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Journal : Madani: Multidisciplinary Scientific Journal

Transformasi Teknologi Blokchain Dalam Sistem Keuangan Syariah Pada Bank Syariah Indonesia KC Msakassar Sulawesi Selatan (Perspektif Fikih Muamalat) Muhajir, Ahmad; Lutfi, Mukhtar; M, Misbahuddin; Haddade, Abdul Wahid; Syatar, Abd
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 1 (2025): February
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14771226

Abstract

This study aims to examine the transformation of blockchain technology within the Islamic financial system at Bank Syariah Indonesia, Makassar Branch, South Sulawesi (from the perspective of fiqh muamalat). The specific objectives of this research are: 1) To analyze the presence and application of blockchain technology in Indonesia's Islamic financial system. 2) To explore the perspective of Fiqh Muamalat regarding the feasibility of utilizing blockchain technology in the Islamic financial system. 3) To identify opportunities and challenges in implementing blockchain technology within the Islamic financial sector. This research employs a qualitative method with a descriptive approach. The findings indicate that: 1) Blockchain has the potential to enhance efficiency, transparency, and reliability in financial systems; however, its implementation in the Islamic sector is hindered by unclear regulations and the necessity to adhere to Sharia principles. 2) The perspective of fiqh muamalat at Bank Syariah Indonesia Makassar recognizes blockchain's potential to support Islamic finance, provided it is designed in compliance with Sharia values. 3) Blockchain technology offers opportunities such as increased transparency, efficiency, financial inclusion, and innovation in Islamic financial products, while its challenges include regulatory readiness, infrastructure development, resistance to change, and data security and privacy.
Digital Fiqh: Contextualizing Digital Media (The Law of AI and Big Data) R, Rahmatullah; Haddade, Abdul Wahid; P, Patimah
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 12 (2026): January
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.18131939

Abstract

The development of digital technology has given rise to various new phenomena in the social, economic, and religious lives of Muslims. This condition calls for a methodological renewal in understanding Islamic law that is adaptive to changing times. This article discusses the reconstruction of digital fiqh as an effort to apply the principle of ta?b?q al-a?k?m ‘al? al-naw?zil (the application of legal rulings to new issues), grounded in naql? (textual) evidence, ‘aql? (rational) reasoning, and ijtih?diyyah legal maxims. The study finds that the conceptual foundation of digital fiqh encompasses the values of trustworthiness (am?nah), responsibility, and the prohibition of causing harm to others, as emphasized in the Qur’an and the Sunnah. The contextualization of digital fiqh is divided into four main areas: fiqh al-ma‘l?m?t (fiqh of information), fiqh al-mu‘?mal?t al-raqmiyyah (fiqh of digital transactions), fiqh al-da‘wah al-raqmiyyah (fiqh of digital da‘wah), and fiqh al-akhl?q al-raqmiyyah (fiqh of digital ethics). U??l? and maq??id? approaches are employed to ensure that the principles of ?if? al-d?n, al-‘aql, al-m?l, al-nafs, and al-‘ir? are preserved in cyberspace. The main challenges faced include epistemological, methodological, and practical issues in establishing new technology-based legal rulings. This article recommends integration between Islamic scholars, IT experts, and regulators; the development of a digital fiqh curriculum in Islamic educational institutions; and the formulation of a codified Digital Media Fiqh as a guide to cyber ethics for Muslims.