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All Journal Jurnal Pendidikan Humaniora Jurnal Promosi Pendidikan Ekonomi JPBM (Jurnal Pendidikan Bisnis dan Manajemen) Jurnal Pendidikan Ekonomi Jurnal Pendidikan Ekonomi Classroom Action Research Journal (CARJO) JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN Jurnal Graha Pengabdian Journal of Applied Business, Taxation and Economics Reseach International Journal of Humanities Education and Social Sciences Jurnal Pembelajaran, Bimbingan, dan Pengelolaan Pendidikan International Education Trend Issues Jurnal Ekonomi, Bisnis dan Pendidikan (JEBP) Journal of Economic Empowerment Strategy (JEES) International Journal of Economics, Business and Innovation Research Jurnal Pendidikan Ilmu Sosial Dinamika Pendidikan
Lisa Rokhmani
Universitas Negeri MAlang
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Pengaruh pendidikan ekonomi keluarga, pengelolaan uang saku dan modernitas individu terhadap perilaku konsumtif mahasiswa yang tinggal di pondok pesantren putri sabilurrosyad Gasek kota Malang Barotus Salakah; Lisa Rokhmani
Jurnal Ekonomi, Bisnis dan Pendidikan (JEBP) Vol. 2 No. 4 (2022)
Publisher : Universitas Negeri Malang

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Abstract

Consumptive is an activity of excessive consumption based on the desires and satisfaction of students. Consumptive behavior is influenced by the psychological and socio-cultural conditions of students in the environment. In this regard, family economics education is needed as financial literacy, pocket money management to regulate consumption spending, and individual modernity as a control for student consumption behavior. This study uses a quantitative approach to the type of explanatory research. The sampling technique used the proportional random sampling technique and obtained a sample of 159 students from various tertiary institutions living at the Sabilurrosyad Gasek Islamic Boarding School, Malang City. The data collection method uses a questionnaire which is filled in directly by the research respondents. Research data were analyzed using descriptive statistics, classical assumptions, multiple linear regression, hypotheses, effective contribution, and coefficient of determination. The results of this study indicate that: (1) There is an influence between family economic education on the consumptive behavior of students living at the Putri Sabilurrosyad Gasek Islamic Boarding School, Malang City (2) There is an influence between pocket money management on the consumptive behavior of students living at the Putri Sabilurrosyad Gasek Islamic Boarding School Malang City (3) There is an influence between individual modernity on the consumptive behavior of students who live in the Putri Sabilurrosyad Gasek Islamic Boarding School, Malang City (4) There is a simultaneous influence between family economic education, pocket money management, and individual modernity on the consumptive behavior of students living in Sabilurrosyad Gasek Islamic Boarding School, Malang City. Konsumtif merupakan kegiatan konsumsi secara berlebihan yang didasarkan pada keinginan dan kepuasan mahasiswa. Perilaku konsumtif dipengaruhi oleh kondisi psikologis dan sosial budaya mahasiswa di lingkungan. Berkaitan dengan hal itu, diperlukan pendidikan ekonomi keluarga sebagai literasi keuangan, pengelolaan uang saku untuk mengatur pengeluaran konsumsi, dan modernitas individu sebagai kendali perilaku konsumsi mahasiswa. Penelitian ini menggunakan pendekatan kuantitatif dengan jenis penelitian eksplanasi. Teknik pengambilan sampel menggunakan teknik proportional rundom sampling dan di peroleh sampel sejumlah 159 mahasiswa dari berbagai Perguruan Tinggi yang tinggal di Pondok Pesantren Putri Sabilurrosyad Gasek Kota Malang. Metode pengumpulan data menggunakan angket yang di isi langsung oleh responden penelitian. Data penelitian dianalisis menggunakan statistik deskriptif, asumsi klasik, regresi linear berganda, hipotesis, sumbangan efektif, dan koefisien determinasi. Hasil penelitian ini menunjukkan bahwa: (1) Terdapat pengaruh antara pendidikan ekonomi keluarga terhadap perilaku konsumtif mahasiswa yang tinggal di Pondok Pesantren Putri Sabilurrosyad Gasek Kota Malang (2) Terdapat pengaruh antara pengelolaan uang saku terhadap perilaku konsumtif mahasiswa yang tinggal di Pondok Pesantren Putri Sabilurrosyad Gasek Kota Malang (3) Terdapat pengaruh antara modernitas individu terhadap perilaku konsumtif mahasiswa yang tinggal di Pondok Pesantren Putri Sabilurrosyad Gasek Kota Malang (4) Terdapat pengaruh secara simultan antara pendidikan ekonomi keluarga, pengelolaan uang saku, dan modernitas individu terhadap perilaku konsumtif mahasiswa yang tinggal di Pondok Pesantren Putri Sabilurrosyad Gasek Kota Malang
Analysis of Effectiveness in Improving the Welfare of Fishermen Communities in Majene Regency (Study on the Maritime and Fisheries Business Actor Card Program) Aulya Rahma T; Agung Haryono; Lisa Rokhmani
International Journal of Economics, Business and Innovation Research Vol. 2 No. 03 (2023): May, International Journal of Economics, Business and Innovation Research
Publisher : Cita konsultindo

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Abstract

To protect and improve the welfare of fishing communities, the government through the Ministry of Maritime Affairs and Fisheries created a program contained in the Republic of Indonesia's KKP Regulation Number 39/Permen-KP/2017 concerning the KUSUKA Card which is a form of card integration and data for marine and fisheries business actors. This study aims to analyze the effectiveness of the KUSUKA Card program in improving the welfare of fishing communities in Majene Regency. This research uses a qualitative type with a case study approach. The results of the study show that (1) The understanding of the KUSUKA Card program in fishing communities in Majene Regency is only limited to the requirements in administering and replacing Fisherman's Cards. (2) The targeting of the KUSUKA Card program for fishing communities in Majene Regency has been successful in data collection on marine and fisheries business actors. (3) Timeliness in the distribution of KUSUKA Cards in Majene Regency has not been fully realized. (4) The objectives of the Kusuka Card program in Majene Regency have been achieved in terms of data collection to update the fishermen's database. (5) The real changes felt by fishing communities have not run optimally. So far, the goal to be achieved in improving the welfare of fishing communities in Majene Regency has not been implemented appropriately
THE EDUCATIONAL GAME-BASED EMODUL: IS IT EFFECTIVE AND SOLUTION TO THE MERDEKA CURRICULUM? Munir, Syahrul; Haryono , Agung; Rokhmani, Lisa; Inayati, Roufah; Anisya, Anisya; Masruro , Umi; Fitrianti, Wahyu
International Education Trend Issues Vol. 1 No. 2 (2023): International Education Trend Issue
Publisher : PT. BATARI EDU CALYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/ieti.v1i3.291

Abstract

Various innovations in implementing learning activities are efforts to support the implementation of the Merdeka curriculum. One of the innovations was carried out by developing the Android-based " Money Adventure E-module " in economic learning. The Money Adventure e-module is expected to provide a pleasant learning experience and overcome difficulties in understanding money and payment instruments, as well as improving student learning outcomes. This research aims to develop Android-based e-modules as effective learning materials in economics learning to support the implementation of the Merdeka curriculum at SMAN 1 Tulungagung. The development of this e-module was carried out using the 4D model from Thiagrajan, which was followed by testing the effectiveness of the e-module in improving student learning outcomes, through quasi-experimental activities with a nonequivalent control group design model, in class X-2 as an experimental class and class X - 3 as a control class. The material expert validation test results were 91.67 % with very good criteria, while the material and learning media expert validation results were 88.33% with good criteria. The Money Adventure e-module has proven effective in improving student learning outcomes in learning economics regarding money and payment instruments. This can be seen from the average post-test score for the experimental class (88.19 ) which is higher than the control class (65.83). This is also reinforced by the results of the average difference test for the experimental class and the control class which shows that there is a significant difference between the learning outcomes of the experimental class and the control class
The Effectiveness of Economic Learning During Covid-19 Pandemic (a Case Study of Economics Teacher of Senior High School in Klojen District of Malang City) Adistya, Pragita Aci; Rokhmani, Lisa
International Education Trend Issues Vol. 2 No. 2 (2024): International Education Trend Issue
Publisher : PT. BATARI EDU CALYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/ieti.v2i2.517

Abstract

In Indonesia, the Covid-19 pandemic occurred due to the contagious and deadly corona virus. The government implements PSBB (Large-Scale Social Restrictions) and social distancing (maintaining distance). Learning activities at school turn into remote or online (online). In these circumstances, teachers use educational applications or platforms in carrying out learning activities, cell phones and laptops or computers as communication tools. Learning modules are given to students to learn independently. Learning effectiveness is carried out by achieving learning objectives by students.
AKTUALISASI KURIKULUM MERDEKA MELALUI PELATIHAN PENGEMBANGAN RPP DAN MODUL AJAR Munir, Syahrul; Haryono, Agung; Rokhmani, Lisa; Inayati, Roufah; Istiqomah, Ni’matul; Masruro, Umi
Jurnal Graha Pengabdian Vol 5, No 4 (2023)
Publisher : Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um078v5i42023p%p

Abstract

Kurikulum merdeka merupakan kurikulum yang lebih banyak berorientasi pada peserta didik dan pemanfaatan platform digital. Kurikulum merdeka menjadikan proses pembelajaran lebih banyak diperankan oleh peserta didik dengan berbagai keterampilan dan analisis. Kurikulum merdeka hadir untuk membentuk peserta didik menjadi inan-insan yang produktif dan relevan dengan perkembangan zaman. Metode yang digunakan dalam penelitian ini yakni pendampingan dan implementasi. Kegiatan ini diawali dengan kegiatan sosialisasi yang tujuannya untuk memberi informasi tentang program yang akan di lakukan oleh tim pelaksana kegiatan. Kegiatan ini dilakukan dengan melakukan kunjungan ke SMAN 2 Mojokerto, dan penyampaian informasi secara garis besar mengenai maksud dan tujuan dari kegiatan. Kegiatan sosialisasi ini dilanjutkan dengan pelaksanaan kegiatan pelatihan sesuai dengan kesepakatan tim dengan pihak sekolah. Kegiatan pelatihan ditujukan kepada para guru-guru di SMAN 2 Mojokerto.Tujuan dari penelitian ini yakni untuk mensosialisasikan serta memberikan pelatihan kepada para gutu di SMAN 2 Mojokerto. Hasil penelitian menunjukkan bahwa antusiasme sangat baik dibuktikan oleh seluruh guru di SMAN 2 Mojokerto dalam keikutsertaan dalam kegiatan sosialisasi dan pelatihan RPP dan bahan ajar. Guru memberikan feedback yang positif dengan keikutsertaan dalam pendampingan penyusunan RPP dan modul ajar.
EVALUATION OF ECONOMIC LEARNING IN THE IMPLEMENTATION OF AN INDEPENDENT CURRICULUM USING THE CIPP MODEL IN STATE HIGH SCHOOLS IN MOJOKERTO CITY Rofiah, Siti Khusnul; Rokhmani, Lisa; Sumarsono, Hadi
Jurnal Pendidikan Ilmu Sosial Vol. 34 No. 2 (2024): JURNAL PENDIDIKAN ILMU SOSIAL
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jpis.v34i2.5573

Abstract

This research aims to evaluate economic learning in the implementation of an independent curriculum using the CIPP model in public high schools throughout the city of Mojokerto. The city of Mojokerto stands out as a city with active participation in the Independent Curriculum reaching 98%. The evaluative method is used with a qualitative approach supported by quantitative data. The results of the research show that the context aspect shows variations in the selection of Independent Policy Instruments (IKM), where SMAN 1 and SMAN 3 choose independent changing IKM, while SMAN 2 adopts independent sharing IKM. The integration of articles of the 1945 Constitution into class X economics learning outcomes aims to strengthen students' understanding of the principles of the country's economy and their application in everyday life. Evaluation of the input aspect consisting of teachers, students and infrastructure shows a sufficient level of effectiveness, reaching 68.27%. Teachers use the PMM platform to optimize learning, while students' interest in economics varies and school infrastructure needs to be improved to support more effective learning. In the process aspect, SMAN 2 stands out in implementing the self-sharing model in preparing teaching tools. However, there is variation in the quality of learning between schools, with a focus on developing teacher competence and active student participation. The effectiveness of the learning process reached an average of 75.43%, this shows the need to increase more varied teaching strategies and better interaction between teachers and students. Overall product evaluation in the form of learning outcomes shows an average of 78.33%, which indicates a sufficient level of effectiveness. This research can increase student motivation, material relevance, and consistency in assessing learning outcomes, achieving more optimal results per the objectives of the Independent Curriculum.
MODEL LITERASI KEUANGAN DALAM MENINGKATKAN KINERJA USAHA SEKTOR UMKM (STUDI PELAKU UMKM JAWA TIMUR) Nugroho, Agung; Mukhlis, Imam; Rokhmani, Lisa; Hidayat, Rachmad
Promosi: Jurnal Program Studi Pendidikan Ekonomi Vol 13, No 1 (2025): Promosi
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jp.v13i1.11392

Abstract

Literasi keuangan terbukti menjadi prediktor signifikan terhadap pertumbuhan penjualan, pertumbuhan laba, dan kinerja bisnis UMKM secara keseluruhan. Namun variabel kontrol seperti gender, pendidikan, dan pengalaman tidak memberikan peran penting dalam hubungan antara literasi keuangan dan peningkatan kinerja bisnis UMKM. Penelitian ini melibatkan responden sebanyak 400 responden yang tersebar di Provinsi Jawa Timur yang terdiri dari berbagai sektor UMKM. Metode yang digunakan adalah Structural Equation Model – Partial Least Square (SEM-PLS) dengan tujuan untuk menguji dan mengestimasi secara simultan hubungan antara variabel eksogen dan endogen multiple dengan banyak factor. Hasil penelitian menunjukkan bahwa literasi keuangan berpengaruh positif dan signifikan (T = 5.371, p value 0,000) terhadap daya saing UMKM dan digitalisasi manajeme beperngaruh positif dan signifikan terhadap (T = 16.093, p value 0,000). Beberapa hal yang bisa dilakukan untuk meningkatkan daya saing UMKM di Provinsi Jawa Timur adalah menyasar aspek lanjutan, peningkatan kesadaran, fasilitasi akses teknologi, pendampingan teknologi, analisis data usaha, integrasi platform digital, penguatan jejaring usaha, dan penerapan model bisnis berkelanjutan
Lifestyle Pathways: How Family, Peers, and Social Media Shape Adolescent Consumer Behavior Wulandari, Ela; Utomo, Sugeng Hadi; Rokhmani, Lisa
Dinamika Pendidikan Vol. 20 No. 1 (2025)
Publisher : Economics Education Department Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/dp.v20i1.24666

Abstract

This study investigates the predictive relationships between social and psychological factors, namely, family economic education, peer conformity, social media, and adolescent consumer behavior, with lifestyle as a mediating variable. Employing a quantitative research design, data were collected from 400 adolescents in Semarang City, Indonesia. The analysis was conducted using PLS-SEM, which is suitable for prediction-oriented models and mediation testing. The results indicate that social media exerts the most decisive influence on adolescents’ lifestyle, significantly affecting consumer behavior. Lifestyle was confirmed as a key mediator, transmitting the influence of all three predictors to actual consumption behavior. Family economic education emerged as the most influential factor in directly shaping rational and responsible consumption behavior, whereas social media was the dominant force in shaping lifestyle patterns. These findings highlight the dual role of socialization agents: media as a digital lifestyle influencer, and the family as a foundational source of economic values and decision-making skills. The study suggests that educational institutions, families, and communities should collaborate to promote financial literacy and responsible lifestyle choices through social media platforms. Moreover, integrating educational influencers should strategically guide youth toward sustainable and informed consumption behaviors.
ANALYSIS OF FAMILY ECONOMIC EDUCATION AND FINANCIAL MANAGEMENT (STUDIES ON HUSBAND WHICH MARRIED WORKER INDONESIAN IMMIGRANTS IN SUMBERMANJING WETAN DISTRICT) Maulidia, Fadlilatul; Rokhmani, Lisa
Journal of Economic Empowerment Strategy (JEES) Vol. 8 No. 2 (2025): Volume 8 Number 2, August 2025
Publisher : Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jees.v8i2.27363

Abstract

Based on data from BP2MI (2024), Indonesian Migrant Workers (PMI) are predominantly women, comprising 68% of the total. This gender composition has led to a shift in traditional family structures, particularly through the exchange of roles, where wives work abroad while husbands take on domestic responsibilities. This creates a new dynamic in the household with dual and reversed gender roles.This study focuses on husbands of Indonesian migrant workers who have assumed the role of economic educators and financial managers in the family, especially concerning their children's welfare. The research was conducted in Sumbermanjing Wetan District, Malang Regency, with a qualitative method using a phenomenological approach.The study explores several key areas: the family's economic condition, the internalization of economic education in daily life, the husband’s financial management practices, and the perceived impact of this education on children. Findings show that the families' economic conditions are generally unstable and heavily reliant on remittances from the wives. Economic education internalized within the household includes lessons on saving, managing pocket money independently, and practicing wise and frugal consumption—positively influencing the children’s behavior. However, the study reveals that financial management lacks a structured foundation. There is little evidence of proper financial planning, control, utilization, or evaluation. As a result, despite the positive efforts in informal financial education, the overall family financial system remains vulnerable and unsustainable in the long term.
THE INFLUENCE OF INFORMAL ECONOMIC EDUCATION ON THE ECONOMIC BEHAVIOR OF INDONESIAN MIGRANT WORKERS MEDIATED BY ECONOMIC AND ENTREPRENEURIAL LITERACY Amalina, Endah; Haryono, Agung; Rokhmani, Lisa; Rachmawati, Dian
JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN Vol. 12 No. 2 (2024)
Publisher : UNIVERSITAS NEGERI SURABAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jepk.v12n2.p367-392

Abstract

Indonesian Migrant Workers (PMI) ideally have a stable and prosperous economic condition characterized by the ability to manage finances wisely through safe and efficient savings and investments. However, this condition differs from most PMIs, who experience economic difficulties after returning to Indonesia. This study aims to confirm the influence of informal economic education, economic literacy, and entrepreneurial literacy on PMI's economic behavior. This research applies Covariance-Based Structural Equation Modeling (CB-SEM) using a quantitative approach with deductive thinking logic. Data were collected through an online survey and analyzed using IBM-SPSS-AMOS 25 to confirm the hypothesis proposed. The results showed that informal economic education, economic literacy, and entrepreneurial literacy positively affected PMI's economic behavior. Economic and entrepreneurial literacy also mediate the relationship between informal economic education and PMI's economic behavior in a partial (partial mediation) manner. The results provide valuable insights for policymakers and job training institutions on involving families to improve economic and entrepreneurial literacy in encouraging PMI's economic behavior.
Co-Authors Achmad Ali Wafa Adinda Sugma Nur Choiriyah Adistya, Pragita Aci Agung Haryono Ahmad Noviyanto Ahmad Rifki Aida Miftachul Jannah Amalina, Endah Anisya Anisya Annisya', Annisya' AULYA RAHMA T Bagus Shandy Narmaditya Barotus Salakah Cipto Wardoyo Dewi Ayu Sakdiyyah Dian Rachmawati Djibril Dhiawara Eka Aprilia Hani Farida Kiky Oktaviani Fitrianti, Wahyu Hadi Sumarsono Hari Wahyono Imam Mukhlis Irawan, Yuliandy Rige Irawati * Irawati Irawati Ita Purnama Sari, Ita Purnama Lia Ernes Pauli M. Rudi Irwansyah Masruro, Umi Maulidia, Fadlilatul Muhammad ari kusuma Muhammad Fahmi Tri Kurniawan Muhammad Rudy Alamsyah Muhammad Rudy Alamsyah Nelvy Warsi Enggal Lestari Ni'matul Istiqomah Nugroho, Agung Prih Hardinto Rachmad Hidayat Ro'ufah Inayati Rofiah, Siti Khusnul Rosalia Vernanda Sri Handayani Sri Umi Mintarti Sugeng Hadi Utomo Sunaryanto Syahrul Munir Titin Nurazizah Wahjoedi Widya Eka Puspitasari Wulandari, Ela Yohanes Hadi Soesilo Yuli Agustina, Yuli