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All Journal JURNAL LENTERA : Kajian Keagamaan, Keilmuan dan Teknologi Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JURNAL PENDIDIKAN TAMBUSAI Journal of Humanities and Social Studies Amwaluna Jurnal Ekonomi dan Keuangan Syariah Jurnal Ilmiah Edunomika (JIE) Jurnal Sains dan Teknologi Jurnal Pengabdian kepada Masyarakat Nusantara Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) JURNAL MANAJEMEN AKUNTANSI (JUMSI) Bima Journal : Business, Management and Accounting Journal Humantech : Jurnal Ilmiah Multidisiplin Indonesia Share: Jurnal Ekonomi dan Keuangan Islam Bursa : Jurnal Ekonomi dan Bisnis Journal of Islamic Economics Lariba Journal of Social Commerce Innovative: Journal Of Social Science Research Neraca Manajemen, Akuntansi, dan Ekonomi Indonesian Journal of Law and Justice Journal of Community Service (Abdisci) JIMEKA
Kamilah, Kamilah
Unknown Affiliation
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Public Health Social Sciences Other

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Journal : Journal of Social Commerce

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Islamic Financial Trust as a Moderating Force Between Development Pressures and Environmental Harm in the Age of Social Value Exchange Aini, Rija; Yafiz, Muhammad; Kamilah, Kamilah
Journal of Social Commerce Vol. 5 No. 2 (2025): Journal of Social Commerce
Publisher : Celebes Scholar pg

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56209/jommerce.v5i2.170

Abstract

This study investigates how the environmental consequences of economic growth and urbanization are shaped by the ethical configuration of financial systems rather than by growth patterns alone. Using data from Indonesia between 2018 and 2023, the research employs moderated regression analysis to examine the role of Islamic finance as a relational mechanism that influences how developmental pressures are absorbed or amplified within ecological systems. The findings indicate that both economic growth and urbanization contribute significantly to environmental degradation. However, when Islamic financial principles are present, the nature of these contributions shifts in important ways. Rather than functioning solely as a funding mechanism, Islamic finance appears to guide behavioral choices by embedding capital within a value system that prioritizes long-term responsibility, fairness in allocation, and sensitivity to collective outcomes. This moderating role reflects not only statistical interaction but a broader shift in how economic and spatial expansion are governed. Sustainability, in this framework, is not treated as an external target but as an internal property of how trust, legitimacy, and environmental ethics are encoded into financial decisions. The study offers a new lens through which the link between development and environmental harm can be understood as contingent upon the normative frameworks that regulate how value is created, exchanged, and sustained.
Emotional Triggers and Self-Control in Digital Consumption within Islamic Communities Amelia, Riska; Yafiz, Muhammad; Kamilah, Kamilah
Journal of Social Commerce Vol. 5 No. 3 (2025): Journal of Social Commerce
Publisher : Celebes Scholar pg

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56209/jommerce.v5i3.175

Abstract

This study explores the psychological and spiritual dynamics underlying impulsive buying behavior within Islamic educational communities, focusing on how emotional triggers interact with financial literacy, platform trust, lifestyle orientation, and the use of financial technology. Drawing from a sample of teachers and staff in two pesantren in North Sumatra, the research applies Partial Least Squares Structural Equation Modeling to test a model that includes fear of missing out as a key emotional predictor, and self-control as both a direct influence and a moderating mechanism. The findings reveal that among all variables tested, only fear of missing out exerts a statistically significant effect on impulsive buying. Other factors such as Islamic financial literacy, fintech usage, trust, and lifestyle show no direct influence, highlighting the limited behavioral power of cognitive or infrastructural preparedness when emotional pressure dominates the decision-making process. Self-control emerges as a critical behavioral firewall, directly reducing impulsive tendencies and weakening the emotional force of fear of missing out. These results underscore a growing behavioral dissonance between ethical intention and digital action. They suggest that Islamic financial education must evolve beyond informational delivery to include the cultivation of emotional regulation, ethical habit, and behavioral resilience. In a commerce environment increasingly governed by acceleration and visibility, the preservation of Sharia-compliant financial behavior will depend less on what individuals know and more on how they manage what they feel and how they pause before they act.
Co-Authors Aini, Rija Aisyah Fithri Musfirah Aura, Ismi Bi Rahmani, Nur Ahmadi Br.Sitepu, Lia Eriska Chuzaimah Batubara Eko Sumartono, Eko Fahmi, Teguh Faradilla, Putri Hasanah, Aulia Hidayani, Sandra Huwaidaa, Nabiilah Juliana Nasution Karina, Siska Lantika, Virda Lubis, Muhammad Azizi Akbar Masitoh, Husnud Do’a Muhammad Andre Wardhana Muhammad Ramadhan Muhammad Yafiz, Muhammad NABILA, MUTIARA Nasution, Inayatul Widad Nasution, Nina Andriany Nurhayani nurhayani Nursantri Yanti Nurul Husna Nurul Jannah Pane, Dini Azlina Parwito Parwito, Parwito Putri Agustina Rahmi Syahriza, Rahmi Ramadhani, Annisa Putri Reksa, Muhammad Angga Retnawati Siregar Rifana, Muhammad Rifqi, Moch Rizfani Riska Amelia Saparuddin Siregar Saputra, Julfan Sasmita, Riza Sa’diyah, Halimatus Sri Mulyani Syadat, Muhammad Anwar Tambunan, Khairina