p-Index From 2021 - 2026
6.411
P-Index
This Author published in this journals
All Journal JAKPI HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah MALIA Iqtishoduna: Jurnal Ekonomi Islam HUKUMAH: Jurnal Hukum Islam Al-Kharaj: Journal of Islamic Economic and Business Jurnal Penelitian Ekonomi Akuntansi (JENSI) Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen International Journal of Educational Review, Law And Social Sciences (IJERLAS) Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) MANAJEMEN International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Proceeding International Seminar of Islamic Studies el-Amwal Jurnal Manajemen, Organisasi, Dan Bisnis Media Ekonomi International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) International Journal of Economics (IJEC) Jurnal Publikasi Ilmu Manajemen Paradoks : Jurnal Ilmu Ekonomi Manajemen Kreatif Jurnal Trending: Jurnal Manajemen dan Ekonomi Jurnal Riset Manajemen dan Ekonomi Gudang Jurnal Multidisiplin Ilmu Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah IIJSE Journal of Islamic Economics and Finance JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Jurnal Ad'ministrare: Jurnal Pemikirian Ilmiah dan Pendidikan Administrasi Perkantoran Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Brilliant International Journal of Management and Tourism
Claim Missing Document
Check
Articles

Found 3 Documents
Search

Top Five Ranking of Sharia Financial Acades with the Potential of Fraud (Case Study of Three Sharia Commercial Banks) In North Sumatera M. Yasir Nasution; Andri Soemitra; Wilchan Robain
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 1 (2021): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i1.1644

Abstract

The purpose of this study was to find the top five rankings of sharia finance contracts with the potential for fraud (case study of three sharia commercial banks) in North Sumatra. This research uses a combination of quantitative and qualitative research methods, data analysis with Analytical Networking Process (ANP) techniques through Super Decision Software, conducting open and in-depth interviews with 9 respondents, Focus Group Discussion (FGD) with practitioners and sharia finance experts. In this case, it was found that the top five rankings of sharia financial contracts have the potential for fraud (a case study of three sharia commercial banks) in North Sumatra, namely Ijarah 23.34%, murabahah 14.86%, kafalah or kafalah bil ujrah 8.71%, musyarakah 8.22% and mudharabah 6.28%.
Strategic Analysis (BAZNAS) SUMUT on Impossible Assistance and Development in Productive Zakat Management Asmuni Asmuni; Andri Soemitra; Ermi Suhartyni
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 1 (2021): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i1.1538

Abstract

This research is motivated by the problem of Mustahik’s success rate in managing productive zakat at the National Amil Zakat Board (BAZNAS) North Sumatradid not show the results as expected. This research aims: 1) To know the Mustahik Mentoring and Mentoring Program in management productive zakat on the National Amil Zakat Board (BAZNAS) North Sumatra. 2) To analyze the strategy of the National Zakat Agency (BAZNAS) North Sumatra on Assistance and Guidance of Mustahik inmanagement productive zakat. 3) To analyze the strategy of the National Zakat Agency (BAZNAS) North Sumatra on Assistance and Guidance of Mustahik inmanagement productive zakat in accordance with the concept of sharia. The research method used is qualitative research methods, data collection through observation, interviews and documentation and questionnaires. The data analysis used is interactive analysis (Miles and Huberman) to analyze the potential of the National Zakat Agency. (BAZNAS) North Sumatra, Mentoring and Guidance program and Mustahik's perception. SWOT analysis as the basis for formulating the strategy of the National Zakat Agency (BAZNAS) North Sumatra in the productive Mustahik Assistance and Development program. The results show that Mustahik in managing productive zakat has not received assistance and guidance from the National Zakat Agency (Amil Zakat).BAZNAS) North Sumatra.
Implementation Strategy of the Mutanaqishah Musyarakah Academic at Home Ownership Financing in Sharia Banks in Indonesia Tuti Anggraini; M. Yasir Nasution; Andri Soemitra
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 4, No 2 (2021): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i2.1941

Abstract

This research aims to: (1) Knowing the obstacles faced in implementing the Mutanaqisah Musharaka Financing (2) The solutions taken to overcome these obstacles; and (3) the right strategy to apply musyarakah mutanaqisah financing. This study uses the Analytic Network Process (ANP) method and the assistance of Super Decision software. ANP is carried out in three stages, namely: first, in-depth interviews with Islamic banking experts and practitioners to identify the factors that influence the minimum amount of musyarakah mutanaqisah. Second, the results of the first step are used to create an ANP framework and a questionnaire addressed to Islamic banking experts and practitioners; and third, ANP analysis to determine the best priorities, solutions and strategies for implementing Musyarakah mutanaqisah financing in Islamic banking.The results showed that: (1) The constraints faced by Islamic banking in implementing Musyarakah Mutanaqisah financing for Islamic banking KPRS financing can be divided into two, namely internal and external problems. Internal problems stem from internal banking, banking human resources, and musyarakah mutanaqisah financing products. External problems originate from customers, authorities, and Islamic banks. The most priority problem faced is internal problems, namely human resources (HR) associated with low knowledge and skills about the MMQ contract. Meanwhile, the most dominant external problem is Islamic banking with a lack of insight into the MMQ contract. (2) The solutions given in determining the financing strategy for the musyarakah mutanaqisah are divided into two, namely internal and external solutions. The most priority solution comes from internal solutions, namely product solutions in the form of Islamic banking that must vary the contract, especially for the MMQ contract; and (3) The alternative with the most priority in determining the financing implementation strategy with the musyarakah mutanaqisah contract in Islamic banking is the Socialization and Education Program, followed by Contract Optimization, Portfolio Development, Image Strengthening, MMQ Segmentation Mapping, and MMQ financing market segmentation.