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Reka Dewantara
Faculty Of Law Universitas Brawijaya
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Journal : Warkat

 1 
Urgensi Analisis Kelayakan Sebagai Mitigasi Risiko dalam Menjaga Tingkat Kesehatan Penyelenggara LPMUBTI: The Urgency of Feasibility Analysis as Risk Mitigation in Maintaining the Health Level of LPMUBTI Organizers Meidiana Indah Lestari; Reka Dewantara; Ranitya Ganindha
Warkat Vol. 2 No. 1 (2022): Juni
Publisher : Faculty of Law, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/warkat.v2n1.5

Abstract

Fintech Peer to Peer Lending or Information Technology Based Money Lending and Borrowing Service (LPMUBTI) which brings together loan recipients (borrowers) with lenders (lenders) directly through a provider platform, apart from providing convenience for the public, can also provide risks, especially the risk of default, so it is needed mitigating risks in the event of payment default. In the Financial Services Authority Regulation Number 77/POJK.01/2016, it regulates risk mitigation obligations that must be carried out by administrators, but there are no specific risk mitigation aspects. There are no risk mitigation arrangements in the form of loan recipient eligibility analysis. Until now, standards regarding analysis have not been set. eligibility of loan recipients in LPMUBTI. Referring to the problem formulation and objectives of this research, the author uses three types of approaches, including, namely, the statutory approach, the analytical approach, and the conceptual approach. The legal materials used in this research are primary legal materials and secondary legal materials obtained by researchers and then analyzed using descriptive techniques and evaluation techniques. From the results of the review according to the problem definition and techniques described above, LPMUBTI organizers can minimize payment defaults that occur in order to provide protection for lenders who have funds and maintain the health level of LPMUBTI organizers. The conceptualization of the loan recipient eligibility analysis arrangements refers to POJK Number 42/POJK.03/2017 which regulates debtor eligibility analysis in banks, in this case the bank and LPMUBTI have the same risk of default, money lending and borrowing system, the object of money as an agreement and function. intermediation.
Batasan Kewenangan Otoritas Jasa Keuangan Terhadap Lembaga Keuangan Mikro Berbentuk Badan Hukum Koperasi Simpan Pinjam dalam Hal Terjadi Gagal Bayar: Limitations of the Financial Services Authority's Authority on Microfinance Institutions in the Form of Savings and Loans Cooperative Legal Entities in the Event of Default Tobing, Dwinoven Lumban; Dewantara, Reka; Wicaksono, Setiawan
Warkat Vol. 2 No. 2 (2022): Desember
Publisher : Faculty of Law, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/warkat.v2n2.1

Abstract

The rapidly increasing growth of the Indonesian economy has influenced the monetary system in State Financial Institutions, especially institutions operating in the financial services sector which provide services to the public in collecting funds. The independent institution that is responsible for providing supervision and regulation in the financial services sector is the Financial Services Authority so that this regulation will be discussed by the author in his research regarding the Limits of the Financial Services Authority's Authority on Microfinance Institutions in the Form of Cooperative Legal Entities in the Event of Default and whether the OJK can provide legal protection in overcoming these problems as an independent institution operating in the financial services sector. This research is normative juridical legal research by examining and approaching various legal rules that regulate the existence of regulations regarding the authority possessed by the OJK using a case approach that occurred in the Indosurya Cipta Savings and Loans Cooperative which experienced a state of default. OJK has the authority to grant business permits to MFIs before carrying out their business activities and carry out guidance, regulation and supervision of MFIs as contained in the provisions of Law Number 1 of 2013 concerning Microfinance Institutions. This regulation gives authority to the OJK in licensing, regulating and supervising MFIs where the establishment of an MFI with a Cooperative legal entity consists of establishing and ratifying a Cooperative legal entity by the Ministry of Cooperatives and Small and Medium Enterprises as well as submitting an MFI business application to the OJK. OJK's authority over MFIs in the form of cooperative legal entities is in line with the system of delegation of authority by the Ministry of Cooperatives and SMEs, Regency/City Regional Governments, and OJK.
Status Hukum Privatisasi Anak Perusahaan Badan Usaha Milik Negara Di Bidang Usaha Sumber Daya Alam (Perkara Nomor 61/PUU-XVIII/2020): The Legal Standing Regarding Privatization Of Subsidiary Of State-Owned Enterprises In Natural Resources (A Juridical Analysis of the Case Number 61/PUU-XVIII/2020) Nugroho, Hayyu Rahmanda Adi; Dewantara, Reka; Suwardiyati, Rumi
Warkat Vol. 3 No. 1 (2023): Juni
Publisher : Faculty of Law, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/warkat.v3n1.5

Abstract

This research departs from the regulatory provisions regarding privatization of a subsidiary under State-owned Enterprises that are deemed to have a legal loophole that may lead to multiinterpretations because the existing regulation has not specifically governed this matter. Privatization of the subsidiary as mentioned above is intended to give legal protection to the members of the public in line with the statement ‘natural resources are controlled by the state for the benefits of the people’. With normative-juridical methods, statutory, case, and analytical approaches, this research aims to investigate whether the subsidiary under the State-owned Enterprises can be privatized by the Government and how the synchronization of the regulation governing privatization towards the State-owned Enterprises in natural resources is performed. The primary and secondary materials were analyzed using the library technique. The analysis referred to the A Contrario argumentative technique and systematic interpretation technique. This research concludes that the subsidiary under the state-owned Enterprises can be privatized as long as it does not deactivate the authority of the state to control the subsidiary to ensure that this approach is not deviating from the objective to bring the welfare to the people. Not only can the concept of the control of the state be seen based on private ownership but it may also involve policies, administration, regulation, management, and supervision for the welfare of all people.
Co-Authors Abdul Rachmad Budiono Agatha, Bimarceline Airin Liemanto Amimakmur, Satria Amiputra Anestu Cahayoni Rahayu, Anestu Cahayoni Annisa, Yusifa Nur Ayu, Tirsa Berliana, Dina Budi Santoso Devi Atikawati Diah Aju Isnuwardhani Dien Nufitasari Dien Nufitasari Djajadikerta, Hadrian Geri Dyah Aju Wisnuwardhani Erma Defiana Putriyanti Fadli, Moh. Fahrul Ramadan Faizin Sulistio Fines Fatimah Hanif Nur Widhiyanti Hutahayan, Benny Ikaningtyas Ikaningtyas Jauharoh, Arini M. Sudirman Mahandhani Wahyu Ibrahim Meidiana Indah Lestari Mohamad Fajri Mekka Putra Muhammad Alfan Thoriq Muhammad Fajaruddin Shiroth Mukhamad Khabib Risvian Mutiarawati, Intan Nadya Rizki Emeralda Nanin Koeswidi Astuti, Nanin Koeswidi Nugroho, Hayyu Rahmanda Adi Nurfitriyani Nurfitriyani Nurul Ula Ulya Nurul Ula Ulya Pandansari, Rekyan Putri, Cyndiarnis Cahyaning Rachmat, Sigit Nur Ranitya Ganindha raodiah Rekyan Pandansari Rika Kurniaty Rumi Suwardiyati Santoso, Ike Cyntia Putri Septianes Nora Kartika Setiawan Wicaksono, Setiawan Sihabuddin Sihabudin Sihabudin Sihabudin Sihabudin Sihabudin Sihabudin, Sihabudin Siti Hamidah Sitorus, Hany Ayunda Mernisi Sukarmi Sukarmi Sukarmi Sukarmi Sukarmi Sukarmi, Sukarmi Sukarmi, Sukarmi Syafi’i, R. Imam Rahmat Tanti Rachmawati Tobing, Dwinoven Lumban Tumanggor, Manumpan S. Widhiawati, Dyah Yenny Eta Widyanti Yuniar, Lisa Mega Zora Febriena Dwithia Hidayat Putri