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DIMENSI SYARIAH COMPLIANCE PADA OPERASIONAL BANK SYARIAH Miti Yarmunida
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 1 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i1.1206

Abstract

Label Bank Syariah is not only a name, the consequences of the name impact on all aspects of its operations. Sharia Bank Operations must / must comply with the principles of sharia (Sharia Compliance). Broadly speaking there are seven dimensions of shariah compliance in the operations of Islamic Banks as follows: 1) does not contain elements of usury, 2) avoid bai 'al-inah, 3) does not contain gharar, 4) does not contain maisir, 5) Business run based on (7) Managing zakat, infaq and shadaqah in accordance with syariah
Peran Ijarah dalam Meningkatkan Akses Pembiayaan Mikro Syariah Lika Handayani; Miti Yarmunida; Nenan Julir
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 3 No. 1 (2025): Januari : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v3i1.1855

Abstract

Sharia Micro Enterprises are one of the main pillars of the national economy. Micro businesses must receive protection as a form of government support for the community. However, there are several obstacles for people in developing their businesses, one of which is capital. The aim of this research is to facilitate access for micro business actors to finance with ijarah contracts. namely an alternative solution to a source of financing for Micro Businesses that is easily accessible, especially for the Indonesian people who are predominantly Muslim, namely financing with an ijarah agreement. The problem discussed in this research is what is the role of the ijarah contract in increasing access to sharia micro financing. It can be seen that the ijarah contract plays a very important role in supporting business development for micro business actors and providing easy access to financing services so that it can help the development of business actors. The method used in this research is a qualitative descriptive research method. The data sources used in this research are secondary and primary data. The data collection technique used in this research is literature study. . The results of this research are that the ijarah contract plays a very important role in the development of sharia micro businesses. The Al-Qur'an and Hadith also emphasize that the good practice of the ijarah contract is very easy and provides easy access for business actors to carry out financing for the development of a business, besides that it also aims to support implementation of national development in order to increase the distribution of social welfare. Therefore, for the Indonesian people who are predominantly Muslim, the ijarah contract is an alternative source of financing and easy access in developing their business in accordance with Islamic law.
Peran Kepolisian dalam Pencegahan Illegal Fishing terhadap Nelayan yang Menggunakan Alat Penangkapan Ikan Pukat Hela dan Pukat Tarik Perspektif Siyasah Dusturiyah Roni Mulyanto; John Kenedi; Miti Yarmunida
Journal of Sharia and Legal Science Vol. 3 No. 1 (2025): Journal of Sharia and Legal Science
Publisher : CV. Doki Course and Training

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61994/jsls.v3i1.712

Abstract

This study aims to examine the role of the police in preventing illegal fishing against fishermen using trawl and pull fishing gear in Bengkulu from the perspective of siyasah dusturiyah. This type of research is field research with a qualitative approach, which aims to obtain descriptive data through interviews and direct observation at the Directorate of Water and Air Police of the Bengkulu Regional Police. The results of the study indicate that efforts to prevent illegal fishing by the Ditpolairud Polda Bengkulu have been carried out through various approaches, including legal socialization, sea patrols, and investigations and inquiries into perpetrators of violations. However, the optimization of the role of the police is considered not optimal, especially in the preventive-structural aspect. This is due to the lack of strong synergy and coordination between law enforcement officers and local governments in creating policies that touch on the root of the problem, such as the economic inequality of local fishermen. As for the siyasah dusturiyah study on the prohibition of the use of trawl and pull fishing gear by the Police because this act is a crime that violates norms, both in terms of religious norms, law, and the environment. To assess or measure an act as a crime depends on the values ​​and outlook on life found in society regarding what is good and beneficial for society up to the level of harm of the act.
Ji'alah as a Performance-Based Payroll Method: An Analysis of Implementation in Sharia Companies Intan Purnama Sari; Miti Yarmunida; Nenan Julir
Jurnal Aghniya Vol. 7 No. 1 (2024): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Background: Although rental transactions are generally categorized as ijarah, some contemporary practices, such as competitions, app-based transportation, and lost-item retrieval services, are more accurately categorized as ji'alah. Therefore, an in-depth study of the application of the ji'alah contract in the business world, particularly in Sharia companies, is necessary. Method: This research used a qualitative approach with a literature review. Data were collected through literature review and interviews, with data analysis utilizing source and technique triangulation. Informants were selected using non-purposive sampling. Results: The study found that the ji'alah contract has been implemented in various sectors, such as transportation (vehicle rentals, online motorcycle taxis), design competitions, and lost-item retrieval services. The valid conditions for a ji'alah contract include: (1) the parties to the contract must be of sound mind and mature, (2) the wages must be clear in amount and type, (3) the work being paid must be permissible (permissible according to sharia), and (4) it must not contain any prohibited elements of gharar. In practice, ji'alah is more flexible than ijarah because it does not require predetermined time and work details. Conclusion: The ji'alah contract is a sharia-compliant alternative to a results-based wage system that aligns with Islamic economic principles. Its application in various sectors demonstrates that ji'alah can be a solution in modern transactions that prioritize flexibility and fairness. However, its implementation must still comply with Islamic law to avoid gharar or unclear rights and obligations of the parties.
Pengaruh Religiusitas, Brand Loyalty, Label Halal, Label BPOM dan Harga Terhadap Keputusan Pembelian Produk Kosmetik Wardah Halal Marita Putri; Miti Yarmunida; Miko Polindi
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 5 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i5.29486

Abstract

This study aims to measure the influence of religiosity, brand loyalty, halal label, BPOM label, and price on the purchase decision of Wardah halal cosmetic products. This research is a research study. The data type used is primary data sourced from a questionnaire. The study population consisted of residents of Pagar Dewa Village, with a sample of 97 respondents. The data analysis technique used was multiple linear regression analysis with SPSS 25 software. The results of the study indicate that 1) Religiosity has a significant influence on the purchase decision of Wardah cosmetic products. (2) Brand Loyalty has a significant influence on the purchase decision of Wardah cosmetic products. (3) The Halal Label has a significant influence on the purchase decision of Wardah cosmetic products. (4) The BPOM label significantly influences purchasing decisions for Wardah cosmetic products. (5) Price significantly influences purchasing decisions for Wardah cosmetic products. Religiosity, brand loyalty, the halal label, the BPOM label, and price simultaneously have a positive and significant influence on purchasing decisions for Wardah halal cosmetic products.