Articles
ANALISIS BAGI HASIL FINANCING DALAM PERBANKAN SYARIAH
Aswad, Muhammad
An-Nisbah: Jurnal Ekonomi Syariah Vol 1, No 1 (2014)
Publisher : IAIN Tulungagung
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DOI: 10.21274/an.2014.1.1.1-24
Islamic banking function as intermediaries from surplus units to units depisit, Islamic banks as well as the unit of funding (fundraising) also function in fnancing (fnancing). In the application of Islamic banking operations face technical constraints associated with the sharing system (Proft and Loss Sharing), therefore Islamic banking fnancial intermediary, in this case the Islamic banks are not just trying to maximize the expected utility of its shareholders, but also pay attention to expected utility entrepreneurs and depositors. In Islamic banking operations apply for the results as a measure of return in the economy. Penentua technically specifed ratio is fxed at the beginning of the transaction but the nominal value can not be known with certainty, but see the income that will happen later. In determining the ratio ratio known as 1) Revenue sharing system; 2) Groos Proft System; and 3) Proft Sharing System. But with the objective conditions of our economy now Revenue Sharing System.Keywords: Islamic Banking, Proft Sharing Sytem Revenue sharing, Groos Proft System.
EKONOMI POLITIK KEUANGAN SYARIAH DI INDONESIA
Aswad, Muhammad
Jurnal Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan Vol 15, No 1 (2015)
Publisher : IAIN Tulungagung
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DOI: 10.21274/dinamika.2015.15.1.29-48
After experiencing a long process, the Indonesian government finally established the first syariah banking, named Bank Muamalah Indonesia (BMI) in 1993. The establishment of the first Islamic banking institution that is moementum rise of Islamic financial institutions in Indonesia. After that, sporadically emerging diverse Islamic financial institutions ranging from micro to macro. The society welcomed because Islamic financial institutions believed to be free of the riba. In addition, political influence can not be separated from the idea of an Islamic bank continuous public discourse by Moslem economists. Momentum birth of Islamic banking at the end of the New Order regime and the emergence of ICMI as a Moslem organization promotes the interests of Moslems in the national policy at the time. And equally important is the influence of Islam in the world economy global. Starting from Egypt, Pakistan, Malaysia, Bangladesh, Iran, Iraq, Jordan and Western countries such as Britain, France, and the USA.Keywords: Economy, Global Politic, Syariah
ANALISIS BAGI HASIL FINANCING DALAM PERBANKAN SYARIAH
Aswad, Muhammad
An-Nisbah: Jurnal Ekonomi Syariah Vol 1, No 1 (2014)
Publisher : IAIN Tulungagung
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DOI: 10.21274/an.2014.1.1.1-24
Islamic banking function as intermediaries from surplus units to units depisit, Islamic banks as well as the unit of funding (fundraising) also function in fnancing (fnancing). In the application of Islamic banking operations face technical constraints associated with the sharing system (Proft and Loss Sharing), therefore Islamic banking fnancial intermediary, in this case the Islamic banks are not just trying to maximize the expected utility of its shareholders, but also pay attention to expected utility entrepreneurs and depositors. In Islamic banking operations apply for the results as a measure of return in the economy. Penentua technically specifed ratio is fxed at the beginning of the transaction but the nominal value can not be known with certainty, but see the income that will happen later. In determining the ratio ratio known as 1) Revenue sharing system; 2) Groos Proft System; and 3) Proft Sharing System. But with the objective conditions of our economy now Revenue Sharing System.Keywords: Islamic Banking, Proft Sharing Sytem Revenue sharing, Groos Proft System
TINGGALAN ARKEOLOGIS DISITUS BENTENG LIPU DI KECAMATAN KULISUSU
Muhammad Aswad;
abdul Rauf Sulaeman
SANGIA JOURNAL OF ARCHAEOLOGY RESEARCH Vol. 2 No. 1: June 2018
Publisher : Laboratorium Jurusan Arkeologi Fakultas Ilmu Budaya Universitas Halu Oleo
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DOI: 10.33772/sangia.v2i1.566
The research problem formulation is (1) Any archaeological remains found at Fort Lipu. (2) How is the pattern of distribution of archaeological remains found on the site of Fort Lipu. (3) What are the functions of thefort. The objectives of the study are (1) Identifying and describing the archaeological remains at the site ofBenteng Lipu (2) Explaining the pattern of distribution of archaeological remains at the site of Benteng Lipu (3) Knowing the function of the site of Fort Lipu. This research uses space archeology. The object of this research is Benteng Lipu. The results of the archaeological remains in the Lipu Fortress site are mosques, cannons, Kulisusu,Baruga, Raha Bulelenga, Waode Bilahi tomb, Ima Ea's tomb, Gaumalanga's tomb, Sangia LaIhoria tomb, and the tomb of La Ode-Ode and King Jin. The pattern of the distribution of archaeological remains in Lipu Fortress isgrouped and random in pattern, Lipu Fortress has the function of the barata period as the center of the barata government, the development of Islam, the defense and security system. The function of the castle today is as asettlement and tourist destination.
EKONOMI POLITIK KEUANGAN SYARIAH DI INDONESIA
Muhammad Aswad
Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan Vol 15 No 1 (2015)
Publisher : LP2M IAIN Tulungagung
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DOI: 10.21274/dinamika.2015.15.1.29-48
After experiencing a long process, the Indonesian government finally established the first syariah banking, named Bank Muamalah Indonesia (BMI) in 1993. The establishment of the first Islamic banking institution that is moementum rise of Islamic financial institutions in Indonesia. After that, sporadically emerging diverse Islamic financial institutions ranging from micro to macro. The society welcomed because Islamic financial institutions believed to be free of the riba. In addition, political influence can not be separated from the idea of an Islamic bank continuous public discourse by Moslem economists. Momentum birth of Islamic banking at the end of the New Order regime and the emergence of ICMI as a Moslem organization promotes the interests of Moslems in the national policy at the time. And equally important is the influence of Islam in the world economy global. Starting from Egypt, Pakistan, Malaysia, Bangladesh, Iran, Iraq, Jordan and Western countries such as Britain, France, and the USA.Keywords: Economy, Global Politic, Syariah
ANALISIS POTENSI, REALISASI DAN KINERJA ORGANISASI PENGELOLA ZAKAT BAZNAS TULUNGAGUNG.
Muhammad Aswad;
Mulia Ardi
Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan Vol 21 No 01 (2021): Jurnal Dinamika Penelitian
Publisher : LP2M IAIN Tulungagung
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DOI: 10.21274/dinamika.2021.21.01.42-64
This study aims to measure the potential, realization and performance of BAZNAS Tulungagung. The problem faced by OPZ has not been able to maximize its role as an institution that receives zakat from the community (muzaki), OPZ BAZNAS is demanded to be professional and build trust so that the public trusts and tithes to it. This study measures the nominal potential and the realization of zakat collected by BAZNAS Tulungagung. With descriptive qualitative methods and based on zakat data and analyzed data from BPS, it is found that Tulungagung Regency is an area with a Muslim population (98%) and economic growth of 5%, per capita income of 23 million rupiah, of course it is potential for collecting zakat funds. In this study, it was found that the zakat realization was Rp. 3.719.296.538, - from a potential of Rp. 153.772.822.140, -. This can be analyzed because, (i) muzaki directly pays zakat to mustahik, (ii) muzaki's low trust in zakat management organizations, (iii) the utilization of zakat funds is not optimal, (iv) low understanding of zakat and (v) low quality of human resources (SDM) as amil zakat, the committees who organize zakat. Meanwhile, the distribution performance of BAZNAS Tulungagung is still dominated by charity patterns and partly empowerment in productive businesses.
Strategi Pemasaran UMKM Peternakan Ayam Petelur Kabupaten Tulungagung Dengan Pendekatan Analisis SWOT
Lapisna Dhiyah Yesikasari;
Muhammad Aswad
JYRS: Jurnal Online Mahasiswa Program Studi Fakultas Syariah dan Ekonomi Islam Vol 3 No 2 (2022): Jurnal JYRS Desember 2022
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG
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DOI: 10.32923/jyrs.v3i2.2327
Marketing strategies are needed by the MSMEs of laying hens to win the competition in the target market. This study describes a marketing strategy that is suitable to be applied to MSME layer chicken farms in Tulungagung Regency by utilizing the SWOT analysis method (Strengths, Weaknesses, Opportunities, Threats). The results of this study indicate that the results of the IFAS matrix are 0.43 and the results of the EFAS matrix are 1.65. So that the SWOT diagram can occupy a quadrant 1 position, which means that the MSMEs of laying chicken farms in Tulungagung Regency are in a strong position and have many opportunities. According to the results of the SWOT matrix, the strategies that are suitable to be implemented are 1) strengthening capital to increase production capacity, 2) expanding laying hens farms in other places / regions, 3) maintaining the quality of the eggs produced, 4) adding and maintaining the existing distribution network. Yes, 5) increase skilled workforce, 6) maintain and improve good relations between breeders, communities and even financial institutions.
HALAL INDUSTRIES
Muhammad Aswad
Epistemé: Jurnal Pengembangan Ilmu Keislaman Vol 17 No 01 (2022)
Publisher : Sayyid Ali Rahmatullah Tulungagung State Islamic University
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DOI: 10.21274/epis.2022.17.01.1-25
This article deals with the marketing strategies of halal certified products by Small and Micro Enterprises (SMEs) amid the rising middle-class Muslims in contemporary Java, Indonesia. These SMEs’ entrepreneurs compromise of the middle-class Muslims who are particularly concerned with fashion industries, snacks, and beverages with halal-certified label. Taking into account Benefit Opportunities Cost Risk (BOCR)-Analytic Network Process (ANP) as an approach, this article tries to identify both the proliferation of halal-certified products and the dominant mixed-factors in marketisation of halal products, including the marketing strategies used by SMEs. This article concludes that promotion—both conventional and digital—is widely essential, besides the product, price, and place aspects. Along with the rise of the middle-class Muslim in contemporary Indonesia, the commodification of religious symbols through halal-certification is one important factor that encourages the production of Muslim middle-class economy in contemporary Indonesia.
KOMPETENSI ALUMNI EKONOMI SYARIAH DALAM PERANNYA PENINGKATAN SUMBERDAYA MANUSIA PADA INDUSTRI HALAL
Muhammad Aswad
Al-Mashrafiyah (Jurnal Ekonomi, Keuangan dan Perbankan Syariah) Vol 7 No 1 (2023): April 2023
Publisher : Universitas Islam Negeri Alauddin Makassar
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DOI: 10.24252/al-mashrafiyah.v7i1.34668
The number of graduates on Islamic economics degree whose careers in the halal industri sector are limited due to low number of graduates who are certified in HR management in companies. This is of an objective conditions faced by graduates who hold Islamic Economics today. This indicates that there is a gap in terms of number of graduates who are able to be absorbed by the halal industri sector and Islamic financial institutions where only 9.1% are in accordance with their university educational background. There is a disparity in the competence and qualifications of human resources since the graduates are not equipped with adequate technical competence as required by the industri. This study used Interpretative Structure Modelling (ISM) method to examine efforts in structuring the complex needs, goals, actors and competence constraints of graduates from a model system. The results of this study revealed that the key elements of competency requirements are (1) the need for Islamic economics graduates to have hard skill and soft skill competencies. (2) the actors of competency development are Higher Education Institutions (3) The goal of competence is to create skilled human resources, (4) the obstacle in developing competence is the incompatibility of the higher education curriculum with industri needs.
PENGARUH PENGGUNAAN SOSIAL MEDIA DAN MARKETPLACE TERHADAP PENJUALAN PRODUK UMKM DI PASAR WAGE KABUPATEN TULUNGAGUNG
Mukamad Mifbah Khudin;
Muhammad Aswad
Jurnal Cakrawala Ilmiah Vol. 1 No. 11: Juli 2022
Publisher : Bajang Institute
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DOI: 10.53625/jcijurnalcakrawalailmiah.v1i11.2896
Penelitian ini mempunyai tujuan untuk mengenali seberapa besar tingkat pengaruh Sosial Media serta Marketplace terhadap penjualan produk UMKM yang terdapat di Pasar Wage Tulungagung. Dalam penelitian ini, memakai jenis penelitian kuantitatif dengan metode yang digunakan merupakan metode asosiatif. Metode ini digunakan untuk mengenali ikatan antara 2 variabel ataupun lebih. Metode pengambilan sampel merupakan sampel jenuh dengan populasi penjual produk fashion yang terdapat di Pasar Wage Tulungagung. Dari hasil analisis diperoleh: 1) variabel Sosial Media secara parsial mempunyai pengaruh positif yang signifikan terhadap hasil penjualan produk yang terdapat di Pasar Wage Tulungagung, 2) Variabel Marketplace secara parsial mempunyai pengaruh positif yang signifikan terhadap hasil penjualan produk yang terdapat di Pasar Wage Tulungagung. 3) Apabila dilakukan percobaan pengujian terhadap pada kedua variabel, maka variabel Media Sosial serta Variabel Marketplace terhadap variabel terikat yaitu penjualan produk UMKM yang terdapat di Pasar Wage Tulungagung, maka hasilnya meyakinkan kalau totalitas variabel secara simultan mempengaruhi terhadap penjualan produk UMKM yang terdapat di Pasar Wage Tulungagung. Setelah melihat nilai Adjusted R Square menampilkan 26, 8% pergantian pada variabel dependen diakibatkan oleh variabel independen dalam penelitian ini. Sebaliknya sisanya sebesar 73, 2% dipengaruhi oleh variabel lain yang tidak diteliti di dalam riset ini..