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Variabel-Variabel yang Memengaruhi Rasio P/E dan Dampaknya terhadap Return Saham (Studi pada Perusahaan Manufaktur yang Terdaftar di Bursa Efek Indonesia) Adam, Echan; Djumahir, .; Andarwati, .
Jurnal Aplikasi Manajemen Vol. 13 No. 4 (2015)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/

Abstract

This research is aimed to understand and to analyze the influence of firm size (size),DER (Debt to Equity Ratio), ROE (Return on Equity), DY (Dividend Yield), and TSB (InterestRate) on P/E Ratio (Price Earning Ratio), and also their influence on stock return. Samplingtechnique is census which results in 17 manufacture companies as the sample. Two-StageLeast Square is used to analyze data. Result of research has shown that: (1) Variables of Sizeand ROE are positively and significantly influencing P/E Ratio. Variables of DER and TSBare negatively but significantly influencing P/E Ratio; and DY is not significantly influencingP/E Ratio. (2) P/E Ratio is negatively and significantly influencing stock return. Anychanges happening with fundamental variables of finance and macroeconomic will increaseP/E Ratio in the next period, but the increase of P/E Ratio will force stock return in the nextperiod to decline.
Dampak Penggunaan Keuangan Digital Dan Akses Keuangan Terhadap Pertumbuhan Umkm Talasa, Jihan; adam, echan; Moonti, Agustinus
Jurnal Pendidikan Indonesia Vol. 6 No. 7 (2025): Jurnal Pendidikan Indonesia
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/japendi.v6i7.8468

Abstract

The purpose of this research is to find out the use of digital finance and financial access to the growth of MSMEs, the method used in this study is a quantitative method using primary data, distributing questionnaires and then interviewing MSME actors who use digital finance This type of research is explanatory research research which intends to explain the position of the variables being studied and determine the influence of one variable with one variable others by using SEM (Strucural Equation Modeling) PLS (Partial Least Squares) data analysis. This research was conducted in the district of Gorontalo City with a total of 50 respondents who use digital finance. The results of this study show that the use of digital finance affects the growth of MSMEs with sufficient financial access.this shows that the use of digital finance with sufficient financial access can increase the growth of MSMEs in Gorontalo Province.
KERAGAMAN ADOPSI PUPUK ORGANIK OLEH PETANI JAGUNG DI KECAMATAN SUWAWA SELATAN, GORONTALO Pratama, Rhamadan Rezki; Sirajuddin, Zulham; Adam, Echan
Agrinesia: Jurnal Ilmiah Agribisnis VOL 9, NO 3, 2025
Publisher : Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37046/agr.v0i0.31771

Abstract

Tantangan yang dihadapi oleh petani jagung di Indonesia, khususnya di daerah miskin pedesaan, adalah ketergantungan yang sangat tinggi terhadap pupuk kimia bersubsidi. salah satu solusi yang diperkenalkan melalui sistem penyuluhan pertanian adalah penggunaan pupuk organik. Tujuan penelitian ini adalah untuk (1) mengetahui keragaman adopsi pupuk organik oleh petani jagung, dan (2) mengetahui karakteristik demografi yang berkorelasi dengan keragaman tersebut. Penelitian dilakukan di Kecamatan Suwawa Selatan di Provinsi Gorontalo. Pendekatan kuantitatif dengan desain penelitian deskriptif digunakan dalam penelitian ini, dengan jumlah responden 235 petani jagung. Hasil penelitian ini menunjukkan bahwa tingkat adopsi pupuk organik petani jagung di Kecamatan Suwawa Selatan kurang maksimal. Hal tersebut dapat dilihat dari hanya 50% total keseluruhan lahan jagung di Kecamatan Suwawa Selatan yang menerapkan pupuk organik. Karakter sosial ekonomi petani memiliki korelasi yang baik dengan tingkat adopsi pupuk organik. Usia petani, pendidikan, pengalaman, luas lahan dan keaktifan kegiatan penyuluhan memiliki korelasi baik dan terbukti signifikan. Namun indikator tanggungan keluarga tidak memiliki korelasi dalam meningkatkan presentase diadopsinya pupuk organik.
Enhancing Business Performance through Digital Financial Literacy: Evidence from Gorontalo Adam, Echan; Bobihu, Nofita; Boekoesoe, Yuriko
Jurnal AGRISEP JURNAL AGRISEP VOL 24 NO 02 2025 (SEPTEMBER)
Publisher : Badan Penerbitan Fakultas Pertanian, Universitas Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31186/jagrisep.24.02.525-546

Abstract

The digital financialization of Micro, Small, and Medium Enterprises (MSMEs) increases access to information and facilitates resource management. During the pandemic, there was a significant surge in digital transactions, increasing sales of several products, with Gorontalo Province experiencing a 3.57% rise. This research investigates the impact of social factors on digital financial literacy and their influence on the performance of MSMEs. Conducted in Gorontalo City from March to July 2024, this research employed an explanatory approach, focusing on the founders of MSMEs, specifically 50 individuals who served as respondents. Primary data was collected through structured interviews using questionnaires. The analysis utilized Structural Equation Modeling-Partial Least Squares (SEM-PLS), supported by Smart-PLS 3.0 software. The findings reveal that social factors significantly influence digital financial literacy, although they do not directly affect MSMEs' performance. Digital technology, however, has a significant impact on MSMEs' performance and mediates the relationship between social factors and performance. Despite these advancements, many MSME actors lack proper financial management practices, such as recording daily cash inflows and outflows, limiting their financial awareness. Targeted financial education programs are essential and include hands-on training on the use of financial management applications for tracking income and expenses. Furthermore, collaborations with financial institutions, fintech platforms, and e-commerce providers can facilitate training in digital financial tools and services. Although participation in such initiatives is currently limited, institutions like Bank Indonesia can scale up efforts to develop model MSMEs that inspire broader adoption of digital financial practices among other enterprises.
Prospek Pengembangan Sistem Pertanian Terpadu Tanaman Padi Sawah dengan Ternak Sapi di Kecamatan Wonosari Kabupaten Boalemo Wibowo, Hadi Setyo; Indriani, Ria; Adam, Echan
Mimbar Agribisnis : Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Vol 10, No 2 (2024): Juli 2024
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ma.v10i2.14165

Abstract

This research aims: 1) To determine the feasibility of integrated farming systems of paddy rice and beef cattle in Wonosari District, Boalemo Regency, 2) To identify the internal and external factors in the development of integrated farming systems of paddy rice and beef cattle in Wonosari District, Boalemo Regency. This research was conducted from February 2023 to April 2023 with a sample of 39 respondents. The research method employed descriptive and quantitative methods. The data analysis utilized R/C Ratio analysis and SWOT analysis. The research results indicated that integrated farming systems of paddy rice with beef cattle were feasible based on the income received per farmer amounting to 17.624.861/year with an R/C Ratio of 1.50. Factors affecting the prospects of integrated farming systems include supportive environments, the use of agricultural technology, support from agricultural departments, easily marketable products, and farmers' high level of experience in farming development.
Analysis of the Relationship between Fintech and Financing on MSME Performance Kadir, Almiranda; Adam, Echan; Moonti, Agustinus
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.559

Abstract

Modern trade currently encourages countries to continuously innovate to advance the economy, one of which is through strengthening the Micro, Small, and Medium Enterprises (MSMEs) sector. In facing these changing times, MSMEs are required to adapt to technological advances, particularly in the field of digital finance or financial technology (fintech). The use of fintech facilitates transaction processes and access to financing, which is expected to improve MSME performance. However, the use of fintech must be accompanied by adequate understanding and education for MSMEs. This study aims to analyze the influence of fintech and financing on MSME performance. The research used an explanatory approach with a quantitative approach using primary data. The results indicate that the use of fintech significantly influences financing, fintech directly influences MSME performance, and financing significantly influences MSME performance. Therefore, an active role is needed from local governments in providing accessible access to fintech services, affordable financing facilities, and entrepreneurship training to improve the competency of MSMEs in facing competition in the digital era.
Analysis of the Relationship between Fintech and Financing on MSME Performance Kadir, Almiranda; Adam, Echan; Moonti, Agustinus
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.559

Abstract

Modern trade currently encourages countries to continuously innovate to advance the economy, one of which is through strengthening the Micro, Small, and Medium Enterprises (MSMEs) sector. In facing these changing times, MSMEs are required to adapt to technological advances, particularly in the field of digital finance or financial technology (fintech). The use of fintech facilitates transaction processes and access to financing, which is expected to improve MSME performance. However, the use of fintech must be accompanied by adequate understanding and education for MSMEs. This study aims to analyze the influence of fintech and financing on MSME performance. The research used an explanatory approach with a quantitative approach using primary data. The results indicate that the use of fintech significantly influences financing, fintech directly influences MSME performance, and financing significantly influences MSME performance. Therefore, an active role is needed from local governments in providing accessible access to fintech services, affordable financing facilities, and entrepreneurship training to improve the competency of MSMEs in facing competition in the digital era.
Strategi Pengembangan Usaha Stik Labu Madu pada IKM Al-Hidayah dengan Pendekatan Business Model Canvas (BMC) Baharudin , Sri Wahyuni; Halid , Amir; Adam, Echan
Economics and Digital Business Review Vol. 5 No. 1 (2024): Agustus - January
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v5i1.979

Abstract

Penelitian Ini Merupakan penelitian Strategi Pengembangan Business Model Canvas (BMC). Penelitian ini bertujuan untuk mengetahui daya saing saing produk Stik labu madu pada IKM Al- Hidayah melalui Pendekatan Business model canvas (BMC). Penelitian ini menggunakan metode penelitian deskriptif kualitatif. Hasil Penelitian Sebagai pelopor dalam olahan produk labu madu, mereka menerapkan Business Model Canvas (BMC). Produk stik labu madu ini ditujukan untuk berbagai kalangan usia, menawarkan nilai unggulan dengan dukungan pada pemberdayaan masyarakat, kualitas tinggi, dan kandungan gizi seimbang. Strategi pemasaran melibatkan media sosial, distribusi melalui konsinyasi dan distributor, serta kolaborasi dengan influencer. Hubungan pelanggan diperkuat melalui konten edukasi, layanan pelanggan, dan program keanggotaan. Pendapatan utama berasal dari penjualan stik labu madu, didukung oleh aspek produksi yang efisien, sumber daya, dan aktivitas yang terfokus. Mitra, termasuk supplier, toko, supermarket, dan lembaga terkait, serta struktur biaya yang terkelola baik, mendukung pertumbuhan berkelanjutan IKM Al-Hidayah dalam bisnis inovatifnya.
Perencanaan Sistem Informasi Penjualan Hasil Perkebunan Labu Madu Kelompok Tani Al-Hidayah Kabupaten Bone Bolango Adam, Echan; Karim, Arjuna Putra; Bukusu, Gianluca Pratama; Bobihu, Novita; Talasa, Jihan
Jurnal Pengabdian Masyarakat Teknologi Pertanian Vol 2, No 2 (2023)
Publisher : Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sistem informasi dalam penelitian ini berupa penjualan ataupun pemasaran menyediakan berbagai macam informasi untuk menangani proses penjualan produk labu madu yang dihasilkan oleh kelompok tani Al-Hidayah di Bone bolango. Pelayanan penjualan tentunya menjadi sangat penting ketika terjadi persaingan antar perusahaan yang dalam hal ini adalah kelompok tani Al-Hidayah semakin ketat. Karena itu, sistem informasi penjualan atau pemasaran perlu dikembangkan untuk memudahkan pelayanan kepada pembeli terus dikembangkan. Pengembangan sistem informasi penjualan dan pemasaran secara online atau yang melalui web ini, tentunya akan memberikan kemudahan bagi kelompok tani Al-Hidayah dalam pelayanan proses penjualan secara online terus menerus. Media online atau web ini bisa menjadi media informasi bagi kelompok tani Al-Hidayah dalam rangka mencapai tujuan strategis. Keunggulan dari media online atau web ini adalah mempunyai jangkauan yang luas. serta, informasi yang terdapat di dalamnya dapat disajikan secara detail. Perancangan sistem informasi untuk usaha tani labu madu pada kelompok tani Al-Hidayah menggunakan salah satu aplikasi jual beli online yakni Shopee. Studi ini bertujuan untuk meningkatkan kinerja dalam pengelolaan informasi dalam rangka mendukung pertumbuhan sektor perkebunan labu madu di kelompok tani Al-Hidayah.
PEMBERDAYAAN SUMBER DAYA MASYARAKAT MELALUI PENERAPAN TEKNOLOGI PENGOLAHAN HASIL PERTANIAN DI DESA TUNGGULO SELATAN Adam, Echan; Pratama, Rhamadan Rezki; Supu, Zulkarnain; Laita, Ilham; Kadir, Almiranda Hamsah
Jurnal Pengabdian Masyarakat Teknologi Pertanian Vol 3, No 1 (2024)
Publisher : Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pemberdayaan masyarakat merupakan salah satu program penting pemerintah dalam meningkatkan perekonomian masyarakat yang tinggal di pedesaan. Tentu saja program pemberdayaan dibuat untuk bisa menciptakan masyarakat yang memiliki skill/kemampuan yang dapat berguna untuk kedepannya. Metode yang di gunakan adalah penyuluhan. Penyuluhan adalah tindakan atau kegiatan untuk menyampaikan suatu informasi kepada seseorang atau kelompok dengan terencana guna untuk merubah sikap dan perilaku dari sasaran yang di tuju. Sekitar 75% masyarakat yang hadir dalam kegiatan mengajukan pertanyaan kepada pemateri seputar topik penerapan teknologi pengolahan hasil pertanian. Dapat di simpulkan bahwa penyampaian informasi mengenai penerapan teknologi pengolahan kepada masyarakat Desa Tunggulo Selatan dikatakan berhasil.