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Development Of Coastal Community Entrepreneurial Ecosystem In Supporting Sustainable Local Economy Yuli Budiati; Rohmini Indah Lestari; Indarto Indarto; Adijati Utaminingsih
Yumary: Jurnal Pengabdian kepada Masyarakat Vol 7 No 1 (2026): September
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/yumary.v7.n1.p117-132.2026

Abstract

Purpose: This community service program aimed to strengthen the entrepreneurial ecosystem of coastal communities by enhancing the capacity and competitiveness of Micro, Small, and Medium Enterprises (MSMEs) in Pidodokulon Village, Kendal Regency, Central Java.Research Methodology: The program applied the Asset-Based Community Development (ABCD) approach and involved 25 MSME participants. The activities included training, discussion, and mentoring based on local assets and entrepreneurial potential. Evaluation used structured pre- and post-test questionnaires with a five-point Likert scale to assess participants’ knowledge and understanding of marketing, product development, financial management and business networking.Results: The evaluation indicated positive improvements across all the assessed indicators. The participants demonstrated a better understanding of fundamental digital marketing concepts, brand image development, and product differentiation. Their knowledge of product innovation and awareness of the importance of continuous product quality improvement also showed significant progress. In addition, competencies in financial recording and business networking improved following the implementation of the program, reflecting enhanced knowledge and practical capabilities among participants in various aspects of entrepreneurial developmentConclusions: The training and mentoring activities improved participants' entrepreneurial knowledge and understanding and provided an initial foundation for strengthening a more adaptive and collaborative coastal entrepreneurial ecosystem.Limitations: The limited implementation period restricted the assessment of the long-term outcomes.Contributions: This study offers a practical community empowerment model that integrates entrepreneurship, digital transformation, financial literacy, and business networking to support sustainable local economic development in Indonesia.
Peran Otoritas Jasa Keuangan Dalam Pengawasan Jasa Layanan Keuangan Berbasis Financial Technology Peer to Peer Lending Zaenal Arifin; Rohmini Indah Lestari; Saifudin Saifudin; Difa Ayu Putrisetia
JURNAL USM LAW REVIEW Vol. 6 No. 2 (2023): AUGUST
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/julr.v6i2.7170

Abstract

This research aims to examine the regulation and supervision of the Financial Services Authority (OJK) regarding the provision of financial technology-based peer-to-peer lending services. The utilization of knowledge and technology in the financial sector is marked by the emergence of financial technology (Fintech). The presence of Fintech has brought convenience to various types of financial transactions. However, these positive impacts are not without their negative consequences. This is because many businesses establish or operate Fintech platforms without proper authorization or registration with the OJK. The regulation of Fintech itself is scattered across various legal provisions. This research method is normative juridical. The results of this study indicate a lack of comprehensive regulation, which has the potential to weaken legal protection for Fintech consumers. There is a need for comprehensive regulations addressing illegal Fintech activities and consumer protection in the Fintech sector. Optimal supervision of Fintech services will provide a sense of security for Fintech consumers and protect their rights. The OJK's supervision of Fintech has not been maximized, and illegal Fintech providers continue to emerge. Penelitian ini bertujuan mengkaji pengaturan dan pengawasan Otoritas Jasa Keuangan (OJK) terhadap penyelenggaraan jasa layanan keuangan digital berbasis financial technology peer to peer lending. Pemanfaatan ilmu pengetahuan dan teknologi dalam bidang keuangan ditandai dengan lahirnya financial technology (Fintech). Hadirnya Fintech membawa kemudahan di segala jenis transaksi keuangan. Namun dampak positif tersebut tidak lepas juga dari dampak negatif yang timbul. Hal ini terjadi karena banyak pelaku usaha yang mendirikan atau menjalankan Fintech  tanpa adanya izin atau terdaftar di OJK. Pengaturan Fintech  sendiri masih tersebar dalam berbagai peraturan perundang-undangan. Metode penelitian ini adalah yuridis normatif. Hasil penelitian ini adalah.  Hasil penelitian ini adalah ketiadaan pengaturan yang komprehensif berpotensi mengakibatkan lemahnya perlindungan hukum bagi konsumen Fintech. Perlu adanya regulasi yang komprehensif terkait adanya Fintech ilegal dan juga perlindungan terhadap konsumen Fintech. Pengawasan yang optimal terhadap jasa layanan Fintech akan memberikan rasa aman untuk para konsumen Fintech dan dapat terlindungi hak-hak dari konsumen. OJK dalam melaksanakan pengawasan terhadap Fintech belum maksimal dan masih terus bermunculan penyelenggran Fintech ilegal.          
Penerapan good governance pada pelaksanaan pengadaan barang dan jasa secara elektronik (e-procurement) di lingkungan pemerintah provinsi jawa tengah Mohammad Sholeh; Kesi Widjajanti; Rohmini Indah Lestari
Jurnal Riset Ekonomi dan Bisnis Vol. 16 No. 3 (2023): DESEMBER
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jreb.v16i3.6844

Abstract

Penelitian ini didasari pentingnya penerapan good governance dalam menghasilkan kualitas tata kelola yang baik. Salah satunya pelaksanaan pengadaan barang/jasa pemerintah secara elektronik (e-procurement) di Biro Administrasi Pengadaan Barang/Jasa Setda Provinsi Jawa Tengah. Metode penelitian kualitatif yang digunakan untuk menghasilkan fenomenologi dengan teknik pengumpulan data melalui observasi, wawancara dan dokumentasi. Hasil penelitian penerapan good governance pada pelaksanaan pengadaan barang/jasa secara elektronik (e-procurement) di lingkungan Pemerintah Provinsi Jawa Tengah tergolong transparan, akuntabilitas, bersaing, terbuka, efektif dan efisien. Selain itu terdapat faktor yang bisa menghambat pelaksanaan pengadaan antara lain adanya gangguan server / maintanance sistem, padatnya intensitas penggunaan sistem dan indikasi peretasan, kurangnya komputer, terbatasnya anggaran dan potensi intervensi dari pihak lain. Penelitian ini tidak terlepas adanya kesalahan dan kekurangan, dikarenakan keterbatasan waktu informan dalam wawancara dan keterbatasan tempat penelitian guna pengambilan sampel.This research is based on the importance of implementing good governance in producing quality governance. One of them is the implementation of electronic procurement of government goods/services (e-procurement) at the Regional Secretariat of Central Java Province's Goods/Services Procurement Administration Bureau. The qualitative research method used to produce phenomenology uses data collection techniques through observation, interviews and documentation. The research results on the implementation of good governance in the electronic procurement of goods/services (e-procurement) within the Central Java Provincial Government are classified as transparent, accountable, competitive, open, effective and efficient. Apart from that, some factors can hinder the implementation of procurement, including server/system maintenance problems, heavy system usage intensity and indications of hacking, lack of computers, limited budget and potential intervention from other parties. This research is not free from errors and shortcomings, due to limited time for informants in interviews and limited research space for sampling
Peran psychological meaning dan dukungan organisasi sebagai pemediasi pengaruh beban kerja terhadap kepuasan kerja Eriq Yusuf; Rohmini Indah Lestari; Lucia Rini Sugiarti
Jurnal Riset Ekonomi dan Bisnis Vol. 16 No. 3 (2023): DESEMBER
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jreb.v16i3.6849

Abstract

Pentingnya kemampuan mengelola beban kerja, seharusnya dapat semakin meningkatkan kepuasan kerja. Penelitian ini memiliki kebaruan dari variabel intervening psychological meaning dan objek penelitian pada Ditpamobvit Polda Jateng. Tujuan penelitian untuk menganalisis peran psychological meaning dan dukungan organisasi sebagai pemediasi pengaruh beban kerja terhadap kepuasan kerja anggota Ditpamobvit Polda Jateng. Penelitian ini menggunakan 76 orang anggota Ditpamobvit Polda Jateng. Pengumpulan data menggunakan kuesioner. Penelitian ini menerapkan metode analisis regresi berganda, uji Sobel, dan analisis jalur. Hasil penelitian menunjukkan bahwa psychological meaning berperan dalam memediasi pengaruh beban kerja terhadap kepuasan kerja, sedangkan dukungan organisasi tidak memediasi pengaruh beban kerja terhadap kepuasan kerja anggota Ditpamobvit Polda Jateng.The importance of the ability to manage workload should be able to increase job satisfaction further. This research has the novelty of the intervening psychological meaning variable and the object of research at the Central Java Regional Police's Ditpamobvit. The study aimed to analyze the role of psychological meaning and organisational support in mediating the influence of workload on the job satisfaction of members of the Central Java Regional Police's Ditpamobvit. This study used 76 members of the Central Java Police Ditpamobvit. Data collection using a questionnaire. This study applies multiple regression analysis, Sobel test, and path analysis. The results showed that psychological meaning played a role in mediating the effect of workload on job satisfaction, while organizational support did not mediate the effect of workload on job satisfaction of Ditpamobvit members of the Central Java Regional Police.
Pengaruh pengalaman kerja dan komunikasi terhadap produktivitas tenaga kerja Nurmala Sari; Yuli Budiati; Rohmini Indah Lestari
Jurnal Riset Ekonomi dan Bisnis Vol. 17 No. 2 (2024): AGUSTUS
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jreb.v17i2.9291

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh pengalaman kerja dan komunikasi terhadap produktivitas tenaga kerja dengan kompetensi sebagai variabel mediasi. Pengambilan sampel menggunakan non-probability sampling dengan 40 responden dan populasi sesuai kriteria. Jenis penelitian ini adalah kuantitatif. Populasi dalam penelitian ini adalah karyawan PT Van Techno Saa. Metoda analisis yang digunakan adalah uji asumsi klasik, analisis regresi linier, uji hipotesis, analisis jalur dan uji sobel. Hal ini dilakukan dengan menguji kemampuan variabel independen (X) dalam memberikan pengaruh tidak langsung terhadap variabel dependen (Y) dengan variabel intervening (Z). Berdasarkan hasil analisis dari 40 responden menunjukkan bahwa pengalaman kerja mempunyai pengaruh signifikan terhadap produktivitas kerja, komunikasi mempunyai pengaruh signifikan terhadap produktivitas kerja, kompetensi mempunyai pengaruh signifikan terhadap produktivitas kerja, pengalaman kerja dan komunikasi mempunyai pengaruh signifikan terhadap kompetensi. Pengalaman kerja dengan kompetensi yang berfungsi sebagai faktor mediasi komunikasi meningkatkan produktivitas tenaga kerja.This research aims to determine the influence of work experience and communication on labor productivity with competency as a mediating variable. Sampling used non-probability sampling with 40 respondents and a population according to the criteria. This type of research is quantitative. The population in this study were employees of PT Van Techno Saa. The analytical methods used are classical assumption test, linear regression analysis, hypothesis testing, path analysis and Sobel test. This is done by testing the ability of the independent variable (X) to provide an indirect influence on the dependent variable (Y) with the intervening variable (Z). Based on the results of the analysis of 40 respondents, it shows that work experience has a significant influence on productivity, communication has a significant influence on productivity, competence has a significant influence on work productivity, work experience and communication have a significant influence on competence. Work experience with competencies that function as communication mediating factors increases labor productivity.
Efek Moderasi Kerja Cerdas pada Pengaruh Keterampilan, Motivasi, dan Komitmen terhadap Produktivitas Kerja Da Costa Nelson Fernandes; Yuli Budiati; Rohmini Indah Lestari
Jurnal Riset Ekonomi dan Bisnis Vol. 18 No. 3 (2025): DESEMBER
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jreb.v18i3.12695

Abstract

Penelitian  ini  bertujuan  untuk  mengetahui  pengaruh keterampilan, motivasi dan komitmen terhadap produktivitas kerja dengan kerja cerdas sebagai   variabel moderasi. Pengambilan sampel menggunakan tekinik Purposive sampling dengan  74  responden  dan populasi sesuai kriteria. Jenis penelitian ini adalah kuantitatif. Populasi dalam penelitian ini adalah karyawan Heineken Company. Metode analisis yang digunakan adalah Smart PLS-SEM. Hal  ini  dilakukan dengan menguji kemampuan variabel independen (X) dalam memberikan pengaruh tidak langsung terhadap variabel dependen (Y) dengan variabel moderasi (Z). Berdasarkan hasil analisis  dari  74 responden  menunjukkan  bahwa  keterampilan mempunyai  pengaruh signifikan   terhadap   produktivitas kerja, motivasi mempunyai pengaruh signifikan terhadap   produktivitas kerja, komitmen tidak berpengaruh signifikan terhadap produktivitas  kerja.
Global Shock Transmission dan Sectoral Systemic Risk di Indonesia Dwi Tjahjo Purnomo; Rohmini Indah Lestari
Solusi Vol. 24 No. 3 (2026): July
Publisher : Fakultas Ekonomi, Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/slsi.v24i3.14358

Abstract

Penelitian ini bertujuan untuk menganalisis dinamika keterhubungan antar sektor saham di Indonesia serta implikasinya terhadap risiko sistemik dan diversifikasi portofolio selama periode yang ditandai oleh berbagai guncangan global. Penelitian ini menggunakan data harian sebelas indeks sektoral yang diklasifikasikan dalam Indonesia Stock Exchange Industrial Classification (IDX–IC) selama periode Januari 2021 hingga Oktober 2025. Penelitian ini menerapkan pendekatan Time-Varying Parameter Vector Autoregression (TVP–VAR) yang dikombinasikan dengan generalized forecast error variance decomposition (GFEVD) untuk mengukur tingkat dan arah transmisi risiko antar sektor. Hasil penelitian menunjukkan bahwa tingkat keterhubungan antar sektor bersifat tinggi dan meningkat secara signifikan selama periode krisis, yang tercermin dari lonjakan Total Connectedness Index (TCI). Penelitian ini juga menemukan bahwa keterhubungan bersifat dinamis dan menunjukkan perubahan peran sektor sebagai transmiter dan penerima risiko dari waktu ke waktu. Sektor berbasis komoditas dan keuangan secara konsisten berperan sebagai sumber utama transmisi risiko, sedangkan sektor teknologi dan kesehatan cenderung berperan sebagai penerima risiko. Temuan ini mengindikasikan adanya asimetri dalam struktur keterhubungan sektoral serta penurunan efektivitas diversifikasi selama periode tekanan pasar. Selain itu, kendala institusional dalam pasar domestik berperan dalam memperkuat transmisi risiko antar sektor. Penelitian ini memberikan implikasi penting bagi investor dalam merancang strategi portofolio yang adaptif serta bagi regulator dalam memperkuat pengawasan risiko sistemik berbasis sectoral.
Circular Economy Implementation in Water Hyacinth Craft SMEs for Sustainable Business Adijati Utaminingsih; Rohmini Indah Lestari; Stefanus Rahoyo; Bobby Widyasmara
Aptisi Transactions On Technopreneurship (ATT) Vol 8 No 2 (2026): July
Publisher : Pandawan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/att.v8i2.827

Abstract

This study examines the application of a green business model based on circular economy principles to water hyacinth craft micro, small, and medium enterprises (MSMEs) in Central Java, Indonesia. Environmental concerns continue to rise and the traditional craft industry has the potential for sustainable transformation. However, empirical studies on the influence of green business models on the competitiveness of MSMEs in the context of developing countries are still limited. The researchers used Smart Partial Least Squares Structural Equation Model 4.0 (Smart-PLS 4.0) to analyse data from 148 water hyacinth craft MSMEs in Demak, Semarang, and Sukoharjo Regencies. The results show that green business models significantly enhance the sustainable competitiveness of MSMEs through three key mediators: green entrepreneurial orientation, environmentally friendly collaboration, and green innovation. Green innovation is the most crucial mediator linking sustainability orientation to competitive advantage. In contrast, government policy support does not significantly moderate this relationship, indicating a gap between policy instruments and the reality of MSMEs. These findings enrich the theory of sustainable business models by demonstrating the circular economy mechanisms of resource-constrained MSMEs. Practically, this study provides insights for MSME practitioners and policymakers in developing countries to integrate environmental sustainability and business viability.
The Impact of Political Dynamics on Stock Prices During Indonesia’s 2024 Presidential Election Gina Sonia; Rohmini Indah Lestari; Ardiani Ika
Economics and Digital Business Review Vol. 7 No. 2 (2026)
Publisher : Yayasan Vifada Cendikia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i2.4148

Abstract

This study aims to determine the development and changes in Indonesian stocks due to political turmoil, namely the presidential election. Political events such as presidential elections have the potential to have good or bad impacts on economic stability and the investment climate. This study uses an event study approach in analyzing the abnormal return of the LQ45 index on the Indonesia Stock Exchange before, during and after the General Election in 2024. In this study, the population studied was the LQ45 Index on the Indonesia Stock Exchange in the period February-July 2019. Sampling in this study used the Saturated Sampling technique, where all members of the population were sampled. The number of samples in this study is the same as the population, which is 45 companies. The results of the study show that there are indications of statistically and economically significant abnormal returns around the voting period carried out simultaneously on February 14, 2024, especially a positive spike after D-day, which was then followed by a gradual decline, there is a difference in abnormal returns between before, during, and after the 2024 election voting, there is an economically significant abnormal return, especially after the announcement of the election results, which was then followed by market stabilization, there is a difference in abnormal returns between before, during, and after the announcement of the 2024 election results.
THE EFFECT OF COMMITMENT, WORK ENVIRONMENT, AND COMPENSATION ON EMPLOYEE PERFORMANCE WITH JOB SATISFACTION AS A INTERVENING VARIABEL (CASE AT PT SAI APPAREL INDUSTRIES) Arina Khasbana; Wyati Saddewisasi; Sujito Sujito; Rohmini Indah Lestari
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8 No 2 (2024): IJEBAR, VOL. 08 ISSUE 02, JUNE 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i2.12833

Abstract

The level of the company's ability to produce a product from the performance quality index is one of the performance indicators. The performance quality index shows a decrease in employee performance, where performance appraisal in a company shows the profitability and sustainability of the company's operations. This study aims to analyze the effect of commitment, work environment, and compensation on employee performance with mediation of job satisfaction at PT Sai Apparel Industries. This research uses quantitative methods with stratified random sampling techniques by giving questionnaires to the entire population of two hundred employees, and one hundred and thirty- three can be processed. This research uses the Structural Equation Model-Partial Least Square (SEM-PLS) with the SmartPLS 3.2 application. The results found that commitment has no effect on job satisfaction. However, it has a positive and significant effect on employee performance. Work environment, job satisfaction, and compensation have a positive and significant effect on job satisfaction and employee performance. In addition, job satisfaction cannot mediate the relationship between commitment and compensation, but the work environment has a positive and significant effect on job satisfaction and employee performance. job satisfaction has an impact on the work environment and employee performance.