Garuda - Garba Rujukan Digital

THE INFLUENCE OF EXTERNAL FACTORS ON ENTREPRENEURIALLY-ORIENTED E- COMMERCE ADOPTION IN MSMES: A CASE STUDY OF BALE BERDAYA SUMBAWA Meisyaqia, Dira; Ariani, Zaenafi; Nur’aini, Nur’aini; Mukhlishin, Mukhlishin
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 5 No. 3 (2025): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v5i3.4191

This study investigates the influence of external factors on the adoption of entrepreneurially- oriented e-commerce among micro, small, and medium enterprises (MSMEs) of Bale Berdaya Sumbawa. Using a quantitative method with a sample of 100 MSME owners, data were collected through structured questionnaires and analyzed using multiple linear regression. The results show that external factors have a significant positive effect on entrepreneurially-oriented e-commerce adoption (p < 0.05), explaining 52.3% of the variance (R² = 0.523). Among the external factors examined, market demand and technological infrastructure demonstrated the strongest effects, with standardized beta coefficients of 0.421 and 0.367, respectively. These findings contribute theoretically by extending the understanding of e-commerce adoption through the lens of entrepreneurial orientation, highlighting how external stimuli interact with entrepreneurial behavior in digital contexts. Practically, the study offers actionable insights for policymakers, business support organizations, and digital platform providers to design interventions that enhance MSME competitiveness through targeted e-commerce strategies

Peningkatan Literasi Riset dan Publikasi Ilmiah Bagi Mahasiswa Program Lulus Tanpa Skripsi di Fakultas Agama Islam Syaharuddin, Syaharuddin; Mukhlishin, Mukhlishin; Muhirdan, Muhirdan; Hayati, Mardiyah; Husnan, Husnan; Nurjannah, Nurjannah
Jurnal Medika: Medika Vol. 4 No. 4 (2025)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/7e5nnt94

Kebijakan Kampus Merdeka yang memberikan alternatif kelulusan tanpa skripsi menuntut mahasiswa untuk menghasilkan luaran akademik setara, seperti publikasi ilmiah. Namun, rendahnya literasi riset dan kemampuan penulisan ilmiah masih menjadi tantangan utama bagi mahasiswa Fakultas Agama Islam (FAI). Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan literasi riset dan keterampilan publikasi ilmiah mahasiswa melalui pelatihan berbasis workshop interaktif. Peserta kegiatan berjumlah 45 mahasiswa yang tergabung dalam Kelas Riset Program Lulus Tanpa Skripsi. Materi pelatihan meliputi konsep dasar penelitian, struktur artikel model IMRAD, pemanfaatan database pengindeks internasional (ScienceDirect, Emerald Insight, PubMed, DOAJ, dan Sinta), serta etika publikasi ilmiah. Evaluasi dilakukan menggunakan angket skala Likert dengan tujuh indikator. Hasil menunjukkan rata-rata tingkat pemahaman peserta sebesar 81,13%, dengan nilai tertinggi pada aspek etika publikasi dan motivasi menulis (88,37%), serta terendah pada kemampuan menelusuri referensi ilmiah (71,16%). Temuan ini menunjukkan bahwa pelatihan berhasil meningkatkan kesadaran riset dan kompetensi akademik mahasiswa, meskipun masih diperlukan pendampingan berkelanjutan untuk penguatan literasi digital dan akses referensi ilmiah. Program ini diharapkan menjadi model penguatan budaya riset di lingkungan Fakultas Agama Islam dalam mendukung implementasi Kampus Merdeka berbasis luaran publikasi ilmiah.

Impact of Fintech and Risk Management on The Sustainability Performance of MSMEs (Micro, Small and Medium Enterprises) Safira, Safira; Agustina, Ahadiah; Hidayanti, Nur Fitri; Mukhlishin, Mukhlishin
EQUITY Vol 28 No 1 (2025): EQUITY
Publisher : Department of Accounting, Faculty of Economics and Business, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34209/equ.v28i1.10160

This study aims to analyse the impact of Fintech and Risk Management on the Sustainability Performance of MSMEs in Mataram City. Using a quantitative approach, this study involved 100 MSMEs that have adopted Fintech services in the sub-district cakranegara and sub-district mataram areas. Data was collected through a 5-point Interval scale-based questionnaire and analysed using multiple linear regression with SPSS software version 22. The results showed that Fintech has a significant effect of 27.8% on MSME Sustainability Performance, while Risk Management has a significant effect of 53%. These findings highlight the importance of digital financial literacy and strategic risk management implementation in supporting MSME business sustainability. This research recommends MSME players to optimally utilise Fintech services and implement structured risk management. In addition, government policies are expected to facilitate digital financial literacy training and provide technical guidance on risk management for MSMEs. With this approach, Fintech will not only improve MSME competitiveness but also strengthen their business sustainability in the digital economy era. Keywords: Financial Technology (Fintech); Risk Management; Sustainability Performance MSMEs.

Impact of Fintech and Risk Management on The Sustainability Performance of MSMEs (Micro, Small and Medium Enterprises) Safira, Safira; Agustina, Ahadiah; Hidayanti, Nur Fitri; Mukhlishin, Mukhlishin
EQUITY Vol 28 No 1 (2025): EQUITY
Publisher : Department of Accounting, Faculty of Economics and Business, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34209/equ.v28i1.10160

This study aims to analyse the impact of Fintech and Risk Management on the Sustainability Performance of MSMEs in Mataram City. Using a quantitative approach, this study involved 100 MSMEs that have adopted Fintech services in the sub-district cakranegara and sub-district mataram areas. Data was collected through a 5-point Interval scale-based questionnaire and analysed using multiple linear regression with SPSS software version 22. The results showed that Fintech has a significant effect of 27.8% on MSME Sustainability Performance, while Risk Management has a significant effect of 53%. These findings highlight the importance of digital financial literacy and strategic risk management implementation in supporting MSME business sustainability. This research recommends MSME players to optimally utilise Fintech services and implement structured risk management. In addition, government policies are expected to facilitate digital financial literacy training and provide technical guidance on risk management for MSMEs. With this approach, Fintech will not only improve MSME competitiveness but also strengthen their business sustainability in the digital economy era. Keywords: Financial Technology (Fintech); Risk Management; Sustainability Performance MSMEs.

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