocols, audit trails, and transparent dispute mechanisms to align Sharia compliance with modern consumer protection standards.
UNVEILING JUDICIAL REASONING IN UNDERAGE MARRIAGE DISPENSATION: NON-PREGNANCY CASES AT THE YOGYAKARTA RELIGIOUS COURT Zakiyuddin Abdul Adhim; Syahrul Mubarak Subeitan; Niska Shofia
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 3 (2026): JUNI
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i3.645

Abstract

This study examines the legal reasoning of judges in granting marriage dispensations for underage applicants at the Yogyakarta Religious Court, with particular attention to cases not involving pregnancy. It seeks to explain how judges construct legal urgency and how far their reasoning reflects the principle of the best interests of the child after the enactment of stricter minimum marriage age regulations in Indonesia. This research employs a qualitative socio-legal case study with a legal reasoning approach. The data consist of 72 marriage dispensation decisions issued by the Yogyakarta Religious Court in 2020, with a focused analysis of 13 granted cases in which pregnancy was not the determining reason. The decisions were examined through thematic legal analysis and the IRAC framework by identifying the legal issue, applicable rules, judicial arguments, and conclusions in each case. The study finds that, in non-pregnancy cases, judges tended to interpret “urgent reasons” through social, moral, and familial considerations, such as fear of zina, long romantic relationships, parental anxiety, social stigma, economic readiness, and the desire to preserve family honor. The principle of the best interests of the child was mentioned in several decisions, but it was not always applied as a substantive standard for assessing education, reproductive health, psychological maturity, and long-term vulnerability. This pattern shows that judicial reasoning in marriage dispensation cases may shift the function of dispensation from a limited legal exception into a mechanism for accommodating social and moral pressure. This study is limited to one religious court and one year of decisions, which restricts generalization. However, it offers a focused account of how judicial discretion operates in non-pregnancy marriage dispensation cases and highlights the need for clearer judicial standards in defining urgent reasons and applying child protection principles. This study’s originality lies in examining non-pregnancy marriage dispensation cases, an underexplored area in Indonesian religious court studies. It shows how judicial discretion may turn “urgent reasons” into a legal space where social and moral pressures override the child-protection purpose of Indonesia’s marriage law reform.
HARMONIZING FATWA AND POLICY: FURADA HAJJ IN SOUTHEAST ASIA THROUGH THE LENS OF MASLAHAH Zainal Abidin; Ryas Maududdin; Muhammad Syahrul Sambu; Abriansyah; Muhammad Adryan
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 3 (2026): JUNI
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i3.659

Abstract

This article examines how maslahah shapes fatwa and policy positions on Furada Hajj, a pilgrimage undertaken outside official quota systems, in Indonesia, Malaysia, Singapore, and Brunei. Using a qualitative-normative approach, it analyzes fatwas, pilgrimage regulations, policy documents, and fiqh literature through comparative fatwa analysis and usul al-fiqh, focusing on maslahah, maqasid al-shariah, sadd al-dzari‘ah, and ulil amri. The study finds that maslahah does not produce a uniform ruling. It operates as a flexible legal principle whose outcomes depend on institutional context, regulatory capacity, and definitions of public welfare. Indonesia and Malaysia support conditional permissibility because Furada Hajj may respond to long waiting periods and widen access, but only when consumer protection, ethical service standards, and state supervision are ensured. Singapore and Brunei apply maslahah more restrictively, prioritizing public order, administrative control, and protection from unregulated practices. Furada Hajj should not be treated as an unrestricted alternative to official quota systems. Its acceptability depends on transparent regulation, ethical management, consumer protection, and effective supervision. This study is limited to documentary and normative analysis without empirical interviews. The article shows how maslahah mediates between classical jurisprudence and modern pilgrimage governance in Southeast Asia by explaining why similar legal principles generate divergent yet contextually grounded policy outcomes across Muslim-minority and Muslim-majority settings in contemporary Hajj administration today.
ESTABLISHING ECONOMIC EMPOWERMENT SYSTEM THROUGH MOSQUE BASED COMMUNITY Iqbal Imari; Adib Susilo; Mahendra Utama Cahya Ramadhan
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 3 (2026): JUNI
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i3.661

Abstract

This study is aimed to propose a holistic model for mosque-based economic empowerment, grounded in both theoretical foundations and practical applicability. A qualitative approach employs in this study with adopts a conceptual research method, focusing on the theoretical exploration and development of a comprehensive framework for mosque-based economic empowerment. Data in this study collected from secondary data of books, journals, and reports. A qualitative-Inductive analysis to synthesize existing literature and derive a conceptual framework which involves thematic Analysis which is the literature categorized into themes employed to analyze the data. The finding of this study shows that the Islamic Empowerment principles (justice, equity, participation, rewards, and mutual aid or ta’awun) and its dimension (faith, knowledge, and social activity) are in necessity to be integrated with mosque-based economic empowerment. The integration between this two concepts create a model are through 5 steps. By taking this steps into action mosque is not only become a ritual house but also a center of hope and opportunity, providing practical solutions to economic challenges and a home for everyone in needs. This study also has several limitations. For example, this study is a conceptual framework. An implementation of this concept and model is become a future agenda as suggestion. Moreover, the model that implemented in the future also able to be examine empirically to seek whether the model is suitable for different demographic and context. This study contributes by providing the model of mosque based economic empowerment which is based with Islamic economic empowerment through 5 steps namely, community needs assessment; resource mobilization; program development; implementation & monitoring; long-term sustainability & growth. By taking this steps into action mosque is not only become a ritual house but also a center of hope and opportunity, providing practical solutions to economic challenges and a home for everyone in needs.
"BIBLIOMETRIC MAPPING" OF ISLAMIC FINTECH AND FINANCIAL INCLUSION IN DEVELOPING COUNTRIES Endah Robiatul Adawiyah; Eti Jumiati; Hawwa Abdul Mokti; Mahmud Syukri; Dhiwa Lulu Qurotulaini
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 3 (2026): JUNI
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i3.668

Abstract

This study aims to analyze the development of research on Islamic fintech and financial inclusion in developing countries through bibliometric and network analysis approaches. The study also aims to identify publication trends, patterns of collaboration between researchers and countries, as well as the main themes that are developing in the scientific literature related to Islamic fintech. The research uses a bibliometric method with the data source coming from the Scopus database. Data collection was carried out in January 2024 using keywords related to "Islamic fintech" and "financial inclusion" in the TITLE-ABS-KEY field. The document selection process was carried out using the PRISMA approach with the criteria for English-language journal articles for the 2018–2024 period. From the initial 313 documents, 150 articles were obtained that met the criteria for analysis using the VOSviewer and Biblioshiny (R-Studio) software. The results show that publications on Islamic fintech and financial inclusion have increased significantly during the period 2018–2024, with the peak of publication occurring in 2024. Malaysia and Indonesia are the countries with the most dominant research contributions and collaborations. Keyword analysis shows that the main themes of the research include Islamic fintech, financial technology, financial inclusion, Islamic banking, P2P lending, digital payment, financial literacy, and blockchain. The findings also show that Islamic fintech plays an important role in supporting financial inclusion through sharia-based financial services that are more accessible, especially for people who have not been reached by conventional banking services. The implications of this study show that Islamic fintech has great potential as an instrument to strengthen financial inclusion in developing countries. Therefore, regulatory support, increased Islamic financial literacy, and strengthening collaboration between countries and institutions are needed to encourage the development of a more inclusive and sustainable Islamic fintech ecosystem. This research provides an important foundation for policy makers, industry players, and academics in designing a more inclusive Islamic fintech development strategy.
TEACHER STRATEGIES OF ISLAMIC RELIGIOUS EDUCATION IN OVERCOMING NEGATIVE VERBALISM BEHAVIOR AMONG SEVENTH-GRADE STUDENTS Maliq Rahman Syam; Indah Nurul Hazairin
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 3 (2026): JUNI
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i3.678

Abstract

This study aims to analyze the strategies implemented by Islamic Religious Education (PAI) teachers in overcoming negative verbalism behavior among seventh-grade students at SMP Negeri 40 Satu Atap Kerinci. This study employed a qualitative field research design. Data were collected through non-participant observations, semi-structured interviews, and documentation involving PAI teachers, students, homeroom teachers, and the school principal. Participants were selected purposively based on their involvement in students’ character development and communication behavior. Data were analyzed using the Miles and Huberman interactive model, including data condensation, data display, and conclusion drawing. Triangulation and member checking were applied to ensure data trustworthiness. The findings revealed that negative verbalism among students appeared in the form of harsh language, mockery, verbal humiliation, high-tone communication, and provocative speech. The study identified peer influence, social media exposure, family communication patterns, and low awareness of communication ethics as major inhibiting factors, while teacher modeling, religious school culture, and habituation programs served as supporting factors. PAI teachers addressed these behaviors through integrated strategies involving modeling (uswah hasanah), habituation, moral advice, educational sanctions, and collaboration with parents. These strategies gradually contributed to improving students’ language politeness and emotional awareness. The study was limited to one junior high school context and focused on qualitative exploration. This study highlights the integration of preventive and corrective Islamic educational strategies in addressing negative verbalism behavior among adolescents.

Page 10 of 12 | Total Record : 115

 8   9   10   11   12 

Filter by Year

2023 2026


Reset
Filter By Issues
All Issue Vol. 4 No. 3 (2026): JUNI Vol. 4 No. 2 (2026): APRIL Vol. 4 No. 1 (2026): FEBRUARY Vol. 3 No. 2 (2025): DECEMBER Vol. 3 No. 1 (2025): JUNE Vol. 2 No. 2 (2024): DECEMBER Vol. 2 No. 1 (2024): JUNE Vol. 1 No. 2 (2023): DECEMBER Vol. 1 No. 1 (2023): JUNE