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KLAIM ASURANSI PESAWAT UDARA SEWA GUNA USAHA (OPERATING LEASE) SEBAGAI OBJEK JAMINAN FIDUSIA Sukarmi, Sukarmi; Sudirman, M.; Egawati, Dwi
Jurnal Hukum & Pembangunan
Publisher : UI Scholars Hub

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Abstract

Airlines in the process of procurement of an Aircraft, one of which is through Operating Lease with the Leasing Company. The Leasing Company (Lessor) in purchasing an Aircraft with funding mechanism from the Bank shall encumber the Aircraft with a mortgage as its securities. In the Aircraft Lease Agreement, Insurance Claim over the Aircraft shall also be encumbered with fiduciary by Airlines. Nevertheless, under Article 10 paragraph b Law of The Republic of Indonesia Number 42 of 1999 on Fiduciary (hereinafter referred to as UUJF) states that unless otherwise agreed, Fiduciary includes the Insurance Claims in the event that the Aircraft which is the object of Fiduciary has insured.
Kepuasan pelanggan sebagai mediasi relationship marketing dan penetapan harga terhadap loyalitas pelanggan wulandari; Sudirman, M.; Astuti, Siti
JURNAL EKONOMI, BISNIS DAN HUMANIORA Vol 3 No 2 (2024)
Publisher : Universitas Tangerang Raya

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Abstract

This study aims to examine, examine, and analyze customer satisfaction as a mediation of relationship marketing and pricing on multi-level marketing customer loyalty in Kab. Tangerang. The rise of multi-level marketing business competition today, companies must maintain and fulfill customer desires. Therefore, the marketing strategy recognizes the concept of relationship marketing and pricing. This research method uses descriptive quantitative. The sample technique used is proportionate stratified random sampling. The number of respondents is 100. The data analysis technique used is path analysis to determine the direct and indirect effects. The results of data analysis show that customer satisfaction variables cannot mediate relationship marketing and pricing on multi-level marketing customer loyalty in Kab. Tangerang, because the value of indirect influence is smaller than the value of direct influence
Pengaturan Klausul Pilihan Hukum dan Pilihan Forum dalam Perjanjian Asuransi Kapal di Indonesia Firmansyah, Rahmadany; Sihabudin, Sihabudin; Sudirman, M.
Jurnal Ilmiah Pendidikan Pancasila dan Kewarganegaraan Vol 7, No 1 (2022): Maret 2022
Publisher : Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (342.508 KB) | DOI: 10.17977/um019v7i1p77-86

Abstract

The ship insurance agreement was prone to causing problems because the parties were in different jurisdictions, such as in the dispute over the PT. Purna Arthanugraha Insurance (PT. ASPAN) with PT. Indonesian Maritime Business Development (PT. Bumi Shipmanagement). The insurance policy agreement, in this case, was subject to and complied with English law, but the settlement of the case was filed in a court in Indonesia. This case became a legal problem in determining the choice of law arrangement and forum for resolving disputes. Based on these problems, this study aimed to analyze the regulation over the choice of law clause and the choice of forum in the ship insurance agreement. The approach used in this study was a case study approach and a statutory approach. The type of research used in this study was normative juridical, the data analysis technique used descriptive, interpretation, evaluation and argumentation techniques. The study results showed that the choice of law clause in the ship insurance agreement based on the agreement of the two parties referred to the applicable law in England, namely the Marine Insurance Act 1906. The setting of the forum choice clause in the ship insurance agreement was not regulated strictly and explicitly, so the dispute was submitted by one of the parties to the district court based on civil procedural law. Settlement of ship insurance agreement disputes through a lawsuit to the district court was not ideal because the district court's scope was limited to civil cases of a general nature.
Perlindungan Hukum terhadap Debitor dan Penjamin Perorangan yang Dinyatakan Pailit Tambunan, Sahat; Sudirman, M.; Mustafa, Marni Emmy
Jurnal Bisnis Mahasiswa Vol 5 No 1 (2025): Jurnal Bisnis Mahasiswa
Publisher : PT Aksara Indo Rajawali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60036/jbm.v5i1.366

Abstract

Penelitian ini bertujuan agar penjamin perorangan mendapatkan perlindungan hukum dan keadilan. Apabila dalam hal permohonan kredit tersebut disetujui, Adapun rumusan masalah dalam penelitian ini yaitu bagaimana perlindungan hukum putusan pailit terhadap Penjamin Perorangan bersamaan dengan debitor menurut hukum perdata? Teori yang digunakan adalah teori perlindungan hukum dari Sucipto serta teori hukum jaminan dari Sri Soedewi Masjchoen Sofwan. Metode yang digunakan dalam penelitian ini dengan jenis penelitian yuridis normatif yaitu penelitian hukum kepustakaan atau data sekunder dengan sumber bahan-bahan hukum primer, sekunder dan tersier. Hasil Penelitian yaitu perlindungan hukum terhadap debitor dan penjamin perorangan yang dinyatakan pailit memerlukan pengaturan hukum untuk mengatur syarat jaminan perorangan dapat dipailitkan, sesuai pasal 254 Undang-Undang Republik Indonesia No. 37 Tahun 2004 tentang Kepailitan dan Penundaan Kewajiban Pembayaran Utang.
Kepastian Hukum Akta yang dibuat dan Ditandatangani Oleh Notaris Pengganti yang Pengangkatannya Batal Demi Hukum Rizky Purba, David; Sudirman, M.; Nasesri, Jelly
Jurnal Multidisiplin Indonesia Vol. 2 No. 2 (2023): Jurnal Multidisiplin Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jmi.v2i3.162

Abstract

Tujuan dari penelitian ini untuk mengetahui bagaimana tanggungjawab hukum dan kepastian hukum akta yang sudah dibuat dan ditandatangani oleh Notaris Pengganti yang pengangkatannya batal demi hukum. Penelitian ini menggunakan metode penelitian hukum normatif yuridis yang menggunakan pendekatan undang-undang, pendekatan kasus dan pendekatan konseptual serta sedikit tambahan wawancara untuk menganalisis Penetapan Pengadilan Surabaya Nomor 728/PDT/P/2020/PN. Surabaya. Dengan adanya putusan tersebut yang membatalkan surat keterangan pengangkatannya dan berita acara sumpah, serta perbuatan hukumnya maka hasil penelitian ini menunjukan adanya Pertanggungjawaban hukum secara mandiri kepada para pihak jika dikemudian hari menuntut ganti rugi atas kerugian yang ditimbulkan terkait akta yang dibuat dan ditandatangani oleh Notaris Pengganti yang pengangkatannya batal demi hukum. Serta kedudukan akta yang dibuat dan ditandatangani oleh Notaris Pengganti tidak memiliki kepastian hukum dan turun menjadi akta di bawah tangan dimana tidak memenuhi ketentuan syarat pembuatan akta otentik
Administrative Responsibility of Notaries in Making Franchise Agreement Deeds That Have Not Been Registered with the Ministry of Trade Aisya, Alyaziza; Sudirman, M.; Djaja, Benny
Journal of Social Research Vol. 4 No. 7 (2025): Journal of Social Research
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/josr.v4i7.2619

Abstract

Franchise agreements are modern business contracts that carry legal implications based on the principle of freedom of contract in the Civil Code, as well as administrative provisions such as registration with the Ministry of Trade, regulated under Minister of Trade Regulation No. 71 of 2019 on Franchise Implementation. Notaries play a critical role in formalizing these agreements through authentic deeds. However, issues arise when franchise agreements are made without a Franchise Registration Certificate (STPW). While notaries can still create deeds based on the parties' will, they are obligated to provide a legal explanation regarding the administrative status and associated risks. This research employs a normative legal methodology using both legislative and conceptual approaches, with qualitative analysis of legal documents and regulations. The study aims to highlight the significance of franchise agreement registration and the notary’s role in ensuring legal clarity. The findings suggest that notaries should be proactive in informing parties about the legal risks involved when a franchise agreement lacks an STPW, thereby enhancing legal protection for all parties. This research provides recommendations for both notaries and the government to strengthen the understanding of administrative obligations in franchise agreements and ensure better legal safeguards.
Perlindungan Hukum Pembeli dalam Akta PPJB Lunas Tanpa Tenggat Waktu: Risiko dan Peran Notaris Haryanto, Steven Galileo; Sudirman, M.; Djaja, Benny
Jurnal Risalah Kenotariatan Vol. 6 No. 1 (2025): Jurnal Risalah Kenotariatan
Publisher : Magister Kenotariatan Fakultas Hukum Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/risalahkenotariatan.v6i1.365

Abstract

Akta Perjanjian Pengikatan Jual Beli (PPJB) lunas merupakan perjanjian pendahuluan yang dibuat oleh notaris saat pembeli telah melunasi seluruh harga objek jual beli, namun belum terjadi peralihan hak karena penjual belum memenuhi kewajibannya. Permasalahan muncul ketika PPJB tersebut tidak mencantumkan tenggat waktu pemenuhan kewajiban oleh penjual, sehingga berpotensi menimbulkan ketimpangan hak dan kewajiban serta menyulitkan pembeli dalam membuktikan wanprestasi. Penelitian ini bertujuan menganalisis keabsahan dan kekuatan mengikat PPJB tanpa tenggat waktu, mengidentifikasi risiko hukum yang timbul bagi pembeli, serta merumuskan peran notaris dalam menjamin proporsionalitas dan kepastian hukum dalam isi akta. Penelitian ini menggunakan pendekatan normatif dengan data primer berupa peraturan perundang-undangan dan data sekunder berupa literatur hukum. Hasil kajian menunjukkan bahwa PPJB tanpa tenggat waktu tetap sah secara formil, namun berisiko secara substantif. Oleh karena itu, klausul tenggat waktu penting dimasukkan dalam PPJB sebagai bentuk perlindungan hukum preventif terhadap risiko wanprestasi oleh penjual.
STRATEGI NOTARIS DALAM MENJAGA INDEPENDENSI DAN PROFESIONALISME DI TENGAH TEKANAN KLIEN Qorib, Syarif Facthul; Sudirman, M.; Djaja, Benny
Bhinneka Multidisiplin Journal Vol. 2 No. 3 (2025): Bhinneka Multidisiplin Journal
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/bmj.v2i3.55

Abstract

This study aims to explore the strategies employed by notaries to maintain independence and professionalism amid client pressure. Using a qualitative approach with a case study method, data were collected through in-depth interviews, non-participant observation, and documentation involving active notaries in major cities. The findings reveal that notaries apply various strategies, including assertively rejecting inappropriate client requests, referring to the Code of Ethics and Notary Law, consulting with professional peers, and managing pressure through professional communication. Assertive refusals are delivered politely with legal reasoning, while references to regulations strengthen their position. Peer consultation serves as a collective ethical mechanism, and communicative approaches help clients understand the legal limits of notarial roles. These strategies are adaptive, contextual, and demonstrate a synergy between legal norms, ethical awareness, and interpersonal skills. The study concludes that notaries can uphold professionalism and independence through a combination of legal, ethical, and communicative approaches. These findings are expected to contribute to notarial professional development and the enhancement of ethical standards in notarial practice.
Implementasi Prosedur Peralihan Lahan Pertanian menjadi Permukiman di Kawasan Penyangga Ibu Kota oleh BPN Dzakirah, Vania; Djaja, Benny; Sudirman, M.
Jurnal Pendidikan Tambusai Vol. 9 No. 2 (2025): Agustus
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Peralihan lahan pertanian menjadi permukiman di kawasan penyangga ibu kota merupakan fenomena yang kompleks dan berdampak luas baik secara administratif, sosial, maupun ekonomi. Implementasi prosedur oleh Badan Pertanahan Nasional (BPN) menghadapi berbagai kendala seperti birokrasi yang rumit, koordinasi antar instansi yang kurang efektif, serta keterlibatan masyarakat yang minim. Penelitian ini bertujuan untuk mendalami pelaksanaan prosedur peralihan lahan, mengidentifikasi hambatan yang ada, dan merumuskan rekomendasi penguatan kebijakan. Metode yang digunakan adalah kualitatif dengan pendekatan studi kasus, melibatkan wawancara mendalam dengan lima responden dari berbagai pemangku kepentingan, observasi lapangan, dan studi dokumentasi. Hasil penelitian menunjukkan bahwa prosedur administrasi berjalan, namun sering terhambat oleh birokrasi dan tumpang tindih regulasi, sementara partisipasi masyarakat masih rendah dan pengawasan belum optimal. Dampak sosial-ekonomi berupa perubahan mata pencaharian dan ketimpangan akses lahan juga menjadi isu penting. Rekomendasi meliputi penyederhanaan birokrasi, penguatan koordinasi, peningkatan partisipasi masyarakat, serta pengawasan yang ketat untuk memastikan keberlanjutan dan keadilan dalam proses peralihan lahan.
TANGGUNG JAWAB PERDATA DEBITUR AKIBAT WANPRESTASI TERHADAP PERJANJIAN PINJAMAN ONLINE PADA APLIKASI KREDIVO Devi, Rizki Cintia; Sudirman, M.
PERAHU (PENERANGAN HUKUM) : JURNAL ILMU HUKUM Vol 13 No 1 (2025): PERAHU (PENERANGAN HUKUM) : Jurnal Ilmu Hukum
Publisher : Universitas Kapuas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51826/perahu.v13i1.1427

Abstract

The purpose of this study is to determine the default committed by the debtor in the online money loan agreement in the Kredivo application. The method of approach used by the author in this research is normative juridical by examining literature sources. From the results of this study, it is concluded that the first default made by the debtor in the online loan agreement in the Kredivo application is that the debtor does not pay the bills that appear. Defaults that occur are influenced by debtors who forget the due date and the amount of interest that is too large, making it difficult for debtors to pay. The settlement of defaults of online loan debtors in the Kredivo application is by way of litigation and non-litigation. Non-litigation in the form of giving notice of maturity, giving administrative sanctions in the form of late interest fines of 4-6% and then due to the delay it will complicate conventional loans at financial institutions because they will be recorded with the Financial Services Authority (OJK).