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All Journal JDM Jurnal Ilmiah Akuntansi dan Humanika Jurnal Pendidikan Ekonomi Undiksha Jurnal Penelitian dan Pengembangan Sains dan Humaniora (JPPSH) Jurnal Ilmu Sosial dan Humaniora Jurnal Akuntansi Profesi Jurnal Master Pariwisata (JUMPA) MIX : Jurnal Ilmiah Manajemen JMM (Jurnal Masyarakat Mandiri) JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) WIDYA LAKSANA International Journal of Social Science and Business JIA (Jurnal Ilmiah Akuntansi) International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Publik: Jurnal Manajemen Sumber Daya Manusia, Administrasi dan Pelayanan Publik Studi Akuntansi dan Keuangan Indonesia (SAKI) Prospek: Jurnal Manajemen dan Bisnis Jurnal Manajemen Perhotelan dan Pariwisata BERNAS: Jurnal Pengabdian Kepada Masyarakat Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Kepariwisataan Journal of Humanities, Social Science, Public Administration and Management (HUSOCPUMENT) Jurnal Ekonomi Efektif Jurnal Ekonomi JURNAL ILMIAH GLOBAL EDUCATION International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) International Journal of Management Science and Information Technology (IJMSIT) Journal of Artificial Intelligence and Digital Business Journal of Social Commerce Economics, Business, Accounting & Society Review Amkop Management Accounting Review (AMAR) Indonesian Journal of Multidisciplinary on Social and Technology Sammajiva: Jurnal Penelitian Bisnis dan Manajemen Al-Zayn: Jurnal Ilmu Sosial & Hukum Journal of Innovative and Creativity Jurnal Publikasi Sistem Informasi dan Manajemen Bisnis Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan
Ni Made Suci
Universitas Pendidikan Ganesha
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Neuroscience Nursing Public Health Social Sciences Veterinary Other

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The influence of motivation, work discipline and rotation on the performance of micro credit marketers at bank BRI Singaraja Wayan Agus Parta Sumarta; I Nengah Suarmanayasa; Ni Made Suci
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

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Abstract

The purpose of this study is to ascertain how two or more factors interact. The research location is Bank BRI Singaraja. The subjects in this research were micro credit marketers at Bank BRI Singaraja. The object of this research is motivation, work discipline, rotation on performance. Purposive sampling was employed to choose the 84 participants that made up the study's sample. A Google Form is used to complete a questionnaire as part of the data collecting strategy. This research uses regression analysis methods for figuring out how the independent and dependent variables are causally related. The research results show: (1) The relationship between performance (Y) and motivation (X1). The incentive variable (X1) has a t value of 1.571 according to the t test findings, which is less than the t table value of 1.633. It can be said that motivation (X1) has a negative impact on performance (Y). This means that lower motivation means less performance produced by employees. (2) Evaluating the importance of work discipline's impact (X2) on output (Y). The work discipline variable (X2) has a t value of 1.511 according to the t test findings, which is higher than the t value of 1.633 in the table. Therefore, it can be concluded that performance (Y) is positively and significantly impacted by work discipline (X2). This implies that an employee's performance level will improve with increased job discipline. (3) In order to determine the importance of the rotation (X3) influence on performance (Y), the t test findings indicate that the rotation variable (X3) has a t value of 6.402, which is more than the t value of 1.633 in the table. Job rotation (X3) is proven to be positive and important for performance (Y). This means that employees with regular rotation have a higher level of performance.
The influence of product quality, price perception and brand image on consumer satisfaction of Yamaha NMAX Motorcycles in Denpasar Bali Putu Ayu Lalita Srivisakha; Trianasari, Trianasari; Ni Made Suci
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

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Abstract

The aim of this research is to ascertain how two or more factors interact. The research location is the Yamaha Agung Motor Dealer. The subjects in this research were all customers who used Yamaha NMAX motorbikes in the Denpasar Bali area. The impact of brand image, pricing perception, and product quality on customer satisfaction is the focus of this study. Purposive sampling was used to select 190 participants to become the research sample. Google Forms was used to complete the questionnaire as part of the data collection strategy. This research uses multiple linear analysis methods to determine how big the influence of several independent and dependent variables is. The research results show: (1) The Yamaha NMAX motorcycle customers in Denpasar's consumer satisfaction is largely influenced by product quality, as indicated by the product quality variable's significance value of 0.000, which is less than the predetermined significance threshold of 0.05. (2) the variable pricing on consumer satisfaction finds that pricing has a somewhat significant impact on customer satisfaction, with a significance value of 0.001, which is less than the designated significance threshold of 0.05 using Yamaha NMAX motorbikes in Denpasar. (3) variable Brand image on consumer satisfaction obtained a significance value of 0.040, below the predetermined 0.05 level of significance, indicating that brand image has a somewhat meaningful impact on consumer satisfaction of Yamaha NMAX motorbike users in Denpasar.
Reimagining Community-Based Financial Participation through Collective Trust and Cooperative Value Systems Contana, Ni Km. Aristi Priani; Suci, Ni Made
Journal of Social Commerce Vol. 5 No. 4 (2025): Journal of Social Commerce
Publisher : Celebes Scholar pg

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56209/jommerce.v5i4.194

Abstract

This study examines the interconnectedness of financial performance and social participation within the Pacingkreman Bali Contana Association, a community-based financial institution grounded in trust, reciprocity, and shared responsibility. Using a descriptive quantitative approach supported by qualitative insights, the research analyses four key indicators of financial performance including Third Party Funds, Loan to Deposit Ratio, Operating Expenses to Operating Income, and Return on Assets. The findings show that these financial ratios are not isolated measures of liquidity, efficiency, or profitability but expressions of deeper social relations. Deposits represent confidence and belonging, loans reflect ethical interdependence, operational costs signify the work of participation, and profitability denotes distributive stability rather than maximisation. The integration of financial data and member narratives reveals that institutional endurance stems from collective trust and moral coherence rather than from technical optimisation. The study concludes that financial sustainability in community-based systems is socially constituted, relying on the circulation of care, participation, and trust that transform economic exchange into shared resilience.
Pengaruh Literasi Keuangan dan Financial technology terhadap Inklusi Keuangan pada Mahasiswa Ekonomi di Kabupaten Buleleng Bali Ni Putu Nathasa Sany Fridayanti; Ni Made Suci
Al-Zayn: Jurnal Ilmu Sosial, Hukum & Politik Vol 4 No 1 (2026): 2026
Publisher : Yayasan pendidikan dzurriyatul Quran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61104/alz.v4i1.4512

Abstract

Perkembangan layanan keuangan digital mendorong peningkatan akses masyarakat terhadap produk dan layanan keuangan formal, khususnya di kalangan mahasiswa sebagai generasi produktif. Namun, tingkat literasi keuangan yang dimiliki individu belum tentu secara langsung mampu meningkatkan inklusi keuangan secara optimal. Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan dan financial technology terhadap inklusi keuangan pada mahasiswa ekonomi di Kabupaten Buleleng. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan pengumpulan data melalui kuesioner dan dianalisis menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa secara parsial literasi keuangan tidak berpengaruh signifikan terhadap inklusi keuangan, financial technology berpengaruh positif dan signifikan terhadap inklusi keuangan, dan secara simultan literasi keuangan dan financial technology berpengaruh signifikan terhadap inklusi keuangan. Temuan ini mengindikasikan bahwa kemudahan akses, pemanfaatan, dan kualitas layanan teknologi keuangan lebih berperan dalam mendorong penggunaan layanan keuangan formal dibandingkan pemahaman konseptual semata. Meskipun demikian, secara simultan kedua variabel tetap berkontribusi dalam meningkatkan inklusi keuangan. Kesimpulan penelitian ini menegaskan bahwa peningkatan inklusi keuangan perlu didukung oleh penguatan penerapan literasi keuangan secara praktis serta pengembangan layanan financial technology yang inklusif dan mudah diakses.
Pengaruh Store Atmosphere Dan Brand Image Terhadap Keputusan Pembelian Sepatu Olahraga Di Toko Sporthouse Kecamatan Buleleng Artayana, Made Kesawa; Suci, Ni Made; Padang, Rikky Rundu
Journal of Innovative and Creativity Vol. 6 No. 1 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

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Abstract

Persaingan toko sepatu olahraga di Kecamatan Buleleng semakin ketat akibat meningkatnya tren olahraga dan perkembangan e-commerce, yang menyebabkan fluktuasi penjualan di Toko Sporthouse. Perbedaan temuan penelitian terdahulu mengenai pengaruh store atmosphere dan brand image terhadap keputusan pembelian menunjukkan adanya research gap, serta belum adanya kajian pada toko sepatu lokal di Kecamatan Buleleng. Penelitian ini bertujuan menganalisis pengaruh store atmosphere dan brand image terhadap keputusan pembelian sepatu olahraga di Toko Sporthouse Kecamatan Buleleng. Penelitian menggunakan pendekatan kuantitatif dengan metode survei terhadap 130 responden yang dipilih melalui purposive sampling. Data dikumpulkan menggunakan kuesioner dan dianalisis dengan regresi linier berganda menggunakan SPSS. Hasil penelitian menunjukkan bahwa secara parsial store atmosphere berpengaruh negatif dan signifikan terhadap keputusan pembelian, sedangkan brand image berpengaruh positif dan signifikan. Secara simultan, kedua variabel berpengaruh signifikan terhadap keputusan pembelian. Hasil penelitian ini diharapkan dapat memberikan kontribusi bagi penelitian selanjutnya, baik melalui pengembangan variabel independen dan dependen, maupun perluasan objek serta lokasi penelitian di masa mendatang.
Beyond Financial Literacy: Lifestyle, Impulse Buying, and Financial Management of Millennial Public Employees Suriyani, Ni Kadek Heny; Suci, Ni Made; Yudiaatmaja, Fridayana
Economics, Business, Accounting & Society Review Vol. 5 No. 1 (2026): Economics, Business, Accounting & Society Review
Publisher : International Ecsis Association

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55980/ebasr.v5i1.383

Abstract

This study examines the effects of financial literacy, lifestyle, and impulse buying behavior on the financial management of Millennial Generation employees in the Government of Buleleng Regency, both partially and simultaneously. The research is driven by the growing complexity of personal financial management among millennials, influenced by changing consumption patterns, easier access to financial products, and evolving lifestyles. A quantitative approach with a survey method was applied. Data were collected through structured questionnaires distributed to employees and analyzed using multiple linear regression to test the relationships among variables. The findings reveal that financial literacy has a positive and significant effect on financial management, indicating that employees with higher financial knowledge are better at planning, managing income and expenses, and making rational financial decisions. Lifestyle also shows a positive and significant influence, where a rational and well-controlled lifestyle supports financial stability and long-term planning. In contrast, impulse buying behavior has a negative and significant effect, as unplanned purchases increase unnecessary spending and reduce financial control. Simultaneously, all three variables significantly affect financial management, explaining 54.8% of its variance. The study highlights the importance of financial education and employee welfare programs to strengthen financial management capabilities.
KUALITAS PELAYANAN, PERSEPSI HARGA, DAN CITRA DESTINASI SEBAGAI FAKTOR PENENTU KEPUTUSAN KUNJUNGAN DI KRISNA WATERSPORT TEMUKUS, BALI UTARA Putra, I Putu Wahyu Santana; Yudiaatmaja, Fridayana; Suci, Ni Made
JURNAL KEPARIWISATAAN Vol 25 No 1 (2026): Jurnal Kepariwisataan
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat Politeknik Pariwisata Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52352/jpar.v25i1.2380

Abstract

This study examines the effect of service quality, price perception, and destination image on tourists’ visiting decisions at Krisna Watersport Temukus. This research is motivated by the increasing competition among water-based tourism destinations in North Bali and the challenges faced by Krisna Watersport in maintaining visitor numbers, especially among domestic tourists. A quantitative approach with a causal research design was used. Primary data were collected through questionnaires distributed to 160 respondents who had previously visited Krisna Watersport Temukus using a purposive sampling technique. The data were analyzed using multiple linear regression, supported by classical assumption tests, F-tests, and t-tests. The results show that service quality, price perception, and destination image each have a positive and significant effect on tourists’ visiting decisions. In addition, these three variables simultaneously have a significant influence on visiting decisions. These findings indicate that improving service quality, offering competitive prices, and strengthening destination image are important strategies to increase tourists’ visiting decisions at Krisna Watersport Temukus
Pengaruh Kualitas Pelayanan dan Citra Perusahaan terhadap Kepuasan Pelanggan pada Edie Arta Motor Cabang Singaraja Luh Asrini; Ni Made Suci
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 6 No. 4 (2025): Oktober
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v6i4.2955

Abstract

Penelitian berfokus pada pengujian jalinan relasi antara kualitas pelayanan serta persepsi citra perusahaan dengan tingkat kepuasan konsumen pada Edie Arta Motor cabang Singaraja. Menggunakan paradigma kuantitatif, bertitik pada analisis data numerik yang diperoleh dari unit observasi yang terukur, responden adalah pelanggan Edie Arta Motor Imam Bonjol.  Dalam penelitian kuantitatif ini, ukuran sampel ditetapkan sebanyak 130unit observasi, yang dipilih melalui teknik purposive sampling sebagai bagian dari pendekatan non-probabilitas. Kuesioner berskala Likert digunakan sebagai sarana pengumpulan data. Data yang terkumpul diolah dengan metode regresi linier berganda, sehingga dapat diketahui intensitas pengaruh variabel independen terhadap variabel dependen. Temuan analisis mengindikasikan:  (1) Di Edie Arta Motor cabang Singaraja, kepuasan pelanggan terbukti dipengaruhi oleh kualitas pelayanan dan citra perusahaan, (2) kualitas pelayanan berkontribusi secara positif dan signifikan pada kepuasan pelanggan, dan (3) citra perusahaan berpengaruh positif dan signifikan terhadap kepuasan. Temuan membuktikan kualitas pelayanan yang baik serta citra perusahaan yang positif berperan penting dalam menciptakan pengalaman pelanggan yang memuaskan.
Turnover Intention: The Moderating Role of Affective Commitment on Leadership and Engagement at PT Natura Pesona Mandiri Bali I Gede Putu Brahmantta Bismahogra Budisw; Suci, Ni Made
Amkop Management Accounting Review (AMAR) Vol. 6 No. 2 (2026)
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v6i2.3766

Abstract

This research examines the effects of transformational leadership and employee engagement on turnover intention, moderated by affective commitment. It adopts an explanatory method to investigate causal links between variables and validate the formulated hypotheses. The population comprises all 70 employees at PT Natura Pesona Mandiri, sampled entirely through a census (total sampling) technique. Data collection occurred from September 2024 to February 2025 via structured questionnaires distributed on Google Forms, employing an ordinal scale. Analysis was conducted using Partial Least Squares Structural Equation Modeling (SEM-PLS) in SmartPLS software, including outer model checks for validity and reliability, and inner model tests for hypotheses via 5,000-resample bootstrapping. Findings reveal that transformational leadership lacks a significant direct impact on turnover intention, but employee engagement significantly reduces it negatively. These outcomes highlight affective commitment's vital role in bolstering leadership and engagement efficacy to lower turnover intention, alongside confirming transformational leadership's indirect contribution to employee retention.
PENGEMBANGAN SENTRA AGROFORESTRY TOURISM BERBASIS BUAH PREMIUM DAN SISTEM PERTANIAN-PETERNAKAN MODERN BERTEKNOLOGI SMART FARMING Warpala, I Wayan Sukra; Santiyadnya, Nyoman; Suci, Ni Made; Aristana, I Dewa Gede; Mardana, Ida Bagus Putu; Jayanti, Ni Kadek Cinta Eka Putri; Amerta, Gede Arya; Yasa, Gede Darmika; Artha, I Komang Restu Widi; Wiguna, Anak Agung Gde Suyoga
JMM (Jurnal Masyarakat Mandiri) Vol 10, No 2 (2026): April
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jmm.v10i2.38009

Abstract

Abstrak: Kabupaten Buleleng, Bali memiliki potensi pertanian dan kehutanan yang besar, namun belum dioptimalkan secara terpadu sebagai basis ekonomi pariwisata berkelanjutan. Desa Selat–Sukasada menghadapi keterbatasan kapasitas sumber daya manusia, rendahnya adopsi teknologi pertanian, serta belum terintegrasinya sistem tani-ternak dan ekowisata hutan. Program Pemberdayaan Desa Binaan (PDB) bertujuan meningkatkan hardskill dan softskill mitra dalam pengelolaan agroforestry tourism dan sistem tani-ternak multilayer berbasis smart farming. Program dilaksanakan menggunakan pendekatan Participatory Action Learning System (PALS) melalui sosialisasi, pelatihan, penerapan teknologi, dan pendampingan kepada Kelompok Pengelola Hutan Desa Selat dan Kelompok Tani-Ternak Dharma Wiguna yang melibatkan 60 orang. Evaluasi dilakukan melalui observasi lapangan dan pre–post assessment menggunakan 15 butir soal. Hasil program menunjukkan peningkatan hardskill sebesar 38%, pemahaman pengelolaan wisata edukatif sebesar 42%, serta nilai ekonomi usaha tani-ternak dan HHBK sebesar 27%.Abstract: Buleleng Regency, Bali has significant agricultural and forestry potential, yet it has not been optimally integrated as a sustainable tourism-based economic resource. Selat–Sukasada Village faces limited human resource capacity, low adoption of agricultural technology, and weak integration between crop–livestock systems and forest ecotourism. This Fostered Village Empowerment Program aimed to enhance partners’ hard and soft skills in managing agroforestry tourism and multilayer crop–livestock systems based on smart farming. The program was implemented using the Participatory Action Learning System (PALS) through socialization, training, technology application, and mentoring involving 60 members of the Selat Village Forest Management Group and Dharma Wiguna Farmer–Livestock Group. Evaluation was conducted through field observation and pre–post assessments using 15 questionnaire items. The results showed a 38% increase in technical skills, a 42% improvement in understanding of educational tourism management, and a 27% increase in the economic value of crop–livestock and non-timber forest products.
Co-Authors AA. Ngurah Yudha Martin Mahardika Adiwantari, Sartika Ayu Amerta, Gede Arya Anak Agung Istri Sri Wiadnyani Ananda jaya Ananda, Sienny Yulia Aprillia, Kadek Lia Arief Billah Aristana, I Dewa Gede Artayana, Made Kesawa Artha, I Komang Restu Widi Cantika, Kadek Gayatri Dwi Cheltis Charles Kehek Contana, Ni Km. Aristi Priani Darmendra, I Made Risci Dewi, Ni Kadek Puspa Dewi, Ni Nyoman Tri Utami Edy Sujana Fridayana Yudiaatmaja Fridayana Yudiatmaja Fridayana Yudiatmaja Gusti Agung Ayu Intan Pradnyani Handayani, Komang Ayu Widiada Heryanda, Komang Krisna Husnul Ilma Amalia I GB Wahyu Nugraha Putra I Gede Dana I GEDE DANA I Gede Prabaskara Ary Karang I Gede Putu Brahmantta Bismahogra Budisw I Gede Yoga Satya Ariarta I Gusti Agung Ayu Meilyani I Gusti Agung Widi Pradipta I Made Ardita I Made Sura Ananda I Nengah Suarmanayasa I Nyoman Putra Yasa I Putu Hendry Abimanyu I Wayan Bagia I Wayan Rona I Wayan Sukra Warpala Ida Bagus Putu Mardana Indrawati, Lily Jayanti, Ni Kadek Cinta Eka Putri Kadek Ary Asta Pramita Sari kadek cintya dewi Kadek Dera Yanti Kadek Gayatri Dwi Cantika Kadek marsela Kadek Medha Prayascita Kadek Santi Rahayu Kadek Surya Darmawan Kehek, Cheltis Charles Komang Intan Cahyani Devi Komang Krisna Heryanda Komang Sutami Sri Lestari Komang Tri Wibawa Mahardika Kusumayani, Putu Eka Lily Indrawati Luh Asrini Luh Desy Purnami Luh Putu Ratna Sundari Lutfi, Aden Winangun Made Yudi Tripramana Mahardika, Komang Tri Wibawa Meilyani, I Gusti Agung Ayu Meliani, Ni Kadek Ni Kadek Sinarwati Ni luh Sayang Telagawathi Ni Luh Wayan Sayang Telagawathi Ni Made Amanda Dewantini Ni Made Ary Widiastini Ni Nyoman Deni Ariyaningsih Ni Putu Arix Nirmala Ni Putu Juni Asmariati Ni Putu Meilani Dithania Ni Putu Nathasa Sany Fridayanti Ni Wayan Asvina Oka Nova Ananda Oktalhiza Nur Ayu, Luh Nyoman Fajar Nyoman Ayu Wulan Trisna Dewi . Nyoman Dini Andiani Nyoman Santiyadnya Padang, Rikky Rundu Padmi, Putu Ayu Julia Pamungkas, Ringga Putra Parwati, Ni Wayan Citra Permatasari, Komang Intan Pradnyani, Gusti Agung Ayu Intan Prameswari, Ni Luh Desianty Ayu Prayuningsih, I Gusti Ayu Putra, I Putu Wahyu Santana Putri, Cerry Putri, Ida Ayu Melda Anita Putu Agus Suma Astawa Putu Ayu Juniari Putu Ayu Lalita Srivisakha Putu Indah Rahmawati Putu Putri Indah Sriani Putu Rika Rahutama Atidira Rike Setiawati Rona, I Wayan Rosita Dewi Rudi Gunawan Safira, Siti Sartika Ayu Adiwantari Shania Yosiana Sherren Sanchia Tanaya Sinarwati, Kadek Siti Safira Sugara, Robi Suningsih, Ni Kadek Sri Suriyani, Ni Kadek Heny Tanaya, Sherren Sanchia Telagawathi, Ni Luh Sayang Trianasari Wayan Agus Parta Sumarta Wayan Cipta Wayan Eka Puspita Sari Wiguna, Anak Agung Gde Suyoga Wijaya, Gede Ermawan Yasa, Gede Darmika Yastiti, Ni Made Juni Yudiatmaja, Fridayana Yulianthini, Ni Made