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All Journal JAM : Jurnal Aplikasi Manajemen Jurnal Pengabdian Kepada Masyarakat (Indonesian Journal of Community Engagement) Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT Jurnal Ekonomi Pembangunan STIE Muhammadiyah Palopo Equilibrium: Jurnal Ilmiah Ekonomi, Manajemen dan Akuntansi Syntax Literate: Jurnal Ilmiah Indonesia Dinamisia: Jurnal Pengabdian Kepada Masyarakat Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Jurnal Manajemen Strategi dan Aplikasi Bisnis EKUITAS (Jurnal Ekonomi dan Keuangan) Jurnal Abdimas PHB : Jurnal Pengabdian Masyarakat Progresif Humanis Brainstorming EAJ (ECONOMICS AND ACCOUNTING JOURNAL) ACCOUNTHIK : Journal of Accounting and Finance International Journal of Business Studies JIEB : Jurnal Ilmiah Ekonomi Bisnis Riset: Jurnal Aplikasi Ekonomi Akuntansi dan Bisnis Yumary: Jurnal Pengabdian kepada Masyarakat Lumbung Inovasi: Jurnal Pengabdian Kepada Masyarakat ABDI MOESTOPO: Jurnal Pengabdian pada Masyarakat Journal of Sustainable Community Development (JSCD) Studi Ilmu Manajemen dan Organisasi Shafin: Sharia Finance and Accounting Journal International Journal of Social Service and Research Jurnal Manajemen Dan Bisnis Jurnal Akuntansi dan Keuangan Aptekmas : Jurnal Pengabdian Kepada Masyarakat Jurnal Ekonomika dan Manajemen Jurnal Manajemen dan Perbankan (JUMPA) AKUNSIKA: Jurnal Akuntansi dan Keuangan JAMAIKA: Jurnal Abdi Masyarakat Profit: Jurnal Manajemen, Bisnis dan Akuntansi Journal of Management and Social Sciences Jurnal Pendidikan dan Pengabdian Masyarakat Jurnal bintang manajemen Jurnal Nusantara Mengabdi Jurnal Riset Manajemen Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan Jurnal Ekonomi Bisnis Manajemen dan Akuntansi (Jebisma) Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Jurnal Inovasi Manajemen, Kewirausahaan, Bisnis dan Digital JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Jurnal Manajemen Kewirausahaan dan Teknologi Pajak dan Manajemen Keuangan Global Leadership Organizational Research in Management Indonesian Journal of Emerging Trends in Community Empowerment
Retno Fuji Oktaviani
Universitas Budi Luhur
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Analisis Kinerja Keuangan Menggunakan Metode Altman Z-Score terhadap Harga Saham: (Studi Empiris pada Perusahaan Subsektor Perbankan yang Terdaftar di Bursa Efek Indonesia Periode 2019-2023) Rani Hairunnisa Rahmawati; Retno Fuji Oktaviani
Global Leadership Organizational Research in Management Vol. 2 No. 4 (2024): Global Leadership Organizational Research in Management
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/glory.v2i4.1710

Abstract

Share prices experience fluctuations that occur every year in banking companies listed on the Indonesia Stock Exchange in the 2019-2023 period. This research aims to determine the effect of Working Capital to Total Assets, Retained Earnings to Total Assets, Earnings Before Interest and Taxes to Total Assets, and Market Value Equity to Total Liabilities on Share Prices in Banking Companies listed on the Indonesia Stock Exchange for the 2019-2023 period. . The population of the Indonesian Stock Exchange is 47 companies. The samples taken in this research were 9 banking companies using purposive sampling technique. The analytical tool used is multiple linear analysis which was tested using Statistical Product and Service Solution (SPSS) version 26. The results of this research show that Working Capital to Total Assets has a negative effect on Stock Prices, Retained Earning to Total Assets has a positive effect on Stock Prices , while Earnings Before Interest and Taxes to Total Assets and Market Value Equity to Total Liabilities have no effect on share prices.
Pengaruh Struktur Aktiva, Current Ratio, Ukuran Perusahaan, dan Pertumbuhan Penjualan terhadap Struktur Modal: (Studi Empiris pada Perusahaan Manufaktur Sub Sektor Peralatan Rumah Tangga di Bursa Efek Indonesia Peridoe 2019-2023) Chyntia Chantikaruby; Retno Fuji Oktaviani
Lokawati : Jurnal Penelitian Manajemen dan Inovasi Riset Vol. 3 No. 2 (2025): Jurnal Penelitian Manajemen dan Inovasi Riset
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/lokawati.v3i2.1639

Abstract

This study aims to determine the Influence of Asset Structure, Current Ratio, Firm Size and Sales Growth Relative to the Company's Capital Structure. The research population is a household appliance sub-sector manufacturing company listed on the Indonesia Stock Exchange. Sample selection using Purposive Sampling. The research period is 2019-2023. The data analysis technique used is multiple linear regression processed with IBM programs Statistical Package for Social Science (SPSS) Version 26. The results of the study show that the Asset Structure and Current Ratio have a negative and significant effect on the Capital Structure. Company Size and Sales Growth have no effect on the Capital Structure.
Pengaruh Modal Kerja, Biaya Produksi, Penjualan dan Total Hutang Terhadap Laba Bersih Perusahaan: Studi Empiris pada Perusahaan Manufaktur Sub Sektor Makanan dan Minuman yang Terdaftar di Bursa Efek Indonesia Tahun 2019-2023 Rika Aprianti; Retno Fuji Oktaviani
Profit: Jurnal Manajemen, Bisnis dan Akuntansi Vol. 4 No. 2 (2025): Profit : Jurnal Manajemen, Bisnis dan Akuntansi
Publisher : UNIVERSITAS MARITIM AMNI SEMARANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/profit.v4i2.3068

Abstract

This research aims to determine the effect of Working Capital, Production Costs, Sales and Total Debt on Net Profit in Food and Beverage Sub-Sector Manufacturing Companies Listed on the Indonesia Stock Exchange for the 2019-2023 Period. The type of research used is quantitative using secondary data, namely financial reports. The sampling technique used was purposive sampling. Of the 95 companies, only 24 companies met certain criteria. The analysis model used is multiple linear regression analysis which was tested with IBM Statistics Product and Solution (SPSS) Version 25. The research results show that partially Working Capital has a positive and significant effect on Net Profit. Production and Sales Costs do not have a significant effect on Net Profit. Total Debt has a positive and significant effect on Net Profit.
PENGARUH CASH RATIO, DEBT TO EQUITY RATIO, TOTAL ASSET TURN OVER DAN PERTUMBUHAN PENJUALAN TERHADAP RETUREN ON EQUITY (Studi Empiris Pada Perusahaan Sub Sektor Farmasi Yang Terdaftar Di Bursa Efek Indonesia Periode 2018-2022) Adzhari, Putri; Oktaviani, Retno Fuji
Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan Vol. 1 No. 3 (2024): Maret
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59407/jakpt.v1i3.460

Abstract

This study aims to analyze Cash Ratio, Debt to Equity Ratio, Total Asset Turn Over and Sales Growth on Return On Equity in Pharmaceutical Sub-Sector Companies Listed on the Indonesia Stock Exchange for the period 2018-2022. This research is a quantitative study using purpose sampling technique in determining the sample, and obtained 11 companies from 12 companies. The analysis model used in this research is multiple linear regression models. The results of this study indicate that Cash Ratio, Debt to Equity Ratio, and Total Asset Turn Over have a significant effect on Return On Equity, while Sales Growth has no effect on Return On Equity.
Pengaruh Kemudahan Penggunaan, Kegunaan, Persepsi Risiko, Dan Kenyamanan Terhadap Sikap Konsumen Dalam Belanja Online Niazi, Hakam Ali; Retno Fuji Oktaviani
Jurnal Bintang Manajemen Vol. 1 No. 4 (2023): Desember : Jurnal Bintang Manajemen
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jubima.v1i4.2264

Abstract

This study aims to determine: (1) the effect of ease of use on consumer attitudes in online shopping at online Lazada.com stores, (2) the effect of usability on consumer attitudes in online shopping at Lazada.com online stores, (3) the effect of risk perception on consumer attitudes in online shopping at online stores at Lazada.com, (4) the influence of convenience on consumer attitudes in online shopping at online Lazada.com stores, and (5) the influence of ease of use, usability, risk perception and convenience on consumer attitudes in online shopping at Lazada.com online store. The population in this study are internet users in Tangerang. The sampling technique used in this study was purposive sampling with a sample size of 200 people. The data collection technique uses a questionnaire that has been tested for validity and reliability. The analysis technique used is multiple regression. The results show that: (1) there is a positive effect of ease of use on consumer attitudes in online shopping, (2) there is a positive effect of usefulness on consumer attitudes in online shopping (3) there is a positive effect of risk perception on consumer attitudes in online shopping (4) there is a positive influence of convenience on consumer attitudes in online shopping.
INDULA Initiative: Advancing Sustainable Development in Mekarwangi Village, Tangerang Oktaviani, Retno Fuji; Ekawanti, Wahyumi; Rahayu, Sri; Anwar, Syaiful
Jurnal Pengabdian kepada Masyarakat (Indonesian Journal of Community Engagement) Vol 11, No 1 (2025): March
Publisher : Direktorat Pengabdian kepada Masyarakat Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/jpkm.100810

Abstract

The INDULA (Inovasi Daur Ulang Sampah/Waste Recycling Innovation) program for sustainable development in Mekarwangi Village was initiated to address the growing volume of waste and the community’s limited knowledge of waste management. These challenges negatively impacted the environment and public health, necessitating efforts to educate residents on the importance of recycling. The program employed a structured methodology encompassing preparation, implementation, and evaluation stages. Participants were selected using purposive sampling, focusing on individuals directly affected by the waste management issues. Data collection utilized pre-test and post-test instruments to assess program impact. The analysis revealed significant changes before and after program implementation. Initially, 75% of household waste in the village underwent no sorting, and only 20% of respondents had basic knowledge of recycling. The community also lacked recycling skills and access to markets for recycled products. Following the program, at least 80% of participants understood the importance of recycling and its practical applications. Housewives and youth began creating innovative products from waste, with 50 individuals trained to produce items of economic value. Recycled products were introduced to local markets and e-commerce platforms, leading to a 20% increase in local economic income within three months of training. Additionally, the village established a more structured waste management system, reducing landfill waste by up to 50%. This program demonstrated a measurable positive impact on community awareness, skill development, and local economic growth.
The Effect of Key Financial Indicators on Bank Profitability Mulyani, Rita; Oktaviani, Retno Fuji; Fauziyah, Nurul Khansa
Shafin: Sharia Finance and Accounting Journal Vol. 5 No. 1 (2025)
Publisher : Institut Agama Islam Negeri (IAIN) Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/sfj.v5i1.18132

Abstract

Banking companies experienced fluctuations in average profitability during the 2019-2023 period. This study aims to analyze the effects of Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR) and Firm Size on profitability. The research employs a quantitative method using secondary data collected from the Indonesia Stock Exchange and Bank Indonesia websites. The population of the study includes banking sub-sector companies listed on the Indonesia Stock Exchange from 2019 to 2023. The sample was selected using a purposive sampling technique, resulting in 20 companies as the sample. Hypothesis testing was conducted using multiple linear regression analysis with the assistance of the Statistical Package for the Social Sciences (SPSS) software. The findings reveal that the Capital Adequacy Ratio (CAR) and Firm Size (FS) have no effect on profitability, while Non-Performing Loan (NPL) and Loan to Deposit Ratio (LDR) significantly influence profitability.
Peningkatan Literasi Lingkungan pada Siswa di Sekolah Dasar Guna Membangun Generasi Cerdas Iklim Rahmat, Hayatul Khairul; Niazi, Hakam Ali; Oktaviani, Retno Fuji; Veronika, Nina; Arif, Fadli; Syah, Nurhasan
Indonesian Journal of Emerging Trends in Community Empowerment Vol. 3 No. 1 (2025): Juni
Publisher : PT Hakhara Akademia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71383/ijetce.v3i1.79

Abstract

Climate change and environmental degradation are pressing global challenges that need immediate attention. One crucial step in addressing these issues is to increase awareness and knowledge about the environment among the younger generation, particularly elementary school students. Environmental literacy can help students understand environmental issues, climate change, and their impacts on their lives and the future of the planet. This article proposes a community service program aimed at improving environmental literacy among elementary school students as an effort to build a climate-smart generation. The program involves an educational and practical approach, focusing on enhancing knowledge about environmental issues, developing practical skills for environmental conservation, and instilling a sense of responsibility toward nature. It is expected that this program will contribute positively to creating a more environmentally conscious, caring, and active generation that plays a role in preserving the environment and addressing climate change in the future.
Key Drivers of Live Streaming Adoption: An Empirical Analysis Using the UTAUT Model Oktaviani, Retno Fuji
Jurnal Aplikasi Manajemen Vol. 23 No. 1 (2025)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jam.2025.023.1.06

Abstract

This study is important considering the rapid adoption of live streaming technology in the fashion industry, which has become a primary tool for boosting sales. Understanding the factors influencing fashion vendors' use of this technology is crucial, as it can help businesses and marketplace platforms design more effective and interactive marketing strategies. This study examines how behavioral intention affects the actual use of live streaming technology, while also considering the moderating role of gender in the relationships between these variables. The study adopts a quantitative approach, collecting data through a questionnaire survey. The population for this study consists of fashion vendors who actively use live streaming features on marketplaces such as Shopee, Tokopedia, and Lazada in the Tanah Abang area. Purposive sampling was employed as the sampling technique, as the study requires fashion vendors who meet specific criteria, namely, those who have used live streaming technology to sell their products on marketplaces. As a result, the sample size amounted to 211 participants. Data analysis was conducted using Partial Least Squares Structural Equation Modeling (PLS-SEM) with the assistance of SmartPLS software to test the model’s validity and the relationships between variables. The findings show that trust significantly affects performance expectancy and effort expectancy. Both performance expectancy and effort expectancy significantly influence behavioral intention, and behavioral intention, in turn, positively affects the actual use of live streaming. This study offers new insights into how gender differences influence fashion vendors' perceptions and decisions when using live streaming technology as a marketing tool. Furthermore, it provides a deeper understanding of how trust in technology can strengthen performance and effort expectancies, ultimately enhancing behavioral intention and the actual use of live streaming technology.
UNPACKING THE RESISTANCE OF TRADITIONAL MARKET TO DIGITAL PAYMENT: A QUALITATIVE APPROACH Oktaviani, Retno Fuji
RISET: Jurnal Aplikasi Ekonomi Akuntansi dan Bisnis Vol. 6 No. 2 (2024): RISET : Jurnal Aplikasi Ekonomi Akuntansi dan Bisnis
Publisher : Kesatuan Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/riset.v6i2.2119

Abstract

This research aims to discover how knowledgeable traditional market traders are regarding digital payment technology, what challenges traders face when trying or considering using digital payments, and how prepared traders are for traditional market digitalization programs. The research method used is qualitative research, which is conducted in-depth interviews with traditional market traders at Kebayoran Lama Market, South Jakarta. The research was conducted in June 2024 and visualized using NVIVO software. The interview results show that traditional market traders' understanding of digital payments shows that awareness, education, trust, and security factors play an essential role in adopting this technology. Overcoming the challenges of adopting digital payments requires a holistic approach that includes improving security and privacy, user education and training, developing technological infrastructure, reducing transaction costs, encouraging social and cultural influence, and increasing merchant support. Meanwhile, to increase the readiness of traditional market traders in facing digitalization, several strategic steps are needed, including comprehensive education and training to increase optimism and reduce discomfort, providing easily accessible technical support, security campaigns to explain digital payment system security measures, as well as promotions and incentives to encourage technology adoption.
Co-Authors Adzhari, Putri Akilah, Maysa Alia Aprilia Amir Indrabudiman Anissa Amalia Mulya Anwar, Syaiful  Arif, Fadli Arif, Rachmat Astri Mulyati Chyntia Chantikaruby Dendi Anggi Gumilang Dewi Puspaningtyas Dewi, Yesi Puspita Elizabeth Elizabeth Endah Sri Wahyuni Endang Supriyanti Fauziyah, Nurul Khansa Fini Rahma Hakam Ali Niazi Hakam Ali Niazi Hayatul Khairul Rahmat Helmi Heni Iswati Heru Nugroho Hidayat, Ravindra Safitra Iftitah Mutiara Sudiro Imelda Imelda, Imelda Indah Rahayu Lestari Ivo Rolanda Laksmiwati, Mia Lestari, Setyani Dwi Medina, Andri Mia Laksmiwati Mia Laksmiwati Muhammad Mifdhol Rahman Mulyani, Rita Nanang Suryadi Nayadi, Armetha Niazi, Hakam Ali Nur Rachmania Prasetya, Rizky Eka Prasetyo, Rio Adit Qodariah Qodariah Qodariah Qodariah, Qodariah Rachmat Arief Ramadhan, Delia Fitri Rani Hairunnisa Rahmawati Ratih Puspaningtias Faeni Ratih Puspitaningtias Faeni Ravindra Safitra Hidayat Revina Zahrani Richter, Ulf Henning Rika Aprianti Rini Amelia, Rini Rinny Mediyustiani Rinny Meidiyustiani Serina Indah Fitriani Setiawati, Suci SRI RAHAYU Sugeng Priyanto Syaiful Anwar Syaiful Anwar Thoha, M. Nuur Farid Vina Lestari Wahyumi Ekawanti Wulandari Wulandari Zavyra Maharani Putri