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All Journal JDM Jurnal Ilmiah Akuntansi dan Humanika Jurnal Pendidikan Ekonomi Undiksha Jurnal Penelitian dan Pengembangan Sains dan Humaniora (JPPSH) Jurnal Ilmu Sosial dan Humaniora Jurnal Akuntansi Profesi Jurnal Master Pariwisata (JUMPA) MIX : Jurnal Ilmiah Manajemen JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) WIDYA LAKSANA International Journal of Social Science and Business JIA (Jurnal Ilmiah Akuntansi) International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Publik: Jurnal Manajemen Sumber Daya Manusia, Administrasi dan Pelayanan Publik Studi Akuntansi dan Keuangan Indonesia (SAKI) Prospek: Jurnal Manajemen dan Bisnis Jurnal Manajemen Perhotelan dan Pariwisata BERNAS: Jurnal Pengabdian Kepada Masyarakat Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Kepariwisataan Journal of Humanities, Social Science, Public Administration and Management (HUSOCPUMENT) Jurnal Ekonomi Efektif Jurnal Ekonomi JURNAL ILMIAH GLOBAL EDUCATION Journal of Social Commerce Economics, Business, Accounting & Society Review Al-Zayn: Jurnal Ilmu Sosial & Hukum Journal of Innovative and Creativity
Ni Made Suci
Universitas Pendidikan Ganesha
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Neuroscience Nursing Public Health Social Sciences Veterinary Other

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The influence of motivation, work discipline and rotation on the performance of micro credit marketers at bank BRI Singaraja Wayan Agus Parta Sumarta; I Nengah Suarmanayasa; Ni Made Suci
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

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Abstract

The purpose of this study is to ascertain how two or more factors interact. The research location is Bank BRI Singaraja. The subjects in this research were micro credit marketers at Bank BRI Singaraja. The object of this research is motivation, work discipline, rotation on performance. Purposive sampling was employed to choose the 84 participants that made up the study's sample. A Google Form is used to complete a questionnaire as part of the data collecting strategy. This research uses regression analysis methods for figuring out how the independent and dependent variables are causally related. The research results show: (1) The relationship between performance (Y) and motivation (X1). The incentive variable (X1) has a t value of 1.571 according to the t test findings, which is less than the t table value of 1.633. It can be said that motivation (X1) has a negative impact on performance (Y). This means that lower motivation means less performance produced by employees. (2) Evaluating the importance of work discipline's impact (X2) on output (Y). The work discipline variable (X2) has a t value of 1.511 according to the t test findings, which is higher than the t value of 1.633 in the table. Therefore, it can be concluded that performance (Y) is positively and significantly impacted by work discipline (X2). This implies that an employee's performance level will improve with increased job discipline. (3) In order to determine the importance of the rotation (X3) influence on performance (Y), the t test findings indicate that the rotation variable (X3) has a t value of 6.402, which is more than the t value of 1.633 in the table. Job rotation (X3) is proven to be positive and important for performance (Y). This means that employees with regular rotation have a higher level of performance.
The influence of product quality, price perception and brand image on consumer satisfaction of Yamaha NMAX Motorcycles in Denpasar Bali Putu Ayu Lalita Srivisakha; Trianasari, Trianasari; Ni Made Suci
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

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Abstract

The aim of this research is to ascertain how two or more factors interact. The research location is the Yamaha Agung Motor Dealer. The subjects in this research were all customers who used Yamaha NMAX motorbikes in the Denpasar Bali area. The impact of brand image, pricing perception, and product quality on customer satisfaction is the focus of this study. Purposive sampling was used to select 190 participants to become the research sample. Google Forms was used to complete the questionnaire as part of the data collection strategy. This research uses multiple linear analysis methods to determine how big the influence of several independent and dependent variables is. The research results show: (1) The Yamaha NMAX motorcycle customers in Denpasar's consumer satisfaction is largely influenced by product quality, as indicated by the product quality variable's significance value of 0.000, which is less than the predetermined significance threshold of 0.05. (2) the variable pricing on consumer satisfaction finds that pricing has a somewhat significant impact on customer satisfaction, with a significance value of 0.001, which is less than the designated significance threshold of 0.05 using Yamaha NMAX motorbikes in Denpasar. (3) variable Brand image on consumer satisfaction obtained a significance value of 0.040, below the predetermined 0.05 level of significance, indicating that brand image has a somewhat meaningful impact on consumer satisfaction of Yamaha NMAX motorbike users in Denpasar.
Reimagining Community-Based Financial Participation through Collective Trust and Cooperative Value Systems Contana, Ni Km. Aristi Priani; Suci, Ni Made
Journal of Social Commerce Vol. 5 No. 4 (2025): Journal of Social Commerce
Publisher : Celebes Scholar pg

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56209/jommerce.v5i4.194

Abstract

This study examines the interconnectedness of financial performance and social participation within the Pacingkreman Bali Contana Association, a community-based financial institution grounded in trust, reciprocity, and shared responsibility. Using a descriptive quantitative approach supported by qualitative insights, the research analyses four key indicators of financial performance including Third Party Funds, Loan to Deposit Ratio, Operating Expenses to Operating Income, and Return on Assets. The findings show that these financial ratios are not isolated measures of liquidity, efficiency, or profitability but expressions of deeper social relations. Deposits represent confidence and belonging, loans reflect ethical interdependence, operational costs signify the work of participation, and profitability denotes distributive stability rather than maximisation. The integration of financial data and member narratives reveals that institutional endurance stems from collective trust and moral coherence rather than from technical optimisation. The study concludes that financial sustainability in community-based systems is socially constituted, relying on the circulation of care, participation, and trust that transform economic exchange into shared resilience.
Pengaruh Literasi Keuangan dan Financial technology terhadap Inklusi Keuangan pada Mahasiswa Ekonomi di Kabupaten Buleleng Bali Ni Putu Nathasa Sany Fridayanti; Ni Made Suci
Al-Zayn: Jurnal Ilmu Sosial, Hukum & Politik Vol 4 No 1 (2026): 2026
Publisher : Yayasan pendidikan dzurriyatul Quran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61104/alz.v4i1.4512

Abstract

Perkembangan layanan keuangan digital mendorong peningkatan akses masyarakat terhadap produk dan layanan keuangan formal, khususnya di kalangan mahasiswa sebagai generasi produktif. Namun, tingkat literasi keuangan yang dimiliki individu belum tentu secara langsung mampu meningkatkan inklusi keuangan secara optimal. Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan dan financial technology terhadap inklusi keuangan pada mahasiswa ekonomi di Kabupaten Buleleng. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan pengumpulan data melalui kuesioner dan dianalisis menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa secara parsial literasi keuangan tidak berpengaruh signifikan terhadap inklusi keuangan, financial technology berpengaruh positif dan signifikan terhadap inklusi keuangan, dan secara simultan literasi keuangan dan financial technology berpengaruh signifikan terhadap inklusi keuangan. Temuan ini mengindikasikan bahwa kemudahan akses, pemanfaatan, dan kualitas layanan teknologi keuangan lebih berperan dalam mendorong penggunaan layanan keuangan formal dibandingkan pemahaman konseptual semata. Meskipun demikian, secara simultan kedua variabel tetap berkontribusi dalam meningkatkan inklusi keuangan. Kesimpulan penelitian ini menegaskan bahwa peningkatan inklusi keuangan perlu didukung oleh penguatan penerapan literasi keuangan secara praktis serta pengembangan layanan financial technology yang inklusif dan mudah diakses.
Pengaruh Store Atmosphere Dan Brand Image Terhadap Keputusan Pembelian Sepatu Olahraga Di Toko Sporthouse Kecamatan Buleleng Artayana, Made Kesawa; Suci, Ni Made; Padang, Rikky Rundu
Journal of Innovative and Creativity Vol. 6 No. 1 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

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Abstract

Persaingan toko sepatu olahraga di Kecamatan Buleleng semakin ketat akibat meningkatnya tren olahraga dan perkembangan e-commerce, yang menyebabkan fluktuasi penjualan di Toko Sporthouse. Perbedaan temuan penelitian terdahulu mengenai pengaruh store atmosphere dan brand image terhadap keputusan pembelian menunjukkan adanya research gap, serta belum adanya kajian pada toko sepatu lokal di Kecamatan Buleleng. Penelitian ini bertujuan menganalisis pengaruh store atmosphere dan brand image terhadap keputusan pembelian sepatu olahraga di Toko Sporthouse Kecamatan Buleleng. Penelitian menggunakan pendekatan kuantitatif dengan metode survei terhadap 130 responden yang dipilih melalui purposive sampling. Data dikumpulkan menggunakan kuesioner dan dianalisis dengan regresi linier berganda menggunakan SPSS. Hasil penelitian menunjukkan bahwa secara parsial store atmosphere berpengaruh negatif dan signifikan terhadap keputusan pembelian, sedangkan brand image berpengaruh positif dan signifikan. Secara simultan, kedua variabel berpengaruh signifikan terhadap keputusan pembelian. Hasil penelitian ini diharapkan dapat memberikan kontribusi bagi penelitian selanjutnya, baik melalui pengembangan variabel independen dan dependen, maupun perluasan objek serta lokasi penelitian di masa mendatang.
Beyond Financial Literacy: Lifestyle, Impulse Buying, and Financial Management of Millennial Public Employees Suriyani, Ni Kadek Heny; Suci, Ni Made; Yudiaatmaja, Fridayana
Economics, Business, Accounting & Society Review Vol. 5 No. 1 (2026): Economics, Business, Accounting & Society Review
Publisher : International Ecsis Association

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55980/ebasr.v5i1.383

Abstract

This study examines the effects of financial literacy, lifestyle, and impulse buying behavior on the financial management of Millennial Generation employees in the Government of Buleleng Regency, both partially and simultaneously. The research is driven by the growing complexity of personal financial management among millennials, influenced by changing consumption patterns, easier access to financial products, and evolving lifestyles. A quantitative approach with a survey method was applied. Data were collected through structured questionnaires distributed to employees and analyzed using multiple linear regression to test the relationships among variables. The findings reveal that financial literacy has a positive and significant effect on financial management, indicating that employees with higher financial knowledge are better at planning, managing income and expenses, and making rational financial decisions. Lifestyle also shows a positive and significant influence, where a rational and well-controlled lifestyle supports financial stability and long-term planning. In contrast, impulse buying behavior has a negative and significant effect, as unplanned purchases increase unnecessary spending and reduce financial control. Simultaneously, all three variables significantly affect financial management, explaining 54.8% of its variance. The study highlights the importance of financial education and employee welfare programs to strengthen financial management capabilities.
KUALITAS PELAYANAN, PERSEPSI HARGA, DAN CITRA DESTINASI SEBAGAI FAKTOR PENENTU KEPUTUSAN KUNJUNGAN DI KRISNA WATERSPORT TEMUKUS, BALI UTARA Putra, I Putu Wahyu Santana; Yudiaatmaja, Fridayana; Suci, Ni Made
JURNAL KEPARIWISATAAN Vol 25 No 1 (2026): Jurnal Kepariwisataan
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat Politeknik Pariwisata Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52352/jpar.v25i1.2380

Abstract

This study examines the effect of service quality, price perception, and destination image on tourists’ visiting decisions at Krisna Watersport Temukus. This research is motivated by the increasing competition among water-based tourism destinations in North Bali and the challenges faced by Krisna Watersport in maintaining visitor numbers, especially among domestic tourists. A quantitative approach with a causal research design was used. Primary data were collected through questionnaires distributed to 160 respondents who had previously visited Krisna Watersport Temukus using a purposive sampling technique. The data were analyzed using multiple linear regression, supported by classical assumption tests, F-tests, and t-tests. The results show that service quality, price perception, and destination image each have a positive and significant effect on tourists’ visiting decisions. In addition, these three variables simultaneously have a significant influence on visiting decisions. These findings indicate that improving service quality, offering competitive prices, and strengthening destination image are important strategies to increase tourists’ visiting decisions at Krisna Watersport Temukus
Co-Authors AA. Ngurah Yudha Martin Mahardika Adiwantari, Sartika Ayu Anak Agung Istri Sri Wiadnyani Ananda jaya Ananda, Sienny Yulia Aprillia, Kadek Lia Arief Billah Artayana, Made Kesawa Cantika, Kadek Gayatri Dwi Cheltis Charles Kehek Contana, Ni Km. Aristi Priani Darmendra, I Made Risci Dewi, Ni Kadek Puspa Dewi, Ni Nyoman Tri Utami Edy Sujana Fridayana Yudiaatmaja Fridayana Yudiatmaja Gusti Agung Ayu Intan Pradnyani Handayani, Komang Ayu Widiada Heryanda, Komang Krisna I GB Wahyu Nugraha Putra I Gede Dana I GEDE DANA I Gede Prabaskara Ary Karang I Gusti Agung Ayu Meilyani I Made Sura Ananda I Nengah Suarmanayasa I Nyoman Putra Yasa I Wayan Bagia I Wayan Rona Indrawati, Lily Kadek Ary Asta Pramita Sari kadek cintya dewi Kadek Dera Yanti Kadek Gayatri Dwi Cantika Kadek marsela Kadek Medha Prayascita Kadek Santi Rahayu Kadek Surya Darmawan Kehek, Cheltis Charles Komang Intan Cahyani Devi Komang Krisna Heryanda Komang Tri Wibawa Mahardika Kusumayani, Putu Eka Lily Indrawati Luh Putu Ratna Sundari Lutfi, Aden Winangun Mahardika, Komang Tri Wibawa Meilyani, I Gusti Agung Ayu Meliani, Ni Kadek Ni Kadek Sinarwati Ni luh Sayang Telagawathi Ni Luh Wayan Sayang Telagawathi Ni Made Amanda Dewantini Ni Made Ary Widiastini Ni Nyoman Deni Ariyaningsih Ni Putu Arix Nirmala Ni Putu Juni Asmariati Ni Putu Meilani Dithania Ni Putu Nathasa Sany Fridayanti Nur Ayu, Luh Nyoman Fajar Nyoman Ayu Wulan Trisna Dewi . Nyoman Dini Andiani Padang, Rikky Rundu Padmi, Putu Ayu Julia Pamungkas, Ringga Putra Parwati, Ni Wayan Citra Permatasari, Komang Intan Pradnyani, Gusti Agung Ayu Intan Prameswari, Ni Luh Desianty Ayu Prayuningsih, I Gusti Ayu Putra, I Putu Wahyu Santana Putri, Cerry Putri, Ida Ayu Melda Anita Putu Agus Suma Astawa Putu Ayu Juniari Putu Ayu Lalita Srivisakha Putu Indah Rahmawati Putu Putri Indah Sriani Putu Rika Rahutama Atidira Rike Setiawati Rona, I Wayan Rosita Dewi Rudi Gunawan Safira, Siti Sartika Ayu Adiwantari Shania Yosiana Sherren Sanchia Tanaya Sinarwati, Kadek Siti Safira Sugara, Robi Suningsih, Ni Kadek Sri Suriyani, Ni Kadek Heny Tanaya, Sherren Sanchia Telagawathi, Ni Luh Sayang Trianasari Wayan Agus Parta Sumarta Wayan Cipta Wayan Eka Puspita Sari Wijaya, Gede Ermawan Yastiti, Ni Made Juni Yudiatmaja, Fridayana Yulianthini, Ni Made