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Analisis Non Performing Financing, Dana Pihak Ketiga, Capital Adequacy Ratio, Dan Financing To Deposit Terhadap Total Pembiayaan Vivin Andriani; Mukhaer Pakkanna
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 3 No. 2 (2019): Desember
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (660.901 KB) | DOI: 10.22236/alurban_vol3/is2pp149-163

Abstract

This research aims to examine the effect of Non-Performing Financing (NPF), Third Party Fund (DPK), CAR and FDR both simultaneously or partially on Total Financing with Islamic General Bank. In this research, the researcher applied quantitative method and employed secondary type of data sources. The sample used in this research is financial statement Islamic General Bank during the period of 2013-2017. The data analysis method used in this research is variable descriptive statistics, classic assumption test, multiple linear regression with significance level 5% and hypothetical test. The outcome of the research is processed using SPSS program version 22
Waqf Forest Development Strategy in Cibunian Bogor Asep Nurimam Munandar; Mukhaer Pakkana; Amrizal Amrizal
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 14, No 2 (2022)
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v14i2.28119

Abstract

Indonesia has a significant waqf potential. However, its realization has not been optimal. Using the Bogor Waqf Forest Foundation as the case study, this research analyzes the implementation of the waqf forest development strategy. It assesses the priority Benefits, Opportunities, Costs, and Risks (BOCR) faced. This study uses the business model canvas (BMC) to the BOCR by mapping the nine business blocks of the canvas model. The study finds that the main priorities to strengthen the management and development of the forest waqf project are 1) nāẓir professionalism and competence in knowledge of waqf laws, 2) research and discourse development, and 3) personal approach to collecting waqf funds.
Policy Formulation of Financial Management Patterns With Sharia Principles in Bogor City Hospital Armein Sjuhary Rowi; Mukhaer Pakkanna
Journal of Education on Social Science (JESS) Vol 7 No 1 (2023): SOCIAL AND POLITICAL ISSUES IN DIGITAL ERA
Publisher : Faculty of Social Science, Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jess.v7i1.465

Abstract

Good financial management by minimizing findings is determined by the selection of the right model. This study aims to develop a policy formula for financial management patterns with Sharia principles in the Bogor City Regional General Hospital. The qualitative research method uses the decision-making method with Analytic Network Process (ANP) to determine the financial management policy model with Sharia principles. This research was conducted through interviews and focus group discussions. The results obtained show that the Islamic financial management model, in part, has the highest priority with cluster restrictions reaching 0.191007. So that the chosen Islamic financial management formula is financial management with partial Islamic principles. This research provides a new breakthrough regarding the application of Sharia policy. The application of Sharia can be carried out in stages with the Sharia model in advance. This will have an impact on the ease of implementing Sharia because it does not need to be full of all the difficulties. Partial implementation of Sharia is still considered a strong enforcement effort to step up to become perfect Sharia.
The Role of the Family Hope Program (PKH) in Enhancing Family Literacy and Financial Management from the Perspective of Islamic Economics Muh. Akbar; Mukhaer Pakkanna
Kontigensi : Jurnal Ilmiah Manajemen Vol 11 No 1 (2023): Kontigensi: Jurnal Ilmiah Manajemen
Publisher : Program Doktor Ilmu Manajemen, Universitas Pasundan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56457/jimk.v11i1.416

Abstract

As Financial Planner, women have a challenging task, as managing family finances is akin to regulating the heartbeat of married life, making financial literacy and management essential skills to possess. This research examines the role of the Family Hope Program (PKH) in educating aid recipients regarding financial management, focusing on female PKH aid recipients who must actively seek livelihoods. This study adopts a qualitative approach with a case study methodology. The research findings highlight the vital role of PKH in enhancing beneficiaries' financial management literacy, aligning with Islamic economics principles. It is evident in all informants demonstrating financial management practices adhering to Islamic economic principles. It includes using money, budgeting, setting aside emergency/savings funds investments, and managing credit/debt. These findings serve as a crucial reference for PKH support. Recommendations for future research include exploring the differences in financial management between active and non-working PKH aid recipients.
Decrease In Productivity Of Distribution Of Donation Funds And Alms At The Al-Ghuroba Foundation Mosque Rawamangun East Jakarta Abdul Aziz; Mukhaer Pakkanna
International Journal of Economics, Business and Innovation Research Vol. 3 No. 05 (2024): International Journal of Economics, Business and Innovation Research (IJEBIR)
Publisher : Cita konsultindo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The corona virus pandemic has had a significant negative impact on economic development in various sectors, including philanthropic activities such as Infak and Sedekah. This study focuses on the Decrease in Productivity of Alms and Alms Distribution at the Al-Ghuroba Rawamangun Foundation Mosque, East Jakarta. The main problems raised are the factors causing the decline in productivity of alms and alms distribution and what should be done to increase the productivity of alms and alms distribution. The method used in this study is field research , namely research used through the results of surveys and observations. By using the Case Study approach , namely focusing on a particular object that is raised as a case to be studied in depth so as to be able to uncover the reality behind the phenomenon. This approach can be used in a complementary manner with a descriptive qualitative approach to provide a more comprehensive understanding of a research problem or phenomenon. The results of this study indicate the importance of conducting training evaluations on programs that have been implemented, maintaining harmony with the congregation and donors, and the need for supervision from Baznas in the productivity of distributing alms and donation funds at the Al-Ghuroba Rawamangun Mosque, East Jakarta.
Strategi Peningkatan Penerimaan Dana Zakat Pada Badan Amil Zakat Nasional (BAZNAS) Kepahiang Tria Zarkasih; Mukhaer Pakkana
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10845

Abstract

The low level of zakat receipt at Baznas Kepahiang which has a majority Muslim community raises important problems to be addressed immediately. This research was conducted to help discover the right strategy to increase zakat acceptance. Using grounded theory research methods, the author formulates relevant theories based on field facts. The results revealed that the main obstacle causing the low receipt of zakat funds at Baznas Kepahiang was influenced by the target that was not achieved due to minimal knowledge about zakat and Baznas. The strategy to increase the receipt of zakat funds at Baznas Kepahiang is formulated in the form of socialization and education, transparency and accountability, partnerships, and optimization of the use of digital technology where socialization and education require transparency and accountability in campaign materials to introduce Baznas Kepahiang and its activities. Good and routine socialization and education will build partnership relationships. Socialization and education will run successfully if supported by the use of digital technology. Transparency and accountability that are done well will maintain partner trust. Transparency and accountability require the growing use of digital technologies. Partnership relationships will be closer if strengthened by the use of digital technology.
Analisis Implementasi Manajemen Mutu Iso 9001:2015 Pada Kegiatan Pendayagunaan Di LAZ BMH Kalimantan Timur Muhamamad Rofiq; Mukhaer Pakkana
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10835

Abstract

This research has the purpose of analyzing the application of ISO 9001:2015 quality management principles to the Utilization division at LAZNAS Baitul Maal Hidayatullah (BMH) east Kalimantan. The method in this research is descriptive qualitative using primary data and supported by secondary data. Techniques for collecting data used in this study are interviews observations of leadership and management elements, program and utilization departments as customers in this case as beneficiaries, that it is supported by notes or documents institution. While the population includes the BMH network in 4 districts/cities in East Kalimantan. Based on the results of the study, it was found that 7 ( seven ) ISO principles had been applied in the East Kalimantan BMH program and utilization division, including customer focus, leadership, people involvement, process approach, improvement, evidence-based decision-making, and good relationship management. The problems found are the understanding of amil or employees that is not optimal and consistency in a recording. The benefits of this research are expected to provide input and feedback on the implementation of ISO 9001:2015 quality management at BMH East Kalimantan.
IMPLEMENTASI DANA DESA DALAM MENINGKATKAN KESEJAHTERAAN EKONOMI PERSPEKTIF PENDEKATAN MAQASHID SYARIAH (Studi Kasus Desa Penyamun Kecamatan Pemali Kabupaten Bangka): Indonesia Bramanta, Septian; Pakkanna, Mukhaer
Jurnal Ilmu Administrasi Negara Vol 6 No 2 (2024): JURNAL STUDIA ADMINISTRASI
Publisher : STISIPOL Pahlawan 12 Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47995/jian.v6i2.226

Abstract

Dana Desa adalah merupakan salah satu amanat dari Undang-Undang Desa Nomor 6 tahun 2014 dan bentuk dari keseriusan pemerintah di level Nasional, Kementerian Desa, PDT, dan Transmigrasi sejak tahun 2015 setiap tahunnya membuat kebijakan Prioritas Penggunaan Dana Desa sebagai “panduan” bagi Desa dalam mengelola Dana Desanya semua desa berhasil dalam mensejahterakan masyarakat desa melalui dana desa. Untuk itu penelitian bertujuan menganalisis Implementasi Dana Desa Dalam Meningkatkan Kesejahteraan Ekonomi Desa Penyamun Kecamatan Pemali Kabupaten Bangka Ditinjau Melalui Pendekatan Maqashid Syariah. Penelitian ini adalah penelitian kualitatif dimana Penelitian kualitatif adalah penelitian yang menggunakan data yang tidak terstruktur dan bersifat verbal, seperti wawancara, observasi, dan dokumen. Penelitian kualitatif lebih menekankan pada interpretasi dan pemahaman subjektif dari objek yang diteliti dengan pendekatan studi kasus dimana desain studi kasus adalah desain penelitian yang mengkaji fenomena yang terjadi secara mendalam dari sudut pandang yang beragam. Kemudian dilanjutkan dengan menganlisa data dengan cara mengumpulkan, mengkategorikan, mengelompokkan, dan menginterpretasikan data yang diperoleh, penyajian data dan menarik kesimpulan. Dari hasil penelitian yang dilakukan oleh peneliti di Desa Penyamun Kecamatan Pemali Kabupaten Bangka, maka dapat disimpulkan bahwa kontribusi Dana Desa dalam menigkatkan kesejahteraan ekonomi melalui program pembangunan, pemberdayaan dan pelatihan yang dilakukan oleh pemerintah Desa Penyamun secara Implementasi dan konsep perspektif pendekatan Maqashid Syariah telah memenuhi kelima prinsip Maqashid Syariah. 1. Hifz Al-Din Hifz (Menjaga Agama) 2. Hifz An-Nafs (Mennjaga Jiwa) 3. Hifz Al-Aql (Menjaga Akal) 4. Hifz An-Nasl (Menjaga Keturunan) 5. Hifz An-Maal (Menjaga Harta).
THE INFLUENCE OF PRODUCTS, SERVICES AND PROMOTIONS ON CUSTOMER DECISIONS ON SERVICE PRODUCTS AT BANK MUAMALAT BATAM BRANCH Sutarman, Sutarman; Mukhaer Pakkanna
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 9 No. 9 (2024): Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v9i9.6656

Abstract

Sutarman, Pengaruh produk, layanan, dan promosi terhadap keputusan nasabah mengenai produk layanan di Bank Muamalat Cabang Batam. Di bawah bimbingan Dr. Mukhaer Pakkanna, SE, MM. Faktor produk, layanan, dan promosi yang dilakukan oleh perbankan syariah memiliki peran besar dalam minat masyarakat untuk menjadi nasabah di bank syariah. Potensi besar penggunaan produk perbankan syariah belum mampu menarik minat terhadap produk di Bank Muamalat Cabang Batam. Menurut Manampiring, Hidayat, dan Sunaryo, layanan, harga, dan distribusi secara simultan memiliki pengaruh yang signifikan terhadap keputusan pembelian nasabah. Penelitian ini bertujuan untuk mengkaji seberapa besar pengaruh produk, layanan, dan promosi terhadap keputusan nasabah mengenai produk layanan di Bank Muamalat Cabang Batam. Metode penelitian ini adalah Deskriptif Kuantitatif dengan metode analisis regresi linier berganda menggunakan studi lapangan, pengumpulan data dilakukan melalui kuesioner dan wawancara. Hasil penelitian ini menunjukkan bahwa produk, layanan, dan promosi secara parsial maupun simultan memiliki pengaruh positif dan signifikan terhadap keputusan nasabah untuk menggunakan produk layanan di Bank Muamalat Cabang Batam. Dari 86 responden yang diteliti, diperoleh hasil bahwa variabel Produk (X1) memiliki rata-rata 4,11, Layanan (X2) memiliki rata-rata 3,97, Promosi (X3) memiliki rata-rata 3,98, dan Keputusan Permintaan (Y) memiliki rata-rata 3,99.
ANALYSIS OF THE MARKET STRUCTURE OF HOSPITAL INDUSTRY IN INDONESIA Rachmawati, Emma; Umniyatun, Yuyun; Kurniawan, Deni Wahyudi; Nurmansyah, Mochamad Iqbal; Pakkanna, Mukhaer; Nurjuman, Husnan; Budiarto, Slamet; Gohardi, Virgo Sulianto
Indonesian Journal of Health Administration (Jurnal Administrasi Kesehatan Indonesia) Vol. 12 No. 1 (2024): June
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jaki.v12i1.2024.37-48

Abstract

Background: Over the past decade, private investments in health care including hospital have grown significantly, more than doubling. As the number of hospitals in Indonesia increases, a competitive business environment develops. Identifying hospital market structure can help various stakeholders to optimize the hospital's performance. Aims: This study analyzed the market structure and concentration of the hospital industry in Indonesia. Methods: This study used hospital characteristics data from Ministry of Health of Indonesia that retrieved in October 2020. Market concentration is determined by the number of industry players operating in a market, the distribution of services, and the types of services offered. The hospital market concentration was identified by measuring the Concentration Ratio (CR) and the Herfindahl–Hirschman index (HHI). Results: The results showed that the market share of hospitals in Indonesia was still dominated by government hospitals, which represent 51.4% of the market share. The concentration ratio of four companies (CR4) remains <40, indicating that competition remains relatively open among private hospitals at the national level. Conclusion: Several cities have established hospital markets that are characterized by robust competition, whereas in other cities, the hospital industry remains oligopolistic or monopolistic. It is important to note, however, that this does not imply that the market structure is ineffective on account of competition; rather, it is the result of a scarcity of hospitals in a number of Indonesian cities. Keywords: Concentration ratio, Economic competition, Herfindahl–Hirschman Index, Hospital market