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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Pengabdian Kepada Masyarakat MEMBANGUN NEGERI Jurnal Pengabdian Masyarakat Bumi Raflesia Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Abdimas Serawai Jurnal Ekonomi Rabbani JURNAL MANAJEMEN MODAL INSANI DAN BISNIS (JMMIB) Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Jurnal Penyuuhan dan Pemberdayaan Masyarakat (JPPM) Jurnal Akuntansi, Keuangan dan Teknologi Informasi Akuntansi JIMAKUKERTA NUSANTARA: Jurnal Pengabdian Kepada Masyarakat Jurnal Entrepreneur dan Manajemen Sains Journal of Social and Humanities Socio-Economic and Humanistic Aspects for Township and Industry Journal of Social Work and Science Education Media for Empowerment, Mobilization, and Innovation in Research & Community Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan
Mukadar, Amir
Universitas Muhamamdiyah Bengkulu
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Nursing Public Health Social Sciences Other

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PENINGKATAN LITERASI TENTANG KOPERASI SYARIAH SEBAGAI SALAH ATU SOLUSI PERMODALAN MENUJU UMKM NAIK KELAS BERSAMA FORUM UMKM (USAHA MIKRO KECIL DAN MENENGAH) KECAMATAN BANUHAMPU BUKIT TINGGI KABUPATEN AGAM SUMATERA BARAT Mukadar, Amir; Islamuddin, Islamuddin; Zuliyanto , Aan; Setiawan, Dharma; Yuniarti ZS, Nensi
Jurnal Penyuluhan dan Pemberdayaan Masyarakat Vol. 2 No. 3 (2023): Jurnal Penyuluhan dan Pemberdayaan Masyarakat
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59066/jppm.v2i3.2360

Abstract

Usaha Mikro Kecil dan Menengah (UMKM) di Kecamatan Banuhampu Bukit Tinggi Kabupaten Agam Sumatera Barat beragam baik di bidang fashion, makanan, minuman sampai dengan kerajinan tangan (crafting). Jumlah UMKM kecamatan Banuhampu Ketahun yang telah terdaftar dalam wadah Forum UMKM Kecamatan Banuhampu Bukit Tinggi Sumater Barat sampai saat ini sebanyak 808 pelaku UMKM yang tersebar di 7 (tujuh) Kelurahan / Nagari Pandemi Covid-19 sangat berpengaruh terhadap mobilitas masyarakat dan memberikan dampak bagi pelaku Usaha Mikro Kecil dan Menengah (UMKM) termasuk pelaku UMKM Kecamatan Banuhampu Bukit Tinggi Kabupaten Agam Sumaatera Barat yang tergabung dalam Forum UMKM Kecamatan Banuhampu Bukit Tingi Kabupaten Agam Sumatera Barat, untuk ituUMKM dituntut untuk kreatif dan inovatif dalam menghadapi permasalahan, beberapa permasalahan yang dihadapi pelaku UMKM khususnya di Banuhampu Bukit Tinggia Kabupaten Agam Sumatera Barat adalah perrmodalan.. Salah satu solusi dalam mengatasi permasalahan permodalan, atas inisiatif para pengurus Forum UMKM Kecamatan Banuhampu dan didukung oleh Pemerintah Kecamatan Banuhampu Asosiasi Usaha Mikro Kecil dan Menengah (UMKM) Kabupaten Bengkulu Utara maka diprakarsailah sebuah ide untuk membuat sebuah koperasi yang menjalankan sistem atau konsepsyariah.Terkait dengan tekad dan keinginan yang tingi dari para pelaku UMKM Kecamatan Ketahun Kabupaten Bengkulu Utara untuk mendirikansebuah Koperasiyang menjalankan operasionalnya dengan sistem syariah, maka dari itu kami dari Tim Pengabdian Masyarakat Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Bengkulu membantu para pelaku UKM Kecamatan Ketahun Banuhampu dalam hal membeerikan pelatihan dana sosialisais dalam bentuk Pengabdaian kepada Masyarakat dengan tema meningkatkan Literasi tentang Koperasi Syariah sebagai salah satu solusi permodalan menuju UMKMnaik kelas Beberapa permasalahan untuk mewujudkan keinginan tersebut yaitu masih kurangnya pemahaman para pelaku UMKM Kecamatan Banuhampu tentang konsep dan operasional dari Koperasi Syariah serta belum mengetahui bagaimana tata cara pendirian Koperasi Syariah.
Empowering Indonesian Migrant Workers Through Sharia Financial Literacy and Household Management Amir Mukadar; Surya Adi
Media for Empowerment, Mobilization, and Innovation in Research & Community Vol. 1 No. 1 (2025): January-June
Publisher : Future Tecno-Science Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59535/g4ak0t28

Abstract

Indonesian migrant workers (Pekerja Migran Indonesia/PMI) are economically significant contributors to household welfare and national remittance flows, yet many remain exposed to weak financial planning, informal borrowing, and limited access to appropriate financial services. This community service program, implemented in Kuala Lumpur and Selangor, Malaysia, in collaboration with the Overseas Branch of Muhammadiyah Malaysia (PCIM Malaysia), aimed to strengthen Sharia-based financial literacy and practical household financial management among PMI communities. The program involved 87 Indonesian migrant workers through structured workshops, budgeting exercises, product-orientation sessions, and peer mentoring. Evaluation was conducted using pre- and post-program knowledge tests, follow-up budgeting checklists, attendance records, and focus group discussions. The mean financial literacy score increased from 51.3 to 76.8 out of 100, while the proportion of participants maintaining a written household budget increased from 23% at baseline to 71% at the eight-week follow-up. Participants also reported stronger awareness of riba, zakat, infaq, halal savings instruments, and Sharia-compliant alternatives to informal borrowing. These findings indicate that culturally grounded, faith-sensitive, and practice-oriented financial education can improve both knowledge and applied financial behaviour among migrant worker communities. The program offers a replicable model for diaspora-based community empowerment through mosque, community, and Muhammadiyah networks.
ANALYSIS OF PRODUCTIVE ZAKAT MANAGEMENT AND FUND DISTRIBUTION ZAKAT FOR ECONOMIC EMPOWERMENT OF MUSTAHIK AT BAZNAS BENGKULU PROVINCE Rezka Anastasha; Adi Mansah; Amir Mukadar
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 9 No. 2 (2026): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jam-ekis.v9i2.9122

Abstract

This article aims to analyze the implementation of the Zakat Maal Distribution System  at the National Zakat Agency of Bengkulu City (BAZNAS). The analysis seeks to determine whether the zakat maal distribution system  complies with Islamic Sharia principles and government regulations. This study employed field research, also known as empirical research. Data were collected through direct interviews with BAZNAS employees in Bengkulu City and several zakat recipients. The results indicate that the distribution process has been running quite well and aligns with Islamic principles as well as applicable laws and regulations in Indonesia. The National Zakat Agency (BAZNAS) of Bengkulu City has distributed zakat funds to various groups categorized as mustahik (zakat recipients), including the poor, the needy, converts to Islam, and others. The utilization of zakat funds covers various areas, such as educational assistance, business support, social aid, and healthcare. Although zakat distribution has been successful,  low public awareness remains a challenge, leading to uneven distribution. Therefore, monitoring and evaluation are essential to ensure zakat programs reach their intended beneficiaries.
ANALISIS KINERJA APARATUR DESA DALAM PENGELOLAAN ALOKASI DANA DESA (ADD) PERSPEKTIF EKONOMI ISLAM Remi Kartina; Amir Mukadar; Aan Zulyanto; Marini Marini
JURNAL MANAJEMEN MODAL INSANI DAN BISNIS (JMMIB) Vol. 6 No. 1 (2025): Juli
Publisher : Yayasan Insani Mandiri Santani

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze the performance of village officials in managing Village Fund Allocations (ADD) from an Islamic economic perspective. The performance of village officials is an important factor in achieving ADD management goals, namely improving community welfare and sustainable village development. This research uses a qualitative approach with descriptive methods, where data is obtained through interviews, observation and documentation. The research results show that the management of ADD by village officials has generally been carried out in accordance with the principles of accountability and transparency. However, there are several weaknesses, such as a lack of community participation and low understanding of village officials about the principles of Islamic economics, such as justice, efficiency and collective benefit. From an Islamic economic perspective, ADD management must be carried out by prioritizing the values ​​of trust, justice and responsibility to realize community welfare. This research concludes that optimizing the performance of village officials in managing ADD requires increasing human resource capacity, active involvement of the community, and comprehensive application of Islamic economic principles. Recommendations are given to the village government and related parties to strengthen supervision and training regarding ADD management according to Islamic values. Keywords: Village Apparatus Performance, Fund Allocation, Islamic Economics, Financial Management.
Meningkatkan Literasi Tentang Koperasi Syariah Bersama Pimpinan Daerah Aisyiyah Kota Gresik Jawa Timur Amir Mukadar; Marini Marini; Meilaty Finthariasari Meilaty Finthariasari
JURNAL ABDIMAS SERAWAI Vol. 4 No. 3 (2024): Jurnal Abdimas Serawai (JAMS)
Publisher : Program Studi Administrasi Fakultas Ilmu Sosial dan Ilmu Politik Universitas Muhammadiyah Bengkulu 

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jams.v4i3.10425

Abstract

As a pioneer of the Indonesian women's movement from time to time, the figures of 'Aisyiyah since the beginning of the movement have pioneered their work with a strong spirit of religious belief, a sincere soul, extensive knowledge and intelligence, a humble attitude, tenacity, experience, sincerity, and tireless service in the treasure trove of struggle for Islamic women. The role of 'Aisyiyah is a struggle to jihad in advancing all aspects of life through strengthening spirituality, morals, education, health, economy, social welfare, and other efforts at the community level (congregation community) spread throughout the country. Related to the strong determination and desire of the Aisyiyah Regional Leadership of Gresik City, East Java, and all its members to establish a Cooperative that operates according to the sharia system, we, the Community Service Team of the Faculty of Economics and Business, Muhammadiyah University of Bengkulu, assisted the Aisyiyah Regional Leadership of Gresik City, East Java, in providing training and outreach in the form of Community Service with the theme of increasing Literacy about Sharia Cooperatives in the Aisyiyah Regional Leadership of Gresik City, East Java. Several problems in realizing this desire are the lack of understanding of the teachers at the school about the concept and operation of Sharia Cooperatives and not knowing how to establish a Sharia Cooperative
Co-Authors Aan Zulyanto, Aan Adi Mansah Anastasha, Rezka Ayumara, Soraya Bambang Rahmanto Chairul Suhendra Damaya Sinta Dewi Sriwijayanti Dharma Setiawan Dharma Setiawan Dharma Setiawan Dinal Eka Pertiwi Eka Pertiwi, Dinal Fauziah, Fenty Finthariasari, Meilaty Hesti Setiorini Humairah, Mifta Islamuddin Islamuddin, Islamuddin Kartina, Remi Katra Pramadeka Khairul Bahrun Khairul Bahrun Lisdayanti, Septina Margaretha, Vidia Marini Marini Marini . Marini Marini Marini Marini Maya Astrining Dewi Meilaty Finthariasari Meilaty Finthariasari Muhammad Said Romadhon Nazar Nazar Nazar, Nazar Nensi Yuniati ZS Novi Permata Novi Permata Partama Putra, Yudi Pertiwi, Dinal Eka Pitra, Ahmad Rahmanto , Bambang Remi Kartina Rezka Anastasha Rina Yuniarti, Rina Septina Lisdayanti Setiadi, Yulius Wahyu Setiawan , Dharma Setiorini, Hesti Subandrio Subandrio Subandrio, Subandrio suharmi, Suharmi Sumarlan, Ahmad Surya Adi Ummul Khair Wahidatul Aini Yuniarti Zs, Nensi Yusmaniarti Zerli Yuliardi Zuliyanto , Aan