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All Journal IJIBE (International Journal of Islamic Business Ethics) Dinar: Jurnal Ekonomi dan Keuangan Islam JURISDICTIE Jurnal Hukum dan Syariah Jurnal Ekonomi Islam Journal of Islamic Economic Laws MALIA IJIEEB : International Journal of Integrated Education, Engineering and Business Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Ulumuna: Jurnal Studi Keislaman ACTIVA: Jurnal Ekonomi Syariah Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Al Huquq : Journal of Indonesian Islamic Economic Law TERAJU : Jurnal Syariah dan Hukum AL-ARBAH: Journal of Islamic Finance and Banking Implementasi Manajemen & Kewirausahaan Journal of Islamic Economics Ar-Ribhu: Jurnal Manajemen dan Keuangan Syariah Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Filantropi: Jurnal Manajemen Zakat dan Wakaf Iqtisadie: Journal of Islamic Banking and Shariah Economy EKONOMIKA SYARIAH : Journal of Economic Studies International Journal of Islamic Thought and Humanities Islamic Economics and Business Review (IESBIR) Kartika: Jurnal Studi Keislaman Jurnal Ekonomi Islam International Journal of Islamic Economics (IJIE) Idealita: Jurnal Pendidikan dan Sosial Keagamaan FIKROTUNA: Jurnal Pendidikan dan Manajemen Islam Journal of Islamic Economic Laws
Ridan Muhtadi
IAI Miftahul Ulum Pamekasan
Religion Arts Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Islamic Boarding Schools Toward the Industrial Revolution 4.0; Opportunities and Challenges Ihsan, Fanani Mafatikul; Permana, Pramudia Yuly Eka; Arifin, Nur Rachmat; Muhtadi, Ridan
FIKROTUNA: Jurnal Pendidikan dan Manajemen Islam Vol. 9 No. 1 (2020): FIKROTUNA: Jurnal Pendidikan dan Manajemen Islam
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Institut Agama Islam Al-Khairat Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32806/jf.v11i01.3940

Abstract

The Industrial Revolution Era 4.0 had a major impact on the life of a country. All nations are required to face this era with all the possibilities that exist. Indonesia wants to be able to compete globally, especially in the economic field. Millennial generation is considered capable of making this country more prosperous and advanced with all its characteristics, including santri. Millennial santri actually can also take part in economic growth in the Industrial Revolution 4.0 era, which is increasingly heavy competition. Through the power of MSMEs, santri and pesantren must have enormous potential in the government's big agenda, namely Indonesia 4.0. The potential for developing MSMEs can be felt more quickly if their development is supported by quality human resources and the provision of supporting facilities. Marketing training, working together with e-commerce platforms, internet procurement and supporting electronic devices, as well as network expansion to private companies and SOEs are steps that can be taken to encourage the growth of pesantren MSMEs. Through MSMEs, santri and pesantren are able to improve the country's economy but still uphold Islamic principles.
PERANAN TOKOH SOCIAL ENTREPRENEUR DALAM PEMBERDAYAAN MASYARAKAT PERSPEKTIF MAQASID ASY-SYARI’AH Muharrom, M. Syahrul; Hidayat , Moh. Nurul; Muhtadi, Ridan
Ulumuna: Jurnal Studi Keilsman Vol 10 No 1 (2024)
Publisher : LP2M IAI Miftahul Ulum Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36420/ju.v10i1.8125

Abstract

This study aims to analyze the role of a social entrepreneur in community empowerment from the perspective of maqasid al-shari’ah, using a case study of Haji Her (H. Hoirul Umam), CEO of Bawang Mas Group in Pamekasan Regency. Haji Her is recognized as a social change agent who consistently advocates for the welfare of tobacco farmers in Madura through a social entrepreneurship model. This research employs a qualitative approach using data collection techniques such as in-depth interviews, documentation, literature review, and online sources. The findings reveal that Haji Her’s social entrepreneurship is reflected in various aspects of the Business Model Canvas, including a social value proposition through purchasing farmers’ tobacco at high prices, providing education and training to farmers, and establishing the Paguyuban Pelopor Petani dan Pedagang Tembakau Se-Madura (P4TM). His business activities are not solely profit-oriented but are also focused on social sustainability and empowerment grounded in Islamic values. From the perspective of maqasid al-shari’ah, Haji Her’s contributions align with the five core objectives: preservation of religion, life, intellect, wealth, and progeny. These contributions are manifested through CSR programs, the development of social infrastructure, involvement of religious scholars in decision-making, and character education rooted in Islamic boarding schools (pesantren). This study concludes that Haji Her’s maqasid al-shari’ah based social entrepreneurship model can serve as a strategic inspiration for the development of holistic and sustainable community empowerment practices. Keywords: social entrepreneurship, community empowerment, maqasid al-shari’ah, Haji Her, Madura tobacco, Business Model Canvas.
Konstruksi Pemberdayaan Ekonomi Umat: Studi Gerakan Sosial di Madura Shofa, Sirojul Arifin; Muhtadi, Ridan
Ulumuna: Jurnal Studi Keilsman Vol 10 No 1 (2024)
Publisher : LP2M IAI Miftahul Ulum Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36420/ju.v10i1.8136

Abstract

Madura Island remains one of the regions with the highest poverty rates in East Java Province. In this context, Islamic microfinance institutions (IMFIs) play a strategic role in empowering low-income communities. This study aims to explore the social movement strategies employed by three IMFIs affiliated with Nahdlatul Ulama—namely Koperasi An-Nisa’ IX Muslimat NU, BMT NU, and BMT Sidogiri—in promoting economic empowerment among rural communities in Madura. Adopting a qualitative approach through field research, the study collected data via in-depth interviews, participatory observations, and document analysis. The findings reveal that these institutions integrate Islamic values and Nahdliyyin cultural identity in four key strategies: religious organizational militancy, the pivotal role of pesantren, continuous mentoring models, and innovative service products. These empowerment movements have not only enhanced local economic participation but also reinforced culturally rooted social networks as a foundation for sustainable people-based economic development. Keywords: Islamic Microfinance, Economic Empowerment, Nahdlatul Ulama, Social Movement, Madura
MODEL LOCAL CULTURE TOURISM BERBASIS TANEAN LANJHANG DESA LARANGAN LUAR PAMEKASAN Mansur, Mansur; Muhtadi, Ridan; Kamali, Kamali; Rofiki, Akhmad
JURNAL PROFIT Vol 4, No 2 (2020): Economic Marketting
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v4i2.1634

Abstract

This research aims to find the concept of local cultural tourism based on tanean lanjhang and applicable ways to preserve it by prioritizing the welfare of the surrounding community as well as in a sustainable manner. This qualitative-descriptive study collected data using in-depth interview techniques, participative observation and documentation. The result is that the field of local culture tourism does not only rely on tanean lanjhang, the Nurun Tajalla mosque, the sacred tomb of Bhujuk Jepara, mandhapa, tomang handicrafts and Nyato springs, but on reflection-products in the deepest contents of people's awareness. Preserving culture is ancestral fanaticism. Meanwhile, living in harmony, practice, economy, prosperity and sustainability in MICE-based regional tourism is local wisdom that deserves to be fought for and must be guarded by the Pamekasan authorities.
Designing an Islamic Blue Economy-Based Salt Sector Development Strategy Afandi, Muhammad Zainur Rahman; Fahrurrozi, Fahrurrozi; Muhtadi, Ridan
MALIA: Jurnal Ekonomi Islam Vol 16 No 2 (2025)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v16i2.6440

Abstract

Introduction: Salt produced using seawater is one of the topics discussed in the concept of blue economy. Blue economy refers to sustainable management in the maritime sector. Blue economy is in line with the Islamic economic system in its application because it is not only profit-oriented but also prioritises environmental sustainability for sustainable economic activities. This article discusses salt management in one of the regions in Madura known as Kampung Garam. The purpose of this study is to provide a deeper understanding of the blue economy in the salt sector from an Islamic economic perspective in Kampung Garam. Methods: This study used a qualitative descriptive method by conducting direct observation, interviews, and documentation with salt farmers and land managers. Results: The results of the study indicate that management in Kampung Garam has begun to meet four blue economy indicators, namely efficient use of natural resources, zero waste, social awareness, and diverse income streams. Conclusion and suggestion: However, salt management in Kampung Garam can still be improved to have a more significant impact on the community in Kampung Garam.
Perilaku Konsumtif Mahasiswa Gen Z Pengguna TikTok Shop: Analisis Perspektif Maqashid Syariah Mawarni, Iga; Fahrurrozi; Muhtadi, Ridan
Kartika: Jurnal Studi Keislaman Vol. 5 No. 2 (2025): Kartika: Jurnal Studi Keislaman (Agustus)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v5i2.293

Abstract

Tiktok Shop is one proof of increasingly sophisticated technological developments in the realm of buying and selling online. But behind the advantages offered, there are still things that are detrimental to the community, namely buying an item that is only based on wishes not only for daily needs. This study aims to determine the consumptive behavior of Muslim students in Madura as Z Gen in using the Tiktok Shop application while looking based on the perspective of Sharia Maqashid. This study uses qualitative methods with descriptive forms. The data collection techniques used are observations, interviews, and literature reviews. There are three criteria for determining the informant used: First, Muslim students in Madura; Second, students who have Tiktok applications; Third, have bought goods in the Tiktok Shop application. The results showed the occurrence of consumptive behavior because it was caused by several internal and external factors, namely: 1) Internal factors: Age and lifestyle, 2) External factors: free postage vouchers, discount vouchers, and cheaper prices. These factors, if viewed based on the perspective of Sharia Maqashid, Muslim students in Madura in buying an item not based on the level of priority and do not refine the principle of hifz an-nafs (maintaining the soul) and Hifz al-Mal (maintaining property) because it is influenced and controlled by a desire for pleasure and not based on needs, resulting in consumptive behavior
The Importance of Implementing Environment, Social and Government (ESG) and Maqasid Sharia-Based Islamic Finance in Islamic Bank Agustin, Fitriyana; Muhtadi, Ridan; Sahal, Sakinah
Journal of Islamic Economic Laws Vol 6, No 2 July 2023
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v6i2.21214

Abstract

Environment, Social & Governance (ESG) is a trending topic worldwide that is gaining a lot of traction because of its focus on social and environmental impact, and its relationship to improving financial performance. Likewise, Islamic Finance, being Shariah-compliant, is also another concept that is growing globally. These two concepts share many common values and similarities as they address challenges of social development. However, there are several obstacles and challenges in terms of integrating ESG in financial institutions, because this is a new concept. Financial institutions implement sharia principles with the aim of achieving Maqasid Sharia (i.e., protecting life, religion, mind, lineage and property). Even in the concept of ESG investment, screening of certain business sectors is required. The aim of this research is to optimize the potential to attract more interest from public companies as ESG and Maqasid Syaria strive to fulfill their social goals without compromising their side business operations. The research method uses a type of Systematic Review with a mixed method of literature search which is carried out both in qualitative and quantitative research. It aims to improve the integrity of research findings from 20 journal articles. This research found that Many Islamic banks have started promoting sustainability through their financing and initiatives many years ago which put them ahead in terms of ESG. There are still many obstacles that need to be overcome to get the best results from the integration of ESG and Islamic Finance as well as offering insights into Islamic finance models such as ESG investment from an Islamic perspective, especially with regard to the concepts of Maqasid Sharia and maslaha mursala, so that ESG and Maqasid Sharia can be applied in all institutions, especially Islamic banking.
Peran Badan Amil Zakat Nasional (Baznas) dalam Menciptakan Aksesibilitas dan Kepercayaan bagi Masyarakat untuk Berzakat Nafiah, Ilfiatun; Muhtadi, Ridan
Islamic Economics and Business Review Vol 4 No 1 (2025): IESBIR, June 2025
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v4i1.11126

Abstract

AbstractThe purpose of this study is to investigate the role of the National Zakat Agency (BAZNAS) in Pamekasan Regency in increasing the ease and trust of the community to pay zakat. Zakat is expected to reduce poverty and improve community welfare, but community participation in distributing zakat through official institutions still needs to be improved. The research method currently being used is field research using a descriptive qualitative approach. The data sources used are primary data sources and secondary data. The results of the study indicate that BAZNAS Pamekasan has implemented various initiatives, both offline and online, to increase accessibility. However, the low level of socialization and understanding of the importance of paying zakat through BAZNAS is still a challenge. It is hoped that BAZNAS can be more optimal in distributing zakat and provide a wider impact on the welfare of the people in Pamekasan.. Keywords: BAZNAS, Community, Convenience, Role, Trust. AbstrakTujuan penelitian ini menginvestigasi peran Badan Amil Zakat Nasional (BAZNAS) di Kabupaten Pamekasan dalam meningkatkan kemudahan dan kepercayaan masyarakat untuk berzakat. Zakat diharapkan bisa membuat kemiskinan berkurang dan meningkatkan kesejahteraan masyarakat, namun partisipasi masyarakat dalam menyalurkan zakat melalui lembaga resmi masih perlu ditingkatkan. Metode penelitian yang sedang digunakan yaitu penelitian lapangan dengan menggunakan pendekatan kualitatif deskriptif. Sumber data yang digunakan yaitu sumber data primer dan data sekunder. Hasil penelitian menunjukkan bahwa BAZNAS Pamekasan telah melaksanakan berbagai inisiatif, baik secara offline maupun online, untuk meningkatkan aksesibilitas. Meskipun demikian, faktor rendahnya sosialisasi dan pemahaman tentang pentingnya berzakat melalui BAZNAS masih menjadi tantangan. Diharapkan, BAZNAS dapat lebih optimal dalam mendistribusikan zakat dan memberikan dampak yang lebih luas bagi kesejahteraan umat di Pamekasan. Kata Kunci: BAZNAS, Kemudahan, Kepercayaan, Masyarakat, Peran.
Optimalisasi Strategi Marketing 4.0 pada Produk Murobahah di BPRS Sarana Prima Mandiri Pamekasan Munawaroh, Hikmatul; Muhtadi, Ridan
Islamic Economics and Business Review Vol 4 No 1 (2025): IESBIR, June 2025
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v4i1.11127

Abstract

Abstract This study aims to explore how the implementation of Marketing 4.0 strategies can be optimized to address the declining interest in murabahah financing products at BPRS Sarana Prima Mandiri Pamekasan. Over the past five years, a significant decrease in customer interest— dropping to only 5% in 2024—has presented a critical challenge to the bank's sustainability and competitiveness. This research uses a descriptive qualitative approach through field research conducted at PT BPRS Sarana Prima Mandiri. Data were collected using non-participant observation, in-depth interviews, and documentation, then analyzed through data reduction, display, and verification. The findings show that the application of the 4C components of Marketing 4.0 (Co-creation, Currency, Communal Activation, and Conversation) has contributed positively to re-engaging customers and restoring interest in murabahah financing. The study implies that the integration of digital and human-centered marketing strategies is essential for Islamic microfinance institutions to remain competitive and inclusive in the digital economy. Keywords: Marketing 4.0, BPRS, Murobahah, Financing.   Abstrak Penelitian ini bertujuan untuk mengkaji optimalisasi penerapan strategi Marketing 4.0 dalam mengatasi penurunan minat nasabah terhadap produk pembiayaan murabahah di BPRS Sarana Prima Mandiri Pamekasan. Selama lima tahun terakhir, terjadi penurunan signifikan dalam minat nasabah—hingga hanya 5% pada tahun 2024—yang menjadi tantangan serius bagi keberlanjutan dan daya saing bank. Penelitian ini merupakan riset lapangan dengan pendekatan deskriptif kualitatif yang dilaksanakan di PT BPRS Sarana Prima Mandiri. Teknik pengumpulan data meliputi observasi non-partisipatif, wawancara mendalam, dan dokumentasi, yang kemudian dianalisis melalui reduksi data, penyajian data, dan verifikasi. Hasil penelitian menunjukkan bahwa penerapan strategi Marketing 4.0 dengan pendekatan 4C (Co-creation, Currency, Communal Activation, dan Conversation) berhasil meningkatkan kembali minat nasabah terhadap produk pembiayaan murabahah. Implikasi dari penelitian ini menekankan pentingnya integrasi strategi pemasaran berbasis digital dan pendekatan manusiawi dalam mempertahankan daya saing lembaga keuangan mikro syariah di era ekonomi digital. Kata kunci: Marketing 4.0, BPRS, Murobahah, Pembiayaan
Co-Authors Abd Rohman Al Hadifi Abd. Aziz Abd. Wahab Abdul Ghoni Ach. Fauzi Lutfi Afandi, Muhammad Zainur Rahman Agustin, Fitriyana AL QORNI, FARID ILHAM Ali Murtadho Alifah Alifah Anindya Yusuf Wirmanda Anis Eliyana Arifin, Moh. Arifin, Nur Rachmat AUNUR ROFIQ Dhoqi Dofiri Dwi Ariady Kusuma Ervicaninda Herry Fahmi as-Sulthoni Fahrurrozi Fahrurrozi Fahrurrozi Fanani Mafatikul Ihsan Fanani Mafatikul Ihsan Faridatun Nila Faridatun Nila Faridatun Nila Faridatur Rosyidah Firdaus, Nabila Yuli Firman Ardiansyah Firman Ardiansyah Fitriyana Agustin Fitriyana Agustin Fitriyani, Novita Ayu Fudholi , Moh Gancar Candra Premananto Hannan, Abd. Hidayat , Moh. Nurul Ihsan, Fanani Mafatikul Imron Mawardi Inayah Swasti Ratih Istianah Istianah Kamali Kamali Kamali kamali kamali, kamali Karimah Karimah Linda Sari M Mohsi Mansur Mansur Mansur Mansur Maulia, Shirenda Rizka Mawarni, Iga Mi’raj, Denizar Abdurrahman Mi’raj, Denizar Abdurrahman Moch Qosyim Moh Arifin Moh Fudholi Moh Safik Moh Subhan Moh. Arifin Moh. Fudholi Moh. Fudholi Mohammad Adi Mohammad Adi Mohammad Zainal Muharrom, M. Syahrul Mumuh Muhammad Munawaroh, Hikmatul Muslikhin Muslikhin Muzakki Muzakki Nafiah, Ilfiatun Nila, Faridatun Nova Haryanto Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nuri Herachwati Permana, Pramudia Yuly Eka Pramudia Yuli Eka Permana Pramudia Yuly Eka Permana Putri Cahya Rosyadah Qosyim, Moch R Wahyu Agung Utama R Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama Rahman, Ahmad Taufiqur Ratih, Inayah Swasti RB Dandy Raga Utama Ririn Tri Ratnasari Risa Sari Pertiwi Risma Ayu Kinanti Rizatul Yunus, Muhammad Rizky Winanda Rofiki, Akhmad Rosyadah, Putri Cahya Ryval Ababil Safik, Moh Safik, Mohamad Sahal, Sakinah Saini Sakinah Sahal Shofa, Sirojul Arifin Siti Fatimah Siti Masfufa Siyah Siyah Sri Herianingrum Subaida Subaida Suyudi, Moh TAMIMAH TAMIMAH Tamimah, Tamimah Tate Agape Bawana Tsaniyatul Haliyah Utama, R Wahyu Agung Utama, R. Wahyu Agung Wahyuni ‎, Nanik Wisnu Bayu Aji Zaenol Hasan Zainurrafiqi Zainurrafiqi Zavirani Fitrandasari