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All Journal Islamic Ecomonics Journal Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Asy-Syariah Jurnal ABDINUS : Jurnal Pengabdian Nusantara Sustainable: Jurnal Kajian Mutu Pendidikan El-Iqtishady Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Jurnal Ekonomi Syariah Pelita Bangsa Hakam : Jurnal Kajian Hukum Islam dan Hukum Ekonomi Islam Bhakti Nagori (Jurnal Pengabdian kepada Masyarakat) Al-Idarah : Jurnal Manajemen dan Bisnis Islam Ummul Qura : Jurnal Ilmiah Institut Pesantren Sunan Drajat (INSUD) Lamongan Center of Economic Students Journal (CSEJ) AL-UMRON: Jurnal Pengabdian kepada Masyarakat Jurnal Al-Wasith : Jurnal Studi Hukum Islam At-Tuhfah : Jurnal Studi Keislaman Jurnal Riset Manajemen dan Ekonomi Mu'amalah : Jurnal Hukum Ekonomi Syariah Jurnal Penelitian dan Pengabdian Masyarakat DIMASEKA Attaqwa:Jurnal Ilmu Pendidikan Islam Tafaqquh : Jurnal Hukum Ekonomi Syariah dan Ahwal Syahsiyah PADIMAS: Jurnal Pengabdian Masyarakat Proceeding Of International Conference On Education, Society And Humanity VRISPRAAK, International Journal of Law
Shofa Robbani
Universitas Nahdlatul Ulama Sunan Giri
Religion Agriculture, Biological Sciences & Forestry Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Physics Public Health Social Sciences Other

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Journal : Islamic Ecomonics Journal

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ANALISIS PEMAHAMAN NASABAH BNI SYARIAH TENTANG KE‘SYARIAH’AN BNI SYARIAH (Studi Kasus BNI Syariah Godean, Sleman, Yogyakarta) Shofa Rabbani
Islamic Economics Journal Vol 2, No 1 (2013)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (560.835 KB) | DOI: 10.21111/iej.v2i1.164

Abstract

Islamic banking must be based on the principles of Islamic economics framework in accordance with Islamic law. Islam forbids usury and interest, but Islam has permitted profit and loss sharing. This research aims to analyze the influence of the level of people’s understanding toward Islamic banking, usury, interest and profit and loss sharing, and to analyze the relationship of Islamic Bank Customer Savers which are also Conventional Bank Customer Savers. This research involved 51 respondents, all of whom are based on customers of BNI Sharia. The result of the study showed that the level of people’s understanding toward Islamic banking is still relatively low. Their perception of how sharia Islamic banks, usury, interest, and the profit and loss sharing are varies, most of them still do not understand and know these terms. On the other side, the relationship between Islamic Bank Customer Savers which are also Conventional Bank Customer Savers and employment status and education level is closely associated. This has an impact on the public interest to save or take financing in Islamic banks is also lower. Islamic banks which supposed to be a prominent choice for the Muslim community is still inferior to conventional bank dominance. Thus, they need to evaluade themselves forward in order to increase the number of customers. Socialization is not only done by banking practitioners in banking settings, but it may be given by dai / khatib / preachers in mosques, formal and informal meetings.
Co-Authors Afida, Yuni Salma Nur Afriska, Meysa Aghitsni, Rahmatika Agus Setia Rega Ahmad Adil Manan Ahmad Fakhrudin Ahmad Fauzi Ahmad Misbakhul Khoir Ahmad Munir Ahmadi, Heri Ainu Zumrudiana Akmal Bayu Aji Alias, Muhammad Nazir Ana Mar'atus Safitri Andhika Andhika, Andhika Aprillia, Linda Arditta Febriyanti Ashifyan Asror, Khozinatul Azizah, Imroatul Dhea Puput Mulyati Diska Hartanti Fahmi Khumaini Farhatin, Ummu Farida Isroini Fauzi Ahmad Muda Fitriani, Dinda Oktavia Bulan Habibullah, Hakim Musthofa Hafith, Muh. Abdulloh Hamam Burhanuddin Hamdan Basory Ifa Khoiria Ningrum Iin Candrawati Iksana Putra, Rawin IMROATUL AZIZAH Jamaluddin Khairunisa, Sabilla Putri Khoiria, Ifa Lailatul Isrokiyah Laili, Dwi Nur Mahesi Ernawati Mahmudah, Nidaul Manshur, Ahmad Maulana, M. Iqbal Mayu Herlina Miftakhun Nasikhatin Ni’amah Moh. Miftahul Choiri Mohammad Fatoni Mohammad Rosidin Muhammad Albar Muhammad Irfanudin Kurniawan Munir Munir Mutiah Nailin Nafis Najih, Ahmad farhan Niken Ayu Putri Prameswari Nur Ali Syafi’i , Muhammad Nur Azwajum Muthoharoh Priadana, Benny Widya Purnama Putra, Purnama Putra, Sendy Nova Airlangga Qurrota Ayuni, Azka Ratih Tri Oktaviana Sari Ratna Tri Oktaviani Sari Rega, Agus Setia Ridlwan Hambali, M. Rima Febrianti, Laily Roesli, Mohammad Roudlotus Sa’adah S.A.P., Rangga Sa’adillah Safitri, Ana Mar'atus Sahira, Madhia Ramma Sa’adah, Roudlotus Sholihah, Amaliatus Sholikhah, Ria Ardaniatus Silvina, Anida Ulya Siska Putri Aprilia Sita Fatimatus Solikah Siti Aminah Siti Maulidiana Sofi, Vera Syafi'iyah, Latifatus Syahrul Idzom Mahendra Syarof, M. Musa Ulva Badi' Rohmawati Umam, Muhammad Habib Faliqul Wahyu Hidayat Wahyuni, Devi