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All Journal JURNAL ILMU PERTANIAN JURNAL AGRILAND BIOLINK (Jurnal Biologi Lingkungan, Industri, Kesehatan) Abdimas Talenta : Jurnal Pengabdian Kepada Masyarakat JASc (Journal of Agribusiness Sciences) Agrintech: Jurnal Teknologi Pangan dan Hasil Pertanian Hasil Pengabdian Kepada Masyarakat Martabe : Jurnal Pengabdian Kepada Masyarakat JURNAL PENDIDIKAN TAMBUSAI PERSPEKTIF Jurnal Agroplasma Best Journal (Biology Education, Sains and Technology) Community Engagement and Emergence Journal (CEEJ) Jurnal Maritim AGRISAINS: Jurnal Ilmiah Magister Agribisnis Jurnal Ilmiah Pertanian ( JIPERTA) Jurnal Agristan International Journal of Educational Review, Law And Social Sciences (IJERLAS) Universitas Muhammadiyah Yogyakarta Undergraduate Conference Proceeding Prosiding Seminar Nasional Universitas Serambi Mekkah Jurnal Ekonomi Pertanian dan Agribisnis GABBAH : Jurnal Pertanian Dan Perternakan Jurnal Gladiator Jurnal Agri Smart Deli Sumatera
Khairunnisa Rangkuti
Universitas Muhammadiyah Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mechanical Engineering Public Health Social Sciences Transportation Other

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Journal : PERSPEKTIF

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Inklusi Keuangan pada Industri Kreatif Berskala Mikro Kecil dalam Pengembangan Wilayah Masyarakat Pedesaan di Kota Binjai Provinsi Sumatera Utara Mohammad Yusri; Abdul Rahman Cemda; Khairunnisa Rangkuti
PERSPEKTIF Vol 11, No 3 (2022): PERSPEKTIF - July
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/perspektif.v11i3.7211

Abstract

Limited access to finance is a major obstacle in the development of an area, especially rural communities. This study aims to analyze financial inclusion in the Micro Small-Scale Creative Industry towards the development of rural communities in Binjai City. This research uses a qualitative research approach with a case study method. Furthermore, a series of observations and interviews were conducted on the informants through a purposive sampling technique which was further developed through the snowball sampling technique. The results of the study inform that financial inclusion in micro-small-scale creative industries that are managed that are less educated, small-scale, have limited assets and are located in rural areas tend to have limited financing information as well as major obstacles so that the development of rural communities does not increase. The diversity of regional characteristics such as internet access and the use of financial inclusion in the creative industry, especially in obtaining banking information, alternative sources of financing that are more diverse can encourage improvements in the development of rural community areas in Binjai City. This study recommends the importance of education through training and mentoring as well as the use of the internet for Micro Small Scale Creative Industry entrepreneurs in rural Binjai City.
Inklusi Keuangan pada Industri Kreatif Berskala Mikro Kecil dalam Pengembangan Wilayah Masyarakat Pedesaan di Kota Binjai Provinsi Sumatera Utara Mohammad Yusri; Abdul Rahman Cemda; Khairunnisa Rangkuti
PERSPEKTIF Vol. 11 No. 3 (2022): PERSPEKTIF - July
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/perspektif.v11i3.7211

Abstract

Limited access to finance is a major obstacle in the development of an area, especially rural communities. This study aims to analyze financial inclusion in the Micro Small-Scale Creative Industry towards the development of rural communities in Binjai City. This research uses a qualitative research approach with a case study method. Furthermore, a series of observations and interviews were conducted on the informants through a purposive sampling technique which was further developed through the snowball sampling technique. The results of the study inform that financial inclusion in micro-small-scale creative industries that are managed that are less educated, small-scale, have limited assets and are located in rural areas tend to have limited financing information as well as major obstacles so that the development of rural communities does not increase. The diversity of regional characteristics such as internet access and the use of financial inclusion in the creative industry, especially in obtaining banking information, alternative sources of financing that are more diverse can encourage improvements in the development of rural community areas in Binjai City. This study recommends the importance of education through training and mentoring as well as the use of the internet for Micro Small Scale Creative Industry entrepreneurs in rural Binjai City.
Co-Authors Afriani, Hesti Ainul Mardhiyah, Ainul Akbar Habib Akbar Habib, Akbar Amiroh, Yara Ummi Andini Dwayani Putri Aprianti, Ira Apriyanti, Ira Asritanarni Munar Cemda, Abdul Rahman Dafni Mawar Tarigan Dedi Siswanto Defriani, Jesika Desi Ardilla Deswanti, Nayna Dewantara, Raka Pandu Efrida Lubis Enda Gemilang Prandini Eri Barlian Fadhilah, Wizni Fauzan, Muhammad Muklis Gustina Siregar Gustina Siregar Hafizun, Mohd Harahap, Namirah Lita Namora Hasanah, Rizka Aulya Herwinda Syahrani Sitorus Hilda Julia Iqbal Ramadhan Daulay Ira Aprianti Ira Apriyanti Keke Putri Capah Ketaren, Bunga Raya Litna Nurjannah Ginting Lubis, Nurjannah M. Taufik Maidarman, Maidarman Mailina Harahap Malau, Rizki Wahida Arni Manurung, Nazla Azizah mawar sari Maysura MD Mhd.Buhari Sibuea Misril Fuadi Mohammad Yusri Muhammad Fahri Husyaini Harahap Muhammad Nabil Fauzi Muhammad Novriyansah Harahap MUHAMMAD TAUFIK Muhammad Thamrin Muhammad Thamrin Muhammad Thamrin Nandzah, Aula Nasution, Nugraha Nasution, Nur Indah Sari Nazaa, Gus Nabila Ningsih, Kartika Norman , Nurwijayanti Panggabean, Syahib Ashiddiq Panjaitan, Reby Sri Wijannah Perangin-angin, Reh Bungana Beru Purba, Andini Putri, Sarah Widya Rafli, M Ramadan, Fuji Surya Ramadani, Riski Ananda Reni Lestari Risnawati Risnawati Risnawati Rui Andriano Sabrina, Kartika Dhea Sasmita Siregar Sasmitha Siregar Sinaga, Hardiansyah Siti Nurhayati Sri Utami Sri Utami Surna Herman Syahbina, Gissa Syawal Harahap Tagor Hutauruk Tjung Hauw Sin, Tjung Hauw Wizni Fadhilah Yolanda Dalimunthe Yudha Andriansyah Yudha Andriansyah Putra Yusuf Tri Darma