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All Journal Jurnal Akuntansi dan Pajak Jurnal Ilmiah Ekonomi Islam At-Tawassuth: Jurnal Ekonomi Islam JURIS (Jurnal Ilmiah Syariah) At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman IMARA : Jurnal Riset Ekonomi Islam Aghniya: Jurnal Ekonomi Islam Al-Sharf: Jurnal Ekonomi Islam Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah Journal Of Sharia Banking EKSYA: Jurnal Ekonomi Syariah Islamic Circle Ijtimā`iyya: Journal of Muslim Society Research JURIS (Jurnal Ilmiah Syariah) Mudabbir: Journal Research and Education Studies Journal Of Islamic Social Finance Management International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Journal of Artificial Intelligence and Digital Business JIFTECH: Journal Of Islamic Financial Technology Jurnal Mahasiswa Akuntansi Samudra (JIMBE) I-PHILANTHROPY: A Research Journal on Management of Zakat and Waqf TEKNOBIS : Jurnal Teknologi, Bisnis dan Pendidikan Imara: Jurnal Riset Ekonomi Islam Socius: Social Sciences Research Journal Jurnal Akuntansi Syariah Neraca Manajemen, Akuntansi, dan Ekonomi Journal of Innovative and Creativity JURNAL RUMPUN MANAJEMEN DAN EKONOMI Profetik Jurnal Ekonomi Syariah Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Sinergi : Jurnal Ilmiah Multidisiplin Proceedings of International Conference on Islamic Economic Finance and Social Finance Jurnal Bisnis dan Ekonomi Islam Jurihum
Sarmiana Batubara
UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan
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Journal : islamic circle

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Strategies for Productive Zakat Management to Improve the Well-being of Mustahik at Baznas in Padangsidimpuan City Mita Medina Dalimunthe; Darwis Harahap; Sarmiana Batubara
Islamic Circle Vol. 7 No. 1 (2026): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

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Abstract

Poverty remains one of the major socio-economic challenges in Indonesia, including in Padangsidimpuan City. Productive zakat has significant potential as an Islamic social finance instrument to empower beneficiaries (mustahik) and improve their economic welfare sustainably. However, its implementation continues to face several challenges, including the predominance of consumptive zakat distribution, limited public awareness of zakat obligations, and insufficient productive zakat funds. This study aims to analyze the management strategies of productive zakat, identify the obstacles encountered in its implementation, and evaluate its effectiveness in improving the welfare of mustahik at the National Zakat Agency (BAZNAS) of Padangsidimpuan City. This research employed a qualitative descriptive approach. Data were collected through observations, in-depth interviews, and documentation, and analyzed using data reduction, data display, conclusion drawing, and NVivo software. The study is grounded in George R. Terry's management theory, encompassing planning, organizing, actuating, and controlling, combined with the concept of productive zakat as an instrument for economic empowerment. The findings indicate that productive zakat management has been implemented through business capital assistance, provision of production facilities, mentoring, and continuous monitoring. These programs have contributed to increasing beneficiaries' income, economic independence, and overall welfare. Nevertheless, the program's effectiveness remains constrained by limited productive funds, low participation of muzakki, and the need for stronger collaboration and sustainable mentoring to achieve optimal empowerment outcomes. This study contributes to the literature on Islamic social finance by proposing a productive zakat management framework based on George R. Terry's management functions and providing practical recommendations to strengthen productive zakat governance in supporting sustainable economic empowerment of beneficiaries
Co-Authors Abd Halim Dalimunthe Abdul Nasser Hasibuan Adanan Murroh Afrini Nasution Akmal Chairun Anwar Hasugian Hasugian Akmalina Syahiroh Alfadri, Ferri Ali Djamhuri Ari Apryansyah Armyn Hasibuan berlin berlin Dalimunthe, Mita Medina Damri Batubara Delima Sari Lubis Diah Mala Sari Duma, Duma Erni Wahyuni Gultom Fahrina Putri Sapna fatahuddin siregar Fatimah Suhro Fatma Azra Rahmawani Hamna, Fitri Harahap, Darwis Hasbi Assiddiqi Nasution Hasibuan, Devi Imelda Sahfitri Hasibuan, Fitriani hasibuan, salsabilah Idris Saleh Ifran Alfaris Nasution Ihdi Aini ika purnama Ismail Marzuki Isnan Harahap Jamila, Fitri lestari, sry lestari Lubis, Aswadi Lubis, Rahmat Husein M Fauzan M. Fauzan Mara Husin Lubis Maria Kutbiah Marliyah Martondi Martondi Mhd. Khalis Pasaribu Mita Medina Dalimunthe Muhammad Arif Muhammad Wandisyah R Hutagalung Muhammad Yafiz, Muhammad Muhammad Yoga Siregar Muhri Salam Munawarah . Nabil Muharram Nashwa Nabila Kasih Nasution, Adanan Murroh Nasution, Siti Batiah Nauli, Mutiara Nawir Yuslem, Nawir Nia Handayani Nofinawati Nofinawati Nurhidayani Pulungan Nurhidayani Pulungan Nurlaili Rismawati Matondang Nurlaili Rismawati Matondang Prayogi Kusdino Putri Bunga Meiliana Putri Bungsu Siregar Ramadi Saputra Riski Rahmat Fauzi Robiatul Adawiyah Rodame Monitorir Napitupulu Royhan Rangkuti, Mhd Rukiah Rukiah Lubis Ruli Aulia Safika Zebua Sari, Heny Purnama Sa’adilah Mursyid Saragih Setia Hidayah SIREGAR, BUDI GAUTAMA Siregar, Winda Sari Siti Choirunnisa Siregar Siti Mutiah Sitompul, Erlina Srikandi, Devi suci suci Sugianto tanjung, elpinia Taufik Hadi Permana Toib Daulay, Ahmad Wanda Khairani Windari, Windari yennita sari Yuli Agustina Yusril Amin Gultom