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All Journal Jurnal Ekonomi Laa Maisyir Jurnal Ekonomi Islam Jurnal EMT KITA Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan MALIA JURNAL MANAJEMEN BISNIS Jurnal Tabarru': Islamic Banking and Finance Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Equity: Jurnal Ekonomi Jurnal Ilmiah Publika Journal of Islamic Economics and Finance Studies Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) Jurnal Ekonomi Syariah Pelita Bangsa International Journal of Educational Review, Law And Social Sciences (IJERLAS) Indonesian Journal of Innovation Studies ProBisnis : Jurnal Manajemen Jurnal Ilmiah Mahasiswa Raushan Fikr Balance : Jurnal Akuntansi dan Manajemen International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Moneter : Jurnal Keuangan dan Perbankan Regress: Journal of Economics & Management Amkop Management Accounting Review (AMAR) Jurnal Informatika Ekonomi Bisnis Jurnal Nirta: Studi Inovasi Journal of Finance and Islamic Banking JIEP: Jurnal Ilmu Ekonomi dan Pembangunan As-Syirkah: Islamic Economic & Financial Journal
Imsar
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Analysis of the Contribution of Islamic Social Capital to Increasing MSMEs Isna Khairani; Imsar; Nasution, Muhammad Lathief Ilhamy
Journal of Islamic Economics and Finance Studies Vol 4 No 1 (2023): JIEFeS, June 2023
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47700/jiefes.v4i1.8923

Abstract

MSMEs often face various problems that hinder their business growth. MSMEs run by students from the Faculty of Economics and Islamic Business, North Sumatra State Islamic University (FEBI UINSU) experience limited capital, limited market access and a lack of managerial knowledge. Islamic social capital, which consists of trust (X1), norms (X2), networks (X3), and religiosity (X4), can play an important role in overcoming these challenges. This research aims to discuss the contribution of Islamic social capital to improving MSMEs run by FEBI UINSU students. The method used is multiple linear regression with a questionnaire survey as a data collection instrument. The research sample is students who actively manage MSMEs on the FEBI UINSU campus. The results of data analysis show that Islamic social capital has a significant positive influence on increasing UMKM FEBI UINSU students. These findings show that Islamic social capital plays an important role in building networks, improving service quality, and supporting the growth of MSMEs. This research is expected to provide practical implications in helping students understand the importance of utilizing Islamic social capital to improve the performance and sustainability of their businesses, as well as providing theoretical implications that can enrich understanding of the role of social capital in the context of Islamic economics.
The Influence of Islamic Financial Literacy and Peer Influence on Islamic Entrepreneurial Behavior of UIN North Sumatra Medan Students Fadilah, Tasya; Imsar; Jannah, Nurul
MALIA: Jurnal Ekonomi Islam Vol 17 No 1
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/e4p46r02

Abstract

Introduction: Islamic entrepreneurial behavior views business activities not merely as a means of profit, but as an implementation of the values ​​of monotheism, trustworthiness, justice, and welfare. However, student entrepreneurial interest remains relatively low, while Islamic financial literacy and social environmental influences are suspected to be important factors in shaping Islamic value-based business behavior. This study aims to analyze the influence of Islamic financial literacy and peer influence on Islamic entrepreneurial behavior among students at UIN Sumatera Utara Medan. Methods: The study used a quantitative approach with a survey method on 100 students selected through simple random sampling. Data were collected using a Likert scale questionnaire and analyzed using multiple linear regression using SPSS 22. Instrument tests, classical assumptions, t-tests, F-tests, and coefficients of determination were used to test the hypotheses. Results: The results show that Islamic financial literacy has a positive and significant effect on Islamic entrepreneurial behavior (t = 10.637; p < 0.05). Conversely, peer influence has no significant partial effect (t = 0.134; p > 0.05). Simultaneously, both variables have a significant effect (F = 57.252; p < 0.05) with an explanatory contribution of 54.1%. Conclusion and suggestion: Sharia financial literacy is a primary factor in shaping Islamic entrepreneurial behavior, while peer influence is supportive. Strengthening the entrepreneurship curriculum based on the principles of sharia, training in Islamic financial literacy, and developing students' spiritual character are recommended to foster ethical, independent, and blessing-oriented entrepreneurs.
Analysis of the Role of Investment in Economic Development Policy in the Tourism Sector in Deli Serdang Regency Miftaloka, Ummu Hany; Imsar; Rahmani, Nur Ahmadi Bi
Amkop Management Accounting Review (AMAR) Vol. 6 No. 1 (2026): January - June
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v6i1.3659

Abstract

This study aims to analyze the role of investment in economic development policies in the tourism sector in Deli Serdang Regency and its empowerment towards regional economic growth from an Islamic economic perspective. The research method used is a qualitative descriptive analytical approach utilizing secondary data from the Central Statistics Agency (BPS), the Tourism Office, and the Investment and One-Stop Integrated Services Office (DPMPTSP) of Deli Serdang Regency for the 2015–2024 period. The results show that tourism investment contributes positively to increasing Gross Regional Domestic Product (GRDP), creating jobs, and strengthening the creative economy of local communities. Programs such as the Kamu Market in Denai Lama Village and the development of Sibolangit nature tourism are examples of the successful synergy between investment policies and community economic empowerment. However, the effectiveness of the policy still faces obstacles in the aspects of inter-agency coordination, equitable distribution of investment between regions, and limited human resource capacity. From an Islamic economic perspective, tourism investment must be based on the principles of maslahah, 'adl (justice), and tawazun (balance) so that economic development does not only focus on material growth, but also ensures social welfare and environmental sustainability. The concept of khalifah fil ardh (vicegerent) emphasizes humanity's responsibility as stewards of the earth to ensure sustainable and ethical investments. Therefore, investment policy strategies in the tourism sector need to be directed at strengthening sustainable tourism investments based on Islamic values ​​to create inclusive, equitable, and environmentally just economic growth
Co-Authors Abdillah, Prayugo Ali Adinda Agung Ramadhan Trapoltanta Pratama Ahmadi Bi Rahmani Andri Soemitra Andri Soemitra Arifianti, Sari Maharani Arifin Fauzi Lubis atika AYU LESTARI Bi Rahmani, Nur Ahmadi Dahlianti, Hervina Dewi, Risna Endang Kurniawati, Endang Fadilah, Tasya Franaya Al Arfa Franaya Al Arfa Harahap , Muhammad Ikhsan Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Haris Al Amin Hasibuan, Indah Triana Ibnu Habib Wahyudi Iffat, Muhammad Aidil Isna Khairani Isnaini Harahap Juliana Nasution Khairiah, Dian Laksamana Aru Sulaiman Marpaung, Taufik Arnanda Meha, Nurmala Lutfi Miftaloka, Ummu Hany Muhammad Lathief Ilhamy Nasution Muhammad Luis Muhammad Suip Muhammad Syukri Albani Nasution Nita, Nita Erdina Novan Wicaksana Nst, Mikayani Nurbaiti Nurlaila Nursyidah Nurul Jannah Purba, Ice Rahwani Putri, Helva Diansyah Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Rahmi Syahriza Rahmi Syahriza, Rahmi Ramadhani, Devi Ramadhani, Hafiz Aryo Ramadhani, Sri Riska Febrianti Aulia Ritonga, Khoirunnida Rizkie Ragilita Sahdila, Rizki Silaen, Lena Mardiana Siregar, Khidir Sitakar, Enia Fadila Siti Aisyah Syahriza , Rahmi Tambunan, Khairina Veri Ferdiansyah Wildan Izzaty Yasirwan