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All Journal Jurnal Ilmiah Mahasiswa FEB JAM : Jurnal Aplikasi Manajemen Journal of Indonesian Applied Economics Wacana, Jurnal Sosial dan Humaniora International Journal of Local Economic Governance Jurnal Teknologi Informasi dan Ilmu Komputer The International Journal of Accounting and Business Society Jurnal Ekonomi dan Studi Pembangunan (Journal of Economics and Development Studies) JDE (Journal of Developing Economies) Jurnal Ilmu Ekonomi dan Pembangunan International Journal of Social Science and Business International Journal of Supply Chain Management Ekuilibrium : Jurnal Ilmiah Bidang Ilmu Ekonomi Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijakan Publik Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Journal of International Conference Proceedings Journal of Accounting Research, Organization and Economics (JAROE) Journal of Development Economic and Social Studies (JDESS) Contemporary Studies in Economic, Finance and Banking (CSEFB) Islamic Economics and finance in Focus (IEFF) Jurnal Ekonomi dan Studi Pembangunan (JESP)
Candra Fajri Ananda
Department Of Economics, Faculty Of Economics And Business, Universitas Brawijaya, Indonesia
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Transportation

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Sosialisasi Literasi Keuangan: Bijak Finansial Pahami Risiko Pinjaman Online dan Bahaya Judi Online Ananda, Candra Fajri; Indraswari, Citra; Lie, Clara Faustine
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 4.1 (2025): SPESIAL ISSUE DESEMBER
Publisher : Lembaga Dongan Dosen

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Abstract

Transformasi digital telah membawa dampak signifikan pada sektor keuangan, salah satunya dengan hadirnya pinjaman online yang dapat memberikan akses keuangan cepat dan inklusif. Namun, fenomena ini juga disertai dengan risiko besar terkait pinjol ilegal dan praktik judi online. Rendahnya literasi keuangan di masyarakat menjadi salah satu faktor utama yang mendorong tingginya kerentanannya terhadap risiko-risiko tersebut. Penelitian ini bertujuan untuk meningkatkan literasi keuangan di Desa Sumberdem, Kecamatan Wonosari, Kabupaten Malang, yang didominasi oleh sektor UMKM dengan keterbatasan akses modal. Metode yang digunakan adalah Community Based Research (CBR) dengan pendekatan partisipatif. Kegiatan sosialisasi dilakukan pada 24 Juni 2025 dengan melibatkan 20 peserta yang terdiri dari aparatur desa, pengelola BUMDesa, dan pelaku UMKM. Materi yang disampaikan mencakup pemahaman tentang pinjol, risiko yang ditimbulkan, serta dampak judi online. Hasil penelitian menunjukkan adanya peningkatan pengetahuan peserta yang signifikan berdasarkan perbandingan nilai pre-test dan post-test, dengan rata-rata peningkatan sebesar 33,75 poin. Survey kepuasan peserta menunjukkan respon positif terhadap pelaksanaan kegiatan sosialisasi. Sosialisasi literasi keuangan kepada masyarakat efektif dalam meningkatkan kesadaran akan risiko pinjaman online serta bahaya judi online.
A Panel Approach: How Does Government Expenditure Influence Human Development Index? Anisa Fadilah; Candra Fajri Ananda; David Kaluge
Jurnal Ekonomi dan Studi Pembangunan Vol 10, No 2 (2018)
Publisher : Universitas Negeri Malang

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Abstract

This study investigates the influence of government spending on education index, health index, income index of regional, under-develop and develop governments in East Java, Indonesia. In addition, this paper estimates the influence of government spending on the development of cities and districts in East Java. This study applied a quantitative approach by using the Fixed Effect Model and Random Effect Model as the panel data analysis method. There were 38 cities and districts used as the analysis units during 2010-2015. The findings showed that government spending on education, health, and economic has a positive significant influence on every component of human development index. In addition, government spending on infrastructure has a significant influence on the education index and income index yet it does not significantly influence the health index. Furthermore, this study provided the different results of government spending on under-developed and developed regions. Keywords: Government Spending, Human Development Index, Education IndexJEL Classification: H72; I31 
The Flypaper Effect in Intergovernmental Transfers and Local Expenditure Ridho Daffa Wardana; Ananda, Candra Fajri
Journal of Development Economic and Social Studies Vol. 5 No. 2 (2026)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This study analyzes the occurrence of the Flypaper Effect within regional financial management by utilizing variables such as Economic Growth, Local Revenue, Government Grant, and Budget Surplus in the Gerbangkertosusila Region over the period of 2010 to 2023. The findings derived from the Robust Common Effect model regression indicate that the variables PAD, DAU, DAK, DBH, and SiLPA exhibit a positive and statistically significant impact on Regional Expenditure, whereas Economic Growth demonstrates a negative influence that lacks statistical significance. It was observed that the coefficient values for all categories of Balance Funds exceeded those of PAD, thereby corroborating the hypothesis regarding the presence of the Flypaper Effect in the Gerbangkertosusila region throughout the research timeframe. Consequently, there is a necessity for strategies aimed at enhancing regional fiscal autonomy through the optimization of PAD and the fortification of local taxation authority.
ANALISIS DAMPAK ALOKASI ANGGARAN DESA DAN INFRASTRUKTUR DESA PADA TINGKAT KEMISKINAN DI KABUPATEN SEMARANG Nugraheni, Rahayu Sapta; Ananda, Candra Fajri; Syafitri, Wildan
Jurnal Ilmu Ekonomi dan Pembangunan Vol 18, No 2 (2018): Jurnal Ilmu Ekonomi dan Pembangunan
Publisher : EP FEB UNS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/jiep.v18i2.20668

Abstract

Although the level of poverty in Indonesia, especially in Semarang Regency has decreased significantly, there are two tendencies to be a concern. Since 2014 village budgets have been granted to villages with significant increases to finance rural development. However, it has not shown any real results. This study aims to analyze the aspects that affect the level of village poverty in Semarang Regency. The aspect is basic infrastructure consisting of market access, health access and educational access, population, village original revenue, transfer revenue (village fund, village fund allocation and tax revenue and local retribution share) and allocation of village expenditure consisting of village development expenditure, community development expenditure and community empowerment expenditure. The result of the study shows that the aspects researched are significantly influence the level of village poverty in Semarang Regency. Aspects that affect the level of poverty indicated by the Wald test results are health access, population, Village Original Revenue, allocation of development expenditure, allocation of community empowerment expenditure. Quadrant analysis result shows the comparison between Poverty Percentage to the amount of transfer revenue. The results are fairly even in the four quadrants. In Quadrant II there are 58 villages, with poverty percentage > 40 percent and low transfer income. In Quadrant III which means that the poverty level is low then the value of transfer income is also low with the number of villages is 57. The number of villages in quadrant I is 20 villages with high poverty and low transfer income. The villages in quadrant IV are 17 villages. The villages in quadrant IV are villages with high transfer revenue and also high poverty rates. The conclusion of this research is poverty indicator is no longer focused on economy but also concerning structural, institutional, health and government policy aspects. Development planning needs to be done better so that the village budget can be used as much as possible for the welfare and independence of the community. It is important to the villages to allocate more funds to the populist economic development sector.Keywords: Population, Infrastructure, Expenditure, Revenue, PovertyJEL Classification:H72, I38
Co-Authors . Susilo Agus Dian Ristanto Alfiyatin, Adyan Nur Anggari Marya Kresnowati Anisa Fadilah Ariestiningtyas, Dewanti Rahma Armanu Thoyib Astiyanti, Yeni Astri Oktaviana Mujiarti Astri Oktaviana Mujiarti, Astri Oktaviana Atu Bagus Wiguna Atu Bagus Wiguna Bintoro, Nugroho Suryo Danang Triyanto Darmansyah - David Kaluge David Kaluge Decta Pitron Lugastoro Djumilah Zain Dodo Kurniawan Dodo Kurniawan, Dodo Eka Daddy Kurnia Fadilah, Anisa Fahmi Prayoga Faishal Fadli, Faishal Farah Wulandari Pangestuty Faustine, Illona Selly Ferry Prasetya Ferry Prasetyia Hannani, A Munif Hidsal Jamil Hidsal Jamil Ida Nuraini Ida Nuraini Indraswari, Citra Iswadi Mudrosanto Lathiefa Rusli Lie, Clara Faustine Maghfiroh, ElliyaS yahfira Maryunani Maryunani - - Mashudi Adi Nugroho Meilissa Ike Dien Safitri Moh. Khusaini Mudrajad - Kuncoro Mudrosanto, Iswadi Munawar - Ismail Nugraheni, Rahayu Sapta Nurul Istifadah Peris Frengki Butarbutar Prabowo, Try Agung Puguh Hermawan Putu Mahardika Adi Saputra Rachmad Kresna Sakti Ramadhani, Qatrunnada Nisrina Rayhan, Danedo Ridho Daffa Wardana Riyanto, Kusuma Arum Saputri, Karina Dewi Setyo Tri Wahyudi Siti Helmyati Sri Muljaningsih Sri Muljaningsih Sumantri, Vietha Devia Sagita Susilo Susilo Susilo Susilo Susilo Susilo Susilo Susilo, . Terbit Nur Fatahillah Tiara Juniar Soewardi Wayan Firdaus Mahmudy Wildan Syafitri Yeni Astiyanti Yuprin A.D - - Yusuf Priyo Anggodo, Yusuf Priyo