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PAYLATER TRANSACTIONS IN INDONESIAN E-COMMERCE: SHARIA BUSINESS PERSPECTIVE Wahyudi, Tri Nur; Muhammad Sholahuddin; Henri Dwi Wahyudi; Muhammad Amir Anshori; Nur Ahmad; Sri Padmantyo; Imronudin
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 1 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v9i1.16490

Abstract

Engaging in financial transactions (muamalah) must adhere to sharia principles to ensure ethical and just practices, particularly in modern innovations such as PayLater systems. This study aims to analyze the alignment of PayLater transactions on Indonesian e-commerce platforms with sharia business principles. The research adopts a qualitative design with literature study approach. Data were collected through documentation methods, including journals, articles, and websites. The analysis was conducted using the Miles and Huberman model, involving three stages: data reduction, data display, and conclusion drawing. The findings indicate that PayLater transactions in Indonesian e-commerce platforms are largely inconsistent with sharia business principles. These inconsistencies include the presence of riba (usury) in the form of interest-based charges, gharar (uncertainty) in unclear contractual terms, violations of ba’i (trade ethics), and a lack of fairness in penalty structures. The study highlights the need for reforming PayLater systems to ensure compliance with Islamic principles and foster ethical financial practices.
IMPLEMENTASI PEMBELAJARAN IPA BERBASIS STEM DAN PROJECT BASED LEARNING (PjBL) DALAM KURIKULUM MERDEKA UNTUK MENINGKATKAN HASIL BELAJAR SISWA KELAS V SDN MRAWAN 01 Arista Eka Kumalasari; Defi Shofiyani; Fayza Dwi Ega Leonida; Febrianti Dwi Anggita; Nanda Tiara Putri; Nur Ahmad
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 02` (2025): Volume 10 No. 2 Juni 2024 In Built
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v9i2.16021

Abstract

Pembelajaran Ilmu Pengetahuan Alam adalah salah satu cara efektif untuk memicu kreativitas peserta didik. Dalam upaya peningkatan pemahaman dan minat belajar peserta didik pada materi air dan sumber daya alam melalui penjernihan air sederhana maka diterapkan model pembelajaran Project based learning berdasar Science, Technology, Engineering, and Mathematics untuk menciptakan sistem belajar terpadu karena keempat komponennya dibutuhkan untuk menyelesaikan masalah secara bersamaan. Project based learning merupakan suatu model pembelajaran bertujuan untuk memecahan masalah. Pendidikan berbasis STEM bertujuan mengembangkan pengetahuan di bidang sains, teknologi, teknik, dan matematika, untuk mengasah keterampilan penting seperti investigasi ilmiah, komunikasi, kolaborasi, kreativitas dan berpikir kritis. Penggunaan pendekatan kuantitatif dalam penelitian ini untuk mengetahui nilai pretest dan posttes sebagai hasil penelitian, sedangkan jenis penelitian yang digunakan yaitu kuasi eksperimen menggunakan tes. Nilai pretest dan posttest siswa digunakan sebagai acuan untuk mengukur pemahaman dan keefektifan penerapan Project based learning berbasis STEM mengenai eksperimen penyaringan air sederhana dengan membandingkan hasil dari nilai pretest dan posttest. Dengan menggunakan model pembelajaran project based learning, diketahui terjadi peningkatan pada hasil kegiatan belajar dan aktivitas siswa. Produk dari penelitian diperoleh melalui nilai posttest siswa di kelas kontrol dan eksperimen. Perbedaan terlihat cukup signifikan antara kelas kontrol dan kelas eksperimen. Peningkatan hasil belajar terjadi pada kelas eksperimen yang menerapkan model Project based learning berbasis STEM.
The Role of the Menara Kudus Mosque in Promoting Religious Moderation in Society Nur Ahmad; Hidayati, Nurul
Journal of Community Development and Disaster Management Vol. 7 No. 2 (2025): Journal of Community Development and Disaster Management
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jcd.v7i2.9341

Abstract

Research on religious tourism in Indonesia has predominantly focused on socio-economic impacts and destination governance. However, scholarly attention that links religious tourism management with the cultivation of religious moderation values remains relatively limited, particularly in historically significant religious sites such as the Menara Kudus Mosque complex. This study seeks to explore the management practices of religious tourism at the Menara Kudus Mosque and to examine how these practices contribute to fostering values of religious moderation among pilgrims and the surrounding community. This research employs a qualitative descriptive method, with the study conducted in the Menara Kudus Mosque complex, including the Menara Kudus area and the tomb of Sunan Kudus. The participants of this study consist of foundation administrators, religious leaders, local traders, pilgrims, and residents living around the site. Data collection was carried out through in-depth interviews, direct observation in the field, and documentation. The collected data were then analyzed using an interactive analysis model consisting of data reduction, data display, and conclusion drawing. To ensure the credibility of the findings, data validity was examined through source triangulation and methodological triangulation. The findings indicate that religious tourism management at the Menara Kudus Mosque is implemented through a balanced integration of sacred religious functions, preservation of cultural heritage, and local economic activities. This integrated management approach creates a conducive environment for spiritual reflection while maintaining social harmony in the surrounding community. Furthermore, the values of religious moderation are reflected in several aspects, including the architectural acculturation of the mosque complex, the management of religious traditions, and socio-religious practices that promote tolerance and respect for diversity. These values are closely connected to the historical legacy of Sunan Kudus' preaching, which emphasized cultural accommodation and harmonious coexistence. This study highlights the strategic role of religious tourism in supporting sustainable religious moderation education. In addition, the findings may serve as a reference for tourism managers and policy makers in formulating religious destination management strategies that uphold religious values while also contributing to community welfare.