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Determining Premium for Disaster Reinsurance Program through Supply Chain Risk Management: An Application of Peak Over Threshold (POT) Approach Sukono, Sukono; Subartini, Betty; Napitupulu, Herlina; Novitasari, Ela; Santoso, Agus; Ghazali, Puspa Liza; Saputra, Jumadil
International Journal of Supply Chain Management Vol 9, No 5 (2020): International Journal of Supply Chain Management (IJSCM)
Publisher : ExcelingTech

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59160/ijscm.v9i5.4305

Abstract

The purpose of this study is to determine the pricing (premium) for disaster reinsurance program. For those, this study uses the Peak Over Threshold (POT) approach, where the method pays attention to the pattern of heavy tail behaviour on the number of victims killed due to disaster events through extreme values with a reference value called the threshold u. The results of the analysis showed that the reinsurance premiums for flood disaster per year that must be paid by insurance company is IDR 712,008,900.50 with the maximum amount of reinsurance risk, L is IDR20,000,000,000.00, the insurance company retention, S is IDR200,000,000.00, the sensitivity minimum number of victims in one disaster event  with 5 people. In conclusion, the reinsurance premium per year that must be paid by insurance companies to reinsurance companies will be increasing when the insurance company retention S is smaller, the maximum amount of risk covered by reinsurance L is greater, and the number of victims died u decreases.
Factors Contributing to Non-performing Financing: Evidence from Islamic Banks in Malaysia before Pandemic Mohammad Zain, Eni Noreni; Ghazali, Puspa Liza; Wan Daud, Wan Mohd Nazri
International Journal of Islamic Business and Management Review Vol. 2 No. 2 (2022)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibmr.v2i2.363

Abstract

This study is going to ascertain the contributing factor of non-performing financing in Islamic banks in Malaysia. Purpose – This study aims to investigate the specific bank characteristics as well as macroeconomic variables. Methodology/approach –Twelve local Islamic banks would be the focus for this study starting from period 2009 until 2018 which are before pandemic. The annual report has been used as the primary source for the financial data. While for the macroeconomics data, DataStream database has been used. Panel data approach was used to investigate the data and all the determining factor from both factors were regressed against non-performing financing. Findings – This study found that just two bank-specific characteristics, bank size and capitalization, showed a significant negative link with non-performing financing. While the other variables from macroeconomic factors does not give any important impact on non-performing financing for the Islamic banks in Malaysia.
Incentives and Their Impact on Employee Satisfaction Iskamto, Dedi; Santosa, Budi; Juhariyah, Lohana; Ghazali, Puspa Liza
International Journal of Entrepreneurship and Business  Management Vol. 3 No. 2 (2024)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia (ADPEBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijebm.v3i2.1180

Abstract

This study aims to examine the influence of Financial Incentives, Non-Financial Incentives, and Employee Performance variables on Employee Job Satisfaction. This study uses a quantitative method where a questionnaire is used to obtain primary data, for samples taken from a private company, using simple random sampling, for data processing and hypothesis testing using SPSS version 23. It was found that it was concluded that Financial Incentives affect Employee Job Satisfaction. Non-Financial Incentives do not affect Employee Job Satisfaction. Employee Performance affects Employee Job Satisfaction. shows that Financial Incentives, Non-Financial Incentives, Employee Performance simultaneously affect Employee Job Satisfaction
Calculation of Value-at-Risk Variance-Covariance with the Approach of Simple Cash Portfolio, Factor Models and Cash Flow Ghazali, Puspa Liza; Riaman, Riaman; Ulfatmi, Ristifani
Operations Research: International Conference Series Vol. 1 No. 1 (2020): Operations Research International Conference Series (ORICS), March 2020
Publisher : Indonesian Operations Research Association (IORA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47194/orics.v1i1.20

Abstract

One way to calculate Value-at-Risk (VaR) is the variation-covariance method. The calculation of VaR covariance assumes stock data is normally distributed. The data needed to calculate VaR by the variance-covariance method is the covariance matrix of Bank Danamon and Bank Mandiri stock data. The main topics discussed in this paper are calculating VaR covariance with a simple cash portfolio approach, factor models and cash flow. For comparison of the use of the three approaches Backtesting, the backtest results indicate that the factor model is the best method.  
Arrangement of Tourist Attraction Objects and Development of the Kompos Hill Tourism Village in Bolang Village, Dayeuhluhur District, Cilacap Regency, Central Java Sugara, Sugara; Tauhid, Rijal; Missalam, Talam; Fadlur Rohman, Rivan; Fernanda Badrussalam, Rio Rizky; Ghazali, Puspa Liza; Pratiwi, Anggia Suci; Hendrawan, Budi; Mujiarto, Mujiarto
AbdimasMu UMTAS Vol. 2 No. 2 (2023): AbdimasMu UMTAS: Journal Of Community Service
Publisher : LPPM Universitas Muhammadiyah Tasikmalaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35568/9ycc5552

Abstract

 The development of a tourist village is one of the tourism developments that can introduce the potentials of a village. Good planning must be complemented by a strategy for managing tourist destinations so that it has many positive impacts and minimizes the negative impacts that may occur. This service activity was carried out on the basis of the existence of several problems faced by tourism product tourism village managers in Bolang Village, namely the lack of readiness and commitment of tourism HR as a whole. The main objective of development activities is to accelerate community empowerment and related institutions for the management of tourist villages. Community service activities are carried out using qualitative methods and followed by training to improve skills in designing packaging or tour packages. Tourism development planning in practice must pay attention to the zoning that has been arranged in a good spatial layout. Implementation of tourism village development program activities as an effort to provide an overview of management, arrangement, promotion and publication in Bolang Village. This activity received a good response from the community, village government and social institutions.
Increasing Knowledge About Hypertension Through Health Education in Nagog Hamlet, Kutaagung Village Firdaus, Aef Ridwa; Rahayu, Asri; Nopianto, Dera Trisna; AM, Deratih Fauzy; Sutarman, Frisilla Dwi; Putri Wardani, Jihan Nabilah; Ardianto, Mughty; Nuraeni, Neng Melly; Selvia, Popi; Putri Krisnadi, Sri Nur Rizki; Andriana Pratama, Widy; Falah, Miftahul; Ghazali, Puspa Liza; Pratiwi, Anggia Suci; Hendrawan, Budi; Mujiarto, Mujiarto
AbdimasMu UMTAS Vol. 3 No. 1 (2024): AbdimasMu UMTAS: Journal Of Community Service
Publisher : LPPM Universitas Muhammadiyah Tasikmalaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35568/21wz7g33

Abstract

The high cases of hypertension are a problem in Indonesia, including in Nagog Hamlet. This hypertension usually affects older people. Hypertension in the long term can cause various complications such as strokes, heart attacks, heart failure, and can even cause death. Even though there are many effective medicines available for controlling hypertension but they are still not good, therefore health education is very important to do to increase public knowledge about hypertension prevention. Health Education was carried out involving Umtas Thematic KKN students from 25 August to 03 September 2021 in Nagog Hamlet. The purpose of this research is to provide knowledge about hypertension to the people of Dusun Nagog so that they know about hypertension prevention. The method used in this study was blood pressure checks, health education followed by questions and answers and discussions with 30 respondents. By giving counseling, the respondent gets learning which results in a change from those who did not know before to know and those who did not understand to understand.
Cooperation Efforts Between Parents and Children to Improve Children's Creativity Through Creativity Week at At-Taujieh Kindergarten Harisman, Gani; Fauziah, Gaitsa; Rahmawati, Eka; Kurniasih, Sinta; Lusiyanti, Ayang; Sintia, Tia; Komala Sari, Siti Nur; F, Nanda Laelatul; Wahyuni, Ismi; Hermadianti, Nisa; Aulia R, Vina; Asyari, Utep; Syihatinal A, Ahlis; Rifaldi, Ari; Sunanih, Sunanih; Ghazali, Puspa Liza; Pratiwi, Anggia Suci; Hendrawan, Budi; Mujiarto, Mujiarto
AbdimasMu UMTAS Vol. 4 No. 1 (2025): AbdimasMu UMTAS: Journal Of Community Service
Publisher : LPPM Universitas Muhammadiyah Tasikmalaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35568/dgh1ye50

Abstract

The ability of creativity is the ability of a person to give birth to something new, both in the form of ideas and real works that are relatively different from what has existed. The purpose of this study was to determine the level of creativity of early childhood through a descriptive qualitative method in At-Taujieh Kindergarten, Sukamanah Hamlet. This research is a qualitative descriptive study involving 3 teachers, 30 parents, and 30 students in classes A and B, data collected through observation, interviews and documentation that researchers have conducted. The implementation of the research was carried out in collaboration with a teacher as a collaboration partner who assisted in the implementation of observations during the research so that indirectly research activities could be controlled. The results of this study show that in increasing creativity through qualitative descriptive methods as follows: 1) Children are able to express their imagination by making products from used materials 2) Children can change existing shapes into other forms 3) Children can work not the same as the results of their peers. 4) Children display the results of collaborative work between children and parents in fashion show activities. Children and parents are happy with this creativity week activity, children can add confidence with the work made, using existing materials. So increasing the creativity of early childhood in At-taujieh Kindergarten Sukamanah Hamlet can develop optimally.
Development of Palm Sugar Business Based on Creative Economy in Cikadu Village A, Faisal; R, Rini; Fakhri, Muhammad; M, Afta; S, Egi; N, Fikri; S M, Imelda; Hendi P; A, Rifa; H, Nissa; M, Zanet; Ghazali, Puspa Liza; Pratiwi, Anggia Suci; Hendrawan, Budi; Mujiarto, Mujiarto
AbdimasMu UMTAS Vol. 2 No. 1 (2023): AbdimasMu UMTAS: Journal Of Community Service
Publisher : LPPM Universitas Muhammadiyah Tasikmalaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35568/mwhfa540

Abstract

Palm sugar is an abundant natural resource in Cikadu Hamlet. Most of the people of Cikadu Hamlet only produce palm sugar, there is no development of palm sugar products which have great potential if they dare to start, because a market can be created. The method used for the development of the palm sugar business in Cikadu Hamlet is primary data, namely data obtained directly from informants. This study of the development strategy for the palm sugar processing industry uses a survey approach, in the form of direct observation. Collecting data in this study using literature study techniques, field observations, and interviews. Interviews were conducted with related parties. Based on research data that has been conducted by researchers, dried palm sugar brownies products can have good results in the market
The health care services quality impact on patient loyalty mediating by patient satisfaction in Jordan Alkawamleh, Salahaldeen; Ghazali, Puspa liza; Afthanorhan , Wan Mohamad Asyraf Bin Wan; Rahim, Mohamad Zulkifli Bin Abdul
Asean International Journal of Business Vol. 4 No. 2 (2025)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/aijb.v4i2.1196

Abstract

Purpose: This study seeks to highlight the significance of patient satisfaction in the connection between patient loyalty and Services Quality. Design / Methodology: A total of 357 patients from 11 government hospitals in Jordan were asked to complete questionnaires. The collected data was analyzed using Structural Equation Modeling (SEM). Findings: Findings that   providers in government hospital in Jordan are attempting to deliver well improved healthcare services to their customers. Results confirmed health services to build satisfaction and loyalty among patients. Health services quality including the factors such as reliability, assurance and tangibility are positively related with patient loyalty which is mediated through patient satisfaction.
Pengaruh Affiliate Marketing Dan Influencer Marketing Terhadap Keputusan Pembelian Pada UMKM Di Kota Medan Siahaan, Fransisca Carmelia; Ansyari, Dede; Ghazali, Puspa Liza
Community Engagement and Emergence Journal (CEEJ) Vol. 6 No. 6 (2025): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v6i6.9385

Abstract

Penelitian ini berjudul "Pengaruh Affiliate Marketing dan Influencer Marketing terhadap Keputusan Pembelian pada UMKM di Kota Medan." Rumusan Masalah yang diangkat dalam penelitian ini adalah bagaimana pengaruh affiliate marketing dan influencer marketing terhadap keputusan pembelian konsumen, khususnya pada sektor usaha mikro, kecil, dan menengah (UMKM) yang ada di Kota Medan. Latar belakang penelitian ini didorong oleh meningkatnya penggunaan media sosial dan semakin berkembangnya penggunaan strategi pemasaran digital, seperti affiliate marketing dan influencer marketing, yang diyakini dapat meningkatkan daya saing UMKM. Tujuan dari penelitian ini adalah untuk mengetahui sejauh mana pengaruh kedua jenis pemasaran digital tersebut terhadap keputusan pembelian produk UMKM di Kota Medan. Metode yang digunakan dalam penelitian ini adalah metode kuantitatif dengan pendekatan survei. Data dikumpulkan melalui penyebaran kuesioner kepada responden yang merupakan konsumen UMKM di Kota Medan. Model penelitian adalah analisis regresi berganda untuk mengetahui hubungan dan pengaruh antara variabel independen (affiliate marketing dan influencer marketing) terhadap variabel dependen (keputusan pembelian). Landasan teori yang digunakan dalam penelitian ini mencakup teori pemasaran digital dan konsep affiliate marketing serta influencer marketing.