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All Journal JAM : Jurnal Aplikasi Manajemen Jurnal Manajemen Teori dan Terapan JRA: Jurnal Riset Akuntansi Jurnal Pemberdayaan Masyarakat Indonesia (JPMI) International Journal of Entrepreneurship, Business, and Creative Economy Jotika Journal in Management and Entrepreneurship Southeast Asian Business Review Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Journal of Community Empowerment Jurnal Komunikasi dan Ilmu Sosial Senadika
Khaira, Nurul
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Pengaruh Religiositas, Keluarga, dan Digital Payment terhadap Minat dan Keputusan Berzakat di LazisMu Utami, Budi Barata Kusuma; Khaira, Nurul; Malahati, Fildzah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 2 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i2.11149

Abstract

This study examines the influence of religiosity, family support, and digital payment on zakat intention and decision among Muzakki of LazisMu. Using the Theory of Planned Behavior as the conceptual framework, this research positions intention as a mediating variable that explains the transition from psychological and situational factors to actual zakat-paying behavior. A quantitative approach with a survey method was employed, involving 356 respondents who had previously paid zakat through LazisMu and were familiar with digital payment systems. Data were collected using a structured questionnaire with a five-point Likert scale and analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM). The results indicate that religiosity, family, and digital payment have a significant positive effect on zakat intention. Furthermore, digital payment and zakat intention significantly influence zakat decision. The mediation analysis confirms that zakat intention significantly mediates the relationship between digital payment and zakat decision. These findings suggest that technological convenience not only directly encourages zakat payment decisions but also indirectly strengthens them by increasing individual intention. This study contributes theoretically by reinforcing the role of intention in zakat behavior and practically by providing insights for zakat institutions, particularly LazisMu, to optimize zakat collection strategies through strengthening religiosity values, family-based socialization, and digital payment innovation.
Co-Authors Aditiani, Clarisa May Afifah, Annisa Nur Amelia, Ratri Andhy Setyawan, Andhy Andita Sayekti Anggraini Sukmawati Barinta, Dunga Dwi Chorry Sulistyowati, Chorry Dian Ekowati Djayapranata, Grace Felicia Elsa Yustika Putri Kartika, Nurullaily Malahati, Fildzah Musthofa, Zainul Nuri Herachwati Praptini Yulianti, Praptini Puput Tri Komalasari Qalby, Zahrin Haznina Saputra, Farhan Saputra, Raihan Solly Aryza Sony Kusumasondjaja Sri Gunawan Sulistyawati, Chorry Sumaryanto Sumaryanto, Sumaryanto Tri Siwi Agustina Tuwanku Aria Auliandri, Tuwanku Aria Utami, Budi Barata Kusuma Yetty Dwi Lestari Yuningsih, Yuyun Yunus Triyonggo, Yunus