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Buying Intention Determinants of Muslim Consumer Behaviour in Purchasing Halal Products Mediated by Buying Intention Andika Akbar; Mukhtar Lutfi; Abdul Wahab
LAA MAISYIR: Jurnal Ekonomi Islam The 2nd International Collaboration Conference on Islamic Economics (ICCEIS) 2024 “Global Innovati
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v1i1.53131

Abstract

This research is a study of the determination of Muslim consumer behaviour in purchasing halal products through the development of TPB by developing halal literacy variables. The type of research used in this research is quantitative research. The location of this research was at Muhammadiyah Bone University with 120 student samples. The results of this study indicate that halal literacy and attitudes have a significant influence on the purchasing behaviour of Muhammadiyah Bone University students in buying halal products. Halal literacy, as measured by understanding and knowledge of halal concepts, as well as positive attitudes towards halal products, strongly influence purchasing decisions. In contrast, subjective norms and perceived behavioural control did not show a significant influence on purchasing behaviour. Buying intention also has a significant effect on purchasing behaviour and acts as a strong predictor of actual behaviour. However, buying intention does not significantly mediate the relationship between halal literacy and purchasing behaviour, as well as between subjective norms and perceived behavioural control and purchasing behaviour. The mediation of buying intention between attitude and purchase behaviour was close to significance, but not strong enough to be considered significant.
PEMIKIRAN EKONOMI ISLAM DAN AKUNTANSI DI MASA DAULAH USTMANIYAH Putri Ayu Ramadhani; Mukhtar Lutfi; Nasrullah Bin Sapa
Jurnal Ekonomi dan Bisnis Vol. 2 No. 12 (2024): Desember
Publisher : ADISAM PUBLISHER

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Abstract

This study aims to demonstrate the practices and accounting thought during the Ottoman Empire period. The accounting developed during that time is a concept of Islamic accounting that emphasizes the religious aspects of society while also improving the effectiveness of financial record-keeping. This research is a literature review study using a historical approach from various sources and is classified as a bibliographic study. The findings of this research show that during the Ottoman period, Islamic accounting experienced significant development, and several theories emerged that combined both Islamic and conventional accounting practices of that time.
REKONSTRUKSI PEMIKIRAN EKONOMI ISLAM PADA MASA DAULAH MUGHAL: KAJIAN BERBASIS LITERATURE REVIEW Ervina Hijrah Nirwana; Nasrullah Sapa; Mukhtar Lutfi
Jurnal Ekonomi dan Bisnis Vol. 3 No. 1 (2025): Januari
Publisher : ADISAM PUBLISHER

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Abstract

The Mughal dynasty is one of the major dynasties in Islamic history that made ã significant contribution to the development of an economy based on Islamic values. The economic policies implemented such as the agrarian system, taxaion, and trade, reflect the principles of justice, balance, and protection of vulnerable groups. This research aims to recontruct the thought of Islamic economists in the Mughal Daulah trought the study of relevant literature, using the literature review method, this research analyzes secondary data from various journals, and other historical document. The result show that Mughal economic policies such as zamindari, jagirdari, zakat-based taxation, kaharaj, and jizyah as well as trade regulation prohibiting usury succeeded in creating economic stability and social harmony in a multiethnic society.
PEMIKIRAN EKONOMI ISLAM DI KERAJAAN-KERAJAAN ISLAM DI INDONESIA (STUDI SEJARAH DAN IMPLEMENTASI) Titin Hardianti; Mukhtar Lutfi; Nasrullah Bin Sapa
Jurnal Ekonomi dan Bisnis Vol. 3 No. 1 (2025): Januari
Publisher : ADISAM PUBLISHER

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Abstract

This research raises Islamic economic thought in Indonesia by looking at its history and implementation. The existence of Islamic kingdoms such as Samudera Pasai, Demak, Aceh Darussalam, Banten, and Ternate strengthens the position of Islam as a system that regulates various aspects of life. These kingdoms played a strategic role in integrating Islamic values into their economic policies. This study is a literature review study, where this study tries to explore and analyze facts from various scientific sources that are accurate and valid. The results of this study state that the implementation of Islamic economic thought in Islamic kingdoms in Indonesia not only contributes to economic progress, but also strengthens social values such as solidarity, justice, and blessings in the lives of the people. This economic system based on sharia principles provides an important example of how the integration between religion.
ANALISIS PEMIKIRAN EKONOMI ISLAM DAULAH MAMLUK DAN KONTRIBUSINYA TERHADAP PERADABAN Anisa Utami Novianty; Mukhtar Lutfi; Nasrullah Bin Sapa
Jurnal Ekonomi dan Bisnis Vol. 3 No. 1 (2025): Januari
Publisher : ADISAM PUBLISHER

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Abstract

The Mamluks who ruled the Islamic world in the 13th to 16th centuries, played an important role in the history of Islamic civilization, both in terms of politics, economy, social, and culture. This article discusses the history of the formation of the Mamluks, their contribution to Islamic civilization. And the thinkers who made great contributions to the development of thought in that era. The Mamluks were known for successfully maintaining political stability and introducing social-economic reforms that had an impact on the welfare of society. The main contributions of the Mamluks to Islamic civilization include progress in the fields of economics, science, and infrastucture. In addition, thinkers from the Mamluks such as Ibn Taimiyyah who developed a theory on the concept of price, and Al-Maqrizi who developed a theory on the concept of inflation. This study shows that although the Mamluks faced various external and internal challenges, they managed to create significant progress that formed a cultural and intellectual heritage that continues to influence the Islamic world today.
PEMIKIRAN EKONOMI ISLAM KONTEMPORER MENUJU SERTIFIKASI HALAL BERBASIS KEARIFAN LOKAL Muhammad Affandi AR; Nasrullah Bin Sapa; Mukhtar Lutfi
Jurnal Ekonomi dan Bisnis Vol. 3 No. 1 (2025): Januari
Publisher : ADISAM PUBLISHER

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Abstract

This study aims to examine contemporary Islamic economic thought in supporting the implementation of halal certification based on local wisdom. Halal certification is not only a religious aspect but also an economic strategy to enhance the competitiveness of local products in the global market. This approach integrates Islamic economic principles, such as justice, sustainability, and public welfare, with unique local potentials to ensure the quality of halal products. This research employs a qualitative method with a descriptive-analytical approach, referring to relevant literature and case studies on the implementation of halal certification in various regions of Indonesia. The findings indicate that the implementation of halal certification based on local wisdom not only increases consumer trust but also empowers local communities through the preservation of culture and traditions. Furthermore, collaboration among religious scholars, the government, and business actors is key to achieving an inclusive and sustainable halal certification system. Therefore, this concept can serve as a model for other countries in developing an economy rooted in Islamic values relevant to contemporary challenges.
RASIONALITAS KEBUTUHAN DALAM EKONOMI ISLAM: PERSPEKTIF MAQASHID SYARIAH DALAM MENYIKAPI DINAMIKA EKONOMI KONTEMPORER Mutmainnah, Andi; Eka Febrianti; Abdul Wahab; Mukhtar Lutfi
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 6 No 2 (2025): Januari
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.vi.52989

Abstract

Abstrak Penelitian ini membahas kebutuhan dan rasionalitas dalam ekonomi Islam yang merupakan dua konsep yang saling terkait dan krusial dalam memahami perilaku ekonomi masyarakat Muslim. Integrasi antara kebutuhan dan rasionalitas ini menciptakan kerangka kerja yang mendukung perilaku konsumsi dan produksi yang etis. tujuan dari penelitian ini adalah untuk memahami bagaimana prinsip-prinsip syariah dapat diterapkan dalam memenuhi kebutuhan masyarakat secara adil dan berkelanjutan, serta bagaimana rasionalitas dalam pengambilan keputusan dapat dipandu oleh nilai-nilai moral. Melalui penelitian ini, diharapkan dapat memberikan wawasan yang lebih luas mengenai implementasi ekonomi Islam dalam konteks modern dan tantangan yang dihadapi dalam upaya mencapai kesejahteraan sosial. Metode penelitian yang digunakan pada penelitan ini yaitu metode penelitian kualitatif dengan pendekatan deskriptif dengan jenis penelitian literature review. Hasil dari penelitian mengidentifikasi kebutuhan dan rasionalitas dalam ekonomi Islam menunjukkan bahwa kedua konsep ini saling terkait dan membentuk kerangka kerja yang mendasari perilaku ekonomi masyarakat Muslim. Kebutuhan ini dibagi menjadi tiga kategori: dharuriyat (kebutuhan primer), hajiyat (kebutuhan sekunder), dan tahsiniyat (kebutuhan tersier). Rasionalitas diartikan sebagai upaya untuk mencapai mashlahah, yaitu kebaikan yang lebih besar bagi individu dan masyarakat. Hal ini mencakup pertimbangan halal dan haram dalam setiap keputusan ekonomi serta dampak sosial dari tindakan tersebut.  Pemahaman yang mendalam tentang ebutuhan dan rasionalitas dalam ekonomi Islam dapat membantu individu dan masyarakat untuk berperilaku lebih bertanggung jawab dalam aktivitas ekonomi mereka. Kata Kunci: Kebutuhan, Rasionalitas, Ekonomi syariah, Mashlahah, Maqashid syariah   Abstract This research discusses need and rationality in Islamic economics, which are two interrelated concepts that are crucial in understanding the economic behavior of Muslim societies. The purpose of this research is to understand how sharia principles can be applied in meeting people's needs in a fair and sustainable manner, and how rationality in decision-making can be guided by moral values. Through this research, it is hoped that it can provide greater insight into the implementation of Islamic economics in the modern context and the challenges faced in efforts to achieve social welfare. The research method used in this research is a qualitative research method with a descriptive approach with a literature review type of research. The results of the research identifying needs and rationality in Islamic economics show that these two concepts are interrelated and form the framework underlying the economic behavior of Muslim societies. These needs are divided into three categories: dharuriyat (primary needs), hajiyat (secondary needs), and tahsiniyat (tertiary needs). Rationality is defined as the pursuit of mashlahah, the greater good for individuals and society. This includes the consideration of halal and haram in every economic decision as well as the social impact of such actions.  A deep understanding of needs and rationality in Islamic economics can help individuals and communities to behave more responsibly in their economic activities. Keywords: Necessity, Rationality, Islamic economics, Mashlahah, Maqashid sharia
Pemikiran Ekonomi Bani Saljuk: Dari Pertanian Ke Perdagangan Internasional Sufiani Zahra; Mukhtar Lutfi; Nasrullah Bin Sapa
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 3 (2025): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

Jurnal ini mengeksplorasi peran pertanian dan perdagangan internasional pada masa Daulah Bani Saljuk dalam konteks perkembangan ekonomi dan sosial. Pertanian menjadi pilar utama perekonomian dengan penerapan teknik irigasi yang inovatif dan pengelolaan lahan yang efisien, sehingga meningkatkan hasil panen dan ketersediaan pangan. Kebijakan pemerintah yang mendukung sektor pertanian, termasuk pengurangan pajak, mendorong pertumbuhan pasar lokal. Sementara itu, perdagangan internasional berkembang pesat melalui jalur perdagangan strategis yang menghubungkan Timur dan Barat. Berbagai komoditas, seperti rempah-rempah, tekstil, dan barang berharga, diperdagangkan, memperkuat hubungan antarbudaya. Pedagang berperan sebagai penghubung antara berbagai komunitas, menciptakan jaringan yang mendukung pertukaran ide dan teknologi. Penelitian ini menunjukkan bahwa interaksi antara pertanian dan perdagangan internasional bukan hanya memengaruhi ekonomi, tetapi juga memperkaya aspek sosial dan budaya masyarakat Bani Saljuk.
Dana Pensiun Syariah Azmi Yusriyah Naurah; Mukhtar Lutfi
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2025): Februari: Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i1.2108

Abstract

Pension funds are an important instrument in financial planning designed to provide financial security for individuals after entering retirement. The main function of pension funds is as a reliable source of income to meet living needs in old age, as well as contributing to the quality of life and individual welfare. Research shows that pension funds can reduce financial risks, such as job loss and unexpected conditions that can interfere with work ability]. In addition, employees who prepare well for their retirement funds tend to experience lower levels of anxiety as they approach retirement, which shows that good planning can improve the quality of life]. The existence of pension funds also contributes to social and economic welfare, with adequate pension guarantees that can increase household consumption and support economic growth.. In the context of sharia pension funds, fund management is carried out based on sharia principles which prohibit the practice of usury and gharar, and implement transparency and social responsibility. The application of sharia contracts in the management of sharia pension funds, such as murabahah contracts, allows management in accordance with Islamic ethical principles. Sharia financial literacy is also a key factor in increasing public participation in sharia pension fund programs. Thus, effective retirement fund planning not only meets basic needs in old age, but also contributes to social and economic well-being, and improves the quality of life of individuals.
Prinsip Syariah dalam Pengelolaan Akad untuk Transaksi Ekonomi Islam Sufiana Fahmi; Mukhtar Lutfi; Amiruddin K
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 3 No. 1 (2025): SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v3i1.1233

Abstract

Akad is an essential element in Islamic economic transactions as it serves as the foundation of the agreement between the involved parties. The underlying principles of Sharia in managing contracts include justice, honesty, equality, and trust, with the aim of creating fair transactions in accordance with Islamic law. This article aims to examine the principles of Sharia in managing contracts and their implementation in various forms of Islamic economic transactions, such as Islamic banking, microfinance, and Shariah compliant capital markets. The qualitative approach is used with normative analysis of classical and contemporary Islamic literature, as well as a review of modern practices. The study's findings indicate that proper Shariah-compliant contract management not only ensures the legality of transactions but also enhances trust and blessings in economic activities. By understanding these principles, it is hoped that the community and economic players can implement contracts more wisely and responsibly.