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All Journal DERIVATIF JMS : Jurnal Manajemen Sinergi Journal of Humanities and Social Studies Jurnal Mantik Jurnal Informasi dan Teknologi Jurnal Penelitian Manajemen Terapan (Penataran) Jurnal Ekonomi, Akuntansi, dan Manajemen Multiparadigma (JEAMM) Jurnal Scientia Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences International Journal of Business, Law, and Education Jurnal Abdi Masyarakat Indonesia Journal of Management and Islamic Finance EKONOMIKA45 Jurnal WIDYA LAKSMI (Jurnal Pengabdian Kepada Masyarakat) Journal of Indonesian Economy and Business International Journal of Applied Business and International Management Journal of International Conference Proceedings JIM: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Pengabdian Masyarakat dan Riset Pendidikan Society
Muhsin N Bailusy
Faculty Of Economics & Business, Khairun University
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Neuroscience Public Health Social Sciences Other

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Determinants of Use of the Indonesian Standard Quick Response Code (QRIS) on MSMEs in Ternate City Rheza Pratama; Hartaty Hadady; Muhsin N. Bailusy
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.4853

Abstract

This research aims tooanalyze the effect of perceived risk and ease of use8on the decision to transact using QRIS on MSME actors in Ternate City, either partially or simultaneously. This research0is a hypothesis testing research (Hypothesi9testing) which aims to test the hypothesis proposed by the Research Team. The analytical model used in this study is a multiple linear regression equation model to analyze the effect of risk perception and user convenience6on the decision to make payments with2QRIS. Collecting data using a questionnaire with a purposive sampling technique as many as 60 respondents. Risk Perception and User Convenience contributed 72.2% to the decision to transact using QRIS in Ternate City MSME actors, the remaining 27.8% was explained by other variables outside the research model. The results of the t-test concluded that Risk Perception had no significant effect on the decision to transact using QRIS on MSME actors in Ternate City, while User Ease had a positive and significant effect on the decision to transact using QRIS on MSME actors in Ternate City. Based on the Anova Test,f-count value of 52.133 > t-table (2.766), it can be concluded that the variables of Risk Perception and Ease of Use together can influence the decision to transact using QRIS.
Co-Authors Abdul Hadi Sirat Abdul Hadi Sirat Abdul Hadi Sirat Abubakar, Sukma Adinda Iskandar Adriansyah Ekaputra Ady Bakri, Asri Amin Dara Amiro, Suratno Ardila Hi Wahid Arilaha, Muhammad Asril Barick Ahmad Setiawan Buamonabot, Irfandi Dian Kurnia Dudi Amarullah E Hartaty Hadady Eva Syariefah Rachman Fadli Ali Taslim Fadli Ali Taslim Fadli Ali Taslim Fadli Ali Taslim Fadli Ali Taslim Ali Taslim Fadlli Ali Taslim Fahri, Johan Ferdinand Salomo Leuwol Firdha Chandani Sangadji Hadady, E Hartaty Hadady, Hartaty Hartaty Hadady Hartaty Hadady Heni Rahmani Putri Hidayat, Ilham Husen, M Aprialdy Irwan Moridu Jabid, Abdullah W. Johan Fahri Johan Fahri La Idrus*, Windi M Aprialdy Husen Ni Ketut Sukanti Ningsi, Adita Asma Nur Subandiyah Nurfani Salasa Nurriqli, Arifia Panai, Ririn Saputri Pasimanyeku, Siti Masyitah I. Pollack, Julien Pratama, Rheza Putri Ekawati Darma Putri, Heni Rahmani Rheza Pratama Rheza Pratama Rheza Pratama Rinaldi Tamrin Ririn Ismira Afiyani Kamarullah Runtunuwu, Prince Charles Heston Rusandry, Rusandry Samuel PD Anantadjaya Setia Putra, Hari Singa, Yenli Junita Sri Purwati, Sri Sulfi Haji Suratno Amiro Suratno Amiro Taslim, Fadli Ali Vivid Violin Wilis Muslimah Windi La Idrus* Yenli Junita Singa Zakaria Zakaria