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All Journal Jurnal Ekonomi Laa Maisyir Jurnal Ekonomi Islam Jurnal EMT KITA Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan JURNAL MANAJEMEN BISNIS Jurnal Tabarru': Islamic Banking and Finance EKUITAS (Jurnal Ekonomi dan Keuangan) Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Equity: Jurnal Ekonomi Jurnal Ilmiah Publika Journal of Islamic Economics and Finance Studies Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) Jurnal Ekonomi Syariah Pelita Bangsa International Journal of Educational Review, Law And Social Sciences (IJERLAS) Indonesian Journal of Innovation Studies ProBisnis : Jurnal Manajemen Jurnal Ilmiah Mahasiswa Raushan Fikr Balance : Jurnal Akuntansi dan Manajemen International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Moneter : Jurnal Keuangan dan Perbankan Regress: Journal of Economics & Management Jurnal Informatika Ekonomi Bisnis Jurnal Nirta: Studi Inovasi Journal of Finance and Islamic Banking JIEP: Jurnal Ilmu Ekonomi dan Pembangunan As-Syirkah: Islamic Economic & Financial Journal
Imsar
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Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Pengaruh Gaya Kepemimpinan Berorientasi Prestasi dan Motivasi Terhadap Kinerja Karyawan dengan Disiplin Kerja Sebagai Variabel Intervening pada PT. Bank Syariah Indonesia KCP Medan Petisah Silaen, Lena Mardiana; Imsar; Syahriza, Rahmi
Jurnal EMT KITA Vol 7 No 4 (2023): OCTOBER 2023
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v7i4.1647

Abstract

This study analyzes the influence of achievement-oriented leadership style and motivation on employee performance, with work discipline as an intervening variable, conducted at Bank Syariah Indonesia KCP Medan Petisah. The data collection method used is quantitative research with primary data obtained from questionnaires. The population of the study is all employees of Bank Syariah Indonesia KCP Medan Petisah. The sample was taken using saturated sampling with a total of 22 employees. The results of the study show that, partially, achievement-oriented leadership style and motivation have an insignificant influence on performance, while motivation and work discipline have a positive and significant impact on performance. Motivation also has a significant influence on work discipline. Meanwhile, employee performance has a positive influence on work discipline. From the explanation of the research results, the variables of achievement-oriented leadership style, motivation, employee performance, and work discipline all have a positive influence on Bank Syariah Indonesia KCP Medan Petisah.
The Impact Of Islamic Finance, Economic Growth, And Globalization On CO2 Emissions Yasirwan; Imsar; Muhammad Ikhsan Harahap
Jurnal Ekonomi Vol. 29 No. 1 (2024): March 2024
Publisher : Fakultas Ekonom dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/je.v29i1.2094

Abstract

This paper examines the impact of Islamic finance, economic growth, and globalization (economic, social, political, and overall aspects) on carbon dioxide emissions in 4 countries for the period 2015-2020. Employing the System GMM estimation method, which fulfills criteria for model unbiasedness, validity, and consistency. Findings reveal that Islamic finance, economic growth, and globalization simultaneously contribute to increasing and decreasing carbon dioxide emissions with a significance level of 0.010. Partially, Islamic finance and globalization’s overall aspect in short or long term contribute to a decrease in carbon dioxide emissions with a significance level of 0.010. Meanwhile, economic growth and globalization in economic, social, or political aspects in short or long term contribute to an increase in carbon dioxide emissions with a significance level of 0.010. This scientific article provides a new contribution to the research results that have been obtained with a significance level of 0.010 or 99 per cent confidence level.
EVALUASI SISTEM PENGENDALIAN INTERNAL TERHADAP PENGELUARAN KAS: (STUDI KASUS PADA KPRI INSKO DINAS KOPERASI DAN UKM PROVINSI SUMATERA UTARA) Laksamana Aru Sulaiman; Imsar; Rahmat Daim Harahap
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 4 No. 6 (2022): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (230.952 KB) | DOI: 10.32670/fairvalue.v4i6.1088

Abstract

This study aims to determine the implementation, evaluation results, and evaluation of the internal control system evaluation constraints on cash disbursements at KPRI INSKO Cooperatives and SMEs Office of North Sumatra Province. The types of data used in this research are qualitative and quantitative, with primary and secondary data sources. The research approach in this study is descriptive qualitative research with a comparative method (comparison) between the theory of elements of internal control on cash disbursements and their implementation. The instruments in this study were observation, interviews, and documentation. The data analysis technique in this research is comparativequalitative descriptive. The results showed that the internal control system for cash disbursements at KPRI INSKO Cooperatives and SMEs Office of North Sumatra Province was still not running well and not in accordance with the elements of the theory of the internal control system for cash disbursements, namely there are functions, procedures, and related documents that is in accordance with the theory in internal control of cash disbursements, and only uses the cash flow statement. There are also problems that there is no direct examination of the cash function, and the supervisory body has not used an independent party. The implication of this research for KPRI INSKO Cooperatives and SMEs Office of North Sumatra Province is that the implementation of the internal control system for cash disbursements can run better and maximally, so that the initial goals of the cooperative can be achieved.
The Influence Of Trust And Service Quality On Customer Satisfaction In Scholarship Partner Insurance Products (Case Study Of Ajb Bumiputera 1912 Rantauprapat Branch) Imsar; Atika; Lestari, Ayu
ProBisnis : Jurnal Manajemen Vol. 15 No. 2 (2024): April: Management Science
Publisher : Lembaga Riset, Publikasi dan Konsultasi JONHARIONO

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Abstract

This research aims to determine the influence of trust and service quality on customer satisfaction with Ajb Bumiputera scholarship partner insurance products 1912 Rantauprapat branch. Research that uses a quantitative approach. Data collection techniques and instruments use scale model questionnaires likert taken from a sample of 76 respondents. In data processing research using the SPSS Release 26.0 For-Windows application. From the results Statistical analysis shows that there is a positive and significant influence partial that the two independent variables are trust (X1) and service quality (X2) has a significant effect on the dependent variable. Simultaneous test results F The obtained F-count value > F-table and significant < 0.05 then trust (X1), and service quality (X2) simultaneously or simultaneously has a significant effect on customer satisfaction (Y). Based on the results of the adjusted R determination test square is 0.243, this means the ability of the trust variable (X1) and quality service (X2) is able to explain the satisfaction variable (Y). The implications dominant in research regarding the variable quality of services provided the company Ajb Bumiputera 1912 Rantauprapat Branch to customers not yet optimal, it is hoped that in the future good service will need to be improved such as: having an attitude of responsibility or keeping promises, serving with a smile and being humble, behaving sympathetically, politely, and honestly are the attention of regular customers stay or decide not to be part of the company. With Thus, good or bad service quality depends on the provider's capabilities services to meet customer expectations absolutely.
The Influence of Education, Community Income Level and Investment Motives on the Demand for Sharia Insurance in Sambirejo Timur Village, Percut Sei Tuan District, Deli Serdang Regency Nita, Nita Erdina; Imsar; Nasution, Juliana
ProBisnis : Jurnal Manajemen Vol. 15 No. 4 (2024): August-September: Management Science
Publisher : Lembaga Riset, Publikasi dan Konsultasi JONHARIONO

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Abstract

This study aims to determine the influence of education, community income level and investment motives on the demand for sharia insurance. This study uses a quantitative approach and uses primary data through distributing questionnaires to the people of Sambirejo Timur Village. The sample in this study was 100 respondents. The data was processed through the SPSS version 26 for windows program with. The results of this study indicate that the t-test or partial education has a significant effect on the demand for sharia insurance. Income level does not affect the demand for sharia insurance and investment motives have a significant effect on the demand for insurance and there is an influence of education, income level and investment motives on the demand for sharia insurance. The coefficient of determination (R2) is 0.645. These results indicate that the variables of education, income level and investment motives that can be explained by the variable of demand for sharia insurance are 64.5% while the remaining 35.5% is explained by other variables that are not included in the regression model
The Influence of Insurance Literacy and Usefulness on Increasing Fire Insurance Products for Traders in the Market (Case Study of the Kampung Keling Market, Medan) Siregar, Khidir; Imsar; Nasution, Juliana
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 2 (2024): JULI
Publisher : Universitas Ibn Khladun Bogor

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Abstract

Many variables, such as inadequate socialization and education, might contribute to the issue of low fire insurance literacy. Therefore, the local populace still knows very little or nothing about fire insurance. With a case study of the Kampung Keling market in Medan, this study attempts to ascertain the impact of insurance literacy and usefulness on boosting fire insurance products for traders in the market. In this study, a descriptive methodology is combined with a quantitative approach. 96 merchants at Pasar Kampung Keling Medan were surveyed in order to get the study data. Multiple linear regression was used to evaluate the data. The findings indicated that the applicability and favorable impact of insurance literacy on the uptake of fire insurance products by Pasar Kampung Keling Medan traders was noteworthy. This demonstrates how traders' interest in insurance goods may rise when they are informed about the advantages of insurance and have pleasant insurance-related experiences.
Pengaruh Merek Dagang dan Negara Asal (County of Origin) terhadap Sikap Konsumen dalam Memilih Produk Handphone Putri, Helva Diansyah; Imsar
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 2 (June 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (720.245 KB) | DOI: 10.37034/infeb.v5i2.280

Abstract

Consumer attitudes are closely related to the purchase of a product, a brand that becomes a product identity is very influential on the image of the brand. This study aims to determine the effect of brands and also country of origin on consumer attitudes in choosing handphone products for students of the Faculty of Islamic Economics and Business (FEBI), State Islamic University of North Sumatra (UINSU). The population in this study was 1,128 people and a sample of 93 FEBI students in class 2019. The technique used in this study was a random sampling technique. And the data analysis uses multiple linear regression, but before carrying out the regression it is necessary to test between variables using the classic assumption test, then do the t test and f test to find out whether there is influence of trademarks and country of origin on consumer attitudes in choosing handphone products. In this study, the results of multiple linear regression analysis contained in the coefficient of determination table can be seen that the R Square is 0.729 or 72.9%. This means that 72.9% of the independent variables (trademarks and country of origin) affect the dependent variable (consumer attitudes). In this research, trademarks have a more significant effect on explaning the dependent variabel (consumer attitude) compared to the country of origin, this is because trademarks are the most important thing that consumers will see in choosing the product they want or need.
Pengaruh Ekonomi Digital, Investasi dan Dana Zakat Infak Sedekah Terhadap Pertumbuhan Ekonomi di Indonesia Dewi, Risna; Imsar; Tambunan, Khairina
JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Vol. 6 No. 1 (2023)
Publisher : PPJP ULM

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Abstract

This study aims to see whether there is an influence of the digital economy, Investment, and ZIS funds on economic growth in Indonesia. The dependent variable that is applied is Economic Growth, for the independent variables that are applied are the digital economy, Investment, and ZIS funds. In this study, a multiple linear regression model was used to analyze and use time-series data which was interpolated into monthly data from 2017 to 2021. The data used in this study was secondary data which was completed using the Eviews 10 application. The hypothesis testing results show that partially the digital economy has a significant influence on economic growth in Indonesia, partially, Investment has a significant influence on economic growth in Indonesia, and partially ZIS funds also have a significant influence on economic growth in Indonesia. The digital economy, Investment, and ZIS funds together have an influence on economic growth in Indonesia. This means that the ZIS Digital Economy, Investment, and Fund variables are able to provide an explanation of economic growth in Indonesia.
Resilience and Interpersonal Skills Shape Work Readiness of ORMAWA Students: Resiliensi dan Keterampilan Interpersonal Membentuk Kesiapan Kerja Mahasiswa ORMAWA Meha, Nurmala Lutfi; Imsar; Nasution, Muhammad Syukri Albani
Indonesian Journal of Innovation Studies Vol. 26 No. 3 (2025): July
Publisher : Universitas Muhammadiyah Sidoarjo

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Abstract

General Background: In today’s competitive labor market, graduates must possess not only academic excellence but also strong soft skills to secure employment. Specific Background: Interpersonal skills, problem solving, and resilience have been identified as key competencies influencing employability. Knowledge Gap: However, limited studies have examined how student organizations (ORMAWA) contribute to these competencies in the context of Islamic higher education institutions. Aims: This study investigates the influence of interpersonal skills, problem solving, and resilience on the work readiness of ORMAWA FEBI UINSU students. Results: Using a quantitative method with 98 respondents and SEM-PLS analysis, results reveal that interpersonal skills and resilience significantly affect work readiness, while problem solving does not. Novelty: The study uniquely highlights resilience as the most dominant predictor and applies SEM-PLS to an entire population of active student organization members within an Islamic university context. Implications: These findings suggest the importance of integrating soft skills development, particularly resilience, into organizational and academic programs to better prepare students for the workforce.Highlight : Resilience is the most dominant factor influencing work readiness among student organization members at FEBI UINSU. Problem-solving skills showed no significant impact, indicating its development may need more structured practice. Active participation in student organizations (ORMAWA) strengthens interpersonal skills and mental adaptability. Keywords : Interpersonal, Problem Solving, Resilience, Job Readiness, ORMAWA Students
Pengaruh Inflasi, Pendapatan Perkapita, Investasi Syariah terhadap Tingkat Konsumsi Rumah Tangga Rizkie Ragilita; Imsar; Ahmadi Bi Rahmani
Jurnal Ekonomi Vol. 30 No. 2 (2025): July 2025
Publisher : Fakultas Ekonom dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/je.v30i2.3253

Abstract

This study aims to analyze the influence of inflation, per capita income (GRDP), and sharia investment on household consumption levels in North Sumatra Province from an Islamic economic perspective during the period 2013 to 2023. The approach used is quantitative by utilizing secondary time series data obtained from the Central Statistics Agency (BPS) of North Sumatra Province. The annual data is converted into quarterly data for analysis using the Vector Error Correction Model (VECM) method. The results show that the three independent variables of inflation, GRDP, and sharia investment do not have a significant effect on household consumption in the short term. However, in the long term, all three have a significant influence. The Granger causality test indicates a reciprocal relationship between inflation and GRDP on consumption, as well as a causal relationship between sharia investment and GRDP and consumption. Among these three variables, inflation is predicted to be the dominant factor influencing household consumption in the future, with a contribution of around 60 percent.
Co-Authors Abdillah, Prayugo Ali Adinda Agung Ramadhan Trapoltanta Pratama Ahmadi Bi Rahmani Andri Soemitra Andri Soemitra Arifianti, Sari Maharani Arifin Fauzi Lubis atika AYU LESTARI Bi Rahmani, Nur Ahmadi Dahlianti, Hervina Dewi, Risna Endang Kurniawati, Endang Franaya Al Arfa Franaya Al Arfa Harahap , Muhammad Ikhsan Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Haris Al Amin Hasibuan, Indah Triana Ibnu Habib Wahyudi Iffat, Muhammad Aidil Isna Khairani Isnaini Harahap Juliana Nasution Khairiah, Dian Laksamana Aru Sulaiman Marpaung, Taufik Arnanda Meha, Nurmala Lutfi Muhammad Lathief Ilhamy Nasution Muhammad Luis Muhammad Suip Muhammad Syukri Albani Nasution Nita, Nita Erdina Novan Wicaksana Nst, Mikayani Nurbaiti Nurlaila Nursyidah Nurul Jannah Purba, Ice Rahwani Putri, Helva Diansyah Rahmat Daim Harahap Rahmi Syahriza Rahmi Syahriza, Rahmi Ramadhani, Devi Ramadhani, Hafiz Aryo Ramadhani, Sri Riska Febrianti Aulia Ritonga, Khoirunnida Rizkie Ragilita Sahdila, Rizki Silaen, Lena Mardiana Silalahi, Purnama Ramadani Siregar, Khidir Sitakar, Enia Fadila Siti Aisyah Syahriza , Rahmi Syarbaini, Ahmad Muhaisin B Tambunan, Khairina Veri Ferdiansyah Wildan Izzaty Yasirwan