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Building a financial inclusion index and analyzing its impact on unemployment Sari, Yollit Permata; Yeni, Isra; Pebriyani, Dewi; Akbar, Urmatul Uska; Putra, Hari Setia; Artha, Dwi Rani Puspa
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 11 No. 5 (2023): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v11i5.27269

Abstract

Financial inclusion has garnered attention from policymakers globally due to its potential to spur economic growth, alleviate poverty, and decrease unemployment. This study focuses on estimating the financial inclusion index across ten Southeast Asian countries utilizing principal component analysis. The objective is to identify the most representative index capable of accurately reflecting the financial inclusion indicators specific to each country. Additionally, the research seeks to explore the impact of financial inclusion on the unemployment rate. Data spanning from 2011 to 2021 were sourced from the World Bank. By employing panel regression estimation, the study reveals that digital financial inclusion does not significantly influence the unemployment rate, as indicated by a significance value of 0.118. Furthermore, a similar lack of impact was observed concerning GDP. Conversely, the inflation rate and education level variables affected the unemployment rate significantly, with significance values of 0.028 and 0.021, respectively. These empirical results suggest that policymakers should implement strategies to enhance financial inclusion, such as reducing the costs associated with financial services, offering incentives to the informal sector, and promoting education on the significance of financial instruments and institutions.
Peningkatan Daya Saing Buruh Tani Melalui Program Kewirausahaan Kelompok Tani Luak Angko, Kabupaten 50 Kota Akbar, Urmatul Uska; B, Syamsul Amar; Zainul, Rahadian; Sentosa, Sri Ulfa; Yeni, Isra; Sari, Yollit Permata; Artha, Dwirani Puspa
Suluah Bendang: Jurnal Ilmiah Pengabdian Kepada Masyarakat Vol 25, No 3 (2025): Suluah Bendang: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/sb.06680

Abstract

Kelompok Tani Luak Angko di Jorong Tabek Buruak, Nagari Andaleh, Kecamatan Luak, Kabupaten 50 Kota merupakan komunitas petani kecil yang masih kesulitan mencukupi kebutuhan hidup. Keterbatasan modal, teknologi, dan pengetahuan kewirausahaan membuat hasil pertanian mereka, yang mayoritas berupa barang mentah, memiliki nilai tambah rendah dan harga jual yang tidak optimal. Kondisi ini menyebabkan petani rentan terhadap fluktuasi harga dan kesulitan dalam mengakses pasar yang lebih luas.Melihat urgensi masalah tersebut, program pengabdian ini dirancang untuk meningkatkan daya saing buruh tani melalui penguatan kewirausahaan dan perluasan akses pasar. Tujuan utama program adalah membantu Kelompok Tani Luak Angko dalam mengolah produk pertanian menjadi produk bernilai tambah tinggi serta menerapkan strategi pemasaran yang efektif guna meningkatkan pendapatan.