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All Journal Jurnal Ilmiah Admnistrasi Niaga SALAM: Jurnal Sosial dan Budaya Syar-i KOLEGIAL : Jurnal Manajemen, Bisnis, dan Akuntansi Jurnal Abdimas Mandiri Management Studies and Entrepreneurship Journal (MSEJ) Studi Kasus Inovasi Ekonomi Jurnal Bisnis, Manajemen, dan Ekonomi Jurnal Ilmu Sosial, Manajemen, Akuntansi dan Bisnis ARSY : Jurnal Aplikasi Riset kepada Masyarakat International Journal of Marketing and Human Resource Research Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) AKM: Aksi Kepada Masyarakat Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Reviu Akuntansi, Manajemen, dan Bisnis Solo International Collaboration and Publication of Social Sciences and Humanities Currency Ekoman: Jurnal Ekonomi, Bisnis Dan Manajemen Jurnal Ilmu Manajemen Profetika: Jurnal Studi Islam JEBMAFA: Journal of Economics, Business, Management, Accounting, Finance, and Administration Social, Educational, Learning and Language (SELL) Al-Iqtishad
Choiriyah
Universitas Muhammadiyah Palembang. Indonesia
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Startegi Pemanfaatan Big Data Dan Artificial Intelligence (AI) Untuk Meningkatkan Keputusan Manajemen SDM (Studi Kasus: Grapari Telkomsel Kc Veteran) Nova Yanti Maleha; Choiriyah Choiriyah; Waldi Nopriansyah
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 6 No. 2 (2025): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v6i2.7143

Abstract

Era digital telah mengubah lanskap bisnis memunculkan tantangan dan peluang baru untuk manajemen Sumber Daya Manusia (SDM). Artikel ini menginvestigasi dampak penggunaan Kecerdasan Buatan (AI), Big Data, dan Otomasi terhadap kinerja SDM dalam lingkungan bisnis yang semakin digital. Findings - Penelitian ini bertujuan untuk mengidentifikasi bagaimana teknologi-teknologi ini memengaruhi SDM, baik secara positif maupun negatif. Design/methodology/approach - Metode penelitian melibatkan survei, analisis data, dan studi kasus pada berbagai industri. Hasil penelitian menunjukkan bahwa kehadiran AI telah mengubah cara SDM melakukan tugas-tugas rutin. AI memungkinkan SDM untuk mengoptimalkan proses rekrutmen, memberikan pelatihan yang disesuaikan, dan meramalkan kebutuhan tenaga kerja di masa depan. Big Data menjadi sumber daya berharga dalam pengambilan keputusan SDM. Data yang dikumpulkan dari berbagai sumber memungkinkan analisis mendalam tentang kinerja karyawan, kebahagiaan di tempat kerja juga telah mengubah lanskap pekerjaan dengan mengambil alih tugas-tugas yang repetitif, membebaskan waktu SDM untuk fokus pada pekerjaan yang lebih berstrategi. Practical implications - Namun, penelitian ini juga menggarisbawahi beberapa tantangan. Perubahan budaya organisasi diperlukan untuk mengintegrasikan teknologi ini secara efektif, dan kekhawatiran tentang privasi data harus diatasi dengan kebijakan yang ketat. Originality/value - Dalam kesimpulan, penggunaan Kecerdasan Buatan, Big Data, dan Otomasi memiliki dampak yang signifikan pada kinerja SDM di GraPahari Telkomsel. Organisasi yang mampu menggabungkan teknologi-teknologi ini dengan budaya kerja yang inovatif akan muncul sebagai pemimpin dalam mengoptimalkan sumber daya manusia mereka dan mendapatkan keunggulan kompetitif dalam era digital yang terus berkembang.
Implementation and Challenges of Wadi'ah Contracts in Islamic Banking with a View to Future Prospects Choiriyah; Dwi Noviani; Meriyati; Dwinda Fatimah Ishaq; Usamarn Madami
Solo International Collaboration and Publication of Social Sciences and Humanities Vol. 3 No. 02 (2025): Solo International Collaboration and Publication of Social Sciences and Humani
Publisher : Walidem Institute and Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/sicopus.v3i02.344

Abstract

Objective: Analyze the implementation, challenges, and prospects for the development of wadi'ah contracts in Islamic banking in Indonesia. Theoretical framework: The theoretical framework used involves the principles of wadi'ah contracts in muamalah fiqh and Islamic financial theory, including aspects of sharia compliance, risk management, and the dynamics of competition between Islamic and conventional banking. Literature review: A literature study discusses the concept of wadi'ah contracts in the Islamic financial literature, Islamic banking practices in Indonesia, as well as relevant operational and regulatory challenges, including the development of financial technology (fintech) and blockchain. Method: A descriptive-analytical qualitative method with data collection techniques through interviews, observations, and documentation studies. Results: The implementation of wadi'ah contracts is going well but faces challenges such as operational risks, sharia compliance, and product competition. Transparency and innovation, as well as the use of technologies such as blockchain and fintech, are needed to increase efficiency and customer trust. Implications: This research contributes to the development of policies and strategies for Islamic banking products, especially related to technology-based innovation and strengthening the competitiveness of wadi'ah products. Novelty: Highlighting the opportunities for the adoption of blockchain and fintech technology in strengthening the implementation of wadi'ah contracts, which have not been explored much in previous studies.
IMPLEMENTATION OF USHUL FIQH AS A LEGAL BASIS FOR SOLVING SHARIA-BASED ECONOMIC PROBLEMS Choiriyah; Saprida; Dwi Noviani; Imamul Arifin; Mahmoud Saleh Mubarak Bin Humaid
Profetika: Jurnal Studi Islam Vol. 25 No. 01 (2024): Profetika Jurnal Studi Islam 2024
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v25i01.4127

Abstract

The purpose of this study is how models of the application of Usul Fiqh are used as a basic source for solving Sharia-based economic problems. Where Usul Fiqh has always been considered an essential discipline for Muslims, it lies in its position that it can easily understand modern economic laws that are not covered by other sciences. In addition, the science of Fiqh Ushul is considered to help understand and solve problems surrounding furu'iyah or fiqhiyyah that continue to develop from time to time and from various uncertain situations and conditions. The method used in this study is qualitative, with a normative approach and analytical content. The primary source of this research is text documents related to this theme. The results of the study concluded that Ushul Fiqh is considered to be a solution to legitimize and provide support for the law regarding every economic activity in every field of the transaction (muamalah), as long as it adheres to the basic principles of law, namely not violating the text and maqhasid al-Sharia.
Cash Waqf: An Analysis of the Legality of Productive Waqf Management for Sustainable Development (SDGs) Saprida Saprida; Meriyati Meriyati; Choiriyah Choiriyah; Zuul Fitriani Umari; Imamul Arifin
Profetika: Jurnal Studi Islam Vol. 25 No. 02 (2024): Profetika Jurnal Studi Islam 2024
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v25i02.7203

Abstract

Objective: This study aims to analyze the legality and management of productive cash waqf in Indonesia, emphasizing its alignment with Sustainable Development Goals (SDGs). The practice of waqf in Indonesia remains underutilized, with inefficiencies in the management of waqf assets hindering its potential contribution to societal welfare. Theoretical framework: The theoretical framework integrates Islamic jurisprudence on waqf, particularly focusing on its economic empowerment potential and the regulatory landscape provided by Law No. 41 of 2004 and other relevant legal instruments. Literature Review: A comprehensive literature review highlights best practices in waqf management and identifies challenges in implementation. Methods: This qualitative study employs a descriptive approach, relying on library research to examine secondary data from journals, legal documents, and research reports. Results: The findings reveal that Law No. 41 of 2004 outlines comprehensive guidelines for waqf management, including provisions for movable waqf, such as cash waqf, which is regulated under Article 28. The Indonesian Waqf Agency (BWI) plays a pivotal role in ensuring productive waqf management, focusing on utilizing waqf assets to enhance community living standards. The study identifies cash waqf as a transformative tool for achieving economic empowerment and contributing to the SDGs, particularly in eradicating poverty and promoting sustainable economic growth. However, challenges remain in ensuring professional and transparent management practices. Implications: The implications underscore the need for capacity-building initiatives for waqf managers and regulatory reforms to streamline waqf governance. Novelty: The novelty of this research lies in its exploration of cash waqf as a strategic instrument for sustainable development, offering actionable insights into optimizing its potential. By bridging the gap between Islamic jurisprudence and modern management practices, this study provides a framework for enhancing the economic impact of waqf in Indonesia.  
Masyarakat Madani Sebagai Instrumen Pembangunan Kesejahteraan Umat Fathri Varanzhi; Nelly Maryati; Deka Putri Patricia; Tari Tari; Adit Tri Kurniawan; Bunga Salsabila; M. Mustofa Tri Buana; Choiriyah Choiriyah
Social, Educational, Learning and Language (SELL) Vol. 3 No. 2 (2025): Social, Educational, Learning and Language (SELL)
Publisher : Penerbit dan Percetakan, CV. Picmotiv

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis peran masyarakat madani sebagai instrumen pembangunan kesejahteraan umat dalam perspektif Islam dan sosial kemasyarakatan. Kesejahteraan umat tidak hanya dipahami dalam dimensi material, tetapi juga mencakup aspek sosial, moral, spiritual, dan budaya yang membentuk kualitas kehidupan masyarakat secara menyeluruh. Penelitian ini menggunakan pendekatan kualitatif dengan jenis penelitian kepustakaan (library research). Data diperoleh dari artikel jurnal ilmiah dan karya akademik relevan yang dianalisis melalui pendekatan tematik-kritis dan disintesis secara konseptual. Hasil penelitian menunjukkan bahwa masyarakat madani memiliki peran strategis dalam pembangunan kesejahteraan umat melalui internalisasi nilai-nilai keislaman seperti ukhuwah Islamiyah, keadilan sosial, moderasi beragama, partisipasi masyarakat, serta pengelolaan filantropi Islam yang berkelanjutan. Selain itu, masyarakat madani berfungsi sebagai kekuatan sosial yang memperkuat kohesi masyarakat, mendorong pemerataan kesejahteraan ekonomi, dan menjadi penyeimbang dalam tata kelola publik yang demokratis. Penelitian ini menegaskan bahwa masyarakat madani tidak hanya relevan sebagai konsep normatif, tetapi juga sebagai paradigma dan instrumen praktis dalam pembangunan kesejahteraan umat yang berkeadilan dan berkelanjutan
PENGARUH PERSEPSI KEMUDAHAN TERHADAP KEPUTUSAN PENGGUNAAN APLIKASI BYOND BY BSI SEBAGAI MEDIA PEMBAYARAN UANG KULIAH TUNGGAL: STUDI KASUS MAHASISWA STEBIS IGM PALEMBANG Rizka Amelia; Choiriyah Choiriyah; Moh. Faizal; Fadilla Fadilla
Currency (Jurnal Ekonomi dan Perbankan Syariah) Vol. 5 No. 1 (2026): Currency
Publisher : LP2M AL-KHAIRAT PAMEKASAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32806/currency.v5i1.2056

Abstract

Perkembangan teknologi digital telah mendorong perubahan dalam system transaksi keuangan, termasuk dalam pembayaran Uang Kuliah Tunggal (UKT) di perguruan tinggi. Penggunaan mobile banking menjadi solusi praktis yang memudahkan mahasiswa dalam melakukan transaksi secara cepat dan efisien. Namun, tingkat penggunaan aplikasi yang tidak hanya ditentukan oleh ketersediaan layanan, tetapi juga oleh persepsi kemudahan penggunaan yang dirasakan pengguna. Aplikasi BYOND by BSI hadir sebagai salah satu layanan perbankan digital yang digunakan mahasiswa dalam pembayaran UKT, Penelitian ini bertujuan untuk menganalisis pengaruh Persepsi Kemudahan Penggunaan terhadap Keputusan Penggunaan aplikasi BYOND by BSI. Metode yang digunakan adalah pendekatan kuantitatif dengan teknik survei menggunakan purposive sampling terhadap 36 responden mahasiswa. Analisis data meliputi uji validitas, uji reliabilitas, uji asumsi klasik, serta regresi linier sederhana. Hasil penelitian menunjukkan bahwa Persepsi Kemudahan Penggunaan berpengaruh positif dan signifikan terhadap Keputusan Penggunaan dengan nilai signifikansi 0,000 (<0,05) dan nilai t hitung sebesar 13,495. Selain itu, nilai koefisien determinasi (R2) sebesar 0,843 menunjukkan bahwa variabel Kemudahan mampu menjelaskan 84,3% variasi Keputusan Penggunaan. Kesimpulannya, Kemudahan Penggunaan menjadi faktor dominan dalam meningkatkan Keputusan Penggunaan aplikasi. Implikasi penelitian ini menunjukkan pentingnya pengembangan aplikasi yang sederhana, mudah dipahami, dan efisien bagi pengguna.
PENGARUH PERSEPSI KEMUDAHAN PENGGUNA APLIKASI BYOND BY BSI TERHADAP LOYALITAS PENGGUNA PADA MAHASISWA FAKULTAS BISNIS SYARIAH UIGM DALAM PERSPEKTIF MASLAHAH EKONOMI ISLAM Rosa Aprilia; Choiriyah Choiriyah; Havis Aravik
Currency (Jurnal Ekonomi dan Perbankan Syariah) Vol. 5 No. 1 (2026): Currency
Publisher : LP2M AL-KHAIRAT PAMEKASAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32806/currency.v5i1.2069

Abstract

Penelitian ini dilatarbelakangi oleh perkembangan teknologi digital dalam industri perbankan syariah yang mendorong Bank Syariah Indonesia menghadirkan aplikasi BYOND by BSI sebagai layanan perbankan digital yang lebih modern, di mana keberhasilan implementasi layanan tersebut tidak hanya ditentukan oleh jumlah pengguna, tetapi juga oleh loyalitas pengguna dalam memanfaatkannya secara berkelanjutan, sehingga penelitian ini bertujuan untuk menganalisis pengaruh persepsi kemudahan penggunaan aplikasi BYOND by BSI terhadap loyalitas pengguna pada mahasiswa Fakultas Bisnis Syariah Universitas Indo Global Mandiri dalam perspektif maslahah ekonomi Islam dengan menggunakan metode kuantitatif melalui pendekatan asosiatif terhadap 35 responden yang dipilih menggunakan teknik purposive sampling, dengan data yang diperoleh melalui penyebaran kuesioner dan dianalisis menggunakan uji validitas, uji reliabilitas, uji normalitas, analisis regresi linear sederhana, uji t, dan uji koefisien determinasi dengan bantuan IBM SPSS Statistics 25, yang menghasilkan temuan bahwa persepsi kemudahan penggunaan berpengaruh positif dan signifikan terhadap loyalitas pengguna dengan nilai thitung sebesar 9,143 dan tingkat signifikansi sebesar 0,000 < 0,05, serta menghasilkan persamaan regresi Y = -5,861 + 1,104X dan nilai koefisien determinasi (R²) sebesar 0,717 yang menunjukkan bahwa 71,7% loyalitas pengguna dipengaruhi oleh persepsi kemudahan penggunaan, sedangkan 28,3% lainnya dipengaruhi oleh faktor lain di luar penelitian, sehingga dalam perspektif maslahah ekonomi Islam kemudahan penggunaan aplikasi BYOND by BSI memberikan manfaat berupa efisiensi, kenyamanan, dan kemudahan akses layanan keuangan yang mendukung tercapainya kemaslahatan bagi pengguna.
Pengaruh Disiplin Kerja Karyawan dan Komitmen Organisasi terhadap Kinerja Karyawan PT. Surya Bumi Agrolanggeng Enau Palembang Boma Pangestu; Choiriyah; Efrina Masdaini
JEBMAFA: Journal of Economics, Business, Management, Accounting, Finance, and Administration Vol. 1 No. 3 (2026): JEBMAFA: Journal of Economics, Business, Management, Accounting, Finance, and A
Publisher : CV. Megantara Abdi Nusa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui Pengaruh Disiplin Kerja Karyawan dan Komitmen Organisasi Terhadap Kinerja Karyawan PT. Surya Bumi Aagrolanggang Enau Palembang. Populasi dalam penelitian ini yaitu seluruh karyawan PT. Surya Bumi Aagrolanggang Enau Palembang sebanyak 209 pegawai dan Sampel yang digunakan sebanyak 68 responden dengan teknik pengambilan sampel menggunakan cluster sampling. Teknik analisis yang digunakan Adalah Analisis Regresi Linier Berganda. Hasil penelitian yaitu secara bersama–sama ada pengaruh signifikan Disiplin Kerja Karyawan dan Komitmen Organisasi Terhadap Kinerja Karyawan PT. Surya Bumi Aagrolanggang Enau Palembang. Hasil hipotesis secara parsial, ada pengaruh signifikan Disiplin Kerja Karyawan Terhadap Kinerja Karyawan PT. Surya Bumi Aagrolanggang Enau Palembang, ada pengaruh signifikan Komitmen Organisasi Terhadap Kinerja Karyawan PT. Surya Bumi Aagrolanggang Enau Palembang. Besarnya nilai Adjusted R Square menunjukkan Disiplin Kerja Karyawan dan Komitmen Organisasi mempengaruhi Kinerja karyawan PT. Surya Bumi Aagrolanggang Enau Palembang adalah sebesar 51,2%.
The Effect of Competency, Work Discip line and Motivation on Employee Performance: TheCase of Coal Handling Facility and Main Mining Equipment Maintenance Sub-Division of PT. Bukit Asam Tbk. Tanjung Enim Frenky Hidayat; Choiriyah Choiriyah; Yudha Mahrom
International Journal of Marketing & Human Resource Research Vol. 7 No. 2 (2026): International Journal of Marketing & Human Resourches Research
Publisher : Training & Research Institute - Jeramba Ilmu Sukses

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/ijmhrr.v7i2.3438

Abstract

This study aims to examine: (1) the simultaneous effect of competence, work discipline, and motivation on employee performance; and (2) the partial effect of each variable—competence, work discipline, and motivation—on employee performance. The research was conducted in the Coal Handling and Main Equipment Maintenance Subdivision of PT Bukit Asam Tbk, Tanjung Enim Mining Unit. This study uses an associative quantitative approach with competence, work discipline, and motivation as independent variables, and employee performance as the dependent variable. The sample consisted of 138 employees selected using cluster random sampling. Data were collected through questionnaires and supported by secondary data sources. The analysis was conducted using multiple linear regression. The results indicate that competence, work discipline, and motivation simultaneously have a significant effect on employee performance. Partially, competence has a significant effect on performance, while work discipline and motivation do not show a significant effec
The Effect of Loyalty, Motivation and Work Discipline on Teachers’ Performance: The Case of Public Junior High School in Prabumulih City Yelli Aswariningsih; Muhammad Idris; Choiriyah Choiriyah
International Journal of Marketing & Human Resource Research Vol. 7 No. 2 (2026): International Journal of Marketing & Human Resourches Research
Publisher : Training & Research Institute - Jeramba Ilmu Sukses

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/ijmhrr.v7i2.3441

Abstract

This study aims to determine the effect of Loyalty, motivation, and work discipline on the performance of public junior high school teachers in Prabumulih City. To determine the effect of Loyalty on the performance of public junior high school teachers in Prabumulih City, To determine the effect of motivation on the performance of public junior high school teachers in Prabumulih City, To determine the effect of Work Discipline on the performance of public junior high school teachers in Prabumulih City. This type of research is associative-causal quantitative research, which is a study that examines cause-and-effect relationships, where there are independent variables (influencing variables) and dependent variables (influenced variables) (Paramita, 2021: 33). This study was designed to determine the effect of the variables of teacher Loyalty, teacher Motivation, and teacher Discipline on teacher performance variables at public junior high schools in Prabumulih City. The sample in this study consisted of 245 respondents, using cluster random sampling. The data used in this study were primary data, including the number of respondents and the agency profile, and secondary data, using a coequal analysis method. The analysis technique used was multiple linear regression analysis. The results of the study indicate that: (1) Loyalty, motivation, and work discipline have a positive and significant influence on teacher performance at junior high schools (SMP) in Prabumulih City. (2) Loyalty, motivation, and work discipline have a positive and significant influence on teacher performance at junior high schools (SMP) in Prabumulih City. (3) Motivation has a positive and significant influence on teacher performance at junior high schools (SMP) in Prabumulih City. (4) Loyalty, motivation, and work discipline have no positive and significant influence on teacher performance at junior high schools (SMP) in Prabumulih City.
Co-Authors A. Surakhman Abid Djazuli Abid Djazuli Ade Liya Ernanda Adit Tri Kurniawan Angga Saputra Aravik, Havis Arifah Muthiah Beni Beni Benni Irawadi Boma Pangestu Bunga Salsabila Cherli Anjasmara Dewa Choirunnisak Choirunnisak Deka Putri Patricia Dendi Suhendar Desi Ulpa A Devi Sukadiah Diah Isnaini Asiati Dwi Noviani Dwi Noviani Dwinda Fatimah Ishaq Efrina Masdaini EFRINA MASDAINI Emilia Sari Emilia Sari Emilia Sari Emilia Sari Fadilla Fadilla Fadilla Fadilla Fadilla Fadilla Fathri Varanzhi Fatimah Frenky Hidayat Hari Apriyansyah Hasan Pratama Putra Havis Aravik Hoirul Amri Imamul Arifin Imamul Arifin Kartika Sandra Desi Lesi Agusria M. Mustofa Tri Buana Mahmoud Saleh Mubarak Bin Humaid Mandy Okmyarti Pratiwi Melis Melis, Melis Meriyati Meriyati Meriyati Mister Candera Miuhammad Idris Moh. Faizal Mohammad Faizal Muhammad Idris Muharir Nelly Maryati Nina Sabrina Nopriansyah, Waldi Nova Yanti Maleha Nova Yanti Maleha Nurkolis Nurkolis Reza Kurnia Pratama Rizka Amelia Rosa Aprilia Sa'adah Siddik Sani Abdullahi Sule Saprida Saprida, Saprida Sarah Nurlita Sari Siti Novira Putricia Sri Rahayu Syamsul Arifin Tari Tari Taslim Taslim Tiara Suci Anggraini Usamarn Madami Winda Sari Yelli Aswariningsih Yudha Mahrom Zahra Amini Zulkifli Zulkifli Zuul Fitriani Umari