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Analisis Pemahaman Mahasiswa Perbankan Syariah Terhadap Akad Musyarakah Mutanaqishah Janes Kurnia Hadi; Miti Yarmunida; Evan Stiawan
Journal of Economic, Bussines and Accounting (COSTING) Vol 6 No 1 (2022): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v6i1.4412

Abstract

ABSTRACT This study aims to determine the level of understanding of Islamic Banking students class 2018 Faculty of Economics and Islamic Business Fatmawati Sukarno Bengkulu State Islamic University towards the musyarakah mutanaqisah contract. This type of research is field research, using a qualitative approach. This research was conducted in June 2022, at the Faculty of Economics and Islamic Business, UINFAS Bengkulu. Sources of data used are primary data sources obtained directly from students of the Faculty of Economics and Islamic Business who serve as respondents, and secondary data sources come from books, as well as other literature related to research. Data collection techniques used are Observation, Interview, and Documentation. The results of this study are to determine student understanding, researchers are guided by three categories, namely the ability to translate, the ability to interpret, and the ability to extrapolate. Based on these three categories, the level of understanding of the 8th semester students of the Islamic Banking study program at UINFAS Bengkulu about the musyarakah mutanaqisah contract is in a good percentage, many respondents easily translate each question given using their own language based on the material that has been given during lectures. Besides being able to translate, respondents are also able to interpret the material being asked, and are able to extrapolate. Keywords : understanding, sharia banking, musyarakah mutanaqisah
Kesadaran Halal Masyarakat terhadap Produk UMKM Makanan di Kota Bengkulu Tri Wahyuni; Miti Yarmunida; Debby Arisandi
Jurnal Ilmiah Universitas Batanghari Jambi Vol 22, No 3 (2022): Oktober
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v22i3.2473

Abstract

Currently, MSME products continue to increase and are not optimistic in the food sector. MSME food products are not in the form of packaging but also there are only MSME business actors who provide food directly on the spot and the food ingredients come from meat. According to LPPOM MUI data, there are 318 MSME products recorded in Bengkulu Province. 162 is located in Bengkulu City. Along with the development of the halal lifestyle, people are more selective in choosing food by paying attention to the availability of halal labels in places to eat because not all MSME products are halal certified. For this reason, public awareness of halal is needed before consuming food, especially meat-based, this is related to animal slaughter. This study aims to find out whether the millennial generation understands what is meant by halal awareness and how the millennial generation's halal awareness of MSME Food products in Bengkulu City. The type of research used is descriptive qualitative with purposive sampling as the sample collection. The results of the study show that the millennial generation is aware of and understands the halal awareness of a religious obligation in carrying it out. The behavior or actions of the millennial generation are in line with the knowledge they have and their application in everyday life. Such as halal awareness to consume halal food and toys. Before consuming the millennial generation, first pay attention to the production process, packaging, raw materials or composition, cleanliness and safety and look for information on the availability of halal labels on the MSME products.
The halal fashion trends for hijabi community: Ideology and consumption Nilda Susilawati; Miti Yarmunida; Khairiah Elwardah
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 8, No 2: Agustus 2021
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v8i2.9683

Abstract

The research is based on a large enough market potential for the development of the halal fashion industry in Indonesia. The hijab fashion trend is a production target that continues to develop with various technologies and innovations, which encourage the consumption of community groups to use hijab fashion to continue to increase. The study was conducted to determine the purpose of the hijab community in using halal hijab fashion as part of their identity in demonstrating the existence of the hijab group through the ideological and consumption approaches. Qualitative analysis is carried out to determine the ideological emphasis and consumption of the hijab community through open interviews to obtain a clear picture of the social situation. The results show that religious beliefs are the main basis in encouraging the use of hijab and necessity factors.
Tradisi Mahar Berupa Emas Pada Perkawinan Masyarakat Kecamatan Tanjung Senang Perspektif Hukum Islam Dan Hukum Posistif Jayusman, Jayusman; Jayusman; Shafra; Miti Yarmunida; Nurfatati
Muqaranah Vol 8 No 1 (2024): Muqaranah
Publisher : Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/bx3zsw58

Abstract

Dowry is a condition of marriage. However, the shape and size are not specified. Anything of value can be used as a dowry. The tradition of the people of Tanjung Senang sub-district is that the dowry is in the form of gold. The problem of this research is: what is the perspective of Islamic law on the practice of dowry in the form of gold in the Tanjung Senang sub-district community? After collecting data in the form of interviews and analyzing it, this research concludes that: The tradition of dowry in the form of gold is inherent and brings benefits to the people of Tanjung Senang District, and is in line with Islamic law and Positive Law in Indonesia. The dowry value is related to the education, profession, and social status of the future wife and husband, and the family discussions between both parties. There is a wedding dowry in the form of gold alone or added with other items. This tradition is in line with and accommodated by Islamic law and positive law in Indonesia.
Indonesian Ulema Council Fatwa on Boycotting Products Supporting Israel in the Ijtihad Discourse of Nahdatul Ulama and Muhammadiyah Giyarsi; Iim Fahimah; Miti Yarmunida
NUSANTARA: Journal Of Law Studies Vol. 2 No. 2 (2023): Nusantara: Journal of Law Studies
Publisher : Islamic Research Publiser

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17388698

Abstract

This study aims to determine the legal provisions of boycotting Israeli products in the perspective of Ijtihad Nahdhatul Ulama and Muhammadiyah. The method used is a descriptive-analytical method with a qualitative approach. The source of this research data comes from litelature studies. Data analysis is carried out through the process of inventory, classification, and data analysis. The results of this study are: 1) the boycott law of Israeli products in the concept of ijtihad NU is mandatory if it is believed and known that profits from the sale of such products by Israel are used to help launch attacks against Palestinians. However, if it is not believed and it is not known for certain that the profits obtained from the sale of these products are to help fight the Palestinians, then buying Israeli products is not obligatory but makhruh because in a war situation that allows the use of profits for war; 2) In the concept of Muhammadiyah ijtihad, boycotting Israeli products becomes fardhu 'ain for Palestinians and fardhu kifayah for Muslims in other countries. Likewise, the law of boycotting products from branch companies and parties that clearly support Israel is mandatory, while boycotting products from local shops and hawkers is discouraged because it results in greater madharat. So that compliance with the MUI Fatwa related to boycotting Israeli products must be adjusted to the situation and conditions.
Implementasi Undang-Undang Nomor 23 Tahun 2004 Tentang Penghapusan Kekerasan Dalam Rumah Tangga Persfektif Fiqh Siyasah Dusturiyah Saidah Siagian; John Kenedi; Miti Yarmunida
Journal of Sharia and Legal Science Vol. 2 No. 1 (2024): Journal of Sharia and Legal Science
Publisher : CV. Doki Course and Training

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61994/jsls.v2i1.410

Abstract

Penelitian ini untuk melihat implementasi Undang-undang Nomor 23 Tahun 2004 tentang Penghapusan Kekerasan Dalam Rumah Tangga persfektif fiqh siyasah dusturiyah (studi di kantor women’s crisis centre kota bengkulu). Dalam penelitian ini, jenis penelitian yang dipakai adalah penelitian hukum empiris dengan menggunakan pendekatan kualitatif yang bersifat dekriftif atau dengan kata lain sering disebut dengan penelitian lapangan (field research) atau menggunakan jenis penelitian empiris. Metode pengumpilan data menggunakan observasi, wawancara dan dokumentasi. Metode analisis data melalui tiga tahapan yaitu  reduksi data, penyajian data dan verifikasi data. Penelitian ini menyimpulkan Kajian Fiqh Siyasah Dusturiyah terhadap Implementasi Undang-Undang Nomor 23 Tahun 2004 Tentang Penghapusan Kekerasan Dalam Rumah Tangga bahwa semua bentuk KDRT merupakan perbuatan aniaya yang mengganggu hak individu orang lain yang mengandung kemudaratan, bertentangan sekaligus prinsip mu’asyarah bi al-ma‟ruf yang diajurkan dalam berumah tangga untuk menuju keluarga yang sakinah, mawaddah, dan warahmah, dan mekanisme pelaksanaan kebijakan yang dilakukan pemerintah ialah dengan menggunakan Ijtihad Jama'i.
DIMENSI SYARIAH COMPLIANCE PADA OPERASIONAL BANK SYARIAH Miti Yarmunida
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 1 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i1.1206

Abstract

Label Bank Syariah is not only a name, the consequences of the name impact on all aspects of its operations. Sharia Bank Operations must / must comply with the principles of sharia (Sharia Compliance). Broadly speaking there are seven dimensions of shariah compliance in the operations of Islamic Banks as follows: 1) does not contain elements of usury, 2) avoid bai 'al-inah, 3) does not contain gharar, 4) does not contain maisir, 5) Business run based on (7) Managing zakat, infaq and shadaqah in accordance with syariah
Peran Ijarah dalam Meningkatkan Akses Pembiayaan Mikro Syariah Lika Handayani; Miti Yarmunida; Nenan Julir
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 3 No. 1 (2025): Januari : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v3i1.1855

Abstract

Sharia Micro Enterprises are one of the main pillars of the national economy. Micro businesses must receive protection as a form of government support for the community. However, there are several obstacles for people in developing their businesses, one of which is capital. The aim of this research is to facilitate access for micro business actors to finance with ijarah contracts. namely an alternative solution to a source of financing for Micro Businesses that is easily accessible, especially for the Indonesian people who are predominantly Muslim, namely financing with an ijarah agreement. The problem discussed in this research is what is the role of the ijarah contract in increasing access to sharia micro financing. It can be seen that the ijarah contract plays a very important role in supporting business development for micro business actors and providing easy access to financing services so that it can help the development of business actors. The method used in this research is a qualitative descriptive research method. The data sources used in this research are secondary and primary data. The data collection technique used in this research is literature study. . The results of this research are that the ijarah contract plays a very important role in the development of sharia micro businesses. The Al-Qur'an and Hadith also emphasize that the good practice of the ijarah contract is very easy and provides easy access for business actors to carry out financing for the development of a business, besides that it also aims to support implementation of national development in order to increase the distribution of social welfare. Therefore, for the Indonesian people who are predominantly Muslim, the ijarah contract is an alternative source of financing and easy access in developing their business in accordance with Islamic law.
Peran Kepolisian dalam Pencegahan Illegal Fishing terhadap Nelayan yang Menggunakan Alat Penangkapan Ikan Pukat Hela dan Pukat Tarik Perspektif Siyasah Dusturiyah Roni Mulyanto; John Kenedi; Miti Yarmunida
Journal of Sharia and Legal Science Vol. 3 No. 1 (2025): Journal of Sharia and Legal Science
Publisher : CV. Doki Course and Training

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61994/jsls.v3i1.712

Abstract

This study aims to examine the role of the police in preventing illegal fishing against fishermen using trawl and pull fishing gear in Bengkulu from the perspective of siyasah dusturiyah. This type of research is field research with a qualitative approach, which aims to obtain descriptive data through interviews and direct observation at the Directorate of Water and Air Police of the Bengkulu Regional Police. The results of the study indicate that efforts to prevent illegal fishing by the Ditpolairud Polda Bengkulu have been carried out through various approaches, including legal socialization, sea patrols, and investigations and inquiries into perpetrators of violations. However, the optimization of the role of the police is considered not optimal, especially in the preventive-structural aspect. This is due to the lack of strong synergy and coordination between law enforcement officers and local governments in creating policies that touch on the root of the problem, such as the economic inequality of local fishermen. As for the siyasah dusturiyah study on the prohibition of the use of trawl and pull fishing gear by the Police because this act is a crime that violates norms, both in terms of religious norms, law, and the environment. To assess or measure an act as a crime depends on the values ​​and outlook on life found in society regarding what is good and beneficial for society up to the level of harm of the act.
Ji'alah as a Performance-Based Payroll Method: An Analysis of Implementation in Sharia Companies Intan Purnama Sari; Miti Yarmunida; Nenan Julir
Jurnal Aghniya Vol. 7 No. 1 (2024): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Background: Although rental transactions are generally categorized as ijarah, some contemporary practices, such as competitions, app-based transportation, and lost-item retrieval services, are more accurately categorized as ji'alah. Therefore, an in-depth study of the application of the ji'alah contract in the business world, particularly in Sharia companies, is necessary. Method: This research used a qualitative approach with a literature review. Data were collected through literature review and interviews, with data analysis utilizing source and technique triangulation. Informants were selected using non-purposive sampling. Results: The study found that the ji'alah contract has been implemented in various sectors, such as transportation (vehicle rentals, online motorcycle taxis), design competitions, and lost-item retrieval services. The valid conditions for a ji'alah contract include: (1) the parties to the contract must be of sound mind and mature, (2) the wages must be clear in amount and type, (3) the work being paid must be permissible (permissible according to sharia), and (4) it must not contain any prohibited elements of gharar. In practice, ji'alah is more flexible than ijarah because it does not require predetermined time and work details. Conclusion: The ji'alah contract is a sharia-compliant alternative to a results-based wage system that aligns with Islamic economic principles. Its application in various sectors demonstrates that ji'alah can be a solution in modern transactions that prioritize flexibility and fairness. However, its implementation must still comply with Islamic law to avoid gharar or unclear rights and obligations of the parties.