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All Journal Jurnal Ilmiah Admnistrasi Niaga SALAM: Jurnal Sosial dan Budaya Syar-i KOLEGIAL : Jurnal Manajemen, Bisnis, dan Akuntansi Jurnal Abdimas Mandiri Management Studies and Entrepreneurship Journal (MSEJ) Studi Kasus Inovasi Ekonomi Jurnal Bisnis, Manajemen, dan Ekonomi Jurnal Ilmu Sosial, Manajemen, Akuntansi dan Bisnis ARSY : Jurnal Aplikasi Riset kepada Masyarakat International Journal of Marketing and Human Resource Research Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) AKM: Aksi Kepada Masyarakat Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Reviu Akuntansi, Manajemen, dan Bisnis Solo International Collaboration and Publication of Social Sciences and Humanities Currency Ekoman: Jurnal Ekonomi, Bisnis Dan Manajemen Jurnal Ilmu Manajemen Profetika: Jurnal Studi Islam JEBMAFA: Journal of Economics, Business, Management, Accounting, Finance, and Administration Social, Educational, Learning and Language (SELL) Al-Iqtishad
Choiriyah
Universitas Muhammadiyah Palembang. Indonesia
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Zakat Management Instutition: Management and Strategy Melis, Melis; Choiriyah, Choiriyah; Saprida, Saprida
SALAM: Jurnal Sosial dan Budaya Syar-i Vol 7, No 12 (2020)
Publisher : Faculty of Sharia and Law UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjsbs.v7i12.17068

Abstract

The distribution of zakat is based on priority scale by paying attention to the principles of equity, justice and territoriality. In addition to receiving zakat (managing zakat), BAZNAS can receive and distribute donations, alms, and other religious social funds. The distribution and utilization of donations, alms, and other religious social funds are carried out in accordance with Islamic law and are carried out in accordance with the intended purpose of the giver. The management of donations, alms, and other religious social funds must be recorded in a separate bookkeeping. Here the importance of reports by BAZNAS, provincial BAZNAS, and Regency / City BAZNAS which contains the accountability and performance of the management of Zakat, infaq, alms and other religious social funds. ZIS managers are not only BAZNAS but there are also LAZ. This article will describe the management and management strategies of ZIS in detail.Keywords: ZIS, BAZNAS, LAZ AbstrakPendistribusian zakat dilakukan berdasarkan skala prioritas dengan memperhatikan prinsip pemerataan, keadilan, dan  ke wilayahan. Selain menerima zakat (mengelola zakat), BAZNAS dapat menerima dan mendistribusikan infak, sedekah, dan dana sosial keagamaan lainnya. Pendistribusian dan pendayagunaan infak, sedekah, dan dana sosial keagamaan lainnya tersebut dilakukan sesuai dengan syariat Islam dan dilakukan sesuai dengan peruntukkan yang diikrarkan oleh pemberi.Pengelolaan infak, sedekah, dan dana sosial keagamaan lainnya harus dicatat dalam pembukuan tersendiri. Disini pentingnya laporan oleh BAZNAS, BAZNAS provinsi, dan BAZNAS Kabupaten/Kota yang memuat akuntabilitas dan kinerja pelaksanaan Pengelolaan Zakat, infak, sedekah, dan dana sosial keagamaan lainnya. Pengelola ZIS tidak hanya BAZNAS tetapi juga ada LAZ. Artikel ini akan memaparkan manajemen dan strategi pengelolaan ZIS secara detail.Kata Kunci: ZIS, BAZNAS, LAZ
PENGARUH DANA ALOKASI UMUM (DAU), DANA ALOKASI KHUSUS (DAK) DAN PENDAPATAN ASLI DAERAH (PAD) TERHADAP BELANJA MODAL PEMERINTAH KOTA PALEMBANG A. Surakhman; Abid Djazuli; Choiriyah Choiriyah
KOLEGIAL Vol 7 No 2 (2019): Juli - Desember
Publisher : STIE DWI SAKTI BATURAJA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (262.694 KB) | DOI: 10.55744/kolegial.v7i2.99

Abstract

This study aims to study and analyze General Allocation Funds, Special Allocation Funds and Regional Original Revenues on Capital Expenditures in the City of Palembang in the past 10 years. The research design used in this study is an associative method. The analytical model used is quantitative. The variables used are DAU, DAK and PAD as independent variables and Capital Expenditures as independent variables. The sample used is the Palembang City ABPD data for 10 years from 2008 to 2017. The analytical tool used is the Classical Assumption Model, Multiple Regression Analysis, Determination Coefficient, F Test and t Test. Based on the results of the study it was found that (1) DAU shows a positive and significant effect on Capital Expenditures; (2) DAK is positive and significant to Capital Expenditures; (3) PAD plays a positive and significant role on Capital Expenditures, both partially and jointly.
INFLUENCE OF COMPETENCE, MOTIVATION AND DISCIPLINE ON PDAM EMPLOYEE PERFORMANCE IN SOUTH SUMATRA PROVINCE BANYUASIN DISTRICT Mandy Okmyarti Pratiwi; Sa'adah Siddik; Choiriyah Choiriyah
KOLEGIAL Vol 7 No 2 (2019): Juli - Desember
Publisher : STIE DWI SAKTI BATURAJA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (222.917 KB) | DOI: 10.55744/kolegial.v7i2.102

Abstract

This study aims to determine the effect of competency, motivation and discipline together and partially on Employee Performance in the Province of South Sumatra. The design of this research is associative research by connecting between independent and dependent variables. The data used in this study were primary and secondary data, and respondents' answers were as many as 182 study samples of PDAM employees in South Sumatra Province. The analytical method used is multiple linear regression and through testing the validity and reliability. Test data used to determine the characteristics of the data are the normality test and linearity test. The test model used consists of multicollinearity and linearity tests, assisted by SPSS for windows analysis tool with a significant level of α is 0.05.The results of multiple linear regression testing show competence, motivation and discipline together have a positive and significant effect on employee performance. Competence, motivation and discipline partially have a positive and significant effect on employee performance.
SOSIALISASI PENGENALAN LEMBAGA KEUANGAN KONVENSIONAL DAN SYARIAH DI SMA ADABIYAH PALEMBANG Nova Yanti Maleha; Choiriyah Choiriyah
Jurnal Abdimas Mandiri Vol 2, No 1
Publisher : UNIVERSITAS INDO GLOBAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (791.36 KB) | DOI: 10.36982/jam.v2i1.448

Abstract

Peningkatan lembaga keuangan syariah dari tahun ke tahun mengalami peningkatan. Hal tersebut tentu dapat dilihat dari banyaknya lembaga keuangan syariah yang ada di sekitar kita. Lembaga keuangan syariah merupakan lembaga keuangan yang menerapkan prinsip syariah, dimana dalam pengoprasian atau menjalankan lembaga keuangan tersebut berdasarkan alquran dan hadist. Di indonesia, selain lembaga keuangan syariah, juga memiliki lembaga keuangan konvensional yang lebih dahulu dikenal. Padahal, bila kita lebih dalam lagi dalam mengkaji, maka kita akan menemukan kemurnian prinsip syariah yang telah diterapkan di lembaga keuangan pada zaman rasulullah. Perbedaan yang mendasar antara lembaga keuangan konvensional dan keuangan syariah terletak pada penerapan prinsipnya. Bila keuangan konvensional menggunakan prinsip bunga, maka lembaga keuangan syariah menggunakan prinsip bagi hasil. Prinsip bagi hasil yang diterapkan lembaga keuangan syariah, merupakan suatu prinsip yang berlandaskan alquran dan hadisKata Kunci :  Sosialisasi Pengenalan Lembaga Keuangan Konvensional dan Syariah
PENGARUH MOTIVASI DAN KEMAMPUAN KERJA TERHADAP KINERJA PEGAWAI DINAS PENDIDIKAN KABUPATEN OGAN KOMERING ILIR Choiriyah Choiriyah; Taslim Taslim
Orasi Bisnis : Jurnal Ilmiah Administrasi Niaga Vol. 8 No. 2 (2012): Orasi Bisinis Edisi VIII November 2012
Publisher : Politeknik Negeri Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (82.226 KB)

Abstract

This study aims to determine the significant influence of motivation and working ability to work, either wholly or partially on the working performance of the employees at Education Office Ogan Komering Ilir Regency. Therefore, the analysis used was multiple linear regression analysis. To find out the significant influence of motivation and working ability wholly to the employees working performance the F-test was used, while the significant influence of motivation and working ability partially to employee performance was examined using t-test. Results obtained by multiple regression abalysis with coefficient of determinanation (R2) variable motivation and working ability to the employees performanve was 0,614 (61,4%). While in testing hypotesis, showing that the motivation (X1) and working ability (X2) jointly affect the performance of employees (Y), this is indicated by test results of Fcount Ftable (45,343 at alpha 0,05. While partially, the results of the the t-test motivation (X1) to working performance (Y), obtained tcount t table (13,662 2,021) at alpha 0,05, and working ability (X2) to employee performance (Y), obtained tcount ttable (10,509 2,021) at alpha 0,05. Therefore, it can be concluded that, in this research of motivation variable (X1) and working ability (X2) significantly affected working performance (Y) good on regression testing, as well as in testing the hypothesis.
PENGARUH MOTIVASI DAN KOMPETENSI SERTA LINGKUNGAN KERJA TERHADAP KINERJA TUTOR PENDIDIKAN KESETARAAN KELOMPOK BELAJAR UPTD. SKB Choiriyah Choiriyah; Dendi Suhendar
Orasi Bisnis : Jurnal Ilmiah Administrasi Niaga Vol. 9 No. 3 (2013): Orasi Bisnis Edisi IX Mei 2013
Publisher : Politeknik Negeri Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (124.87 KB)

Abstract

The purpose of this research are knowing and analyizing about The Effects of Motivation, Competence and Work Enviroment together and partially on performance of education tutor in study groups were fostered by UPTD SKB Musi Banyuasin. The population of tutor in this research are 50 peoples. Thinking about the small number of the population, the author use census method which is all of the population in this research be research sample. The result of this research can be concluded that the value of calculated F for motivation, competence, work environment on the performance of tutors is 9.098. While the F table with a significance level (α) = 5% by the denominator (nk-1) = (50-3-1) and the numerator (k = 3) is 2.807. If the calculated of F ≥ F table, Ho is rejected and Ha accepted. Thus the F-test analysis results of this study it can be concluded that the calculated F ≥ F 9.098 2.807 table which means, there is a significant effect of motivation, competence, and the work environment  jointly on the performance of tutors. Whereas, the value of t is for motivation on the performance of tutors  is the value of t 0.567t <t table 2.013. So, Ho accepted and Ha rejected, which means there is no significant effect of motivation variable to variable performance tutor. T value for competence on the performance of tutors is the value of t 2,979 ≥ t table 2.013. So, Ho is rejected and Ha is accepted, which means that there is a significant effect of competence  on the performance of tutors. T value for the working environment on the performance of tutors (Y) is the value of t 2.104 ≥ t table 2.013. So, Ho is rejected and Ha is accepted, which means that there is a significant effect of the work environment variables to tutor performance variable. 
Konsep Uang Dalam Islam Choirunnisak Choirunnisak; Choiriyah Choiriyah; Sapridah Sapridah
SALAM: Jurnal Sosial dan Budaya Syar-i Vol 6, No 4 (2019)
Publisher : Faculty of Sharia and Law UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjsbs.v6i4.13719

Abstract

Abstract.This research discusses how the concept of money in Islam. This research is a type of library research that focuses on qualitative data management with data analysis methods using the description-analysis method. The results of this study stated that money is capital money, money is not identical with capital, money is public goods, capital is private goods, money is flow concept, capital is stock concept. Money is not a commodity, even money in the Islamic concept is not included in the utility function. In Islam there is no time value of money. Islam only knows the Economic Value of Time and money is a flow concept.Keywords: Concept, Money, Islam Abstrak.Penelitian ini membahas bagaimana konsep uang dalam Islam. Penelitian ini merupakan jenis penelitian pustaka (library research) yang menitikberatkan pada pengelolaan data secara kualitatif dengan metode analisis data menggunakan metode deskripsi-analisis. Hasil penelitian ini menyatakan bahwa Uang adalah uang capital, uang tidak identik dengan modal, uang adalah public goods, modal adalah private goods, uang adalah flow concept, modal adalah stock concept. Uang bukan suatu komoditi, bahkan uang dalam konsep Islam tidak termasuk dalam fungsi utility. Dalam Islam tidak mengenal adanya time value of money. Islam hanya mengenal Economic Value of Time dan uang adalah flow concept.Kata Kunci; Konsep, Uang, Islam
Hukum Perbankan dan Perasuransian Indonesia Dalam Perspektif Hukum Islam Choiriyah Choiriyah
SALAM: Jurnal Sosial dan Budaya Syar-i Vol 6, No 3 (2019)
Publisher : Faculty of Sharia and Law UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjsbs.v6i3.11532

Abstract

AbstractThe issue of regulation regarding Banking in Indonesia is everything related to legislation. Therefore, it can be concluded that Sharia Banking Law is anything related to legislation governing Islamic banking activities. Islamic Banking Law at the same time experienced very intensive and creative interactions with the Islamic religion. In the general sense of Islamic banking, Islamic banking or Islamic banking is carried out by applying Islamic law (sharia) into the banking sector or even other modern commercial activities. This study approached the literature study by reviewing the literature related to the problem.Keyword: Banking Law, Indonesian Insurance, Islamic LawAbstrakMasalah pengaturan tentang Perbankan di Indonesia merupakan segala sesuatu yang terkait dengan peraturan perundang-undangan. Karenanya, dapat disimpulkan bahwa Hukum Perbankan Syariah adalah segala sesuatu yang terkait dengan peraturan perundang-undangan yang mengatur kegiatan perbankan syariah. Hukum Perbankan Syariah pada saat yang bersamaan mengalami interaksi yang sangat intensif dan kreatif dengan agama Islam. Di dalam pengertian umum dari perbankan syariah melakukan kegiatan perbankan syariah atau Bank Islam dengan menerapkan hukum Islam (syariah) ke dalam sektor perbankan atau bahkan kegiatan komersial modern lainnya. Penelitian ini melakukan pendekatan studi pustaka dengan melakukan review terhadap literatur terkait permasalahan.Keyword: Hukum Perbankan, Perasuransian Indonesia, Hukum Islam
Review of Islamic Law on The Musaqah System of Rubber Gardens in Betung Village, Lubuk Keliat Ogan Ilir District Saprida Saprida; Choiriyah Choiriyah; Emilia Sari
SALAM: Jurnal Sosial dan Budaya Syar-i Vol 8, No 4 (2021)
Publisher : Faculty of Sharia and Law UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjsbs.v8i4.22143

Abstract

Musaqah is a form of cooperation between garden owners and farmers. The goal is that the garden is maintained and cared for, so as to provide maximum results. Everything produced by the second party in the form of fruits is a joint right between the owner and the tenant in accordance with the agreement made. The profit-sharing system carried out in Betung village, Lubuk Keliat sub-district is by agreement that adheres to a musaqah contract. This kind of cooperation agreement has long been practiced by the Betung village community, namely the owner of the handover garden of a rubber plantation to be cultivated and managed by local farmers with the provisions that the garden produce in the form of rubber latex is sold and the money is divided between the two parties according to the agreement, which is divided into three parts, one part for rubber tappers, two parts for rubber garden owners. The review of Islamic law regarding the profit-sharing system in Betung Village, Lubuk Keliat District is in accordance with the pillars and conditions of musaqah in Islam, where the garden owner and rubber tappers make an agreement at the beginning.Keywords: Islamic Law, Akad, Musaqah. AbstrakMusaqah merupakan bentuk kerjasama antara pemilik kebun dan petani. Tujuannya agar kebun dipelihara dan dirawat, sehingga memberikan hasil yang maksimal. Segala sesuatu yang dihasilkan oleh pihak kedua berupa buah-buahan merupakan hak bersama antara pemilik dan penyewa sesuai dengan kesepakatan yang dibuat. Sistem bagi hasil yang dilakukan di desa Betung kecamatan Lubuk Keliat adalah dengan kesepakatan yang menganut akad musaqah. Akad kerjasama semacam ini sudah lama dipraktikkan oleh masyarakat desa Betung yaitu pemilik kebun serah terima sebidang kebun karet untuk diusahakan dan dikelola oleh petani setempat dengan ketentuan hasil kebun berupa getah karet dijual dan uangnya dibagi antara kedua belah pihak sesuai kesepakatan, yaitu dibagi menjadi tiga bagian, satu bagian untuk penyadap karet, dua bagian untuk pemilik kebun karet. Tinjauan syariat Islam tentang sistem bagi hasil di Desa Betung Kecamatan Lubuk Keliat sudah sesuai dengan rukun dan syarat musaqah dalam Islam, dimana pemilik kebun dan penyadap Karet membuat kesepakatan di awal.Kata Kunci: Hukum Islam, Akad, Musaqah.
Products and Services In Sharia Banking Saprida Saprida; Choiriyah Choiriyah; Emilia Sari
SALAM: Jurnal Sosial dan Budaya Syar-i Vol 9, No 1 (2022): Januari-Februari
Publisher : Faculty of Sharia and Law UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjsbs.v9i1.24657

Abstract

Islamic banks are banks that in their activities, both in raising funds and in the context of distributing funds, provide and charge rewards based on sharia principles, namely buying and selling and profit-sharing. The purpose of this study is to find out how the products and services in Islamic banking and how the operational principles of Islamic banking. This research uses a descriptive survey method with qualitative data analysis. The data collection technique used is the method of observation, interviews, literature study, and documentation. This study indicates that the products offered by Islamic banking can be divided into three major parts, namely products for the distribution of funds (financing), products for raising funds (funding), and service products. Islamic banking has five operational principles, namely the principle of demand deposits, the principle of profit-sharing, the principle of buying and selling and mark-up, the principle of the lease, and the principle of services (fees).Keywords: Products; Services; Islamic Banking  AbstrakBank syariah yaitu bank yang dalam aktivitasnya, baik penghimpunan dana maupun dalam rangka penyaluran dananya memberikan dan mengenakan imbalan atas dasar prinsip syariah yaitu jual beli dan bagi hasil. Tujuan penelitian ini adalah untuk mengetahui bagaimana produk-produk dan jasa dalam perbankan syariah dan bagaimana prinsip-prinsip operasional perbankan syariah. Penelitian ini menggunakan metode survei deskriptif dengan analisis data secara kualitatif. Teknik pengumpulan data yang digunakan yaitu dengan metode observasi, wawancara, studi kepustakaan, dan dokumentasi. Hasil penelitian ini menunjukkan bahwa produk yang ditawarkan oleh perbankan syariah dapat dibagi menjadi tiga bagian besar, yaitu produk penyaluran dana (financing), produk penghimpunan dana (funding), produk jasa (service). Perbankan syariah mempunyai lima prinsip operasional, yaitu prinsip simpanan giro, prinsip bagi hasil, prinsip jual beli dan mark-up, prinsip sewa, dan prinsip jasa (fee).Kata Kunci: Produk; Jasa; Perbankan Syariah
Co-Authors A. Surakhman Abid Djazuli Abid Djazuli Ade Liya Ernanda Adit Tri Kurniawan Angga Saputra Aravik, Havis Arifah Muthiah Beni Beni Benni Irawadi Boma Pangestu Bunga Salsabila Cherli Anjasmara Dewa Choirunnisak Choirunnisak Deka Putri Patricia Dendi Suhendar Desi Ulpa A Devi Sukadiah Diah Isnaini Asiati Dwi Noviani Dwi Noviani Dwinda Fatimah Ishaq EFRINA MASDAINI Efrina Masdaini Emilia Sari Emilia Sari Emilia Sari Emilia Sari Fadilla Fadilla Fadilla Fadilla Fadilla Fadilla Fathri Varanzhi Fatimah Frenky Hidayat Hari Apriyansyah Hasan Pratama Putra Havis Aravik Hoirul Amri Imamul Arifin Imamul Arifin Kartika Sandra Desi Lesi Agusria M. Mustofa Tri Buana Mahmoud Saleh Mubarak Bin Humaid Mandy Okmyarti Pratiwi Melis Melis, Melis Meriyati Meriyati Meriyati Mister Candera Miuhammad Idris Moh. Faizal Mohammad Faizal Muhammad Idris Muharir Nelly Maryati Nina Sabrina Nopriansyah, Waldi Nova Yanti Maleha Nova Yanti Maleha Nurkolis Nurkolis Reza Kurnia Pratama Rizka Amelia Rosa Aprilia Sa'adah Siddik Sani Abdullahi Sule Saprida Saprida, Saprida Sarah Nurlita Sari Siti Novira Putricia Sri Rahayu Syamsul Arifin Tari Tari Taslim Taslim Tiara Suci Anggraini Usamarn Madami Winda Sari Yelli Aswariningsih Yudha Mahrom Zahra Amini Zulkifli Zulkifli Zuul Fitriani Umari