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All Journal IJIBE (International Journal of Islamic Business Ethics) Dinar: Jurnal Ekonomi dan Keuangan Islam JURISDICTIE Jurnal Hukum dan Syariah Jurnal Ekonomi Islam Journal of Islamic Economic Laws MALIA IJIEEB : International Journal of Integrated Education, Engineering and Business Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Ulumuna: Jurnal Studi Keislaman ACTIVA: Jurnal Ekonomi Syariah Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Al Huquq : Journal of Indonesian Islamic Economic Law TERAJU : Jurnal Syariah dan Hukum AL-ARBAH: Journal of Islamic Finance and Banking Implementasi Manajemen & Kewirausahaan Journal of Islamic Economics Ar-Ribhu: Jurnal Manajemen dan Keuangan Syariah Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Filantropi: Jurnal Manajemen Zakat dan Wakaf Iqtisadie: Journal of Islamic Banking and Shariah Economy EKONOMIKA SYARIAH : Journal of Economic Studies International Journal of Islamic Thought and Humanities Islamic Economics and Business Review (IESBIR) Kartika: Jurnal Studi Keislaman Jurnal Ekonomi Islam International Journal of Islamic Economics (IJIE) Idealita: Jurnal Pendidikan dan Sosial Keagamaan FIKROTUNA: Jurnal Pendidikan dan Manajemen Islam Journal of Islamic Economic Laws

Ridan Muhtadi

IAI Miftahul Ulum Pamekasan

Author-ID : 1024432

Religion Arts Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 69 Documents Claim Missing Document

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SHARIA LOCAL FUNDING (SALAF CARD): INNOVATION ON SMES FUNDING USING ISLAMIC BOARDING SCHOOL VENTURE CAPITAL Faridatun Nila; R. Wahyu Agung Utama; Imron Mawardi; Moh. Fudholi; Ridan Muhtadi
Ekonomi Islam Vol. 10 No. 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (242.862 KB)

Islamic boarding school is one of the educational institutions that have a strong network. Until now, there were 27,230 Islamic boarding schools scattered throughout Indonesia. Today, the function of Islamic boarding schools is not only functioning as an Islamic-based educational institution but also Islamic boarding schools has a function as a social institution. Islamic boarding schools are considered potential to become the basis of empowerment local people's economy and the center of economic development of the people in the regions, both in the form of Islamic financial institutions or Islamic boarding school cooperation. Law in Indonesia, No.33 of 2014 concerning guarantees on halal products provides significant opportunities for innovative product development given the huge potential of Indonesia's Muslim population. In the process, the requirement to use halal certification in trade as mandated by national law carries a dilemma on halal industrial players as well as micro, small and medium enterprises (SMEs). The problem of capital and funding is key problem. This qualitative paper offers a literature review. The purpose of this paper is to understand how innovative funding models are through Islamic Boarding School venture capital the company spurred the growth and development of the halal industry. The Sharia Local Funding Card (SALAF) is innovative Mudharabah and Musyarakah transaction models at Baitul Mal Wattamwil, which are realized in sustainable funding with the Sharia business capital company for halal industry players. Allocation of profit sharing is based on the contract by specifying several parts other than cards as productive deposits. These deposits will be managed as productive stimulus funds for maintenance of halal certification, training, and business assistance, and the SALAF card balance itself. SALAF card is an innovative model that has a sustainable funding agreement that involves several stakeholders to improve productivity, growth, and presence of halal products in the nation trade arena. Keywords: financing, SMES, SALAF card, Islamic Boarding School venture capital

ANALISIS PRAKTEK BARTER PASCA PANEN PADI DITINJAU DARI PERSPEKTIF EKONOMI ISLAM: ANALISIS PRAKTEK BARTER PASCA PANEN PADI DITINJAU DARI PERSPEKTIF EKONOMI ISLAM Nur Rachmat Arifin; Tamimah Tamimah; Ridan Muhtadi; Inayah Swasti Ratih; Moch Qosyim
Ekonomi Islam Vol. 10 No. 2 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (808.05 KB)

This research uses descriptive qualitative method, this research is a type of field research (field research) conducted in Taman Sareh Village, Sampang District, Sampang District, the primary data source from the research results of interviews with several residents who are in Taman Sareh Village who conduct direct use This barter, starting from village officials such as village treasurers, and students from Taman Sareh Village, and also farmers. Secondary data contains records, reports arranged in an archive (in documents). Secondary data sources are from books, documentation, internet, and articles related to this research. So the post-harvest rice barter transaction in Taman Sareh Village, Sampang District, Sampang Regency is in accordance with Islamic law as what was added in the previous chapter. The results of this study indicate that the post-harvest rice barter transaction in Taman Sareh Village, Sampang District, Sampang Regency is in accordance with Islamic Sharia, follows the barter trade agreement, and barter requirements. Keywords: Modern, Barter, Islamic economy

Tinjauan Maqashid Syariah dan Fiqh al-Bi’ah dalam Green Economy Ridan Muhtadi; R Wahyu Agung Utama; Nur Rachmat Arifin; Imron Mawardi
Ekonomi Islam Vol. 10 No. 2 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (829.34 KB)

Economic development in the 20th century has a huge impact on the sustainability of mankind. However, on the other hand, it has a negative impact on the living ecosystem. Economics and the environment are considered two opposite sides in some ways like the way they treat profit orientation toward sustainable development. Sustainable development On the basis of this result creates a relatively new concept, Green Economy. Green Economy is a concept that supports human welfare and care for the preservation of the environment and ecosystem of life in economic development. But the negative side of economic development could also affect the depletion of natural resources due to overexploitation, pollution of the land, water, and air due to industrial pollution, floods, and impact on climate change. Islam has an ideal concept of sustainable development. There are at least fundamental rules in order to support the sustainable development of the implementation of environmental fiqh based maqasid sharia for the management of Islamic resources in economic transactions. Keywords: Maqasid Syariah, Fiqh environment, Green Economy, Environmental Preservation

Factors That Affect Savings In Islamic Banking Putri Cahya Rosyadah; Nur Rachmat Arifin; Ridan Muhtadi; Mohamad Safik
AL-ARBAH: Journal of Islamic Finance and Banking Vol 2, No 1 (2020)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.2020.2.1.5499

AbstractPurpose - The purpose of this study is to examine the effect of macroeconomic variables on the amount of savings in Islamic banks in Indonesia.Method - This study use quantitative research type using secondary data using OLS (ordinary least square) analysis which aims to examine the independent variable on the dependent variable.Result - The results of this study indicate that inflation and exchange rate variables do not affect the amount of savings, M2 variable has a positive and significant effect on the amount of savings. While the SBI variable has a negative and significant effect on the amount of savings.Implication - This study uses the data from Central bank of IndonesiaOriginality - This study uses several macroeconomic variables that are used to test its effect on the amount of savings in Islamic banking. By using secondary data taken from official government institutions for several years. The results show that macroeconomic variables greatly affect the customer's decision to save in Islamic banking.

MANAJAMEN ISTIBDAL ATAS ASET WAKAF SEBAGAI PEMBANGUNAN EKONOMI Nur Rachmat Arifin; Ridan Muhtadi; Abd Aziz
Filantropi : Jurnal Manajemen Zakat dan Wakaf Vol. 1 No. 2 (2020): Filantropi
Publisher : Program Studi Manajemen Zakat dan Wakaf

AbstractThis paper is to formulate a model through which Istibdal management can increase waqf assets more productively and as economic development. This model is built on the basis of understanding the concept of waqf, learning from past and present waqf institutions and addressing the issue of waqf in Indonesia. This research uses descriptive qualitative research with the library research method. This study uses secondary data from the Indonesian Waqf Board (BWI), books, journals, bulletins, government reports and websites. The whole process can be managed by a waqf institution as a waqf nazdir which collaborates to be supervised by BWI (Indonesian Waqf Agency) in using waqf assets in accordance with syaraih principles and as economic development. This research shows how Istibdal management can assist the Government of Indonesia in economic development with mixed public goods and public goods. This implies an alternative source of funding for Development. The application of the concept of waqf can learn and adapt from the model developed in this paper. This paper attempts to revive the function of waqf as a provider of diverse public goods and public goods from Islamic history. Incidentally, this paper also introduces waqf as economic development in Indonesia.Keywords: Istibdal Waqf, Management, Utilization.

ANALISIS MANAJEMEN SUMBER DAYA INSANI PADA BANK PEMBIAYAAN RAKYAT SYARIAH Linda Sari; Ridan Muhtadi; Mansur Mansur
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 1 No 2 (2020): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

Introduction: This study will analyze the human resource management at PT. BPRS Sarana Prima Mandiri Pamekasan in terms of recruitment and selection, training and employee development as well as employee performance appraisals. Methods: The research methodology used by researchers is descriptive qualitative which will explain the events and circumstances in detail and perfectly with data collection techniques using observation, interviews and documentation. Results: This research is deemed necessary considering that the development of Islamic banking in Indonesia is relatively fast but is still not balanced with adequate human resources, both in quality and quantity. and one of the company's mission is supported by human resources. Conclusion and suggestion: This study indicates that human resource management at PT. BPRS Sarana Prima Mandiri (SPM) Pamekasan in terms of recruitment and selection is in accordance with sharia theory. Likewise, the work appraisal process is in accordance with the Islamic concept. However, in the training and development process, according to researchers, there is still a lack of material balance, namely between the material of Tauhid (Akhlak), Shari'ah, and Muamalah which is conveyed to employees when the training is carried out. Keywords: Islamic banking, recruitment and selection, training and development, employee performance appraisal.

ANALISIS SISTEM REKRUTMEN DAN PELATIHAN DALAM MENINGKATKAN KINERJA KARYAWAN Siyah Siyah; Mansur Mansur; Ridan Muhtadi
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 1 No 2 (2020): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

Introduction: Sharia financial institutions, especially SPM Pamekasan Sharia Banks, in carrying out each of their operational activietis must depend on human resources (HR) as managers in every company activity. Therefore, SPM Pamekasan Sharia Bank must place human resources (employees) according to their field capabilities. The research here aims to be able to find out how the recruitment and training system is carried out in the SPM Pamekasan Sharia Bank and how the performance of employees using both systems. Methods: The research method used by researchers, namely using descriptive qualitative methods, using data collection techniques in the form of observation, interviews, and documentation. Results: The results of this study the recruitment system implemented by the SPM Pamekasan Sharia Bank uses two systems, namely internal and external recruitment and both recruitment systems are said to be quite good. For the training system implemented by the SPM Pamekasan Sharia Bank, namely an external and internal training system. Of the two recruitment and training systems carried out by Bank Syariah SPM Pamekasan have a positive effect on employee performance. This can be seen from the increase in employee performance appraisal of the SPM Pamekasan Syariah Bank which increased in 2019 compared to 2018. Keywords: Recruitment System, Training, Employee Performance.

STRATEGI KEANDALAN PELAYANAN PADA PT. BPRS SARANA PRIMA MANDIRI Subaida Subaida; Mansur Mansur; Ridan Muhtadi
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 1 No 2 (2020): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

Introduction: The purpose of this study was to determine the service reliability strategy in serving customers. This service strategy is a supporting factor for the marketing activities of all products in order to achieve customer satisfaction. Methods: The research methodology used is a qualitative descriptive. Data collection techniques using observation documentation interviews. Results: The results of this study indicate that the reliability of this service is quite good and in accordance with its field. However, the SPM Pamekasan Bank does not have an ATM. In overcoming these shortcomings SPM banks by improving service quality by using service reliability. So that customers feel satisfied and even become loyal customers. So in this case the SPM Pamekasan Bank is one of the services that is in accordance with the expectations of the community. Keywords: Service reliability strategy, Customer satisfaction

DAMPAK PENGARUH PEMBIAYAAN MURABAHAH TERHADAP PERKEMBANGAN UMKM SELAMA PANDEMI COVID-19 Dhoqi Dofiri; Istianah Istianah; Ridan Muhtadi
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 2 No 1 (2021): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

Introduction: The background of study is stimulated by the existance of micro-financing by using al-murabahah agreement at PT BRI Syariah branch of Bangkalan which is distributed to business people on level of medium, small and micro who need loan as the additional venture capital. Based on the explanation above, the research problems are; the condition of UMKM customers at BRI Syariah, especially the bangkalan people and the influence of Murabahah financing conducted by BRI Syariah on UMKM people in Bangkalan Methods: The study applies the quantitative design in which the data collecting technique used are documentation, interview and questionnaire. Data analysis and processing technique used are SPSS which consist of simple linear regression, correlation test, t-test and excel percentage. The implementation time of this research was carried out in October 2020. Results: The result of the study are: (1) the actors of medium, small and micro business level in bangkalan have taken the murabahah financing at PT. BRI Syariah branch of Bangkalan as the additional venture capital that they has run, and (2) murabahah financing at PT. BRI Syariah branch of Bangkalan is very influential on the development of UMKM people in Bangkalan. It can be measure by the increasing of the income as 236%. Keywords: Micro, Small and Medium Enterprises (MSMEs), al-murabahah finance, income, UMKM development.

STRATEGI PENANGGULANGAN PENGANGGURAN MELALUI PERAN USAHA KECIL MENENGAH (UKM) GENTING Karimah Karimah; Ridan Muhtadi; Kamali Kamali
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 2 No 1 (2021): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

Introduction: Roof tile business is an effort made by someone or a group, tile business is needed by the surrounding community. Because in addition to reducing the number of unemployed tile businesses, it can also improve the economy of the community, both from tile business owners or employees / workers, because in the village of gunung timur, the village of gunung the impression is difficult to be reached by the government. The purpose of this study is to determine the role of tile business on unemployment. Methods: This research is a qualitative or field research, the data sources used are primary data and secondary data using observation, interview and documentation methods. The research site was carried out at tile SMEs located in Gunung Timur Hamlet in Gunung Kesan Village, Sokobanah District, Sampang Regency.The implementation time of this research was carried out in Januari 2021. Results: Based on the results of research, the roof tile business has an important role in overcoming the number of unemployed and poverty rates and also increases the income of the people in the village of gunung timur, the village of gunung impression. This is evidenced by the increasing income earned so that it can meet the needs of daily life. Keywords: Role of roof tile business, Overcoming, Unemployment.

Co-Authors Abd Rohman Al Hadifi Abd. Aziz Abd. Wahab Abdul Ghoni Ach. Fauzi Lutfi Afandi, Muhammad Zainur Rahman Agustin, Fitriyana AL QORNI, FARID ILHAM Ali Murtadho Alifah Alifah Anindya Yusuf Wirmanda Anis Eliyana Arifin, Moh. Arifin, Nur Rachmat AUNUR ROFIQ Dhoqi Dofiri Dwi Ariady Kusuma Ervicaninda Herry Fahmi as-Sulthoni Fahrurrozi Fahrurrozi Fahrurrozi Fanani Mafatikul Ihsan Fanani Mafatikul Ihsan Faridatun Nila Faridatun Nila Faridatun Nila Faridatur Rosyidah Firdaus, Nabila Yuli Firman Ardiansyah Firman Ardiansyah Fitriyana Agustin Fitriyana Agustin Fitriyani, Novita Ayu Fudholi , Moh Gancar Candra Premananto Hannan, Abd. Hidayat , Moh. Nurul Ihsan, Fanani Mafatikul Imron Mawardi Inayah Swasti Ratih Istianah Istianah Kamali Kamali Kamali kamali kamali, kamali Karimah Karimah Linda Sari M Mohsi Mansur Mansur Mansur Mansur Maulia, Shirenda Rizka Mawarni, Iga Miâ€™raj, Denizar Abdurrahman Mi’raj, Denizar Abdurrahman Moch Qosyim Moh Arifin Moh Fudholi Moh Safik Moh Subhan Moh. Arifin Moh. Fudholi Moh. Fudholi Mohammad Adi Mohammad Adi Mohammad Zainal Muharrom, M. Syahrul Mumuh Muhammad Munawaroh, Hikmatul Muslikhin Muslikhin Muzakki Muzakki Nafiah, Ilfiatun Nila, Faridatun Nova Haryanto Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nuri Herachwati Permana, Pramudia Yuly Eka Pramudia Yuli Eka Permana Pramudia Yuly Eka Permana Putri Cahya Rosyadah Qosyim, Moch R Wahyu Agung Utama R Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama Rahman, Ahmad Taufiqur Ratih, Inayah Swasti RB Dandy Raga Utama Ririn Tri Ratnasari Risa Sari Pertiwi Risma Ayu Kinanti Rizatul Yunus, Muhammad Rizky Winanda Rofiki, Akhmad Rosyadah, Putri Cahya Ryval Ababil Safik, Moh Safik, Mohamad Sahal, Sakinah Saini Sakinah Sahal Shofa, Sirojul Arifin Siti Fatimah Siti Masfufa Siyah Siyah Sri Herianingrum Subaida Subaida Suyudi, Moh TAMIMAH TAMIMAH Tamimah, Tamimah Tate Agape Bawana Tsaniyatul Haliyah Utama, R Wahyu Agung Utama, R. Wahyu Agung Wahyuni â€Ž, Nanik Wisnu Bayu Aji Zaenol Hasan Zainurrafiqi Zainurrafiqi Zavirani Fitrandasari

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