cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
-
Contact Email
-
Phone
-
Journal Mail Official
-
Editorial Address
-
Location
Kota bandar lampung,
Lampung
INDONESIA
Ikonomika : Jurnal Ekonomi dan Bisnis Islam
Published by Universitas Islam Negeri Raden Intan Lampung
ISSN : 25273434     EISSN : 25275143     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
IKONOMIKA: focused on primary studies: Islamic management, Islamic finance, Islamic Accounting, Islamic banks, and halal markets, has initiated the development of global economic advantages. Islamic based economics could not be seen as independent variable standing on side-by-side with conventional economic system. Ikonomika Journal of Islamic Economics and Business is dedicated to provide an intellectual space of scholarly discussion how the Islamic economics able to create the new global formation of Islamic economics, business and similar issues.
Arjuna Subject : -
Articles 150 Documents
 11   12   13   14   15 
Decentralized Finance as a Digital Financial System in Maqasid Sharia Perspective Widiyanti, Marlina; Wusqo, Urwatul; Kadir, Syahruddin
IKONOMIKA Vol 9, No 1 (2024)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijebi.v9i1.21522

Abstract

The rise of innovation and technological development has triggered a revolution in the financial sector with a new 'non-centralized' system. The purpose of this study is to comprehend the idea of decentralized finance and pinpoint its advantages. Using literature sources, this study employs a qualitative descriptive methodology. Books, periodicals, and other publications are examples of secondary data. According to the study's findings, DeFi has five maslahah: 1) Maintain religion (hifzu al-din); 2) Preserve the soul (hifzu an-nafs); 3) Preserve offspring (hifzu al-nasl); 4) Preserve the intellect (hifzu al-'aql); and 5) Preserve property (hifzu al-maal). These principles align with technology and the development aspects of the era of Society 5.0. Consequently, it is advised that the government implement a regulation utilizing blockchain technology in the banking industry.
Evaluation Indonesian Financial Performance of Islamic Commercial Bank using Gaussian Mixture Model with Intervention Analysis Syalsabilla, Alya Fitri; Astutik, Suci; Shahuneeza Naseer, Mariyam
IKONOMIKA Vol 9, No 1 (2024)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijebi.v9i1.21760

Abstract

Indonesia, with its rich diversity and sizable Muslim population, holds a prominent position in global Islamic finance. Financial ratios like ROA, CAR, NPF, FDR, BOPO, and NOM are crucial for assessing bank performance. Employing Gaussian Mixture Model with Intervention Analysis enhances evaluation by identifying outliers and understanding their impact.Utilizing Islamic Banking Statistics from January to December 2023, this research employs purposive sampling to select relevant variables like CAR, NPF, FDR, BOPO, NOM, and ROA. Gaussian Mixture Model identifies data patterns, while Intervention Analysis examines factors affecting Islamic banking performance.Financial performance analysis reveals shifts from "Good Performance" to "Bad Performance" starting June 2023, linked to deteriorating metrics like NPF, FDR, and BOPO. Evaluation via GMM yields an AIC of 435.3409, indicating effective classification. Intervention analysis identifies significant NPF and ROA outliers, suggesting potential issues in loan quality and profitability.Analysis via GMM highlights performance dynamics in Islamic commercial banks, transitioning from "Good" to "Bad" post-June, mirroring critical metric shifts. Stable CAR indicates a solid base, but NPF outliers suggest risk management enhancements. BOPO outliers indicate inefficiencies, while ROA emphasizes profitability. Policy interventions should focus on risk management, cost efficiency, and profitability to sustain stability and competitiveness.
Halal Lifestyle in Indonesia: Between Branding, Trends and Needs Susilawati, Cucu; Dzikrayah, Fithri; Bhatti, Omar Khalid
IKONOMIKA Vol 9, No 2 (2024)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijebi.v9i2.21899

Abstract

In Indonesia, the halal lifestyle has begun to be widely implemented by Muslim communities since the government required halal certification for products circulating in Indonesia. However, do Muslim communities implement a halal lifestyle because of their awareness of religious commands, or do they follow trends and are influenced by branding? Therefore, this research aims to determine the influence of branding, trends and needs on implementing halal Lifestyles in daily life by Muslim communities in Indonesia. This research uses a quantitative, descriptive-comparative approach. Data collection techniques were carried out by distributing questionnaires and conducting expert interviews. Questionnaires were distributed to 300 respondents according to the criteria set by the researcher. As a result, the needs variable has the highest score with a total of 4.50 (very strong), while branding gets a score of 4.13 (intense), and the trends variable gets a score of 1.70 (very weak). Based on interviews with experts, the Muslim community in Indonesia agrees and recognizes that a halal lifestyle is not just branding or a trend. However, a halal lifestyle is an obligation that Muslims must carry out according to the commands in the Al-Qur'an and Hadith. For Muslims, adopting a halal lifestyle is worship and is worth a reward. In conclusion, a halal lifestyle is included
Lessons Learn From Islamic Banking in Aceh: Analysis of The Emergence, Growth and Prospects of Single Banking Sistem Jailani, Munawar Rizki; Bin Mohamad, Mohammad Taqiuddin; Danial, Danial
IKONOMIKA Vol 9, No 1 (2024)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijebi.v9i1.21956

Abstract

Banking in Aceh, one of the provinces in Indonesia, has a unique system known as the single banking system. This article aims to explore the emergence, growth, and prospects of this system in Aceh. The research was conducted using primary and secondary data sources. Primary data was obtained through interviews with experts consisting of academics, bankers, and Islamic banking observers in Aceh. Meanwhile, secondary data was obtained from published and unpublished documents. The research results reveal that the Qanun for Sharia Financial Institutions introduced a single window system in Aceh in 2018. However, the implementation of this system faces significant challenges due to the lack of banking infrastructure and human resources. Despite its potential benefits, the prospects for a single banking system remain uncertain as it could lead to a monopoly of banking services, given the limited banking services currently available. Nevertheless, the single banking system has the potential to increase efficiency and simplify processes, making banking services more accessible and convenient for customers in Aceh.
The Moderating Effect of Company Size on The Relationship Between Financial Performance and Corporate Zakat Expenditure During Covid-19 Mursid, Mansur Chadi; Asis, Daryl M. De; Aenurofik, Aenurofik
IKONOMIKA Vol 9, No 2 (2024)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijebi.v9i2.22236

Abstract

The purpose of this study is to analyze the impact of profitability  on Zakat expenditures using firm size as a moderating variable in Indonesian Islamic commercial banks. Data was obtained from the official websites of  Islamic commercial banks surveyed from 2014 to 2020. Moderated regression analysis with SPSS program was used as the data analysis method. The findings show that ROA has a positive impact on firms' Zakat expenditures, while GPM and BOPO have no effect on firms' Zakat expenditures. Firm size moderates the relationship between profitability and firms' Zakat expenditures.
Determinants of Islamic Business Coach's Role Success in The VUCA Era Sholahuddin, Muhammad; Abdullah, Moha Asri; Barom, Mohd. Nizam
IKONOMIKA Vol 9, No 2 (2024)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijebi.v9i2.22707

Abstract

This study embarks on an explorative journey into the complex role of Islamic business coaches, particularly in the context of the VUCA (Volatility, Uncertainty, Complexity, Ambiguity) era. It aims to dissect and comprehend the various aspects that define their roles and responsibilities. The research encompasses an analysis of data collected from 150 Sharia-compliant business professionals, applying Exploratory Factor Analysis and reliability testing to uncover core dimensions of Islamic business coaching. These dimensions are identified as (1) Listener, emphasizing empathetic engagement; (2) Sound Board, enhancing problem-solving capabilities; (3) Counselor, providing ethical guidance; and (4) Spiritual Motivator, fostering leadership values rooted in Islamic principles. This study's innovative approach not only deepens the understanding of Islamic business coaching roles in the VUCA era but also extends its relevance to a broader audience, underscoring the universal appeal of ethical and spiritually informed business practices. By introducing a novel framework, this research advances academic knowledge and practical applications in Islamic business coaching, bridging cultural and religious divides and promoting a holistic approach that aligns with Islamic values and ethics, while being inclusive and applicable to a diverse global business community.
Professional Zakat and Social Transformation: an Analysis of The Economic Empowerment Policy of The Baitul Maal Foundation of Bank Rakyat Indonesia (YBM BRI) Hamid, Ahmad Munir; Arifin, Sirajul; Ahmed, Ishfaq
IKONOMIKA Vol 9, No 1 (2024)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijebi.v9i1.22783

Abstract

This study analyzes the role of Professional Zakat in social transformation through the economic empowerment policy of the Baitul Maal Foundation of Bank Rakyat Indonesia (YBM BRI). The research method uses a qualitative approach with data collection techniques through interviews and documentation studies. The results showed that YBM BRI has a strategic role in community economic empowerment through professional zakat. Through economic programs supported by zakat funds, YBM BRI has succeeded in providing training, business capital assistance, and coaching to the community to improve their economic independence. Policy analysis shows the importance of synergy between YBM BRI, the government, and the private sector in creating significant social impact. The implication of this research is the importance of continuing to increase the role of professional zakat in social transformation and inclusive economic development.
The Effect of Zakat, Infaq and Sadaqah (ZIS) Funds on Economic Growth with Poverty Level as an Intervening Variable Sastraningsih, Ellyan; Suryadi, Nanda; Fizari Abu Hassan Asari, Fadli
IKONOMIKA Vol 10, No 1 (2025)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijebi.v10i1.22891

Abstract

This study examines the relationship between economic growth and poverty levels in Indonesia in relation to zakat, infaq and sadaqah (ZIS) funds over a five-year period from 2018 to 2022. Zakat, infaq and sadaqah (ZIS) significantly contribute to economic growth. Zakat can improve people's welfare. It can help people who lack the resources to meet their basic needs. This research employs quantitative techniques and SEM Smart PLS analysis. Non-probability sampling with saturated samples was used. The research results show a significant influence of ZIS on economic growth. Poverty significantly affects economic growth. ZIS significantly affects economic growth with poverty as a mediating variable. Effective ZIS management by zakat institutions is expected to foster empowerment programmes that directly benefit the community. Strong cooperation between stakeholders to optimise ZIS fund collection can improve community welfare.
The Impact of Overconfidence and Loss Aversion Bias on Investment Decision Making Among Users of Robo Advisors in Islamic Financial Technology Rahmat, Tsaniya Kamilah; Sukmaningrum, Puji Sucia; Rusmita, Sylva Alif
IKONOMIKA Vol 9, No 2 (2024)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijebi.v9i2.23006

Abstract

The advent of the digital age has engendered profound societal transformations, among which is the proliferation of digital investment platforms. Robo Advisors, powered by artificial intelligence, offer investment counsel to investors, promising a sense of security through judicious strategies. Robo-advisors are a cost-effective alternative to traditional financial consultants, enjoying widespread adoption due to their accessibility. This research investigates the influence of human bias on investors' irrational decision-making processes, alongside discerning potential disparities between users and non-users of robo advisors. A quantitative study was conducted to address these inquiries, involving a sample of 123 participants. Structural Equation Modeling-Partial Least Squares was employed as the data analysis technique. The findings reveal that overconfidence and loss aversion bias significantly impact the irrationality levels observed in individual investors' decision-making processes. Furthermore, no discernible differences were observed between robo-advisor users and non-users concerning the influence of overconfidence and loss aversion bias on investment decision-making within the research framework.
Sustainability Reporting (ESG) Quality: a Comparative Study Between Manufacturing and Banking Companies Juanda, Ahmad; Setyawan, Setu; Naseer, Maryam Shahuneeza
IKONOMIKA Vol 10, No 1 (2025)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijebi.v10i1.23671

Abstract

This study aims to examine the influence of standalone CSR reports, GRI standards, and external assurance services on the quality of ESG sustainability reports between 2 sectors, namely the manufacturing and banking sectors. The data used in this study were 47 banking sectors and 163 manufacturing sectors. The results of this study are expected to provide an understanding of cross-sector sustainability and assist stakeholders regarding information on sustainable reporting practices. This study contributes, firstly, by providing evidence on the level of quality of sustainability reporting in two different sectors, namely the banking and manufacturing sectors. Secondly, this study focuses on standalone CSR disclosures, the use of GRI standards, and external assurance services. The findings show that the quality of ESG sustainability reports in the banking sector is more influenced by external assurance services. Banking companies assume that external assurance services can improve the credibility and quality of sustainability report information if the assurance process is carried out with a focus on meeting stakeholder needs and based on applicable assurance principles and standards. Meanwhile, in the manufacturing sector, the quality of ESG sustainability reports in banking companies is more influenced by their own CSR reports. CSR presented by a separate company is an important type of report because it shows the company's commitment to addressing environmental issues.

Page 14 of 15 | Total Record : 150

 11   12   13   14   15 

Filter by Year

2016 2025


Reset
Filter By Issues
All Issue Vol 10, No 1 (2025) Vol 9, No 2 (2024) Vol 9, No 1 (2024) Vol 8, No 2 (2023) Vol 8, No 1 (2023) Vol 7, No 2 (2022) Vol 7, No 1 (2022) Vol 6, No 2 (2021) Vol 6, No 1 (2021) Vol 5, No 2 (2020) Vol 5, No 1 (2020) Vol 4, No 2 (2019) Vol 4 No 1 (2019) Vol 3, No 2 (2018) Vol 3, No 1 (2018) Vol 2 No 2 (2017) Vol 2 No 1 (2017) Vol 1 No 2 (2016) Vol 1 No 1 (2016) More Issue