Article Per Year (5 Year)
p-Index From 2021 - 2026
2.276
P-Index
This Author published in this journals
All Journal Prosiding KOMMIT TELKOMNIKA (Telecommunication Computing Electronics and Control) Jurnal Computech & Bisnis (e-Journal) Jurnas Nasional Teknologi dan Sistem Informasi Journal of Science Learning Simtek : Jurnal Sistem Informasi dan Teknik Komputer Jutisi: Jurnal Ilmiah Teknik Informatika dan Sistem Informasi Majalah Ilmiah Warta Dharmawangsa REMIK : Riset dan E-Jurnal Manajemen Informatika Komputer Komitmen : Jurnal Ilmiah Manajemen Jurnal Komputer Teknologi Informasi Sistem Komputer (JUKTISI) Digital Transformation Technology (Digitech) International Journal of Entrepreneurship, Business, and Creative Economy INASJIF JATIKOM: Jurnal Aplikasi dan Teori Ilmu Komputer
Herbert Siregar
Universitas Pendidikan Indonesia
Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Library & Information Science Social Sciences

Published : 22 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 22 Documents
Search

 1   2   3 
DIGITALISASI SISTEM PEMBAYARAN DALAM PERSPEKTIF EKONOMI ISLAM: TINJAUAN SISTEMATIS KEABSAHAN E-WALLET DAN CRYPTOCURRENCY Narendra Ridha Baihaqi; Herbert Siregar; Muhammad Haikal Ali
Indonesian Scientific Journal of Islamic Finance Vol. 4 No. 2 (2026): Indonesian Scientific Journal of Islamic Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business (FEBI), State Islamic University of Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v4i2.12610

Abstract

The rapid development of financial technology has significantly transformed modern payment systems, particularly through the use of digital money such as e-wallets and cryptocurrencies. These innovations offer efficiency, speed, and convenience in transactions; however, they also raise debates regarding their compliance with Islamic economic principles. This study aims to systematically analyze the concept of digital money, its sharia legitimacy, implementation challenges, and development strategies from the perspective of Islamic economics. This research employs a Systematic Literature Review (SLR) method by examining scholarly articles obtained from Google Scholar and Scopus databases. The literature selection process follows the PRISMA framework with clearly defined inclusion and exclusion criteria, resulting in a set of relevant articles analyzed based on five research questions. The findings indicate that e-wallets are generally acceptable within Islamic economics, provided they are supported by clear contractual structures, transparent fee mechanisms, and are free from elements of riba, gharar, and maysir. In contrast, cryptocurrencies remain subject to ongoing debate due to their high price volatility and speculative characteristics, leading many studies to position them more as digital assets rather than legitimate mediums of exchange. The main challenges in implementing sharia-compliant digital money include regulatory limitations, low levels of Islamic financial literacy, and the integration of digital features that may deviate from sharia principles. Therefore, the development of Islamic digital money should be guided by the maqāṣid al-sharÄ«”˜ah framework to ensure justice, asset protection, and social welfare.
Disruption by AI and No-Code Platforms on Traditional IT Business Models: Challenges and Entrepreneurial Opportunities Muhamad Sabil Fausta; Herbert Siregar; Madelyne Angelica
International Journal of Entrepreneurship, Business, and Creative Economy Vol. 6 No. 1 (2026): January
Publisher : Research Synergy Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31098/ijebce.v6i1.3450

Abstract

Disruption brought by Artificial Intelligence (AI) and No-Code/Low-Code (NCLC) platforms has significantly transformed traditional business models in the Information Technology (IT) industry. These technologies are not only reshaping software development methods but also redefining value creation frameworks and entrepreneurial trajectories. This study aims to identify key adaptation challenges and entrepreneurial opportunities resulting from these shifts. Through a systematic literature review of 22 Scopus-indexed publications, the study reveals that IT firms face critical issues including workforce reskilling, shifts in revenue models, and organizational resistance to change. Simultaneously, new opportunities arise in areas such as AI consultancy services, tailored NCLC platform development, and disruptive product innovation. By synthesizing the implications of AI and NCLC disruptions, this paper provides strategic insights for academics and practitioners seeking to navigate and leverage digital transformation in emerging digital markets, with a particular focus on small and medium-sized enterprises (SMEs) across Southeast Asia.
Co-Authors Agus Rahayu Ahmad Izzuddin Azzam Al-Kadzim, Muhammad Ghiyats Alejandro Rosales-Pérez Ali Mulyawan Alif Faturahman Firdaus Asep Wahyudin Budiana, Dian Chandra, Winnaryo Darojat, Wildan Mauli Dwi Fitria Al Husaeni Elsa Nabiilah Enjang Ali Nurdin Enrico Nabil Qois Budisantoso Erlangga, Erlangga Felita, Klara Indah Resti Fauzi Lala Septem Riza Lili Adi Wibowo Madelyne Angelica Mohammad Faridz Fathin Muhamad Firdaus Muhamad Sabil Fausta Muhammad Fahru Rozi Muhammad Haikal Ali Muhammad Irfan Firmansyah Munir Munir Mushfani Ainul Urwah Narendra Ridha Baihaqi Nissa Nur Azizah Nuansa Bening Aura Jelita Putri Zukhruf Dinata Rasim Rasim, Rasim Rasim, Rasim Ridwan Albana Rosa Ariani Sukamto Runi Dwi Hapsari Sabila Rosad Samialloi Nusratullo Shandini Apriliany Siti Hasanah Sunarto, Marwin Hadi Valensia, Novianty Wihardi, Yaya Yovie Ernanda Yudi Ahmad Hambali