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All Journal Tadris: Jurnal keguruan dan Ilmu Tarbiyah Jurnal Ilmu-Ilmu Peternakan (Indonesian Journal of Animal Science) Global Review of Islamic Economics and Business Jurnal Ilmiah Ekonomi Islam al-Uqud : Journal of Islamic Economics Indonesia Journal of Halal JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Oeconomicus Journal of Economics El-Qist : Journal of Islamic Economics and Business (JIEB) Society : Jurnal Pengabdian dan Pemberdayaan Masyarakat Ekosiana : Jurnal Ekonomi Syariah Jurnal Pijar MIPA Idarotuna : Jurnal of Administrative Science Filantropi: Jurnal Manajemen Zakat dan Wakaf Jurnal Ekonomi Syariah dan Bisnis Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Jurnal Ekonomi dan Bisnis Digital Jurnal Ilmu Pendidikan dan Sains Islam Interdisipliner Research Horizon Majapahit Journal of Islamic Finance dan Management Majapahit Journal of Islamic Finance dan Management Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Ecoducation PESHUM BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Journal of Islamic Economic Laws JIFA (Journal of Islamic Finance and Accounting) Al-Infaq : Jurnal Ekonomi Islam Halal Science
Rahmawati, Lilik
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Social Sciences Other

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WAKAF UANG DIGITAL: TRANSFORMASI DAN IMPLEMENTASI DI INDONESIA Amaliyah, Nabilatul; Maslahah, Maslahah; Leviansyah, M. Rizal; Pramuja, Moch. Wahyu; Rahmawati, Lilik
Al-Infaq: Jurnal Ekonomi Islam Vol. 13 No. 1 (2022)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Wakaf uang di Indonesia memiliki potensi yang sangat besar jika dapat dikembangkan dengan baik. Selain itu, karena beberapa tahun terakhir teknologi dan fenomena digitalisasi berkembang sangat pesat, maka hal ini menjadi alasan untuk mempercepat transformasi wakaf uang menjadi berbasis digital. Jurnal ini dibuat dengan tujuan untuk untuk mengeksplorasi tentang transformasi pengembangan serta pengimplementasian wakaf uang digital di Indonesia. Penelitian dilakukan secara kepustakaan dengan teknik data sekunder. Sehingga dapat diketahui bahwa pengembangan dan transformasi wakaf uang digital dimulai sejak 2012, yaitu saat DSN-MUI mengeluarkan fatwa mengenai wakaf uang. Sehingga sejak saat itu wakaf uang mulai marak di masyarakat dan banyak dikenal. Teknologi dan fenomena digitalisasi menjadi alasan untuk turut mempercepat transformasi wakaf uang, yang mana saat ini dapat kita tunaikan dimana saja dan kapan saja. Beberapa tahun terakhir ini, berbagai lembaga mulai berlomba-lomba menciptakan wakaf uang dengan berbasis digital. Implementasi wakaf uang digital di beberapa platform atau lembaga wakaf memanfaatkan kemajuan teknologi dan internet. Sehingga mereka menyuguhkan kemudahan berwakaf seperti melalui media sosial, website, atau bahkan berupa aplikasi. Selain itu, wakif juga bisa memilih program wakaf dan metode pembayaran yang diinginkannya. Hal ini diharapkan dapat memudahkan wakif dalam berwakaf sehingga pada waktu berikutnya dapat menarik minat masyarakat luas untukberwakaf dan dapat meningkat serta bertumbuh pesat.
GENERATION Z’S INTEREST IN USING SHARIA DIGITAL BANKS AS A FINANCIAL SERVICE IN THE ERA OF DISRUPTION Muharromah, Gabriele Lailatul; Mustofa, Mustofa; Rahmawati, Lilik
Al-Infaq: Jurnal Ekonomi Islam Vol. 15 No. 1 (2024)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v15i1.2148

Abstract

The banking industry is presently undergoing innovation by integrating cutting-edge technology to establish digital banks. A digital bank conducts its operations exclusively online through an application and typically has a central office. In Indonesia, there is a growing popularity of digital banks, with a noticeable emergence of Sharia-based digital banks. However, the progress of Islamic digital banks is comparatively slower when compared to non-Sharia counterparts. Capitalizing on the familiarity of Gen Z with technology, this study aims to explore how the variables of convenience, security, and religiosity individually and collectively influence the inclination of Generation Z in Surabaya to use Islamic digital banks. The research adopts a quantitative approach, specifically causal research, and collects data through online questionnaires distributed via Google Forms. With a sample size of 170 respondents selected through purposive sampling, the study employs SmartPLS 3 software for data processing and analysis. Findings indicate that the convenience variable positively and significantlyimpacts the interest in using Islamic digital banks, while the security variable also exerts a positive and significant influence. However, the religiosity variable does not show a significant effect on the interest in using Islamic digital banks. When considered together, convenience, security, and religiosity collectively influence the interest in using Islamic digital banks.
Digitalisasi Pajak dan Etika Syariah: Integrasi Nilai Islam dalam Reformasi Pajak Modern di Indonesia Hanum, Fathmah; Rahmawati, Lilik
Idarotuna : Journal of Administrative Science Vol. 6 No. 2 (2025): November
Publisher : Program Study Office Adminstrative of Akademi Komunitas Teknologi Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/idarotuna.v6i2.163

Abstract

Indonesia's tax system is undergoing major changes as a result of the development of digital technologies.  However, in order for fiscal policy to be focused on social justice, this modernization necessitates not just technological competence but also the integration of moral and spiritual principles.  With an emphasis on the duties and moral obligations of system management stakeholders (supervisors, IT professionals, and field managers), this study attempts to examine how Sharia ethical concepts are incorporated into tax digitalization.  This study investigates the connection between Islamic economic values like justice (al-'adl), reliability, and transparency with the current practice of tax digitization using a qualitative descriptive analysis approach and literature. The study's conclusions show that incorporating sharia principles is essential for encouraging administrators' moral and spiritual integrity, which will boost public confidence and increase taxpayer compliance. A digital system that guarantees open data flow and real-time accountability at every level, from reporting to fund utilization, based on the administrators' credibility, achieves the necessary transparency. Therefore, tax digitization is a way to realize public benefit through a synergy between spiritual values and technology, which requires fiscal system implementers to uphold high ethical standards.
Business Development Strategies of Culinary MSME Based on Islamic Economic Principles Hikmah, Durrotul; Rohman, Afifur; Rahmawati, Lilik
Research Horizon Vol. 5 No. 6 (2025): Research Horizon - December 2025
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.5.6.2025.968

Abstract

Indonesia’s rich culinary diversity not only represents cultural and historical identity but also constitutes a strategic economic sector that significantly contributes to the national gross domestic product and employment, particularly through micro, small, and medium enterprises. This study aims to analyze the integration of Islamic economic principles in the business development strategy of the culinary MSME restaurant. A qualitative phenomenological approach was employed to explore the lived experiences underlying the implementation of these principles. Data were collected through in-depth interviews with two employees and seven customers, supported by observations and document analysis. The findings indicate that the consistent internalization of Islamic economic principles functions not only as an ethical foundation but also as a strategic resource that enhances business sustainability. The principle of justice is reflected in fair and timely employee compensation and affordable pricing, honesty is manifested through transparency in raw materials and pricing, and halal principle is implemented across the production and supply chain. These practices foster trust, employee engagement, customer loyalty, and strengthen intangible assets such as reputation and value-based branding. The study implies that Islamic economic principles can serve as a viable strategic framework for culinary MSMEs when combined with adaptive management and innovation.
Implementation Of Islamic Monetary Policy In Indonesia's Economic System For The 2020-2024 Period Ardiansyah, Jefri; Rahmawati, Lilik; Hasan, Hasan
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15168

Abstract

This study examines the implementation, potential, and challenges of Islamic monetary policy in Indonesia in supporting inclusive and sustainable economic growth. Despite Indonesia's status as the world's largest Muslim-majority country and its significant market potential for Islamic financial products, there are considerable gaps in the implementation of Islamic monetary policy. These gaps include low financial literacy, regulatory frameworks that are not yet fully supportive, and infrastructure limitations. The purpose of this research is to evaluate the implementation of Islamic monetary policy, analyze the challenges it faces, and provide strategic recommendations to enhance its effectiveness. The research methodology involves the analysis of secondary data from government reports and related institutions, as well as a literature review on Islamic monetary policy and best practices in other countries. The results of the study indicate that during the pandemic, instruments such as sukuk, IMA Certificates,
Halal Supply Chain Analysis of a Micro-Scale Chicken Intestine Cracker Enterprise in Surabaya Dewi, Fatimah Sari; Rahmawati, Lilik
Halal Science Volume 2 Issue 1
Publisher : ETFLIN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58920/halal0201616

Abstract

Limited integration of halal assurance across supply chain stages remains a critical challenge for Indonesian micro-scale food enterprises, particularly those processing high-risk animal-based products. Existing studies predominantly emphasize product-level certification, leaving a gap in understanding how halal supply chain management (HSCM) is operationalized at the micro-enterprise level. This study aims to analyze the implementation of HSCM in a micro-scale enterprise, Pak Rebo Chicken Intestine Crackers in Surabaya, Indonesia, using a qualitative case study approach. Data were collected through semi-structured interviews with five key participants (owner, supplier, employees, and consumer), direct observation, and documentation review. The analysis was guided by a halal supply chain framework covering production preparation, production processing, distribution, and consumption stages. Halal practices were evaluated using a five-point compliance scale adapted from prior halal supply chain studies, where scores range from 1 (very poor) to 5 (excellent) based on observable operational indicators. The findings indicate strong compliance in hygiene practices, material handling, transaction transparency, and distribution activities. However, weaknesses remain in documentation, traceability, halal labeling, and inventory control systems, indicating that halal compliance is primarily practice-based rather than system-based. This study contributes to halal supply chain literature by highlighting the gap between operational and institutional compliance in micro-scale enterprises and provides practical insights for strengthening traceability, labeling consistency, and governance mechanisms. The results offer implications for improving halal assurance systems in resource-constrained MSME contexts.
Praktik Edukasi Keluarga Berencana Berbasis Media Sosial dalam Penguatan Sumber Daya Manusia: Perspektif Maqāṣid al-Sharī‘ah pada Generasi Milenial dan Generasi Z Rahmawati, Lilik; Fitriyah, Lailatul; Azwar Anas, M. Yusuf
Ekosiana Jurnal Ekonomi Syari ah Vol. 13 No. 1 (2026): EKOSIANA : JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah, STAI AN-NAJAH INDONESIA MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47077/ekosiana.v13i1.665

Abstract

Pembangunan sumber daya manusia dalam perspektif ekonomi syariah tidak hanya berorientasi pada peningkatan kualitas kesehatan, tetapi juga pada terwujudnya kesejahteraan keluarga yang selaras dengan prinsip maqāṣid al-sharī‘ah, khususnya dalam menjaga keturunan (hifẓ al-nasl) dan keberlanjutan ekonomi (hifẓ al-māl). Program Keluarga Berencana (KB) merupakan instrumen strategis dalam mendukung tujuan tersebut, namun praktik edukasinya masih menghadapi keterbatasan dalam menjangkau generasi milenial dan generasi Z yang memiliki karakteristik digital-oriented. Penelitian ini bertujuan untuk menganalisis praktik edukasi KB berbasis media sosial serta memaknai implikasinya terhadap kesadaran perencanaan keluarga dalam perspektif ekonomi syariah. Penelitian ini menggunakan pendekatan kualitatif dengan desain studi kasus di Balai Penyuluhan KB, melalui teknik pengumpulan data berupa wawancara mendalam, observasi partisipatif, dan dokumentasi. Analisis data dilakukan secara tematik untuk mengidentifikasi pola praktik edukasi dan respons generasi muda terhadap media digital. Hasil penelitian menunjukkan bahwa metode penyuluhan konvensional masih dominan dan kurang adaptif terhadap pola konsumsi informasi generasi milenial dan generasi Z. Pemanfaatan media sosial seperti Instagram dan TikTok melalui konten visual (pamflet digital dan infografis) mampu memperluas jangkauan informasi serta meningkatkan keterlibatan audiens. Namun demikian, efektivitasnya masih dipengaruhi oleh kualitas interaksi, relevansi pesan, dan integrasi nilai-nilai Islam dalam konten edukasi. Temuan ini menegaskan bahwa optimalisasi media sosial dalam edukasi KB tidak hanya berfungsi sebagai sarana komunikasi, tetapi juga sebagai instrumen strategis dalam membangun kesadaran perencanaan keluarga yang berkontribusi pada ketahanan dan kesejahteraan ekonomi keluarga Muslim. Oleh karena itu, diperlukan pendekatan edukasi yang lebih kontekstual, partisipatif, dan berbasis nilai syariah agar implementasi program KB dapat berjalan lebih efektif dan berkelanjuta
Co-Authors Abdul Hakim Abu Yasid Aini Mufidah, Ismi Ali Mustofa, Imam Amaliyah, Nabilatul ARDIANSYAH, JEFRI Ariyanti, Septi Dwi Atok Syihabuddin Ayu Aulia, Melly Eka Azhary Noersidiq Azka, Moh Shadam Taqiyyuddin Badrotin Jabbar, Achmad Arbi Nur Bella, Alif Mujiyana Eka Bulkaini (Bulkaini) Dewi Safitri, Kartika Dewi, Fatimah Sari Djoko Kisworo Elbarqi, Muhammad Nur Sholeh Fahrullah Fahrullah Fatimatus Zahro, Fatimatus Fatkhurrozi, Tanto Firdaus, Fira Fara Hadi, Nurrohman Hanum, Fathmah Haryanto Haryanto Hasan Hasan Hikmah, Durrotul Hudayatin, Nofiana Ikhwan Abdillah, Mohammad Islami , Debby Islami , Debby Izniyah, Izniyah Jim, Mahafizur Rahman Kartika Kartika Khilmia, Aqif Khoiriah, Lutfi Tasriful Lailatul Fitriyah Laili, Izza Nuzilatul Lathifah, Nurul Leviansyah, M. Rizal Lutfiyah, Ani M.Yusuf Azwar Anas majid, khikam ali Masitoh, Imas Maslahah, Maslahah Maziyah Mazza Basya Mohammad Dliyaul Muflihin Muannasa, Aulia Muharromah, Gabriele Lailatul Mukaromah, Hani Muliawati, Unun Fiolita Muntazeri, Eliya Najma Murniasari, Nisa Mustofa Mustofa Mustofa, Imam Ali Mutimmatul Faidah Nabila, Uyun Nadia, Nada El Nurazizah, Devia Rahma Nurlailah Nurlailah, Nurlailah Nurullaily, Shulhah Pangestu, Fikri Ari Praktikto, Muhammad Iqbal Surya Pramuja, Moch. Wahyu Prasetyo, Novi Eko Pratikto, Muhammad Iqbal Surya Rachman , Yenny Aulia Rahmani, Nur Maulidah Dini Rahmasari, Dewi Rakhmadian, miftah Rohman, Afifur Rohmatin, Laili Rusmanto, Hery Sri Wigati Ulkiyah, Kalisom Utami Silfia Ayu, Betty Vebera Maslami Wulandani, Baiq Rani Dewi Yulianto, Wahid