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Kontribusi Baitul Maal Wa Tamwil (Bmt) Terhadap Ekonomi Nasabah Kreditur Di Bmt Sidogiri Kecamatan Sangkapura Bawean Kabupaten Gresik Yusmita, Yusmita; Eni, Ulfa
JURISY: Jurnal Ilmiah Syariah Vol. 3 No. 2 (2023): SEPTEMBER 2023
Publisher : Sekolah Tinggi Agama Islam Hasan Jufri Bawean

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37348/jurisy.v3i2.325

Abstract

ABSTRACT This paper raises and explains whether one of the non-bank financial institutions, namely Baitul Maal Wa Tamwil (BMT) Sidogiri Sangkapura Bawean Branch, has contributed to improving the economy of creditor customers or not. And if there is indeed a contribution, the researchers will re-measure how much the Baitul Maal Wa Tamwil (BMT) Sidogiri Sangkapura Bawean Branch contributes to improving the economy of creditor customers.In this study, the researcher chose Baitul Maal Wa Tamwil (BMT) Sidogiri Sangkapura Bawean Branch because BMT is a non-bank and sharia-based financial institution located on the island of Bawean. In addition, BMT Sidogiri Sangkapura also makes it easier for researchers to obtain the data needed for the purposes of this research.The research method that the researchers used in this study was a survey method with the Chi Square analysis technique. Survey research is research that takes samples from the population and uses a questionnaire as a primary data collection tool.In this study the technique was used to find out about the contribution of Baitul Maal Wa Tamwil (BMT) to the economy of creditor customers at BMT Sidogiri Sangkapura. Keywords: Contribution, Economy, Creditors
Dinamika Pencatatan Pernikahan Di Indonesia dalam Kajian Maslahah Mursalah Yusmita, Yusmita
Berasan: Journal of Islamic Civil Law Vol. 2 No. 1 (2023)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/berasan.v2i1.7218

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The purpose of this study is to answer how the application of mashlahah mursalah in marriage registration in Indonesia. The method in this study is a library method by reading books or magazines with other data sources in the library. In an axiological review, marriage registration is carried out to establish marriage order in society. It attempts to protect the dignity and sanctity of marriage, and more specifically women in domestic life. Through marriage registration as evidenced by a marriage certificate, each husband and wife get a copy. If in the future there are disputes and disputes between them, or one is not responsible, then the other can take legal remedies to defend or obtain their respective rights. This marriage registration brings great benefits to Muslims in Indonesia, especially women, especially wives. Jumhur fuqaha agreed that maslahat is acceptable in Islamic jurisprudence. All benefits must be taken as a source of law as long as they are not motivated by the impulse of lust not and do not contradict the nash and maqasid as-shari'. The mashalih mursalah is among the things discussed. One of the legal provisions based on maslahat mursalah is the necessity of marriage registration in KUA for Muslims in Indonesia
Re-interpretation of Leadership and Nusyûz in the Quran to Prevent Domestic Violence in Bengkulu Yusmita, Yusmita; Sitorus, Iwan Romadhan; Shesa, Laras
Madania: Jurnal Kajian Keislaman Vol 27, No 1 (2023): JUNE
Publisher : Universitas Islam Negeri (UIN) Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/madania.v27i1.3458

Abstract

This study aims to reinterpret and redefine the community's understanding of leadership and nusyûz to prevent acts of domestic violence in Bengkulu. Considering the changing pattern of people's life values, efforts to reinterpret the meaning of surah al-Nisâ’ verse 34 on leadership and nusyûz are necessary to prevent acts of violence in the household. This study is a descriptive field study. Data collection techniques were interviews and literature search, while the analysis technique used is Miles and Hubermen's analytical procedure. The findings from this study are in the form of interpretation or meaning of a centralized understanding of the verse on leadership in the family, where leadership in the family should focus on the strengths and weaknesses between husband and wife by emphasizing deliberation, the husband's broad chest relieves some of the wife's obligations, and treating the wife commendably. Furthermore, leadership is closely connected with the adequacy of providing for the family. Penelitian ini bertujuan untuk memaknai dan meredefinisi pemahaman masyarakat tentang kepemimpinan dan nusyûz untuk mencegah tindak kekerasan dalam rumah tangga di Bengkulu. Perubahan pola nilai kehidupan masyarakat, diperlukan upaya pemaknaan kembali makna surah al-Nisâ’ verse 34 tentang kepemimpinan dan nusyûz untuk mencegah terjadinya tindak kekerasan dalam rumah tangga. Penelitian ini merupakan penelitian lapangan yang bersifat deskriptif. Teknik pengumpulan data yang digunakan adalah wawancara dan pencarian literatur yang relevan, sedangkan teknik analisis datanya adalah teknik analisis ala Miles dan Hubermen. Temuan dari penelitian ini berupa interpretasi atau pemaknaan pemahaman yang terpusat pada ayat tentang kepemimpinan dalam keluarga, dimana kepemimpinan dalam keluarga harus fokus pada kelebihan dan kekurangan antara suami dan istri dengan menekankan musyawarah, kelapangan dada suami meringankan sebagian kewajiban istri, dan memperlakukan istri secara terpuji. Lebih jauh lagi, kepemimpinan berkaitan erat dengan kecukupan menafkahi keluarga.
PERLINDUNGAN HUKUM TERHADAP PENERIMA PINJAMAN UANG BERBASIS TEKNOLOGI INFORMASI Yusmita, Yusmita; Prasetyawati, Endang; Hufron, Hufron
Akrab Juara : Jurnal Ilmu-ilmu Sosial Vol. 4 No. 5 (2019)
Publisher : Yayasan Azam Kemajuan Rantau Anak Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Mengenai denda yang dibebankan kepada penerima pinjaman oleh penyelenggara pinjaman uang online tidak diatur dalam peraturan otoritas jasa keuangan nomor 77/POJK.01/2016 tentang layanan pinjam meminjam uang berbasis teknologi informasi yang mengakibatkan kerugian dan masalah baru dalam hidup penerima pinjaman. Banyak kasus dimana penerima pinjaman di intimidasi, diteror dalam proses penagihan oleh penyelenggara dan tidak ada toleransi waktu bagi penerima pinjaman yang belum bisa membayar tepat waktu saat jatuh tempo. Dapat dirumuskan permasalahan apa bentuk perlindungan hukum bagi penerima pinjaman online yang dirugikan oleh penyelenggara pinjaman online ? dengan metode penelitian yuridis normatif. Pendekatan masalah yang dipergunakan adalah pendekatan peraturan Perundang-Undangan (statute approach), dan pendekatan konseptual (conceptual approach). Selain di Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen Bentuk Perlindungan hukum terhadap penerima pinjaman uang online juga diatur dalam Undang Nomor 11 Tahun 2008 Tentang Informasi dan Transaksi Elektronik Pasal 9 menyebutkan bahwa Pelaku usaha yang menawarkan produk melalui Sistem Elektronik harus menyediakan informasi yang lengkap dan benar berkaitan dengan syarat kontrak, produsen, dan produk yang ditawarkan.
A Study of Hadith on Women's Veils in the Perspective of Religious Moderation in Indonesia Mardiansyah, Hamzah; Yusmita, Yusmita; Isnaini, Desi; Ulfa, Fadillah; Lubis, Mawardi
AL QUDS : Jurnal Studi Alquran dan Hadis Vol. 9 No. 1 (2025)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alquds.v9i1.11086

Abstract

The use of cadar for women in Indonesia has always been a polemic lately, often causing negative stigma. This study describes the critical analysis of hadith on the legal status of cadar for women through the approach of the concept of religious moderation in Indonesia. The research used is library research using a qualitative approach, collecting data from research sources in the form of books (hadith books), journals and other relevant readings, then analyzed using descriptive methods. The result of this study is that the cadar is a continuation of the jilbab as a covering for the awrah of believers in the Quran al-Ahzab verse 59. According to the hadith of the Prophet narrated by Abu Daud that the aurah of a believer woman is other than the face and palm and the ability to see this part of the woman before proposing. According to the principles and indicators of religious moderation, the wearing of the cadar for women believers in Indonesia does not reflect the concept of balance in religious practices and attitudes because it does not include fashion or culture of the archipelago. The conclusion of this study is that women believers do not wear a cadar in Indonesia does not mean that they do not cover their aurat, because the cadar is also related to the local culture.
EFEKTIVITAS FILM MOTIVASI UNTUK MENURUNKAN KECEMASAN PADA REMAJA YANG MENGHADAPI UJIAN SBMPTN Yusmita, Yusmita; Masruroh, Fitriatul; Faishol, Riza
INCARE, International Journal of Educational Resources Vol. 2 No. 6 (2022): April 2022
Publisher : FKDP (Forum Komunikasi Dosen Peneliti)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59689/incare.v2i6.354

Abstract

Anxiety is an unpleasant feeling of fear and worry that occurs in many psychopathologies and is a major aspect of many disorders. One of the methods used to reduce anxiety is the method of giving motivational films. This study aims to determine anxiety before watching motivational films and after watching motivational films as well as physical and psychological anxiety before watching movies and after watching films. The subjects in this study were prospective new students who came from organda (regional organization) Hipermata. The subjects were selected through non-random sampling with purposive sampling technique with 6 subjects. The research method used is experimental research using within subject design, namely one group pretest-posttest design. The measuring instrument used in this study was the pretest and posttest scales. The analysis technique used in this study is the Wilcoxon test using SPSS 22, which shows that the hypothesis is significant 0.014 <? 0.05, the hypothesis is accepted, so it can be concluded that anxiety before watching a motivational film is higher than after watching a motivational film
Analisis Putusan Hakim Terhadap Perceraian Akibat Murtad Perspektif Hukum Islam dan Hukum Positif Yusmita, Yusmita; Sitorus, Iwan Romadhan; Andika Setiawan, Andika
MU'ASYARAH: Jurnal Kajian Hukum Keluarga Islam Vol 1, No 1 (2022): Oktober
Publisher : UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/mua.v1i1.4897

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Penelitian ini membahas tentang bagaimana analisis putusan hakim terhadap perceraian akibat murtad di Pengadilan Agama Bengkulu. Kemudian menganalisis putusan hakim terhadap perceraian akibat murtad di Pengadilan Agama Bengkulu perspektif hukum Islam dan hokum positif. Metode penelitian yang digunakan adalah metode penelitian yuridis normatif. Jenis penelitian ini merupakan penelitian library research. Penelitian inii menggunakan metode dokumentasi, yaitu surat putusan Pengadilan Agama Bengkulu nomor 0604/Pdt.G/2017/PA.Bn dan surat putusan Pengadilan Agama Bengkulu nomor 0246/Pdt.G/2014/PA.Bn sebagai perkara perceraian. Hasil penelitian ini mengungkapkan bahwa analisis putusan hakim terhadap perceraian akibat murtad di Pengadilan Agama Bengkulu, yaitu pada surat putusan Hakim Pengadilan Agama Bengkulu nomor 0604/Pdt.G/2017/PA.Bn dan 0246/Pdt.G/2014/PA.Bn, Majelis Hakim tidak menjadikan murtad sebagai alasan utama dalam perceraian. Namun, harus ada ketidak rukunan dan perselisihan terlebih dahulu. Analisis terhadap putusan hakim terhadap perceraian akibat murtad di Pengadilan Agama Bengkulu perspektif Hukum Islam dan Hukum Positif, disimpulkan bahwa secara hukum Islam apabila suami istri keluar dari agama Islam (murtad) maka pernikahannya difasakh, dan secara hukum positif bahwa hukum di Indonesia sangat melarang pernikahan beda agama, jangan sampai hakim abai dengan menjadikan murtad bukan masalah utama dalam kasus tersebut.
Legal Pluralism and the Transformation of Islamic Inheritance Law: A Study of Sasak Customary Practices in Indonesia Yusmita, Yusmita; Sitorus, Iwan Romadhan; Shesa, Laras; Septiana Rachman, Evy; Lumatus Sa'adah, Sri
AL-ISTINBATH : Jurnal Hukum Islam Vol 10 No 2 (2025)
Publisher : Institut Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jhi.v10i2.12500

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This study examines the dynamics of legal pluralism and the transformation of Islamic inheritance law within the indigenous Sasak community of Indonesia. Its primary objective is to explore how the deeply entrenched patrilineal tradition, which privileges sons in the transmission of land and core family assets, interacts with the proportional distribution mandated by Islamic inheritance law (farā’iḍ), a system that explicitly recognizes the rights of female heirs. Employing a qualitative approach rooted in socio-legal empiricism, the research draws on in-depth interviews with customary leaders, Sasak community members, and scholars of Islamic jurisprudence, complemented by documentary analysis of national legal instruments and classical fiqh literature. Findings reveal that, although patrilineal practice remains predominant, a discernible shift in values is underway toward greater adherence to Islamic inheritance principles, particularly among younger generations and families with higher educational attainment. Socio-economic change, modernization, and growing awareness of gender justice have collectively fuelled this transformation, even as resistance persists among traditional elders who regard patrilineal inheritance as an indispensable marker of cultural identity. The study concludes that these developments exemplify the inherent dynamism of Islamic law through processes of renewal (tajdīd) and selective adaptation (takhayyur). Achieving a just, gender-inclusive inheritance system with broad social legitimacy in the Indonesian context ultimately requires thoughtful harmonization among Islamic inheritance norms, local customary traditions, and the national legal framework.
PELAKSANAAN PERNIKAHAN DI KUA KOTA BENGKULU PASCA PENETAPAN PP No 48 TAHUN 2014 Yusmita, Yusmita
QIYAS: JURNAL HUKUM ISLAM DAN PERADILAN Vol 8, No 1 (2023)
Publisher : UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/qys.v8i1.2669

Abstract

Abstract: marriage order for the Islamic community every marriage must be recorded, which is carried out by the Marriage Registrar. Every marriage must take place before and under the supervision of a Marriage Registrar, and be proven by a Marriage Certificate. The purpose of this study is to find out how marriage is carried out at KUA in Bengkulu City after the issuance of PP No. 48 of 2014. This research is field research. The type of this research approach is descriptive-qualitative. Data collection techniques with interviews and documentation. The results of this study show that the implementation of marriage at the KUA office after PP No. 48 of 2014 was warmly welcomed, especially by the KUA and in general by the community in Bengkulu City, where before this PP was ratified, the community accused of marriage fees at the KUA, they were worried that there would be graft on these costs, but after the PP was issued, it was clear who had if you want to get married outside the office, you will be charged Rp. 600,000, the payment is through the bank by the married couple themselves, but those who want to get married at their KUA office are not charged at all ( free ), with the clarity of this regulation, the interest of the people in the city of Bengkulu to get married in the office is still lacking, even though there is no fee. there are still many who marry outside the office or at home even though they pay quite a lot of money. Keywords: Marriage Executor, KUA, PP No 48 of 2014 Abstrak: Ketertiban perkawinan bagi masyarakat Islam setiap perkawinan harus dicatat, yang dilakukan oleh Pegawai Pencatat Nikah. Setiapper kawinan harus dilangsungkan di hadapan dan di bawah pengawasan Pegawai Pencatat Nikah, dan dibuktikan dengan Akta Nikah. Tujuan penelitian ini mengetahui bagaimana pelaksanaan nikah pada KUA di Kota Bengkulu pasca keluarnya PP No. 48 Tahun 2014. Penelitian ini merupakan penelitian lapangan (field research). Adapun jenis pendekatanpenelitian ini adalah deskripitif-kualitatif. Teknik pengumpulan data dengan wawancara dan dokumentasi. Hasil penelitian ini menunjukan pelaksanaan nikah di kantor KUA setelah PP No. 48 Tahun 2014 ini keluar disambut baikk hususnya pihak KUA maupun umumnya pihak masyarakat di Kota Bengkulu, dimana sebelum PP ini di sahkan tuduhan masyarakat terhadapbiaya nikah di KUA mahal dan ada kekhawatiran terjadi grafitasi terhadap biaya tersebut, namun setalah PP itu dikeluarkan maka sudah jelas bagi siapa yang mau manikah diluar kantor di kenakan biaya Rp. 600.000 yang pembayaran tersebut melaluai Bank oleh pasangan yang menikah itu sendiri, namun yang mau menikah di kantor KUA mereka tanpa dikenakanbiaya sedikitpun (gratis), dengan kejelasan Peraturan ini minat masyarakat di kota Bengkulu untukmenikah di kantor masih kurang walaupun tanpa biaya, bahkan masih banyak yang menikah di luar kantor atau di rumah meskipun mereka membayar uang yang cukupbesar. Kata kunci: Pelaksana Pernikahan, KUA, PP No 48 Tahun 2014
Istri Pencari Nafkah Keluarga Dalam Perspektif Maqashid Syari’ah (Studi Kasus Pedagang Pasar Panorama Kota Bengkulu) Mimilia, Mimilia; Yusmita, Yusmita; Fahimah, Iim
QIYAS: JURNAL HUKUM ISLAM DAN PERADILAN Vol 8, No 2 (2023)
Publisher : UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/qys.v8i2.2685

Abstract

Abstract : The formulation of this research is how Maqashid Syari'ah's review of the breadwinner's wife at the Panorama Market Bengkulu City vegetable seller? This type of research is field research (field research) with a descriptive qualitative method approach. Data collection through in-depth interviews. The data collection instruments were observation and interviews and presented in a narrative description. The results of the study show that the wife earns a living because her husband is sick and elderly, and the husband's income is small in the perspective of Maqashid Syari'ah to maintain the soul and the survival of humans (offspring). guarding the soul, offspring and mind and the reason the wife makes a living is because it adds to the family income in the perspective of Maqashid Shari'ah is an effort to protect wealth and offspring. The conclusion from the results of the study is that the reason the wife earns the main income for the family in the perspective of Maqashid Syari'ah is to protect and care for the soul, offspring and mind, while the reason for the wife to earn an additional income for the family is to protect or maintain property and offspring.Keywords: Breadwinner's Wife, Maqashid Syari'ah Abstrak : Rumusan penelitian adalah bagaimana tinjauan Maqashid Syari’ah terhadap istri pencari nafkah pada pedagang sayur Pasar Panorama Kota Bengkulu?Jenis penelitian ini merupakan penelitian lapangan (field research) dengan pendekatan metode kualitatif deskriptif. Pengumpulan data melalui wawancara mendalam. Instrument pengumpulan data secara observasi dan wawancara dan disajikan dalam narasi deskripsi. Hasil penelitian didapatkan alasan istri mencari nafkah karena suami sakit dan lanjut usia, dan penghasilan suami kecil dalam perspektif Maqashid Syari’ah untuk memelihara jiwa dan keberlangsungan hidup manusia (keturunan) alasan istri pencari nafkah karena meninggalkan keluarganya dalam perspektif Maqashid Syari’ah merupakan upaya untuk menjaga jiwa, keturunan dan akal dan alasan istri mencari nafkah karena menambah penghasilan keluarga dalam perspektif Maqashid Syari’ah merupakan upaya dalam menjaga harta dan keturunan. Kesimpulan dari hasil penelitian bahwa alasan istri mencari nafkah utama keluarga dalam perspektif Maqashid Syari’ah untuk menjaga dan memelihara jiwa, keturunan dan akal, sedangkan alasan istri mencari nafkah tambahan keluarga untuk menjaga atau memelihara harta dan keturunan.Kata kunci : Istri Pencari Nafkah, Maqashid Syari’ah.