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Putri, Lydia Gustina
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The Effect Of Perceived Ease And Risk On The Interest In Using Financial Technology (Fintech) Dana Among The Community In Bengkulu City Riri, Alita; Susanti, Neri; Putri, Lydia Gustina
Journal of Multidisciplinary Research Vol. 2 No. 2 (2026): January
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jmr.v2i2.460

Abstract

This research is motivated by the increasing use of digital financial services, including financial technology (Fintech) applications such as DANA, in Bengkulu City, which are considered practical and efficient. However, there are still differences in public perception regarding the ease and risks of using the DANA application. This study aims to determine the influence of perceived ease and risk on public interest in using DANA financial technology (Fintech) among residents of Bengkulu City. A quantitative associative approach was used. A sample of 100 respondents was selected using a purposive sampling technique, with the criteria being DANA application users and residing in Bengkulu City. Data were collected through questionnaires and analyzed using validity and reliability tests, multiple linear regression, t-tests, F-tests, and coefficients of determination (R2) using SPSS. The results showed that each instrument was valid and reliable. The multiple linear regression test produces the equation Y = 0.364 + 0.081X1 + 0.904X2 + e and the results of the t test at a significance level of 0.05 explain that partially X1 has no significant effect on Y with a tsig value > α (0.444 > 0.05), X2 has a significant effect on Y with a tsig value < α (0.000 < 0.05). The F test obtained F count 137.645 > F table 3.09 with a significance of 0.000 < 0.05, thus, it can be concluded that together the independent variables influence the dependent variable. The coefficient of determination (R2) value of 0.734 indicates that 73.4% of the variation in interest in using is explained by perceived ease and risk, while 26.6% is influenced by other variables outside the study. These findings, in which risk is dominant and perceived ease of use is insignificant, are expected to serve as a guide for Fintech developers to improve security, ease of use, and public interest.
The Effect Of Recruitment, Training, And Compensation On Employee Performance At Bank Bengkulu Azhari, Nirman; Afriani, Sulisti; Putri, Lydia Gustina
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Vol. 2 No. 3 (2026): April
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jemba.v2i3.443

Abstract

This research is motivated by the importance of human resource management in improving organizational performance, especially in the highly competitive banking sector. Bank Bengkulu as a regional financial institution is required to be able to optimize the performance of its employees through a selective recruitment process, relevant training, and a fair and motivating compensation system. These three aspects have a strategic role in creating a quality, productive, and loyal workforce to the organization. The objective of this study is to determine the influence of recruitment, training, and compensation both partially and simultaneously on the performance of Bank Bengkulu employees. The method used is a quantitative approach by distributing questionnaires to 30 respondents who are permanent employees of Bank Bengkulu. The data was analyzed using validity tests, reliability tests, multiple linear regression, t-tests, F-tests, and the coefficient of determination (R²) with the help of the SPSS version 26 program to test the hypotheses that had been formulated. The results showed that recruitment has a positive and significant effect on employee performance, training has a negative and significant effect, while compensation has a positive but not significant effect on employee performance. Simultaneously, these three variables have a significant effect on performance with an F count of 12.834 and an R² of 0.733, which means that 73.3% of the variation in employee performance is explained by these three variables.
Pemberdayaan Masyarakat Melalui Senam Massal Edukasi Kesehatan Dan Gotong Royong Terpadu Putra A, Aditya; Triwahyu A, Ensen; Jumanti, Novia; Alif, Latiful; Mulya R, Rizky; Putri, Lydia Gustina; Fariadi, Herri; in, Churin
Jurnal Karya Nyata Pengabdian Vol. 2 No. 2 (2026): April
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jknp.v2i2.583

Abstract

Kuliah Kerja Nyata (KKN) merupakan implementasi dari Tri Dharma Perguruan Tinggi dalam bentuk pengabdian masyarakat. Salah satu bentuk pengabdian yang efektif adalah kegiatan pemberdayaan masyarakat melalui senam massal, edukasi kesehatan, dan gotong royong terpadu. Penelitian ini bertujuan mendeskripsikan pelaksanaan, partisipasi warga, manfaat, dan dampak sosial dari program senam massal, edukasi kesehatan, dan gotong royong sebagai model pemberdayaan masyarakat. Metode yang digunakan adalah pendekatan Participatory Action Research (PAR) dengan tahapan observasi, perencanaan, pelaksanaan, dan evaluasi. Hasil kegiatan menunjukkan peningkatan pengetahuan masyarakat tentang perilaku hidup bersih dan sehat (PHBS), peningkatan partisipasi warga dalam menjaga kebersihan lingkungan, serta terbangunnya kembali solidaritas sosial dan semangat gotong royong. Program ini memberikan dampak jangka panjang berupa terbentuknya Posyandu aktif, komunityas senam ibu sehat, serta kelompok peduli lingkungan.
Co-Authors Abi, Yudi Irawan Aji Sudarsono Alif, Latiful Astuty, Kamelia Azhari, Nirman Damarsiwi, Eska Prima Monique Desita, Ridha Tri Ervina, Rahayu Febrianto, Edy Harwini, Dewi Herlina, Yeni Herri Fariadi, Herri In, Churin Januarsih, Ayu Jumanti, Novia Kresnawati, Kresnawati Marnita, Rina Melinda, Tri Febrina Mulya R, Rizky Nadra, Nadra Nasution, Suswati Neri Susanti Nurzam, Nurzam Patrisia, Eka Salsa Prabowo, Devo Putra A, Aditya Putra, Iswidana Utama Riri, Alita Sulisti Afriani, Sulisti Syahputra, Paldi Awan Tambunan, Denis Ryanto Tawakal, Anzori Tito Irwanto, Tito Triwahyu A, Ensen Widanti, Afrima Wijaya, Ermy Willy Abdillah Yuliana, Alisa Yulianti, Oni Zoraya, Intan