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All Journal Gadjah Mada International Journal of Business JAM : Jurnal Aplikasi Manajemen AGRIVITA, Journal of Agricultural Science AGRITEPA: Jurnal Ilmu dan Teknologi Pertanian Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis AKRUAL: Jurnal Akuntansi Jurnal SEPA (Social Economic and Agribusiness Journal) JEPA (Jurnal Ekonomi Pertanian dan Agribisnis) JASc (Journal of Agribusiness Sciences) JMM (Jurnal Masyarakat Mandiri) AGROMIX JURNAL PERTANIAN Jurdimas (Jurnal Pengabdian Kepada Masyarakat) Royal Shirkah: Journal of Economics and Business AGRINESIA: Jurnal Ilmiah Agribisnis Jambura Agribusiness Journal Majalah Ilmiah Bijak JURNAL AGRIBISNIS DAN KOMUNIKASI PERTANIAN (Journal of Agribusiness and Agricultural Communication) Jurnal ABDINUS : Jurnal Pengabdian Nusantara ZIRAA'AH MAJALAH ILMIAH PERTANIAN Jurnal Triton Economics and Digital Business Review Jurnal Agrisistem: Seri Sosek dan Penyuluhan JAMBURA: JURNAL ILMIAH MANAJEMEN DAN BISNIS CELEBES Agricultural AGRIEKSTENSIA Jurnal Pengabdian Masyarakat Teknologi Pertanian Jurnal Pendidikan Indonesia (Japendi) JIA (Jurnal Ilmiah Agribisnis) : Jurnal Agribisnis dan Ilmu Sosial Ekonomi Pertanian Jurnal Ilmiah Membangun Desa dan Pertanian Jurnal AGRISEP: Kajian Masalah Sosial Ekonomi Pertanian dan Agribisnis Majapahit Journal of Islamic Finance dan Management Majapahit Journal of Islamic Finance dan Management
Echan Adam
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Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Social Sciences Veterinary Other

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Literasi keuangan dan kesejahteraan rumah tangga petani di Gorontalo Echan Adam; Amir Halid

Publisher : Fakultas Pertanian Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/agx.v13i2.2677

Abstract

Introduction: The decline in the Farmer's Exchange Rate index of Gorontalo Province in 2020 (96.93) compared to before four years ago (>100) indicates a decline in farmer welfare. On the other hand, increasing financial literacy is the government's focus on realizing people's welfare. The purpose of this study was to analyze the level of financial literacy of farmer households, as well as its effect on the farmer household welfare in Gorontalo Province. Methods: The sample was selected based on the purposive sampling technique with a total of 120 farmer households. The data analysis technique uses a linear regression model with a dummy variable technique and adds variable social support of the farmer's household in estimating the effect of financial literacy on the farmer's household welfare. Results: The results of this study indicate that financial literacy which consists of variable knowledge of financial institutions and ownership of savings account, has a positive and significant effect on the farmer's household welfare. Farmers who have literacy and access to capital at financial institutions are predicted to be 46.57% more likely to prosper than those who do not. Likewise, farmers who have savings accounts at financial institutions are estimated to be 44.1% more likely to prosper than farmers who do not have savings accounts. The variable of social support of farmer households, such as household heads’ age, number of household members, and number of employed households, also affected the farmer household's welfare in Gorontalo Province. Conclusion: Financial literacy determines the level of welfare of farmer households in Gorontalo Province. Efforts to increase the level of financial literacy of farmers in Gorontalo Province need to be realized in the form of financial education programs in order to support Government programs.
Literasi keuangan dan kesejahteraan rumah tangga petani di Gorontalo: Financial literacy and welfare of farmer households in Gorontalo Adam, Echan; Halid, Amir
AGROMIX Vol 13 No 2 (2022)
Publisher : Fakultas Pertanian Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/agx.v13i2.2677

Abstract

Introduction: The decline in the Farmer's Exchange Rate index of Gorontalo Province in 2020 (96.93) compared to before four years ago (>100) indicates a decline in farmer welfare. On the other hand, increasing financial literacy is the government's focus on realizing people's welfare. The purpose of this study was to analyze the level of financial literacy of farmer households, as well as its effect on the farmer household welfare in Gorontalo Province. Methods: The sample was selected based on the purposive sampling technique with a total of 120 farmer households. The data analysis technique uses a linear regression model with a dummy variable technique and adds variable social support of the farmer's household in estimating the effect of financial literacy on the farmer's household welfare. Results: The results of this study indicate that financial literacy which consists of variable knowledge of financial institutions and ownership of savings account, has a positive and significant effect on the farmer's household welfare. Farmers who have literacy and access to capital at financial institutions are predicted to be 46.57% more likely to prosper than those who do not. Likewise, farmers who have savings accounts at financial institutions are estimated to be 44.1% more likely to prosper than farmers who do not have savings accounts. The variable of social support of farmer households, such as household heads’ age, number of household members, and number of employed households, also affected the farmer household's welfare in Gorontalo Province. Conclusion: Financial literacy determines the level of welfare of farmer households in Gorontalo Province. Efforts to increase the level of financial literacy of farmers in Gorontalo Province need to be realized in the form of financial education programs in order to support Government programs.
Co-Authors . Djumahir Agustinus Moonti Almiranda Kadir Amelia Murtisari Amir Halid Andarwati Andarwati Andarwati Arsyad, Silviana Bagu, Fitria S. Bahi, Iin Veronika Bobihu, Nofita Bobihu, Novita Bukusu, Gianluca Pratama Chusnul Islamiyati Jusuf Daud, Risnawati Dewa Oka Suparwata Djibran, Moh. Muchlis Djumahir Dude, Suyono Eka Saputra Samadi Ervandi, Mohamad Fatmawati Fatmawati Fauzan Zakaria Fitri Hadi Yulia Akib Gomes, Lucio Marcel Hakiman, Mansor Hasni Husain Hendra Saliko Hidayat Arismunandar Katili Ibrahim, Abdul Muhlis Ika Okhtora Angelia Iksal Sibaki Indhitya R Padiku Irwan Bempah Jihan Talasa Kadir, Almiranda Hamsah Kaina, Melin Karim, Arjuna Putra Karlena Arsyad Koto, Arthur Gani Laita, Ilham Larasati Sukmadewi Wibowo Lepi, Arista Lihan Laraga Mahludin H. Baruwadi Marjan, Nursella Mellisa Towadi Mohammad Rian Mokoginta, Meity M Mootinelo, Sindi Muhammad Arief Azis Muhammad Hasan Myra Andriana Nanda Melan Adam Nur Silfiah Amin Nurdin Nurdin . Nurdin Nurdin Pratama, Rhamadan Rezki Purna dewinta Soga Rahma, Putri Rahmad Napidu Rajib, Md. Mijanur Rahman Rhamla Hudaifani Ria Indriani Ria Indriani Ria Indriani Ria Indriani Ria Indriani Rival Rahman, Rival Roymon Panjaitan Salim, Sri Verawati Saptya Fajar Pertiwi Satria Wati Pade Silvana Apriliani Silviana Arsyad Sirin Aditia Siska Ismail Siswatiana Rahim Taha Siti Fadilla Usari Botutihe Sri Alda S. Sapiullah Sri Fatmawati Isini Sri Melan Kaluku Sri Wahyuni Baharudin Supriyo Imran Supu, Zulkarnain Talasa, Jihan Tantik Sumarlin . Tiara Ayudia Musa Tity Iriani Datau Wawan K Tolinggi Wawan Pembengo Wibowo, Hadi Setyo Widya Rahmawaty Saman Winta Noi Yanti Saleh Yuliana Bakari Yuriko Boekoesoe Zulham Sirajuddin