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Ni Made Suci
Universitas Pendidikan Ganesha
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The influence of motivation, work discipline and rotation on the performance of micro credit marketers at bank BRI Singaraja Wayan Agus Parta Sumarta; I Nengah Suarmanayasa; Ni Made Suci
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

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Abstract

The purpose of this study is to ascertain how two or more factors interact. The research location is Bank BRI Singaraja. The subjects in this research were micro credit marketers at Bank BRI Singaraja. The object of this research is motivation, work discipline, rotation on performance. Purposive sampling was employed to choose the 84 participants that made up the study's sample. A Google Form is used to complete a questionnaire as part of the data collecting strategy. This research uses regression analysis methods for figuring out how the independent and dependent variables are causally related. The research results show: (1) The relationship between performance (Y) and motivation (X1). The incentive variable (X1) has a t value of 1.571 according to the t test findings, which is less than the t table value of 1.633. It can be said that motivation (X1) has a negative impact on performance (Y). This means that lower motivation means less performance produced by employees. (2) Evaluating the importance of work discipline's impact (X2) on output (Y). The work discipline variable (X2) has a t value of 1.511 according to the t test findings, which is higher than the t value of 1.633 in the table. Therefore, it can be concluded that performance (Y) is positively and significantly impacted by work discipline (X2). This implies that an employee's performance level will improve with increased job discipline. (3) In order to determine the importance of the rotation (X3) influence on performance (Y), the t test findings indicate that the rotation variable (X3) has a t value of 6.402, which is more than the t value of 1.633 in the table. Job rotation (X3) is proven to be positive and important for performance (Y). This means that employees with regular rotation have a higher level of performance.
The influence of product quality, price perception and brand image on consumer satisfaction of Yamaha NMAX Motorcycles in Denpasar Bali Putu Ayu Lalita Srivisakha; Trianasari, Trianasari; Ni Made Suci
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

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Abstract

The aim of this research is to ascertain how two or more factors interact. The research location is the Yamaha Agung Motor Dealer. The subjects in this research were all customers who used Yamaha NMAX motorbikes in the Denpasar Bali area. The impact of brand image, pricing perception, and product quality on customer satisfaction is the focus of this study. Purposive sampling was used to select 190 participants to become the research sample. Google Forms was used to complete the questionnaire as part of the data collection strategy. This research uses multiple linear analysis methods to determine how big the influence of several independent and dependent variables is. The research results show: (1) The Yamaha NMAX motorcycle customers in Denpasar's consumer satisfaction is largely influenced by product quality, as indicated by the product quality variable's significance value of 0.000, which is less than the predetermined significance threshold of 0.05. (2) the variable pricing on consumer satisfaction finds that pricing has a somewhat significant impact on customer satisfaction, with a significance value of 0.001, which is less than the designated significance threshold of 0.05 using Yamaha NMAX motorbikes in Denpasar. (3) variable Brand image on consumer satisfaction obtained a significance value of 0.040, below the predetermined 0.05 level of significance, indicating that brand image has a somewhat meaningful impact on consumer satisfaction of Yamaha NMAX motorbike users in Denpasar.
Pengaruh Literasi Keuangan dan Financial technology terhadap Inklusi Keuangan pada Mahasiswa Ekonomi di Kabupaten Buleleng Bali Ni Putu Nathasa Sany Fridayanti; Ni Made Suci
Al-Zayn: Jurnal Ilmu Sosial, Hukum & Politik Vol 4 No 1 (2026): 2026
Publisher : Yayasan pendidikan dzurriyatul Quran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61104/alz.v4i1.4512

Abstract

Perkembangan layanan keuangan digital mendorong peningkatan akses masyarakat terhadap produk dan layanan keuangan formal, khususnya di kalangan mahasiswa sebagai generasi produktif. Namun, tingkat literasi keuangan yang dimiliki individu belum tentu secara langsung mampu meningkatkan inklusi keuangan secara optimal. Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan dan financial technology terhadap inklusi keuangan pada mahasiswa ekonomi di Kabupaten Buleleng. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan pengumpulan data melalui kuesioner dan dianalisis menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa secara parsial literasi keuangan tidak berpengaruh signifikan terhadap inklusi keuangan, financial technology berpengaruh positif dan signifikan terhadap inklusi keuangan, dan secara simultan literasi keuangan dan financial technology berpengaruh signifikan terhadap inklusi keuangan. Temuan ini mengindikasikan bahwa kemudahan akses, pemanfaatan, dan kualitas layanan teknologi keuangan lebih berperan dalam mendorong penggunaan layanan keuangan formal dibandingkan pemahaman konseptual semata. Meskipun demikian, secara simultan kedua variabel tetap berkontribusi dalam meningkatkan inklusi keuangan. Kesimpulan penelitian ini menegaskan bahwa peningkatan inklusi keuangan perlu didukung oleh penguatan penerapan literasi keuangan secara praktis serta pengembangan layanan financial technology yang inklusif dan mudah diakses.
Pengaruh Store Atmosphere Dan Brand Image Terhadap Keputusan Pembelian Sepatu Olahraga Di Toko Sporthouse Kecamatan Buleleng Artayana, Made Kesawa; Suci, Ni Made; Padang, Rikky Rundu
Journal of Innovative and Creativity Vol. 6 No. 1 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

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Abstract

Persaingan toko sepatu olahraga di Kecamatan Buleleng semakin ketat akibat meningkatnya tren olahraga dan perkembangan e-commerce, yang menyebabkan fluktuasi penjualan di Toko Sporthouse. Perbedaan temuan penelitian terdahulu mengenai pengaruh store atmosphere dan brand image terhadap keputusan pembelian menunjukkan adanya research gap, serta belum adanya kajian pada toko sepatu lokal di Kecamatan Buleleng. Penelitian ini bertujuan menganalisis pengaruh store atmosphere dan brand image terhadap keputusan pembelian sepatu olahraga di Toko Sporthouse Kecamatan Buleleng. Penelitian menggunakan pendekatan kuantitatif dengan metode survei terhadap 130 responden yang dipilih melalui purposive sampling. Data dikumpulkan menggunakan kuesioner dan dianalisis dengan regresi linier berganda menggunakan SPSS. Hasil penelitian menunjukkan bahwa secara parsial store atmosphere berpengaruh negatif dan signifikan terhadap keputusan pembelian, sedangkan brand image berpengaruh positif dan signifikan. Secara simultan, kedua variabel berpengaruh signifikan terhadap keputusan pembelian. Hasil penelitian ini diharapkan dapat memberikan kontribusi bagi penelitian selanjutnya, baik melalui pengembangan variabel independen dan dependen, maupun perluasan objek serta lokasi penelitian di masa mendatang.
Beyond Financial Literacy: Lifestyle, Impulse Buying, and Financial Management of Millennial Public Employees Suriyani, Ni Kadek Heny; Suci, Ni Made; Yudiaatmaja, Fridayana
Economics, Business, Accounting & Society Review Vol. 5 No. 1 (2026): Economics, Business, Accounting & Society Review
Publisher : International Ecsis Association

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55980/ebasr.v5i1.383

Abstract

This study examines the effects of financial literacy, lifestyle, and impulse buying behavior on the financial management of Millennial Generation employees in the Government of Buleleng Regency, both partially and simultaneously. The research is driven by the growing complexity of personal financial management among millennials, influenced by changing consumption patterns, easier access to financial products, and evolving lifestyles. A quantitative approach with a survey method was applied. Data were collected through structured questionnaires distributed to employees and analyzed using multiple linear regression to test the relationships among variables. The findings reveal that financial literacy has a positive and significant effect on financial management, indicating that employees with higher financial knowledge are better at planning, managing income and expenses, and making rational financial decisions. Lifestyle also shows a positive and significant influence, where a rational and well-controlled lifestyle supports financial stability and long-term planning. In contrast, impulse buying behavior has a negative and significant effect, as unplanned purchases increase unnecessary spending and reduce financial control. Simultaneously, all three variables significantly affect financial management, explaining 54.8% of its variance. The study highlights the importance of financial education and employee welfare programs to strengthen financial management capabilities.
KUALITAS PELAYANAN, PERSEPSI HARGA, DAN CITRA DESTINASI SEBAGAI FAKTOR PENENTU KEPUTUSAN KUNJUNGAN DI KRISNA WATERSPORT TEMUKUS, BALI UTARA Putra, I Putu Wahyu Santana; Yudiaatmaja, Fridayana; Suci, Ni Made
JURNAL KEPARIWISATAAN Vol 25 No 1 (2026): Jurnal Kepariwisataan
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat Politeknik Pariwisata Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52352/jpar.v25i1.2380

Abstract

This study examines the effect of service quality, price perception, and destination image on tourists’ visiting decisions at Krisna Watersport Temukus. This research is motivated by the increasing competition among water-based tourism destinations in North Bali and the challenges faced by Krisna Watersport in maintaining visitor numbers, especially among domestic tourists. A quantitative approach with a causal research design was used. Primary data were collected through questionnaires distributed to 160 respondents who had previously visited Krisna Watersport Temukus using a purposive sampling technique. The data were analyzed using multiple linear regression, supported by classical assumption tests, F-tests, and t-tests. The results show that service quality, price perception, and destination image each have a positive and significant effect on tourists’ visiting decisions. In addition, these three variables simultaneously have a significant influence on visiting decisions. These findings indicate that improving service quality, offering competitive prices, and strengthening destination image are important strategies to increase tourists’ visiting decisions at Krisna Watersport Temukus
Pengaruh Kualitas Pelayanan dan Citra Perusahaan terhadap Kepuasan Pelanggan pada Edie Arta Motor Cabang Singaraja Luh Asrini; Ni Made Suci
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 6 No. 4 (2025): Oktober
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v6i4.2955

Abstract

Penelitian berfokus pada pengujian jalinan relasi antara kualitas pelayanan serta persepsi citra perusahaan dengan tingkat kepuasan konsumen pada Edie Arta Motor cabang Singaraja. Menggunakan paradigma kuantitatif, bertitik pada analisis data numerik yang diperoleh dari unit observasi yang terukur, responden adalah pelanggan Edie Arta Motor Imam Bonjol.  Dalam penelitian kuantitatif ini, ukuran sampel ditetapkan sebanyak 130unit observasi, yang dipilih melalui teknik purposive sampling sebagai bagian dari pendekatan non-probabilitas. Kuesioner berskala Likert digunakan sebagai sarana pengumpulan data. Data yang terkumpul diolah dengan metode regresi linier berganda, sehingga dapat diketahui intensitas pengaruh variabel independen terhadap variabel dependen. Temuan analisis mengindikasikan:  (1) Di Edie Arta Motor cabang Singaraja, kepuasan pelanggan terbukti dipengaruhi oleh kualitas pelayanan dan citra perusahaan, (2) kualitas pelayanan berkontribusi secara positif dan signifikan pada kepuasan pelanggan, dan (3) citra perusahaan berpengaruh positif dan signifikan terhadap kepuasan. Temuan membuktikan kualitas pelayanan yang baik serta citra perusahaan yang positif berperan penting dalam menciptakan pengalaman pelanggan yang memuaskan.
Pengaruh Struktur Modal, Likuiditas, dan Efisiensi Aset terhadap Profitabilitas pada Perusahaan Minyak & Gas Bumi yang Terdaftar di BEI Periode 2022-2024 Made Yudi Tripramana; Ni Made Suci
Jurnal Publikasi Sistem Informasi dan Manajemen Bisnis Vol. 5 No. 2 (2026): Mei : Jurnal Publikasi Sistem Informasi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupsim.v5i2.7088

Abstract

The oil and gas sector plays a strategic role in national economic stability; however, global commodity price fluctuations often place significant pressure on corporate financial performance. This study was conducted to analyze the influence of capital structure, liquidity, and asset management efficiency on the profitability of oil and gas companies listed on the Indonesia Stock Exchange between 2022 and 2024. The research method employed is a quantitative approach using multiple linear regression analysis. Sampling was carried out through a purposive sampling technique across a population of 18 companies, resulting in 11 selected firms with a total of 29 observation data points after the removal of outliers. The results of the data analysis indicate that, partially, capital structure has a negative and significant influence on the company's ability to generate profit. In contrast, liquidity and asset efficiency variables were found to have no significant independent effect on profitability. Nevertheless, simultaneously, all independent variables contribute significantly to determining the company's profitability level, with a coefficient of determination of 21.7 percent. The implications of this research emphasize the importance for corporate management to exercise greater caution in determining debt policies and capital structures. Strict supervision of debt ratios is necessary to avoid interest burdens that could erode net income, particularly amidst global energy market uncertainty, to ensure long-term business sustainability.
Pengaruh Risiko Sistematis dan Kebijakan Dividen terhadap Return Saham pada Perusahaan Sub Sektor Perbankan yang Terdaftar di BEI Nova Ananda Oktalhiza; Ni Made Suci
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 2 (2026): Mei-Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i2.8899

Abstract

Penelitian ini dirancang secara komprehensif untuk menguji dan menganalisis sejauh mana risiko sistematis dan kebijakan dividen dalam mengurangi atau mendorong fluktuasi return saham pada perusahaan perbankan di Bursa Efek Indonesia (BEI) selama periode 2022-2025. Penelitian ini didorong oleh fenomena volatilitas return saham di industri perbankan di tengah dinamika pasar yang tidak stabil, selain itu terdapat perbedaan atau inkonsistensi dalam temuan dari berbagai literatur sebelumnya. Penelitian ini menerapkan metode kuantitatif kausal dengan teknik purposive sampling yang menghasilkan 18 perusahaan sampel dan 70 observasi setelah pembersihan data dari outlier untuk menjaga validitas model. Analisis data yang digunakan yakni analisis regresi linear berganda melalui program SPSS 26.0. Temuan penelitian ini secara parsial mengungkapkan bahwa variabel risiko sistematis menunjukkan pengaruh positif dan signifikan terhadap pergerakan return saham. Sebaliknya, secara parsial kebijakan dividen menunjukkan pengaruh negatif dan tidak signifikan terhadap return saham. Namun, pengujian simultan mengungkapkan bahwa kedua variabel secara bersama-sama menunjukkan pengaruh signifikan terhadap return saham. Nilai koefisien determinasi (R2) menunjukkan angka 14% , dimana menunjukkan bahwa model hanya mampu menjelaskan 14% variabilitas dalam return saham dan 86% sisanya ditentukan oleh faktor eksternal lain diluar model.
Reaksi Pasar Saham Terhadap Skandal Tata Kelola ESG PT Timah Tbk (TINS) Ni Wayan Asvina Oka; Ni Made Suci
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 2 (2026): Mei-Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i2.9090

Abstract

Penelitian ini menguji reaksi pasar saham Indonesia terhadap serangkaian empat pengumuman kunci dalam skandal tata kelola ESG PT Timah Tbk (TINS) tahun 2024 menggunakan pendekatan multiple event study. Empat peristiwa kunci yang dianalisis yaitu: 16 Februari, 26 dan 27 Maret, 13 Mei, dan 29 Mei 2024. Reaksi pasar diukur melalui dua variabel yaitu Abnormal Return (AR) dan Trading Volume Activity (TVA) dengan event window 11 hari dan periode estimasi 120 hari perdagangan. Expected return dihitung dengan menggunakan market model berbasis regresi OLS. Uji hipotesis menggunakan Paired Sample t-Test dan Wilcoxon Signed Rank Test berdasarkan hasil uji normalitas Shapiro Wilk. Hasil yang didapatkan menunjukkan bahwa tidak terdapat perbedaan signifikan pada Abnormal Return maupun Trading Volume Activity sebelum dan sesudah seluruh empat peristiwa kunci. Temuan ini konsisten dengan Efficient Market Hypothesis (EMH) bentuk semi kuat, mengindikasikan bahwa informasi skandal telah terinternalisasi dalam harga saham melalui pemberitaan media sebelum pengumuman resmi dilakukan. Faktor-faktor penjelas meliputi persepsi safety net BUMN di kalangan investor, perilaku investor institusional yang cenderung wait and see, dan keterbatasan internalisasi informasi ESG di pasar modal domestik. Penelitian ini juga memberikan kontribusi pada pengembangan metodologi event study berbasis multiple key events dalam konteks skandal tata kelola di pasar modal Indonesia yang masih terbatas.
Co-Authors AA. Ngurah Yudha Martin Mahardika Adiwantari, Sartika Ayu Anak Agung Istri Sri Wiadnyani Ananda jaya Ananda, Sienny Yulia Aprillia, Kadek Lia Arief Billah Artayana, Made Kesawa Astiti, Komang Ayu Tri Ayu Dewi Cantika, Kadek Gayatri Dwi Cheltis Charles Kehek Darmendra, I Made Risci Dewi, Ni Kadek Puspa Dewi, Ni Nyoman Tri Utami Edy Sujana Fridayana Yudiaatmaja Fridayana Yudiaatmaja Fridayana Yudiatmaja Fridayana Yudiatmaja Gusti Agung Ayu Intan Pradnyani Handayani, Komang Ayu Widiada Heryanda, Komang Krisna Husnul Ilma Amalia I GB Wahyu Nugraha Putra I Gede Dana I GEDE DANA I Gede Prabaskara Ary Karang I Gede Yoga Satya Ariarta I Gusti Agung Ayu Meilyani I Gusti Agung Widi Pradipta I Gusti Agung Widi Pradipta I Kadek Rai Suwena I Made Ardita I Made Sura Ananda I Nengah Muliarta I Nengah Suarmanayasa I Nyoman Putra Yasa I Putu Hendry Abimanyu I Wayan Bagia I Wayan Juli I Wayan Lasmawan I Wayan Pardi I Wayan Rona Indrawati, Lily Kadek Ary Asta Pramita Sari kadek cintya dewi Kadek Dera Yanti Kadek Gayatri Dwi Cantika Kadek marsela Kadek Medha Prayascita Kadek Santi Rahayu Kadek Surya Darmawan Kehek, Cheltis Charles Komang Intan Cahyani Devi Komang Krisna Heryanda Komang Sutami Sri Lestari Komang Tri Wibawa Mahardika Kusumayani, Putu Eka Lily Indrawati Luh Asrini Luh Desy Purnami Luh Putu Ratna Sundari Lutfi, Aden Winangun Made Yudi Tripramana Mahardika, Komang Tri Wibawa Meilyani, I Gusti Agung Ayu Meliani, Ni Kadek Ni Kadek Pian Siani Ni Kadek Sinarwati Ni Ketut Santi Sucita Dewi Ni Komang Meliani Ni luh Sayang Telagawathi Ni Luh Wayan Sayang Telagawathi Ni Made Amanda Arta Sari Ni Made Amanda Dewantini Ni Made Ary Widiastini Ni Nyoman Deni Ariyaningsih Ni Putu Arix Nirmala Ni Putu Era Marsakawati Ni Putu Juni Asmariati Ni Putu Meilani Dithania Ni Putu Nathasa Sany Fridayanti Ni Wayan Asvina Oka Nova Ananda Oktalhiza Nur Ayu, Luh Nyoman Fajar Nyoman Ayu Wulan Trisna Dewi . Nyoman Dini Andiani Padang, Rikky Rundu Padmi, Putu Ayu Julia Pamungkas, Ringga Putra Parwati, Ni Wayan Citra Permatasari, Komang Intan Pradnyani, Gusti Agung Ayu Intan Prameswari, Ni Luh Desianty Ayu Prayuningsih, I Gusti Ayu Putra, I Putu Wahyu Santana Putri, Cerry Putri, Ida Ayu Melda Anita Putu Agus Suma Astawa Putu Ayu Juniari Putu Ayu Lalita Srivisakha Putu Indah Rahmawati Putu Putri Indah Sriani Putu Rika Rahutama Atidira Rike Setiawati Rona, I Wayan Rosita Dewi Rudi Gunawan Safira, Siti Sartika Ayu Adiwantari Shania Yosiana Sherren Sanchia Tanaya Sinarwati, Kadek Siti Safira Sugara, Robi Suningsih, Ni Kadek Sri Suriyani, Ni Kadek Heny Tanaya, Sherren Sanchia Telagawathi, Ni Luh Sayang Trianasari Wayan Agus Parta Sumarta Wayan Cipta Wayan Eka Puspita Sari Wijaya, Gede Ermawan Yastiti, Ni Made Juni Yudiatmaja, Fridayana Yulianthini, Ni Made