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All Journal Jurnal Ilmiah Hukum dan Dinamika Masyarakat Arena Hukum Syntax Literate: Jurnal Ilmiah Indonesia Humani (Hukum dan Masyarakat Madani) Jurnal Kesehatan: Jurnal Ilmu- Ilmu Keperawatan, Kebidanan, Farmasi dan Analis Kesehatan Hukum Responsif : Jurnal Ilmiah Fakultas Hukum Universitas Swadaya Gunung Jati Cirebon Interdisciplinary Social Studies Indonesian Journal of Multidisciplinary Science Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) Rechtsnormen Journal of Law Journal Of Law Sciences (Legisci) Asian Journal of Management, Entrepreneurship and Social Science Jurnal Pengabdian Masyarakat Inovasi Indonesia
Tina Marlina
Fakultas Hukum Universitas Swadaya Gunung Jati
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Journal : Jurnal Ilmiah Hukum dan Dinamika Masyarakat

 1 
ASPEK HUKUM DAN PENYELESAIAN ATAS TRANSAKSI PEMBAYARAN JUAL BELI MENGGUNAKAN KARTU ELEKTRONIK Tina Marlina; Ismayana Ismayana; Dudung Hidayat
JURNAL ILMIAH HUKUM DAN DINAMIKA MASYARAKAT Vol 19, No 1 (2021): HUKUM DAN DINAMIKA MASYARAKAT
Publisher : Fakultas Hukum Universitas 17 Agustus (UNTAG) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (483.262 KB) | DOI: 10.56444/hdm.v19i1.2147

Abstract

This study aims to analyze the legal aspects of the use of credit cards as a meansof payment and settlement efforts from the bank in the event of a customer who does not pay the credit card. This research is a juridical-normative research, with the approach used, namely the statutory regulation approach and legal norms in accordance with existing legal issues related to the structure and principles of the applicable law. The results of the first research are that the legal aspects related to the use of credit cards in Indonesia include various regulations such as Law Number 19 of 2016 to Bank Indonesia Regulations, namely Bank Indonesia Regulation Number 14/2/PBI/2012 concerning Amendments to Bank Indonesia Regulation Number 11/11/PBI/2009 concerning the Implementation of Card-Based Payment Instrument Activities. Second, there are several attempts made by the bankingsector in solving problems when there is default by the customer, these efforts can be carried out by conducting Negotiation, Mediation, Conciliation, Arbitration and Judiciary. With the existence of several alternatives in solving the problem, the bank can choose the efforts to be taken, such as the Cirebon Branch of Bank Rakyat Indonesia which chose mediation as the solution to the problem. Mediation is the main solution carried out at BRI Cirebon Branch, it is more effective and efficient in solving the problem, mediation as an effort to solve problems also has a strong legal basis and legitimacy as stipulated in Bank Indonesia Regulation Number 8/5/PBI/2006 concerning Banking Mediation.
Co-Authors 'Aisy, Radya Rahadatul Adzikri, Muhamad Wildan Andita Alfarisy, Panji Andri, Gusti Yosi Annisa Tya Zavira Annisarahmah Utami Susanto Aprilianti, Viona Aufiya, Zelfi Ghaffar Aulia, Dhea Wardah budiyanti, setia Dudung Hidayat Fahri Alpalah, Oka ferdi ardiansyah, ferdi Fitriani, Andriana Aulia Gumilang, Iwan G Gumilang, Iwan G. Gusti Yosi Andri Handiriono, Raden Handiriono, Rd. Harmono Harun, Nurhidayati Ika Putri, Dessy Irma Maulida Irwany Indriyanti, Diah Ismayana Ismayana Istikomah, Umi Kaenama Muhammad, Yunan Kamil, Insan Kirana, Cindy Asya Kiren, Bilqis Fetmy Kumala, Dora Kartika Lazuardy, Moch Syahren Malik Fidale, Faisal Maulana Malik Afif Nasuha Maulida, Irma Maulinda, Irma Mega Puspa Mandiri Milyanti, Mia Nisa, Qoirun Permana, Choerul Gilang Pradila, Yudhistira Adi Purwanto, Erix Putri, Dessy Ika Rachmawati, Maya Rahman, Hanfi Pauzia Ramdhani, Susan Sintia RIZKY NAAFI ADITYA Shonia, Ana Naela Sintia Dwi Jayanti Siti Maria Ulfah, Siti Maria Solichin Solichin Solichin Solichin Susanto, Annisarahmah Utami Tantowijaya, Bibit Umar, Jaenudin Wahyudin, Hafidz Waluyadi Yaman, Rico Yulio Yasir, Nazib Mohamad Yeni Puspita Dewi Yosi Andri, Gusti Yuniarsih Genuni, Rianda