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Implementation Of Islamic Monetary Policy In Indonesia's Economic System For The 2020-2024 Period Ardiansyah, Jefri; Rahmawati, Lilik; Hasan, Hasan
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15168

Abstract

This study examines the implementation, potential, and challenges of Islamic monetary policy in Indonesia in supporting inclusive and sustainable economic growth. Despite Indonesia's status as the world's largest Muslim-majority country and its significant market potential for Islamic financial products, there are considerable gaps in the implementation of Islamic monetary policy. These gaps include low financial literacy, regulatory frameworks that are not yet fully supportive, and infrastructure limitations. The purpose of this research is to evaluate the implementation of Islamic monetary policy, analyze the challenges it faces, and provide strategic recommendations to enhance its effectiveness. The research methodology involves the analysis of secondary data from government reports and related institutions, as well as a literature review on Islamic monetary policy and best practices in other countries. The results of the study indicate that during the pandemic, instruments such as sukuk, IMA Certificates,
Analisis Produk VUSE (Rokok Elektrik) pada PT. Bentoel Group/BAT Indonesia sebagai Alternatif Pengganti Rokok Konvensional: Analysis of Product VUSE (Electric Cigarette) at PT Bentoel Group / BAT Indonesia as an Alternative to Conventional Cigarettes Rahmawati, Lilik; Rakhmadian, Miftah; Prasetyo, Novi Eko
Economic and Education Journal (Ecoducation) Vol. 7 No. 1 (2025): Economic and Education Journal (Ecoducation)
Publisher : Pendidikan Ekonomi, Universitas Insan Budi Utomo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33503/ecoducation.v7i1.1460

Abstract

Tujuan dari penelitian ini adalah untuk menganalisa Produk VUSE (Rokok Elektrik) pada PT. Bentoel Group/BAT Indonesia sebagai pengganti rokok konvensional. Masalah yang dihadapi adalah bagaimana jejaring bisnis dapat meningkatkan efektivitas penjualan dalam lingkungan pasar yang kompetitif. Pengusaha dituntut untuk mengembangkan strategi bisnis yang efektif guna mencapai target penjualan, memperluas jangkauan pasar, dan bertahan dalam persaingan pasar. Penelitian ini menggunakan metode deskriptif kualitatif dan menganalisis Produk VUSE (Rokok Elektrik) sebagai pengganti rokok Konvensional pada PT. Bentoel Group/BAT Indonesia. Dari hasil penelitian ini dapat di simpulkan bahwa produk tembakau alternatif yang dikelola dengan baik memiliki profil risiko yang jauh lebih rendah daripada rokok konvensional. Zat beracun yang dilepaskan oleh pembakaran tembakau adalah penyebab bahaya dari merokok.  Di era digital saat ini, jejaring bisnis juga mencakup pemanfaatan platform online seperti aplikasi pesan instan dan media sosial untuk membangun hubungan dengan pelanggan dan menciptakan citra merek. Studi menunjukkan bahwa jejaring bisnis melalui media sosial dapat memperluas pasar dan meningkatkan kepuasan pelanggan. Namun, untuk memaksimalkan potensi jejaring bisnis, diperlukan inovasi lebih lanjut. Penelitian ini berkontribusi pada pengembangan strategi pemasaran bisnis untuk produk VUSE (rokok elektrik).
Penguatan Kader Posyandu Desa Mlawang Klakah Lumajang Melalui Pengolahan PMT Halal dan Thayyib sebagai Tindakan Preventif Cegah Stunting Badrotin Jabbar, Achmad Arbi Nur; Nurazizah, Devia Rahma; Pangestu, Fikri Ari; Laili, Izza Nuzilatul; Zahro, Fatimatus; Rahmawati, Lilik
Society : Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol. 5 No. 2 (2025): Vol.5 No.2, April 2025
Publisher : Universitas Dinamika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37802/society.v5i2.813

Abstract

Stunting in Indonesia is a national health problem that is recorded as high. In order to minimize it, optimizing the role of posyandu cadres in processing halal and thayyib supplementary food (PMT) in Mlawang Village is the main focus of this community service activity. The method used in carrying out this community service is by using the Asset Based Community Development (ABCD) method, there are five steps, namely, discovery, dream, design, define, destiny. Therefore, this community service activity was carried out to improve the understanding and skills of posyandu cadres in processing halal and thayyib PMT as a preventive measure to prevent stunting. Based on the pre-test value of 50% which increased in the post-test to 95%, it can be concluded that the activities in the form of education and training have had a very good impact.
Pemenuhan Kebutuhan Produksi Beras Nasional Dalam Meningkatkan Kesejahteraan Masyarakat Menurut Perspektif Ekonomi Islam Ariyanti, Septi Dwi; Nabila, Uyun; Rahmawati, Lilik
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 7 No. 1 (2024)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v7i1.9121

Abstract

As a country with a tropical climate, Indonesia is a country that has abundant agricultural commodities so that the majority of its population makes a living as farmers or works in the agricultural sector. Currently, the agricultural sector is a sector that is of concern to the government because it is a sector that contributes to the country's foreign exchange and is a source of income to meet the needs of its people. One of the most important food commodities is rice because it is the main staple consumed by the Indonesian population. Based on data from the Central Statistics Agency (BPS), Indonesia's population increases every year, but rice production is unstable. This will threaten Indonesia's food security to meet needs. The aim of this research is to analyze the availability of domestic rice to meet the needs of improving the welfare of the Indonesian people. The method used in this research is descriptive with a quantitative approach and secondary data from BPS. The analytical results obtained are that even though domestic rice production is very fluctuating or tends to decrease while Indonesia's population growth continues to increase every year, it turns out there is still a surplus in meeting the needs of the people during 2019-2023. Because the national rice availability is still in surplus, it can be concluded that Indonesia is still fulfilling its darruriyah (needs) and achieving maslahah to date and the welfare of its people is still maintained.
Problematika Penyalahgunaan Utilitas Barang Di Kabupaten Bangkalan Perspektif Ekonomi Islam Zubaidi, Zainol Hasan; Tanto Fatkhurrozi; Rahmawati, Lilik
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 6 No. 4 (2025): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v6i4.8340

Abstract

Topik ini bagi penulis begitu penting, karena bagi penulis jika perekonomian adalah urat nadi kehidupan, maka pertanian merupakan ruh kehidupan, karena pelaku ekonomi akan bisa melaksanakan perekonomian jika ia kebutuhan jasmaninya terpenuhi. Penelitian ini bertujuan untuk mengembalikan kepercayaan para petani kepada pemerintah serta mempertahankan kesejahteraan penduduk Kabupaten Bangkalan. Metode penilitian ini menggunakan metode kualitatif dengan tipe kajian pustaka, kemudian melakukan analisis data dengan menggunakan metode deskriptif. Kasus penyalahgunaan utilitas subsidi pupuk di Kabupaten Bangkalan sangat menabrak koridor ajaran-ajaran serta konsep maslahat dalam Islam, karena tidak sampainya subsidi pemerintah berupa pupuk ke tangan petani merupakan bentuk ketidak jujuran dan penipuan yang itu semua sangat bertolak belakang dengan norma yang telah ditetapkan oleh Islam, oleh karenanya dalam hal ini peran pemerintah dalam memberi pengawasan dan menegakkan hukum bagi pelanggar ekonomi harus ditingkatkan kembali.
STRATEGI PEMASARAN DALAM MENINGKATKAN NASABAH PADA ASURANSI SYARIAH PT ASURANSI JIWA SYARIAH BUMIPUTERA CABANG SURABAYA Rahmawati, Lilik; Sholikhah, Farichatus; Muslimah, Hanifah; Amalia, Indi Rafiqa; Maghfiroh, Laila
JURNAL PROFIT Vol 5, No 2 (2021): Economic Milenial
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v5i2.3201

Abstract

Sharia Insurance is an institution that provides services in the service sector that appears among people who still do not understand about sharia insurance and its mechanisms, so that people are still awkward to use the insurance services. Islamic insurance in Indonesia has the potential to grow along with the growth of the Islamic financial market. The sharia insurance strategy to increase product sales is carried out by conducting outreach to the public. In terms of increasing the number of customers, especially by expanding the market, especially for people who have not used sharia insurance services through direct socialization, maintaining and improving existing markets by trying to always maintain communication with customers to provide quality services, introducing financial planning and management. risk in Islamic insurance. Fast service provides convenience for more strategic management of needs so that it creates public interest in using sharia insurance services.
Telaah Mudharabah At-Taawuniyah pada Asuransi BPJS Perspektif Ekonomi Syariah Amanah, Kholifatul; Rahmawati, Lilik; Ni’mah, Rajabiyah Khoirotin; Al Fadhilah, Shakilla Husnia; Butar Butar, Ully Amaliyah
JURNAL PROFIT Vol 4, No 2 (2020): Economic Marketting
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v4i2.1645

Abstract

The Social Security Organizing Body or ordinary people used to call it BPJS is a state-owned legal entity whose job is to organize social security programs. When a social security program is managed by an institution, such as the BPJS, then the principle of al-takmin al-ta'awuni should be applied. And to implement these principles a Sharia Unit is needed. The purpose of this paper is to find out how BPJS is viewed in the perspective of Islamic Economics. The method used in this paper is a qualitative research method where the author uses field notes, interviews, and personal documents and other documents as a support in the results of this paper using descriptive data collection techniques that examine the data with the arrangement of words not with data number. Seen from the perspective of Islamic Economics, the contract on the manager of BPJS in Islamic economics can be known as mudharabah at-ta'awuniyah, which is a cooperation agreement to bear each other or risk each other with the principle of help-helping and mutual assistance. This has been included in one of the principles of Islamic Economics, namely mutual help.
DISTRIBUSI ZAKAT UNTUK KESEJAHTERAAN: STUDI PADA LAZ YATIM MANDIRI SURABAYA Irfansyah, Moch.; Izzul Haq, Moh. Romdlon; Nafisah, Ziyanatun; Dayanti, Erinda Kusuma; Rahmawati, Lilik
JURNAL PROFIT Vol 4, No 1 (2020): Economic Management
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v4i1.1218

Abstract

Zakat is a worship required by Allah SWT for every Muslim and zakat is included in the third pillar of Islam which is paying zakat. There is two kinds of zakat namely zakat soul (zakat fitrah) and zakat treasure (zakat maal). This study aims to find out how the management of zakat is carried out by one of the national amil zakat institutions, namely yatim mandiri in Surabaya. This research uses a qualitative method by observing one of the national amil zakat institutions (yatim mandiri). In this study, we researching how zakat management starts from how to get zakat funds then distributing zakat funds to the community, financial management with in the zakat institution, then the programs owned by the amil zakat institutions to the management of all zakat funds so that can make people who are less fortunate.
Analisis Permintaan dan Perilaku Konsumen Fintech Syariah Model Crowdfunding Rahmawati, Lilik; Tanjung, Iqbal; el Badriati, Baiq
JURNAL PROFIT Vol 2, No 1 (2018): Islamic Business Ethics And Globalization
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v2i1.552

Abstract

Pengetahuan dan pemahaman terkait permintaan dan perilaku konsumen bagi seorang manajer atau produsen adalah hal yang sangat penting terutama di era digital. Pada tulisan ini, selain membahas tentang konsep permintaan dan perilaku konsumen penulis juga membahas terapan konsep permintaan dan perilaku konsumen pada industri fintech dalam skema crowdfunding syariah. Crowdfunding syariah adalah sebuah bisnis yang memanfaatkan platform sebagai medianya untuk pengumpulan dana sekaligus pendanaan bagi individu, kelompok atau organisasi dengan prinsip syariah. Preferensi konsumen di era digital telah mengalami pergeseran. Konsumen menginginkan kecepatan, kenyamanan, biaya yang lebih murah, dan kemudahan penggunaan layanan keuangan. Manajer atau pengusaha di bidang industri fintech dalam skema crowdfunding syariah harus mampu beradaptasi terhadap pergeseran preferensi konsumen dengan cara terus menerus melakukan inovasi
Islamic Values-based Sex Education to Prevent Loss Generation for Senior High School Students Faidah, Mutimmatul; Rusmanto, Hery; Rahmawati, Lilik
Tadris: Jurnal Keguruan dan Ilmu Tarbiyah Vol 5 No 1 (2020): Tadris: Jurnal Keguruan dan Ilmu Tarbiyah
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/tadris.v5i1.5852

Abstract

Teenagers’ behavior problems such as free sex, abortion, pornography, and drug abuse have increased in developing countries. The purposes of this research were to formulate the views of experts, education practitioners, and teenagers about the importance of teaching sex education (SE) in schools and to formulate the prototype of sex education, material, media, and learning strategies. This research was a descriptive research. The data was obtained through interviews to reveal experts’ views. The sources of data in this research were teachers, principals, psychologists, scholars, reproductive experts, and sociologists. The data were analyzed using content analysis. A questionnaire was used to find out the students' opinions. The population of this study was the senior high school students in Surabaya, Indonesia. The samples taken were 171 students. The data taken from the questionnaire were analyzed descriptively. The percentage was obtained from the number of respondents who chose ”Agree” and then divided by the number of ”Disagree” of each statement. The results of this research reveal that sex education is expected to provide an understanding of sexuality, the formation of responsible self-attitudes, society, and religion in overcoming sexual turmoil, as well as the skills to avoid promiscuity. Sex education should be given within an ethical and religious framework. Sex education materials include social ethics, the effects of promiscuity, abortion and its effects, and marriage. The media used were films, multimedia, and other media within the framework of Islamic ethics. This research concludes that sex education is important to students, especially high school students.
Co-Authors Abdul Hakim Abu Yasid Aini Mufidah, Ismi Al Fadhilah, Shakilla Husnia Ali Mustofa, Imam Amalia, Indi Rafiqa Amaliyah, Nabilatul Amanah, Kholifatul ARDIANSYAH, JEFRI Ariyanti, Septi Dwi Atok Syihabuddin Ayu Aulia, Melly Eka Azhary Noersidiq Azka, Moh Shadam Taqiyyuddin Badrotin Jabbar, Achmad Arbi Nur Baiq Elbadriati Bella, Alif Mujiyana Eka Bulkaini (Bulkaini) Butar Butar, Ully Amaliyah Dayanti, Erinda Kusuma Dewi Safitri, Kartika Djoko Kisworo Elbarqi, Muhammad Nur Sholeh Fahrullah Fahrullah Fatimatus Zahro, Fatimatus Fatkhurrozi, Tanto Firdaus, Fira Fara Hadi, Nurrohman Haryanto Haryanto Hasan Hasan Hudayatin, Nofiana Ikhwan Abdillah, Mohammad Irfansyah, Moch. Islami , Debby Islami , Debby Izniyah, Izniyah Izzul Haq, Moh. Romdlon Jim, Mahafizur Rahman Kartika Kartika Khilmia, Aqif Khoiriah, Lutfi Tasriful Laili, Izza Nuzilatul Lathifah, Nurul Leviansyah, M. Rizal Lutfiyah, Ani Maghfiroh, Laila majid, khikam ali Masitoh, Imas Maslahah, Maslahah Maziyah Mazza Basya Mohammad Dliyaul Muflihin Muannasa, Aulia Muharromah, Gabriele Lailatul Mukaromah, Hani Muliawati, Unun Fiolita Muntazeri, Eliya Najma Murniasari, Nisa Muslimah, Hanifah Mustofa Mustofa Mustofa, Imam Ali Mutimmatul Faidah Nabila, Uyun Nadia, Nada El Nafisah, Ziyanatun Ni’mah, Rajabiyah Khoirotin Nurazizah, Devia Rahma Nurlailah Nurlailah, Nurlailah Nurullaily, Shulhah Pangestu, Fikri Ari Praktikto, Muhammad Iqbal Surya Pramuja, Moch. Wahyu Prasetyo, Novi Eko Pratikto, Muhammad Iqbal Surya Rachman , Yenny Aulia Rahmani, Nur Maulidah Dini Rahmasari, Dewi Rakhmadian, miftah Rohmatin, Laili Rusmanto, Hery Sholikhah, Farichatus Sri Wigati Tanjung, Iqbal Tanto Fatkhurrozi Ulkiyah, Kalisom Utami Silfia Ayu, Betty Vebera Maslami Wulandani, Baiq Rani Dewi Yulianto, Wahid Yuniar, Az Zahra Arie Zubaidi, Zainol Hasan