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All Journal Tadris: Jurnal keguruan dan Ilmu Tarbiyah Jurnal Ilmu-Ilmu Peternakan (Indonesian Journal of Animal Science) Global Review of Islamic Economics and Business Jurnal Ilmiah Ekonomi Islam al-Uqud : Journal of Islamic Economics Indonesia Journal of Halal JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Management Studies and Entrepreneurship Journal (MSEJ) Oeconomicus Journal of Economics El-Qist : Journal of Islamic Economics and Business (JIEB) Society : Jurnal Pengabdian dan Pemberdayaan Masyarakat Jurnal Pijar MIPA Filantropi: Jurnal Manajemen Zakat dan Wakaf Jurnal Ekonomi Syariah dan Bisnis Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Jurnal Ekonomi dan Bisnis Digital Jurnal Ilmu Pendidikan dan Sains Islam Interdisipliner Majapahit Journal of Islamic Finance dan Management Jurnal Inovasi Global Majapahit Journal of Islamic Finance dan Management Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Ecoducation PESHUM BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Journal of Islamic Economic Laws JIFA (Journal of Islamic Finance and Accounting) Al-Infaq : Jurnal Ekonomi Islam
Rahmawati, Lilik
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Religion Agriculture, Biological Sciences & Forestry Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Public Health Social Sciences Other

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Distribusi Pendapatan Perspektif M. Abdul Mannan dan Realisasinya di Indonesia Khilmia, Aqif; Rahmawati, Lilik
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 9 No. 1 (2022)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v9i1.5665

Abstract

Distribusi pendapatan merupakan topik yang memiliki urgensi dalam mengembangkan perekonomian khususnya negara. Konsep distribusi pendapatan dalam perekonomian pada dasarnya bertujuan untuk mewujudkan kesejahteraan masyarakat, yaitu memenuhi kebutuhan masyarakat melalui distribusi kekayaan dan pendapatan yang adil dan merata. Kegagalan pendekatan tradisional terhadap pembangunan ekonomi ditandai dengan adanya kemiskinan masyarakat. Banyak penelitian yang menunjukkan bahwa Islam dapat menjawab masalah ekonomi manusia, memberikan sistem ekonomi yang teratur, dan harapan meyakinkan. Salah satu ekonom Muslim modern adalah M. Abdul Mannan yang menyatakan bahwa distribusi pendapatan terkait pada jumlah kepemilikan berbeda oleh masing-masing individu. Mannan mengkritik neoklasik dalam hal penyebarannya, dan pandangannya juga cocok dengan kerangka neoklasik. Tujuan penelitian ini adalah untuk menarik analisis distribusi pendapatan dalam perspektif M. Abdul Mannan. Metode penelitian yang digunakan adalah penelitian kepustakaan (library research) dengan pendekatan deskriptif. Yaitu mendeskripsikan distribusi pendapatan dalam perspektif M. Abdul Mannan. Sumber diambil dari berbagai referensi yang terkait dengan topik permasalahan, yaitu dari jurnal, buku, dan artikel lainnya. Hasil penelitian menyimpulkan bahwa Mannan mengkritik neoklasik dalam hal distribusi, tetapi dapat dikatakan bahwa pandangannya pada dasarnya berada pada kerangka neoklasik. Dia menegaskan bahwa teori distribusi individu, teori kepemilikan sumber daya, dan harga mempunyai peran penting, tetapi tidak memberikan kontribusinya sendiri di sini.
The Influence of NPF, ROA, CAR and FDR On The Financial Distress Of Sharia Bank in The Indonesia Period 2017-2022 Muannasa, Aulia; Muntazeri, Eliya Najma; Rahmawati, Lilik
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 8, No 1 (2023): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v8i1.2909

Abstract

This study aims to see how Non-Performing Financing (NPF), Return on Assets (ROA), Capital Adequacy Ratio (CAR), and Financing to Deposit Ratio (FDR), affect Financial Distress with the Altman Z-Score method approach. The sample of this study used a purposive sampling method and obtained 10 Islamic commercial banks in Indonesia for analysis. The data in this study comes from the annual reports of Islamic Commercial Banks. This study will be analyzed with a panel data regression model. The results of this study indicate that the Capital Adequacy Ratio (CAR) has a significant positive effect on financial distress, while NPF, ROA, and FDR have no significant effect on financial distress during the 2017-2022 period.
Empowering Underprivileged Women Through Digital Business Assistance in Strengthening Food Security Yuniar, Az Zahra Arie; Rahmawati, Lilik
Jurnal Inovasi Global Vol. 2 No. 12 (2024): Jurnal Inovasi Global
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jig.v2i12.229

Abstract

In this digital era, the use of information and communication technology is becoming increasingly important in accessing wider markets and increasing business competitiveness. However, many underprivileged women do not yet have the knowledge and skills to utilize digital technology in their businesses. The main aim of this program is to equip underprivileged women with the skills and knowledge needed to develop their businesses digitally, so as to increase income and food security in the family. This research uses qualitative methods with a case study approach to observe and analyze digital business assistance to increase the economic capacity of underprivileged women. Research findings show that focused and sustainable interventions in the form of digital assistance can be an effective economic empowerment strategy in improving the welfare of underprivileged communities, especially women. The implications of this research show that digital business assistance by PT PNM Mekaar Syariah has great potential in strengthening the role of women in the economy, improving family welfare, and overall having a positive impact on local and national economic growth.
Market Intervention Policy in The Case of Rising Rice Prices in Indonesia From The Perspective of Ibn Taimiyah Bella, Alif Mujiyana Eka; Rahmawati, Lilik; Jim, Mahafizur Rahman
Journal of Islamic Economic Laws Vol. 7 No. 01 (2024): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v7i01.3484

Abstract

Rice is an important commodity and is needed by the wider community, its existence is vital as a means to fulfil the needs of life, therefore the Indonesian government's intervention in this commodity is very high. The price of rice in Indonesia continues to rise for many factors. This research employs qualitative methods which is called library research. The result of this study is the increase in rice prices in Indonesia according to Ibn Taymiyyah is entirely caused by market forces. According to Ibn Taymiyyah what is needed therefore is market intervention, instead of price intervention. The market intervention carried out by the Indonesian government is by intensifying the social assistance program, running market operations with the SPHP program, and strengthening the stock of government rice reserves (CBP). Meanwhile, the policy of setting the price ceiling should not be carried out by the government because the market conditions related to this rice commodity run perfectly and there is no market distortion.
Financial Management Analysis of Micro, Small, and Medium Enterprise (MSME) in the Covid 19 Pandemic Era Rohmatin, Laili; Muliawati, Unun Fiolita; Khoiriah, Lutfi Tasriful; Rahmawati, Lilik
JIFA (Journal of Islamic Finance and Accounting) Vol. 4 No. 1 (2021)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jifa.v4i1.3363

Abstract

This study determined and analyzed the financial management of MSME. This case study was conducted in UD. Bintang Muda during the pandemic or commonly called the new normal. A qualitative method was carried out by collecting data through in-depth interviews gradually. The data obtained were collected, studied, and analyzed. As a reference, the information discovered in the data analysis was linked to previous theories or researches. The financial management at UD. Bintang Muda in facing changes and striving to survive in the new normal included shifting to a new financial management system from manual bookkeeping to electronic bookkeeping and reviewing expenses and income for further evaluation. The impacts caused by a pandemic demand MSME players to look for new innovations to survive and to be more responsive to changes in the business climate, especially during the new normal. UD Bintang Muda implemented a new strategy by increasing the quality of packaging to compete in the high-end market. Keywords: Financial Management; Pandemic; Covid 19; MSME
Optimization of the Thickness, Water Vapour Transmission Rate and Morphology of Protein-Based Films Incorporating Glycerol and Polyethylene Glycol Plasticizers Fahrullah, Fahrullah; Kisworo, Djoko; Bulkaini, Bulkaini; Yulianto, Wahid; Wulandani, Baiq Rani Dewi; Haryanto, Haryanto; Azhary Noersidiq; Maslami, Vebera; Ulkiyah, Kalisom; Kartika, Kartika; Rahmawati, Lilik
Jurnal Ilmu-Ilmu Peternakan Vol. 34 No. 1 (2024): April 2024
Publisher : Faculty of Animal Science, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jiip.2024.034.01.02

Abstract

Edible film is a thin layer that can coat food products and protect them from physical, chemical, and microbiological disturbances. This study aimed to determine the effect of the concentration ratio and different plasticizers on the thickness, water vapour transmission rate, and morphology of protein-based edible films. The study used a completely randomized design with a factorial pattern. The experiment involved two factors: Factor A, which was the whey-gelatine concentration ratio, at three levels (A1 = 1:0.5; A2 = 1:0.75; A3 = 1:1); and Factor B, which was the plasticizer, at two levels (B1 = glycerol; B2 = polyethylene glycol (PEG)). The study revealed that the water vapour transmission rate was significantly affected (P<0.01) by the interaction between whey-gelatin and different types of plasticizers. Additionally, the film thickness was significantly affected (P<0.01) by the whey-gelatine ratio, and the water vapour transmission rate was significantly affected (P<0.01) by the different types of plasticizers used. The film made from protein had a thickness of 0.282-0.357 mm, a water vapour transmission rate of 4.27-5.55 g/mm2.h, and a homogeneous surface structure resulting from the good mixing of whey and gelatin. The concentration of whey-gelatine and the use of different plasticizers can affect the thickness, WVTR, and morphology of the film. The use of glycerol as a plasticizer resulted in a greater thickness, water vapour transmission rate (WVTR), and morphology compared to those of the PEG plasticizer when the whey-gelatin concentration was 1:1.
Effect of whey protein on thickness, water vapour transmission rate, and water content of gelatin film Fahrullah, Fahrullah; Rahmawati, Lilik; Kartika, Kartika; Ulkiyah, Kalisom; Yulianto, Wahid
Jurnal Pijar Mipa Vol. 18 No. 6 (2023): November 2023
Publisher : Department of Mathematics and Science Education, Faculty of Teacher Training and Education, University of Mataram. Jurnal Pijar MIPA colaborates with Perkumpulan Pendidik IPA Indonesia Wilayah Nusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jpm.v18i6.5680

Abstract

Packaging is a tool used to protect products from physical damage; edible films can improve food quality and reduce plastic-based packaging materials. This study aimed to determine the effect of adding whey protein concentration on gelatin edible film thickness, water vapour transmission rate, and moisture content. This research used a completely randomized design with 4 treatments and 3 replications. The treatments consisted of P0 (0 g whey: 2 g gelatin), P1 (0.05 g whey: 2 g gelatin), P2 (0.10 g whey: 2 g gelatin), P3 (0.15 g whey: 2 g gelatin). The addition of whey protein had a significant effect (P<0.01) on the thickness of the gelatin film. However, no significant effect (P>0.05) was found on the water vapour transmission rate and moisture content. Nonetheless, employing whey protein can reduce the water vapour transmission rate and increase the moisture content of edible gelatin film. The findings suggest that incorporating whey protein can enhance the physicochemical properties of gelatin films. Using whey protein at a concentration of 0.05 g is deemed the optimum treatment.
ANALISIS TERHADAP CETAK BIRU BANK INDONESIA PERIODE 2002-2011 UNTUK PENGEMBANGAN PERBANKAN SYARIAH INDONESIA Rahmawati, Lilik
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 1 No. 1 (2011): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2011.1.1.41-62

Abstract

Research entitled “Analysis of the blue print of bank Indonesia for the development of Sharia banking in Indonesia period 2002-2011” aims to find out the blueprint of Islamic banking 2002-2011 issued by Central Bank of Indonesia, described the already realized targets of the blueprint of Islamic banking and those which not yet realized, also find out the factor which causes the targets the blueprint of Islamic banking were unrealized. This research is a descriptive research with in-depth analysis method. Data collection methods used was observations and interviews. The results showed that the targets of Indonesian Central Bank’s blue print covering the four things; first, adherence to the principles of Sharia; second, prudence; third, the improvement of operational efficiency and high competitiveness; fourth; stability and expediency of Islamic banking system for the economy. Blueprint objectives outlined in the strategic initiatives that are generally already implemented include: improving the understanding of Islamic finance, facilitating the formulation of norms of Islamic finance, conducting studies in surveillance and integrated arrangement system, refining the provisions of office network, developing “exit and entry” policy settings, enhancing the quality of human resources, creating strategic alliances with related agencies, devising the concept of the “takaful” deposit, pushing the involvement if rater institutions in banking activities, and encouraging an increasing in the role of financing with profit-loss sharing method. The objectives outlined in the strategic initiatives that have not been implemented were: the development of the concept of incentives for adherence to the principles of the Sharia, the development of real time supervision, the fulfillment of the needs of people who want Sharia banking services throughout Indonesia with 5% market share, the materializing of the Islamic banking “kaffah” functions, and the ability to serve all segments of the community. The factors those cause unimplemented strategic initiatives were the lack of knowledge and understanding of the people about Islamic banking; the lack of human resources with sufficient skill and capability in Islamic economy especially about the laws relating to Islamic banking, the scarcity of funds for socialization and information technology needs, also the assumption of 5% market share defined in accordance with the fact that the current Islamic banks consumers aren’t only muslims but also non-Muslim community
ANGGARAN PENDAPATAN BELANJA NEGARA (APBN) PEMERINTAHAN ISLAM: Wacana Politik Ekonomi Islam Rahmawati, Lilik
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 2 No. 1 (2012): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2012.2.1.232-256

Abstract

The current domination of conventional economics makes Muslims are faced with historical expectations, as well as a considerable challenge, especially with regard to the economic system. The current world economic system, that is capitalism, has a basic principle of maximum benefit with limited resources. Efforts of capitalist are supported by the values of freedom to fulfill the needs. Humans have broad freedom to own property. This principle is incompatible with the principles of Islamic economics which recognizes the freedom of man on the values of tawhid, the right to own property on the basis of the benefit, prohibiting the accumulation of property, and equitable distribution of wealth. Related to the fulfillment of human needs, then its mechanism in Islam is set within a country. Islamic countries are very significant role in ensuring the welfare and needs of its people. In order to ensure the welfare of the people, the state will perform a variety of budget-related policies are referred to the State Budget (Budget). Budget policy in Islam is regulated through the institution called Baitul Mal. The basic concept for the allocation of Islamic government revenue is maslahah, because the ultimate goal of every Islamic government is to maximize the welfare of all citizens, ensure the fulfillment of basic needs of each individual as a whole, and encourage every individual to be able to meet his various secondary and luxurious needs according to his ability levels. Therefore, the government is obliged to create a fair economic distribution mechanism. Permanent sources of income for an Islamic state are fai', ghanimah, kharaj, jizya', ushur, and khums. While charity (zakat) is a tool of auto social self-help that becomes a moral obligation for the rich to help the needy and neglected.
KUALITAS PELAYANAN DAN PENGARUHNYA TERHADAP TINGKAT KEPUASAN NASABAH DI BMT UGT SIDOGIRI CAPEM WARU Rahmawati, Lilik; Hudayatin, Nofiana
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 4 No. 1 (2014): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2014.4.1.763-788

Abstract

The quality of service has a close relationship with customer satisfaction. The quality of service provided an impetus to the customer to establish bonds of strong relationships with the company. When already interwoven bond, then the customer will choose the company and when they came to the company, they already have expectations about what kind of service will be obtained (acceptable) based on previous experience, communication, Word of mouth has ever heard, other information has ever been received, as well as the influence of the need. The service ever experienced will become the accepted standard of comparison services at this time. Based on that background, the outline of the problem surfaced, namely: whether quality of service indicators simultaneously influences on satisfaction clients in BMT UGT Sidogiri Waru Branch? Whether quality of service indicators affects customer satisfaction against partially in BMT UGT Sidogiri Waru Branch? And what indicators are most influential to the satisfaction of the customer in BMT UGT Sidogiri Waru Branch? The purpose of this research is to know the influence of partially and simultaneous, as well as the most dominant indicator of service quality on customer satisfaction levels in response to BMT UGT Sidogiri Waru Branch. The dimensions of service quality consist of intangibles, reliability, response, reassurance and empathy. This research uses descriptive quantitative methods, with incidental sampling technique with a number of respondents as much as 88 clients. The results of data analysis using regression analysis showed that, simultaneously, the quality of service which consists of intangible variables, reliability, response, reassurance and empathy to the customer with the highest level of satisfaction F_hitung > F_tabel 2,368 3,626 and significance of 0.005. Partially, intangible factors have a significant influence on the value significance of 0,249, whereas the factors of reliability, response, reassurance and empathy don’t have significant effects. The most dominant factor influence on satisfaction clients is a tangible factor, because the value of the significance of these factors most of 0.264. The regression equation is obtained as follows: Y = 5.492 + 0.179X1 + 0.115X2 + 0.122X3 – 0.007X4 + 0.113X5 indicates that increasing the quality of service in terms of intangibles can increase customer satisfaction.
Co-Authors Abdul Hakim Abu Yasid Aini Mufidah, Ismi Al Fadhilah, Shakilla Husnia Ali Mustofa, Imam Amalia, Indi Rafiqa Amaliyah, Nabilatul Amanah, Kholifatul ARDIANSYAH, JEFRI Ariyanti, Septi Dwi Atok Syihabuddin Ayu Aulia, Melly Eka Azhary Noersidiq Azka, Moh Shadam Taqiyyuddin Badrotin Jabbar, Achmad Arbi Nur Baiq Elbadriati Bella, Alif Mujiyana Eka Bulkaini (Bulkaini) Butar Butar, Ully Amaliyah Dayanti, Erinda Kusuma Dewi Safitri, Kartika Djoko Kisworo Elbarqi, Muhammad Nur Sholeh Fahrullah Fahrullah Fatimatus Zahro, Fatimatus Fatkhurrozi, Tanto Firdaus, Fira Fara Hadi, Nurrohman Haryanto Haryanto Hasan Hasan Hudayatin, Nofiana Ikhwan Abdillah, Mohammad Irfansyah, Moch. Islami , Debby Islami , Debby Izniyah, Izniyah Izzul Haq, Moh. Romdlon Jim, Mahafizur Rahman Kartika Kartika Khilmia, Aqif Khoiriah, Lutfi Tasriful Laili, Izza Nuzilatul Lathifah, Nurul Leviansyah, M. Rizal Lutfiyah, Ani Maghfiroh, Laila majid, khikam ali Masitoh, Imas Maslahah, Maslahah Maziyah Mazza Basya Mohammad Dliyaul Muflihin Muannasa, Aulia Muharromah, Gabriele Lailatul Mukaromah, Hani Muliawati, Unun Fiolita Muntazeri, Eliya Najma Murniasari, Nisa Muslimah, Hanifah Mustofa Mustofa Mustofa, Imam Ali Mutimmatul Faidah Nabila, Uyun Nadia, Nada El Nafisah, Ziyanatun Ni’mah, Rajabiyah Khoirotin Nurazizah, Devia Rahma Nurlailah Nurlailah, Nurlailah Nurullaily, Shulhah Pangestu, Fikri Ari Praktikto, Muhammad Iqbal Surya Pramuja, Moch. Wahyu Prasetyo, Novi Eko Pratikto, Muhammad Iqbal Surya Rachman , Yenny Aulia Rahmani, Nur Maulidah Dini Rahmasari, Dewi Rakhmadian, miftah Rohmatin, Laili Rusmanto, Hery Sholikhah, Farichatus Sri Wigati Tanjung, Iqbal Tanto Fatkhurrozi Ulkiyah, Kalisom Utami Silfia Ayu, Betty Vebera Maslami Wulandani, Baiq Rani Dewi Yulianto, Wahid Yuniar, Az Zahra Arie Zubaidi, Zainol Hasan