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INDONESIA
Ikonomika : Jurnal Ekonomi dan Bisnis Islam
Published by Universitas Islam Negeri Raden Intan Lampung
ISSN : 25273434     EISSN : 25275143     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
IKONOMIKA: focused on primary studies: Islamic management, Islamic finance, Islamic Accounting, Islamic banks, and halal markets, has initiated the development of global economic advantages. Islamic based economics could not be seen as independent variable standing on side-by-side with conventional economic system. Ikonomika Journal of Islamic Economics and Business is dedicated to provide an intellectual space of scholarly discussion how the Islamic economics able to create the new global formation of Islamic economics, business and similar issues.
Arjuna Subject : -
Articles 150 Documents
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The Role of The Waqf Bank for Students (Case Study of the Amal Jariyah Waqf Bank and the STF of UIN Syahid Jakarta) Syahputra, Angga; Khairina, Khalish; Jailani, Munawar Rizki
IKONOMIKA Vol 7, No 1 (2022)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v7i1.13610

Abstract

Students have various funding problems before and after the Covid-19 pandemic. 2018 data from the Ministry of Education shows that there are 8,043,480 students in Indonesia. In the same year, there were 3% of students who dropped out of college due to various reasons, including the economy. The government itself has made various efforts to overcome this problem. However, in practice, many students do not feel the assistance provided by the government. For this reason, the campus certainly must not let go and must provide solutions for students to stay in college. This research will look at the right waqf bank model as one of the solutions that can be done by the campus. The researcher uses descriptive qualitative research using secondary data in examining the Amal Jariyah Student Waqf Bank and STF UIN Syahid Jakarta as a waqf bank model that can be developed by each campus. The results of this study indicate that the Amal Jariyah Student Waqf Bank and STF UIN Syahid Jakarta are the right models for other campuses to establish waqf banks. These two waqf bank models have proven to be successful in providing great contributions not only to students but also to the wider community. 
The Effect of Internal Marketing of Islamic Banks in Palembang City on The Quality of Customer Service With Job Satisfaction as a Mediator Setyadi, Bakti; Helmi, Sulaiman; Mohamad, Syed Ismail Syed
IKONOMIKA Vol 7, No 1 (2022)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v7i1.13703

Abstract

This study aims to see how the role of job satisfaction as a mediator on the influence of internal marketing on the quality of customer service at Islamic Banks in Palembang City. This study uses a quantitative approach to conduct a descriptive survey. A cross-sectional survey is used in this study. The research sample consisted of 135 respondents, 45 staff, and 90 customers from 9 Islamic Banks in Palembang City surveyed using a structured questionnaire. Data were analyzed using Partial Least Square Structural Equation Modeling (SEM-PLS). The study's findings indicate that internal marketing significantly impacts the quality of services provided to Islamic bank customers.Furthermore, job satisfaction appears to be an essential mediating role in improving the quality of service provided to customers of Islamic Bank. The study's uniqueness is that the developed model met the criteria for the suitability of various approaches, implying that using internal marketing to train employees can improve customer service quality. Islamic banks will be more widely accepted in the community if they use internal marketing strategies and job satisfaction as a mediator in improving service quality. 
Impact of Corporate Social Responsibility Funds From PT. Telkom Indonesia on MSMEs Development in Padang City: an Islamic Economic Perspective Wira, Ahmad; Desya, Finasmi; Lubis, M Zaky Mubarak; Subagio, Mukhamad Hadi Musolin; Augusna, Wahyuni Lely
IKONOMIKA Vol 7, No 1 (2022)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v7i1.13802

Abstract

Micro, small, and medium enterprises (MSMEs) often borrow additional funds from third parties to develop their business, for example, corporate social responsibility (CSR) funds from state-owned companies such as PT. Telkom Indonesia (hereafter referred to as Telkom). This quantitative study aimed to ascertain the impact of CSR funds from Telkom on the development of MSMEs, especially those in the trade sector, in Padang City from an Islamic economic perspective. The data used in this study are primary data obtained through questionnaires filled by 52 MSMEs in the trade sector in Padang City, and secondary data, obtained from official documents from the Central Statistics Agency. Sampling and determination of the number of samples were achieved using a random sampling technique. The data analysis technique in this study used descriptive statistical analysis and inferential statistics through an analytical tool, namely, the Wilcoxon test. The results revealed a positive and significant impact on the CSR program of Telkom in developing MSMEs in the trade sector in Padang City from the perspective of Islamic economics. This positive and significant impact is evident in the changes in the income of MSMEs in the trade sector in Padang City, which increased by around 1–3 million rupiah after receiving CSR funds from Telkom since 2016. From the perspective of Islamic economics, the implementers of Telkom’s CSR fund program in the MSME trade sector in Padang City have adopted the basic principles of Islamic economic development, namely, the principles of responsibility and justice.
Islamic Store Brand Engagement and Customer Loyalty Relationship Warsito, Chandra; Farhah, Nida Umi; Adawiyah, Wiwiek Rabiatul; Wahab, Norailis Ab.
IKONOMIKA Vol 7, No 2 (2022)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v7i2.13929

Abstract

This study aims to develop a new construct approach to consumer brand engagement that bridges the relationship between satisfaction, trust and commitment to customer loyalty. This study fills the void by examining the mediating role of Islamic store brand engagement to solve the inconsistency in the relationship between satisfaction, trust, and commitment to consumer loyalty. The study surveyed 375 shop customers with Islamic attributes in Central Java Indonesia region research samples. This study’s results can be applied as a new marketing strategy for stores with Islamic attributes by practicing Islamic values in business, highlighting the existence of halal products, creating and maintaining an Islamic atmosphere at the shop, and practicing Islamic-based humanistic services.
The Effect of Product Quality and Service Quality on Consumer Loyalty at Palopo Minimarkets Fasiha, Fasiha; Yusuf, Muhammad; Sihombing, Humiras Betty Marlina; Mujahidin, Mujahidin; Chenini, Rachid
IKONOMIKA Vol 7, No 2 (2022)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v7i2.14430

Abstract

This research discusses Consumer Implications of Minimarkets' Product and Service Quality Loyalty. This study's primary objective is to determine influence of product quality and service quality on consumer commitment. The type of research used is quantitative research with the research population of all minimarket consumers with sampling techniques using non-probability sampling, the saturated sample technique (census). Data collected using questionnaires were analyzed using multiple regression analysis and for processing data using SPSS version 22. The results of this study showed that the product quality variable (X1) was obtained by the calculated t value  > t  table (3.822 > 2.012) or a significance value of 0.000 < 0.05 and the service quality variable (X2) of the calculated t value > t table (3.329 > 2.012) or a significance value of 0.02 <0.05. So it can be concluded that product quality and service quality have a positive effect on consumer loyalty.
How Do Work Motivation, Rewards, and Punishments Impact Employee Performance? An Approach in Islamic Economics Sumadi, Sumadi; Santoso, Ivan Rahmat
IKONOMIKA Vol 7, No 2 (2022)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v7i2.14509

Abstract

Employee performance is a crucial element in supporting success in a company, but studies so far have prioritized research in conventional contexts. This study aims to determine the effect of the application of work motivation, reward, and punishment on employee performance based on an Islamic economic perspective. The quantitative approach used in this study was tested on a sample of 30 employees at CV General Solo. The data analysis technique uses Multiple Linear Regression Analysis with the help of the SPSS tool. The results of the study found that only work motivation had a significant effect on employee performance with a sig value of 0,045. In addition, simultaneously work motivation, reward and punishment affect employee performance with a value of 31,1%. Employee motivation that is in line with the goals of Islamic economics has an impact on improving employee performance. Giving rewards and punishments proportionally to employee performance can lead to the application of the Islamic economic system for better performance even though the findings are found at a small significant level. The research implications have an impact on improving employee performance following Islamic values.
Micro, Small and Medium Enterprises Development in The Post COVID 19 Pandemic: Case Study of MSMEs in Indonesia Maulana, Hartomi; Astuti, Rahma Yudi; Ramdani Harahap, Soritua Ahmad; Ari Anggara, Fajar Surya
IKONOMIKA Vol 8, No 1 (2023)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v8i1.15294

Abstract

The regulation of the Ministry of Home Affairs No. 15 of 2021 concerning PPKM had an impact on the operational decline of several important economic sectors including food and beverage, transportation, retail and also the tourism sector. No exception, micro, small and medium enterprises (MSMEs) were also affected. As a result, they have significantly decreased performance of their operational. The objective of this study is to analyses current condition of MSMEs operation in the post COVID 19 crises. A quantitative approach was employed in this study. Around 371 MSME owners were selected as sample of this study. Descriptive analysis with SPSS tools was applied as analysis technique. The results show that there is an impact of COVID 19 on the decline in the performance of MSMEs, particularly Micro and Small businesses. There is a decrease in sales turnover and profit, unavailable or expensive raw materials as well as a reduction in staff or workers. The study suggests the need for capital assistance, relaxation of loan installments and increased sales via online to help continuity of their business in facing COVID19 pandemic.
The Acceptance Model of Halal Food Products Toward Indonesian non-Muslim Customers Baehaqi, Muhammad; Rizana, Dani; Cahyono, Ragil Setyo
IKONOMIKA Vol 7, No 2 (2022)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v7i2.15326

Abstract

The purpose of this study was to determine the model of acceptance of halal food products among non-Muslims in Indonesia. The proposed acceptance model is built through the collaboration of various combinations of theories such as Action Reaction Theory (TRA), Planned Behavior Theory (TPB), and Triandis Model (Triandm). This combination produces a new construct of acceptance model through the variables of inner perspective, the credibility of the halal logo, and habits as latent variables, while the acculturation variable as a mediating variable.The research was conducted in Indonesia with 317 respondents taken using non-probability sampling technique through purposive sampling method in 24 provinces. The proposed model shows positive and significant results. The inner perspective as a construct that represents a combination of norm variables in TRA and TPB, as well as social variables in TRIANDM shows positive results on acceptance and also positive on acculturation. Likewise with the credibility of the halal logo and the habit of convincing with a positive relationship to acculturation, but in relation to acceptance, the habit shows an insignificant value. Acculturation is a very decisive variable in this study, besides having a significant influence on customer acceptance it is also a mediation for other constructs.The findings in this study indicate the alignment of the model in the propositions tested. The research results also prove the theoretical alignment of several combinations of theories. Finally, because it was not found in previous research in a similar study, this research can be a pioneer in formulating an appropriate model of acceptance for non-Muslim consumers in Indonesia towards halal food.
The Influence of Third-Party Funds and Other Operating Income on Profits of Islamic banking: Financing as an Intervening Variable Zaini, Faizi; Vitaloka, Deffia Dea; Bin Shuib, Mohd Sollehudin
IKONOMIKA Vol 8, No 1 (2023)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v8i1.15428

Abstract

This study aims to determine the effect of third-party funds and other operating income on profits at Bank Mega Syariah with financing as an intervening variable. This research is a quantitative model using secondary data with a purposive sampling technique. The sample used is the annual report of Bank Mega Syariah for the 2012-2021 period. Data were analyzed and processed using Microsoft Excel and SPSS 25. The results found that third-party funds had a significant effect on financing. Meanwhile, other operating income has no significant effect on financing. Furthermore, third-party funds have a significant effect on net income. Other operating income and financing have no significant effect on net income. Then, financing cannot mediate the effect of third-party funds and other operating income on the net income. 
Zakat Management Model by Imuem Meunasah Based on Baitul Mal Gampong in Aceh Taufiq, Taufiq; Ananda, Faisar; Suparmin, Sudirman
IKONOMIKA Vol 7, No 2 (2022)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v7i2.15452

Abstract

Zakat management institutions in Aceh are different from other provinces. It was stated in Law no. 11 of 2006 that it concern Baitul Mal and Law No. 10 of 2007 that zakat management institutions reach the village level, Baitul Mal Gampong led by Imuem Meunasah as a customary institution that oversees the implementation of Islamic law. The establishment of zakat institutions at the village level in Aceh is to explore and manage zakat potential followed by good management because the potential of zakat circulates at the village level. Likewise, Imuem Meunasah was established as one of the traditional institutions to lead the zakat institution, Baitul Mal Gampong, to build public trust in the zakat institution. In reality, zakat management by zakat institutions at the village level in Aceh led by Imuem Meunasah has not had an impact according to the objectives, both in terms of collection and distribution. This study aims to find out the problems that occur and get strategic solutions, both internally and externally, to the problem of zakat management by Imuem Meunasah at zakat institutions at the village level. The research methodology is descriptive qualitative using the ANP analysis tool with seven respondents. There are two problems in the management of zakat by Imuem Meunasah as the head of Baitul Mal Gampong. The main problem is the internal aspect as well as related to strategic solutions. The internal problems are human resources with a rater agreement value of 34, 93%, Synergy with a rater agreement r value of 28,39%, and Socialization with a rater agreement value of r 36,66%. The solutions in this study are related to Duty and area, Selective, and Out of the Box. The existence of Imuem Meunasah as the Chairman of Baitul Mal Gampong must still be maintained. Meanwhile, the socialization aspect must be transparent, creative and innovative.

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