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All Journal Jurnal Manajemen Bisnis DERIVATIF YUME : Journal of Management BALANCE Jurnal Akuntansi dan Bisnis Jurnal Ilmiah Edunomika (JIE) International Journal of Economics Development Research (IJEDR) Journal of Vocational Education Studies East Asian Journal of Multidisciplinary Research (EAJMR) Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) Journal of Accounting and Finance Management (JAFM) SENTRI: Jurnal Riset Ilmiah Asian Journal of Management Analytics International Journal of Business and Applied Economics (IJBAE) Jurnal Manajemen Bisnis, Akuntansi dan Keuangan Tanjungpura Legal Review
Purnadi, Purnadi
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Aerospace Engineering Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Factors Affecting Personal Financial Management Salsabilla, Syaefa Intan; Tubastuvi, Naelati; Purnadi, Purnadi; Innayah, Maulida Nurul
Jurnal Manajemen Bisnis Vol. 13 No. 1: March 2022
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/mb.v13i1.13489

Abstract

Research aims: This study aims to analyze the effect of financial education in the family, financial literacy, peers, and a hedonism lifestyle on personal financial management. Design/Methodology/Approach: Based on Roscoe's calculations, 100 respondents were sampled. The results of the analysis show that financial education in the family do not affect students personal financial management. The population in this study were undergraduate students of the Faculty of Economics and Business, University of Muhammadiyah Purwokerto, Jenderal Soedirman University, and State Islamic University of Saifuddin Zuhri class of 2018-2020. The sample selection in this study used a purposive sampling technique. Research findings: The results of the analysis show that financial education in the family do not affect students personal financial management. Meanwhile, financial literacy, peers, and hedonism lifestyle have a positive effect on students personal financial management. Theoritical contribution/Originality: This study uses the theory of planned behavior, which in this theory states that there are three factors that influence this theory, namely 1) attitude towards behavior, 2) subjective norm, and 3) perceived behavioral control. This study gives contribution to manage personal management.Practitioner/Policy implication: Practically, this research implies the importance of managing personal finances so as to avoid consumptive behavior. Research limitation/Implication: Limitations in this study are the results of R2 of 46%, which means that the variables studied are good enough to influence the personal financial management of students and also this research is only in 1 faculty with a sample of 100.
Co-Authors Agung Miftahuddin, Muchammad Ahmad Afif Ahmad Rodoni Akhmad Darmawan Aryoko, Yudhistira Pradhipta Aryoko, Yudistira Pradipta Asy-Syifa, Muhammad Rasyid Azizah, Lisda Fathul Bagis, Fatmah Budi Santosa Budi Santosa Erny Rachmawati Fadzilah, Rizqiya Nur Febrianti, Esa Rahmah Haryanto, Totok Hengky Widhiandono, M.Si. S.E. Herlina Herlina Hermin Endratno Herni Justiana Astuti Kharismasyah, Alfato Yusnar Maharani, Adinda Safirah Maulida Nurul Innayah Mawaddah, Apriani Mega Fitri Hertini Mufraini, M. Arief Naelati Tubastuvi Prasetyo, Rizki Galih Pratama, Bintang Rizki Putragita, Yudhistira Putri Utami, Cahya Putri, Mustikaningrum Dewanti Radani, Abrar Syarom Rahayu, Ega Yufitra Randikaparsa, Irawan Restu Frida Utami Rifai, Fredi Maulana Rifai Rizqullah, Naufal Arkan Salsabilla, Syaefa Intan Saputra, Raji Sunardi Sunardi Suyoto Suyoto Titi Dewi Warninda Totok Haryanto Tri Kuat, Tri Tri Septin Muji Rahayu, Tri Septin Utami , Restu Frida Wida Purwidianti Widyaningtyas, Dian